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Journal : Indonesian Development Economics and Localities

Factors of Public Interest in Investing in Gold Jewelry from an Islamic Economic Perspective in the Sekarbela Area Dini Handayani; Busaini Busaini
Indonesian Development Economics and Localities Vol. 1 No. 1 (2025): January-June
Publisher : Future Techno-Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/gp2wyn90

Abstract

Gold investment, especially in the form of jewelry, has a strategic role in the community's economy, especially in areas that have a strong tradition in gold trading such as Sekarbela, Mataram. However, the limited research that examines the factors of gold investment interest from an Islamic economic perspective makes this study important to understand community motivations as well as provide sharia-based recommendations. This study aims to determine the factors that influence community interest in investing in gold jewelry based on Islamic economic principles in the Sekarbela Area. The method used is qualitative with a participatory observation approach and in-depth interviews. The research location is in the Sekarbela Area, Mataram City, with informants selected using a purposive sampling technique. Data validity is strengthened through triangulation. The results of the study show that the majority of gold traders start their businesses with their own capital or loans, with a strong tendency to save and invest profits for business development. Psychological, social, and income level factors are the main drivers of investment interest. Although investment awareness has grown, the approach used is still traditional and based on personal trust. These findings contribute to the development of sharia financial literacy and strategies for strengthening halal investment in the community.
Implementation of the Mahyani Rehab Program by Baznas in an Effort to Overcome Housing Poverty in Bugis Village, Taliwang District, West Sumbawa Regency Martina Wati; Busaini, Busaini
Indonesian Development Economics and Localities Vol. 1 No. 1 (2025): January-June
Publisher : Future Techno-Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/vjcsth98

Abstract

This study aims to describe the implementation of the MAHYANI Rehab Program by BAZNAS as an effort to overcome housing poverty in Bugis Village, Taliwang District, West Sumbawa Regency. The approach used is descriptive qualitative with data collection techniques in the form of observation, in-depth interviews, and documentation. The results of the study indicate that the implementation of the program involves data collection of prospective aid recipients, verification of house conditions, and distribution of aid with funding sources originating from zakat, infak, and sedekah (ZIS). This program has encouraged the improvement of uninhabitable houses to be more suitable and comfortable, such as replacing dirt floors with permanent floors, repairing the structure of stilt houses with stronger materials, and building permanent houses made of bricks. This program not only provides decent housing for the poor, but also reflects the principles of social justice and concern that are in line with Islamic values. The positive impacts of this program include improving the quality of life, reducing the number of uninhabitable houses, and creating public awareness of the importance of adequate housing.
Co-Authors Abdul Manan Adhitya Bagus Singandaru Agustiani, Eka AHMAD MUZAYYAN HAQQY Ahmad Muzayyan Haqqy AHMAD MUZAYYAN HAQQY, AHMAD MUZAYYAN Ainul Hijji Akhmad Jufri Akhmad Jufri Akhmad Jupri Akung Daeng Alamsyah AB Alawiah, Tuti Aminu Umaru Andrian Wijanarko Ayuwanjani, Selvi Sari Baiq Handayani Rinuastuti Baiq Hasana Sukma Putri Baiq Selviana Rosita Daeng , Akung David, David Hamdani Dini Handayani Diswandi Dita Marfinia Doktoralina , Caturida Meiwanto Endang Astuti Endang Astuti Endar Pituringsih Erli Supiani Fadliyanti, Luluk Feriyadin Feriyadin FITRIYAH, NUR Fuadi, Helmi Helmi Fuadi Himawan Sutanto Himawan Sutanto, Himawan I Dewa Gde Bisma I Nyoman Nugraha Ardana Putra Ibrahim, Isra Dewi Kuntary Ihsan Rois IHSAN ROIS, IHSAN Irwan, M Iwan Harsono Jahid Hasan Rony Khairul Amri Assidiq Kurni Kurni Lalu Afghan Muharor Lalu Ardian Hadinata Lalu Hamdani Husnan Lalu Mohammad Ikbal Pahroni Lukman Hakim M Firmansyah M Irwan M Masrun M. Huzaini M. Irwan M. Irwan, M. Irwan Mahyudin Nasir Manan , Abdul MARIA BINTANG Mariana Mariana Marlina Marlina Martina Wati MOH. HUZAINI Moh. Huzaini MOH. HUZAINI, MOH. Mohamad Revan Azka MUAIDY YASIN, MUAIDY Muhammad Afif Muhammad Mujahid Dakwah Muhdin Nur Fitri Hidayanti Nur Fitriah NUR FITRIYAH Nur Jumratul Hasanah NURFITRI HIDAYANTI, NURFITRI NURHIDAYANI NURHIDAYANI NURHIDAYANI NURHIDAYANI, NURHIDAYANI Nurhidayati Hikmah Pertiwi, Unun Rashed Jahangir Ria Kasturi Riyan Azis Firmansyah Rr Titiek Herwanti Sagir , Junaidi Sagir, Junaidi Sahri Sahri Salsabila, Unik Hanifah Sartika, Baiq Dewi Satria Darmansyah Sintiar Rahmaningsih Siti Shofia Wardani Siti Sriningsih Slamet, Triko Sri Pancawati St. Maryam, St. Subhan Purwadinata, Subhan Sujadi Sujadi Sujadi Sujadi Sujadi Sukendri, Nengah Susanto , Himawan Sutanto , Himawan Syifa, Husnus Syifa Taufiq Chaidir Tina Imroatun Azkia Totona , Saiful Triko Slamet Ulpaziah Unggul Priyadi wahyunadi Washimatul Bestari Yasin , Muaidy