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Determinan Uang Kartal Yang Beredar Di Indonesia Sebelum Dan Setelah Penerapan QRIS Angger Prasetyan Adi; Thomas Andrian; Tiara Nirmala; Nurbetty Herlina S.; Ukhti Ciptawaty
BULLET : Jurnal Multidisiplin Ilmu Vol. 2 No. 2 (2023): BULLET : Jurnal Multidisiplin Ilmu
Publisher : CV. Multi Kreasi Media

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Abstract

This study aims to analyze the impact of variables related to electronic money transactions, national income, deposit rates, and the implementation of QRIS as a payment method on the demand for currency in Indonesia from 2015 to 2022. The data used in this study consist of quarterly secondary data from January 2015 to December 2022 in Indonesia. The data processing method employed is the Error Correction Model (ECM) analysis.The findings of this study indicate that the GDP variable has a positive and significant effect on the demand for currency in both the short and long term. The variables related to electronic money transactions also have a positive and significant impact on the demand for currency in both the short and long term. On the other hand, the deposit interest rate variable has a negative and significant long-term effect on the demand for currency. The variable representing the implementation of QRIS shows a negative and insignificant effect on the demand for currency. However, in the long run, the QRIS variable has a positive and insignificant effect on the demand for currency.
Analysis of Growth and Changes in Economic Structure in 5 Big Cities on the Island of Sumatra (Case Study 2017-2022) Nabilla, Nina; Ciptawaty, Ukhti; Ratih Y. T., Arivina; Yuliawan, Dedy; Murwiati, Asih
International Journal of Economics, Management and Accounting (IJEMA) Vol. 2 No. 1 (2024): June
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v2i1.145

Abstract

This research aims to analyze the growth and changes in economic structure in five large cities on the island of Sumatra. This type of research is quantitative research. This research uses secondary data sourced from data from the Central Statistics Agency. The data used in this research is time series data from 2017-2022. The methods used in this research are the Structural Transformation analysis method, Location Quotient (LQ) analysis and Klassen Typology Analysis. The results of the research show that the economy in 5 large cities on the island of Sumatra experienced a negative shift in the primary economic sector, while most of the secondary and tertiary economic sectors experienced a positive shift or increased. The results of the Location Quotient (LQ) analysis have a significant effect on the Klassen Typology analysis, where the economic sector Non-based sectors in each region are in quadrant III, that is, these sectors are classified as non-based sectors but have the potential to be developed in the future, while non-based sectors in quadrant IV are categorized as economic sectors that are relatively underdeveloped and do not have a competitive advantage in the analysis area.
Effectiveness of the Family Hope Program in Ketapang Village, Panjang District in 2022 Maulidi Ramadhan, Deri; Wahyudi, Heru; Ciptawaty, Ukhti
International Journal of Economics, Management and Accounting (IJEMA) Vol. 2 No. 1 (2024): June
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v2i1.148

Abstract

This research aims to analyze the effectiveness of the Family Hope Program for poor communities in Bandar Lampung City. This type of research is qualitative descriptive research. This research uses primary data. The data collection methods used in this research are observation, interviews, documentation and questionnaires, as well as using Validity tests and Reliability tests. Data processing methods in this research use editing, coding, scoring and tabulation. The results of this research were 54.60% which was included in the effective category.
Economic Implications of Beneficiaries of the Pre-Employment Card Program in Lampung Province Robby Kurniawan, Muhammad; Budiarty DA, Ida; Ciptawaty, Ukhti
International Journal of Economics, Management and Accounting (IJEMA) Vol. 2 No. 1 (2024): June
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v2i1.152

Abstract

The pre-employment card program is a policy designed by the government to expand employment opportunities, increase competency and competitiveness for the workforce. This research aims to analyze the implications of the pre-employment card program on the economic conditions of beneficiaries of the pre-employment card program in Lampung Province from 2020-2022. The analytical method used in this research is the qualitative descriptive analysis method. The type of data used in this research is primary data obtained directly from beneficiaries of the pre-employment card program in Lampung Province. The research results show that the pre-employment card program has implications for the economy of the beneficiaries of the pre-employment card program in Lampung Province, especially in increasing income, cost efficiency in seeking training, increasing purchasing power, business capital and also financial inclusion for pre-employment card beneficiaries in Lampung Province.
Studi Kelayakan Bisnis Bagi Bumdes Yang Mati Suri Di Kabupaten Pesawaran Wahyudi, Heru; Ciptawaty, Ukhti; Djausal, Gita P; Putri, Rahmah Dianti
BEGAWI : Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 1 (2023): Volume 1 - No. 1 Tahun 2023
Publisher : Faculty of Economics and Business Lampung University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/begawi.v1i1.2

