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All Journal Jurnal Informatika dan Teknik Elektro Terapan ELKOMIKA: Jurnal Teknik Energi Elektrik, Teknik Telekomunikasi, & Teknik Elektronika JTERA (Jurnal Teknologi Rekayasa) Pena Justisia: Media Komunikasi dan Kajian Hukum AL-Ishlah : Jurnal Ilmiah Hukum JIRA: Jurnal Inovasi dan Riset Akademik REKA ELKOMIKA: Jurnal Pengabdian kepada Masyarakat International Journal of Applied Technology Research JITEL (Jurnal Ilmiah Telekomunikasi, Elektronika, dan Listrik Tenaga) Industrial Research Workshop and National Seminar The International Journal of Education Management and Sociology Jurnal Inovasi Pengabdian dan Pemberdayaan Masyarakat SEMNASTERA (Seminar Nasional Teknologi dan Riset Terapan) Madani : Jurnal Pengabdian Kepada Masyarakat Jurnal Polimesin
Toto Tohir
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Journal : Pena Justisia: Media Komunikasi dan Kajian Hukum

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Analysis of Overmacht Credit Agreements During Pandemic (Case Study of Loss Claims Rejections By Judges) Mucharom, Rully Syahrul; Suriaatmadja, Toto Tohir; Ravena, Dey; Mufidi, M. Faiz
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 21 No. 2 (2022): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v21i2.2290

Abstract

The purpose of this research is to identify and analyze Covid-19 as a form of comparative advantage and the consequences of the advantage method in loan agreements and loan termination policies due to the Covid-19 pandemic. The research method is norm-law. It is a legal research method that examines and studies the provisions of legislation as a basis for subsequent analysis of the issues discussed. The research uses primary and secondary legal material for analysis through the study of relevant documents and literature. The analysis is a qualitative analysis that addresses the question in question. According to the research, Covid-19 is an unnatural disaster and thus can be classified as a measure of superiority. As a priority relationship, the laws governing the spread of Covid-19 result in a priority relationship with the loan agreement, which means that the debtor must continue to meet his obligations to the debtor even after Covid-19 is over. When it was implemented following POJK 11/2020, the debtor obtained credit relief through restructuring in the form of interest rate cuts, extension of maturity, reduction of funds owed, and interest reduction in arrears according to the restructuring table issued by the bank. After verification and analysis by the bank, the affected debtor Covid- 19
Co-Authors Abdullah Assegaf Adithia Maulady Adnan Rafi Al Tahtawi Aghnia Nur Zahrah Agriyani, Fioni Ahmad Sofyan Ahmad Yusuf Aisyah Indah Almira Ambar Susanto Anisa Dyah Lestari Annisa Nurul Sholihah Anwar, Hadrian Arifal Triprasetyo Adi Ashshidiqi, Hasbi Ayu, Aninda Framesti Ratna Azzahra Salsabila Baisrum Baisrum, Baisrum Bambang Puguh Manunggal Bimo Fajrie Alwaaritsi Brian Fadilah Susanto Budi Setiadi Budi Setiadi, Budi Budi Triyono Budi Utomo, Heri Dandy Nugraha Darwati, Endang Dedi Aming Destri Muliastri Dey Ravena Dian Ekawati Diki Diki Dwi Septiyanto, Dwi Endang Habinuddin Fadilah, Rizal Fazrin, Rifki Rizkullah Febi Ariefka Septian Putra Fikri Sofhani Habinuddin, Endang Handayani Nur Jamilah Hasan Surya Icha Marsya Ramadhani Ichwan Latif Fajari Ilman, Sofyan M. Kartono W. Kasni Sumeru Kumar, Saurav Laras Nurul Syamsy Mauludin, Luthfi Muhammad Melisa Mulyadi Mohamad Firdaus bin Sukri Mufidi, M. Faiz Muhamad Alwi Muhamad Fahmy Muhammad Akmal Muhammad Reihan Iskandar Mujiman Mujiman, Mujiman Muliawan, Rizki MULYONO, NANANG Nabila, Edlyna Syahda Neni Emrida Panjaitan Nisrina Nurul Fadlilah Nuriyadi, Muhammad Nurohmah, Restu Nuryati, Neneng Pramudantoro, Triaji Pangripto Putra, Pahreza Ridwan Putri, Amelia Ocktriviani Rena Reinita Ridwan Solihin Robert Adriaan Philipus Robert Adrian Rully Syahrul Mucharom, Rully Syahrul Sapto Prajogo Shodiya Sulaimon Sirait, Togar SISWOYO Sofian Yahya Sophia Latifah Aulia Sri Nugroho SRI UTAMI Sudrajat Sudrajat Sudrajat Sudrajat SUNARTO Sunarto Sunarto Sunarto Sunarto Supriyadi, Tata Supriyanto Supriyanto Suhono Supriyanto Supriyanto Susanto Susanto Syarif Hidayat Trisnawiyana Trisnawiyana Trisnawiyana, Trisnawiyana Utomo, Heru Budi Wiguna, Tessa Ananta Wijayanti, Linda Winata, Moh Tomi Yosep Santosa Yoseph Santosa Yudi Prana Hikmat