Abstract

Rencana sasaran pembangunan desa melalui BUMDes ternyata tidak berjalan sesuai dengan master pembangunan. Telah ditemukan banyak pelanggaran dan ketidaksesuain yang berkaitan dengan pengelolaan dan pengorganisasian BUMDes dalam ini penggunaan dana BUMDes. Kelemahan pengelolaan BUMDesa pun terindikasikan di Desa Kurungan Nyawa, Kabupaten Pesawaran. Terdapat tiga masalah utama terkait dengan pengelolaan BUMDes di Desa Kurungan Nyawa yaitu masalah yang terkait dengan potensi ekonomi, sosial dan sumber daya manusia. Ketiga masalah yang dihadapi BUMDes Desa Kurungan Nyawa, Kabupaten Pesawaran dapat diatasi dengan memberikan pendampingan oleh akademisi. Oleh karena itu pendampingan yang dapat diberikan kepada Desa Kurungan Nyawa semestinya berkaitan keilmuan kelayakan bisnis, admisnistrasi bisnis dan managemen bisnis secara umum. Akademisi dari keilmuan ekonomi pembangunan dapat memberikan edukasi dan praktik lapangan dengan materi studi kelayakan bisnis serta studi kelayakan. Selanjutnya, dari segi keilmuan administrasi bisnis dapat memberikan pendampingan untuk membantu meningkatkan manajemen dan administrasi unit usaha BUMDes yang selama ini belum berproduksi pada tingkat produksi yang maksimal, bahkan mati suri. BUMDes disini senantiasa mengalami kegagalan dan kerugian. Selain itu, pendampingan yang dilakukan akan dikaitkan dengan edukasi mengenai motivasi kerja bagi masyarakat Desa Kurungan Nyawa.
Pengelolaan Potensi Taman Wisata Desa Di Taman Wisata Tanjung Mas Bogorejo Ciptawaty, Ukhti; Edwin Russel; Dedy Yuliawan; Syarifah Nurbaiti; Melati, Wanda Aprillia
BEGAWI : Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 1 (2023): Volume 1 - No. 1 Tahun 2023
Publisher : Faculty of Economics and Business Lampung University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/begawi.v1i1.13

Abstract

Kelemahan pengelolaan Badan Usaha Milik Desa (BUMDS) dalam proses regulasi ini juga teridentifikasi di Provinsi Lampung. Provinsi Lampung banyak mengalami pasang surut perubahan administrasi. Perjuangan yang dihadapi BUMDS Desa Bogorejo dapat diatasi dengan menggunakan bantuan akademisi khususnya terkait aturan dan pengalaman organisasi untuk meningkatkan jaringan kerja. Pengabdian ini bertujuan untuk meningkatkan kualitas manajemen perusahaan yang dilakukan di Desa Bogorejo dengan kegiatan pelatihan best practice manajemen baru dan manajemen perusahaan. Metodologi yang digunakan dalam penelitian ini adalah, menggunakan pelatihan best practice manajemen dan administrasi usaha baru guna meningkatkan kualitas manajemen perusahaan. Kegiatan pengabdian ini juga bertujuan untuk meningkatkan kualitas pengelolaan perusahaan yang berbadan hukum. Selain itu dilakukan kegiatan edukasi mengenai diversifikasi produk, dan strategi pemasaran, guna mengedukasi masyarakat mengenai perbaikan kualitas dan kuantitas produksi usaha tekstil. Hasil dari penelitian ini adalah, Kegiatan pengabdian di BUMDS Bogorejo telah mampu memberi perubahan bagi para pengurus dan masyarakat maupun institusi BUMDS jangka pendek maupun jangka panjang. Perubahan jangka pendek yang dimaksud adalah perubahan struktur organisasi yang telah dilaksanakan segera setelah pelaksanaan kegiatan pengabdian oleh pihak akademisi sedangkan perubahan jangka panjang yang diharapkan adalah tercapainya kemampanan organisasi BUMDS yang bergerak di masyarakat Bogorejo. Harapan yang ingin dicapai adalah organisasi BUMDS dapat menjadi wadah dan sarana pengembangan perekonomian masyarakat desa.
PENDAMPINGAN MEMPEROLEH SERTIFIKAT HALAL Marselina, Marselina; Joko Prasetyo, Tri; Ciptawaty, Ukhti
BEGAWI : Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 2 (2023): Volume 1 - No. 2 Tahun 2023
Publisher : Faculty of Economics and Business Lampung University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/begawi.v1i2.25

Abstract

With the end of the Covid-19 pandemic, it is hoped that the MSME sector will recover. Halal products are very important in today's society. Simultaneously, the Indonesian Ministry of Religion's Halal Product Assurance Organizing Agency (BPJPH) issued a regulation that all MSME products must be halal-certified by 2024. Halal certification is very important to ensure consumers feel safe and that what they buy does not violate Islamic rules. Knowledge and understanding of SMEs regarding halal certification and business registration numbers (NIB) are still relatively minimal, as indicated by the low number of SMEs with halal certification. In order to increase the number of MSME businesses, this service activity aimed at 60 MSMEs around the University of Lampung area aims to facilitate direct socialization and halal certification of MSMEs. The current halal certification authorization process uses an online system which is preceded by an understanding of halal and socialization of NIB, making it easier and helping SMEs in obtaining halal certification. From this activity, it is hoped that SMEs in Lampung Province can grow better and faster. This service activity is in collaboration with the Halal Center for Muslim Scholars of the Ministry of Religion and the women's organization Women's Empowerment of UMKM (PPUMI) Lampung.
LITERASI KEUANGAN DIGITAL SEBAGAI UPAYA PENDUKUNG PEREKONOMIAN Ciptawaty, Ukhti; Wahyudi, Heru; Andrian, Thomas; Wiryawan, Driya; Usman , Moneyzar
BEGAWI : Jurnal Pengabdian Kepada Masyarakat Vol. 1 No. 2 (2023): Volume 1 - No. 2 Tahun 2023
Publisher : Faculty of Economics and Business Lampung University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/begawi.v1i2.26

Abstract

Kurungan Nyawa Village in Pesawaran District shows signs of weakness in BUMDes management. The implementation of BUMDes in Kurungan Nyawa Village is constrained by three main problems, namely economic, social, and human potential issues. Academics who can help improve the management and administration of BUMDes business units that are not producing at peak production levels, even in a state of suspended animation, can help solve three problems faced by BUMDes in Kurungan Nyawa Village, Pesawaran Regency.
METODE “CANVAS BUSINESS MODEL” MENINGKATKAN PRODUKTIVITAS BUMDES Wahyudi, Heru; Ciptawaty, Ukhti; Marselina, Marselina; Ambya, Ambya; Suparta, I Wayan
BEGAWI : Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 2 (2024): Volume 2 - Nomor 2 - Juli 2024
Publisher : Faculty of Economics and Business Lampung University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/begawi.v2i2.48

Abstract

There is a reality that the BUM Desa village development goals plan is not implemented in accordance with the development master. Regarding the administration and structure of BUM Desa and the utilization of BUM Village funds, many violations and irregularities have been discovered. Purworejo Village, Pesawaran Regency, also revealed shortcomings in the management of Village BUM. The management of BUM DES in Purworejo Village is hit by three main issues: those related to the organization's potential as an economic, social and human resource. Academic support can help BUM DESA Purworejo, Pesawaran Regency overcome three challenges. As a result, the assistance that can be provided to Purworejo Village must focus on general business management, business administration, and business feasibility science. Development economics academics can offer hands-on instruction and experience with corporate feasibility studies and feasibility studies. In addition, from a scientific point of view, business administration can help strengthen the management and administration of the BUM DES business unit, which has not yet produced at its peak level and has even been suspended. Here, BUM DES constantly faces losses and failures. Apart from that, this support will also be combined with training on work motivation for Purworejo Village residents.