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All Journal Jurnal Ilmiah Akuntansi dan Humanika Progresiva : Jurnal Pemikiran dan Pendidikan Islam Indonesian Journal of Islam and Muslim Societies INFERENSI JURNAL AKUNTANSI UNIVERSITAS JEMBER Jurnal Ekonomi Islam Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) RELIGIA Journal of Islamic Monetary Economics and Finance Jurnal Hukum Ekonomi Syariah Jurnal Penelitian Ekonomi Akuntansi (JENSI) Journal of Digital Marketing and Halal Industry Warta Pengabdian Andalas: Jurnal Ilmiah Pengembangan Dan Penerapan Ipteks Mabny : Journal of Sharia Management and Business Jurnal Inovasi Penelitian dan Pengabdian Masyarakat Jurnal Ekonomi dan Bisnis Journal of Islamic Economics Jurnal Pengabdian Multidisiplin Jurnal Pengabdian pada Masyarakat Ilmu Pengetahuan dan Teknologi Terintegrasi Jurnal Akuntansi dan Ekonomi Bisnis Journal of International Conference Proceedings Millah: Journal of Religious Studies Jurnal Ekonomi Islam Dedikasi Saintek Jurnal Pengabdian Masyarakat Jurnal Penelitian Sahmiyya: Jurnal Ekonomi dan Bisnis Velocity: Journal of Sharia Finance and Banking Religia : Jurnal Ilmu-Ilmu Keislaman Jurnal Ekonomi, Akutansi dan Manajemen Nusantara JIM : Journal Of International Management Jurnal Ekonomi Bisnis Manajemen dan Akuntansi (Jebisma) Jurnal Hukum Islam Jurnal Penelitian Akuntansi Journal of Islamic economics Perspectives (JIEP) IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Welfare: Jurnal Pengabdian Masyarakat DEDIKASI SAINTEK Jurnal Pengabdian Masyarakat Al-Muamalah: Jurnal Ekonomi Islam, Filantropi dan Perbankan Syariah Journal of Noesantara Islamic Studies
Muhammad Shulthoni
Faculty Of Economics And Islamic Business, State Islamic University Of KH Abdurrahman Wahid Pekalongan, Indonesia
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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KITAB AL-KHARAJ: STUDI TERHADAP KONSEP KEUANGAN PUBLIK YAHYA BIN ADAM Muhammad Shulthoni
Jurnal Hukum Islam Vol 10 No 2 (2012)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jhi.v10i2.564

Abstract

This article emphasizes the importance of Yahya bin Adam’s Kitab al-Kharaj to the investigation of public finance in the second century of Islam (Hijriyah). His work stands out as the accessible terminus a quo documenting the foundations of the ‘traditionistic school’ of economic thinking. Under Abbasid Caliphs, he endeavored to compose policy guidelines of public finance for both believers and officials. He tries to construct a welfare society that aims at not only promoting distributive justice and allocative efficiency but also maintaining combination of right to property, security, autonomy, and liberty. His views on land and taxation policy (kharaj) are enlightening.
What is the Model of Sharia Marketing in Islamic Microfinance Institutions? Shulthoni, Muhammad; Hermawan Adinugraha, Hendri; Rumiyati, Eva; Imani, Fathrezza; Achmad, Dliyaudin
Journal of Digital Marketing and Halal Industry Vol. 5 No. 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jdmhi.2023.5.1.15351

Abstract

The rapid growth of BMT in Indonesia has not been matched by good marketing practices in the field. The main problems of BMT are weak funding and tight competition among BMTs. This study aims to describe an analysis of the concept, implementation, and strategy of sharia marketing in BTM Jawa Tengah. This research uses a qualitative descriptive approach using a case study type of research. The object of this research is BTM Jawa Tengah. The primary data for this study is information from interviews, with employees at BTM Jawa Tengah, namely the chairman, marketing department, and cashier. The secondary data of this research are in the form of official documents, books, journals, research results, and other data that are closely related to the subject of this research. Data collection procedures carried out are by way of observation, interviews, and documentation. Data analysis in this qualitative research uses descriptive analysis. The results of this study conclude that in general the concept of Sharia marketing in BTM Jawa Tengah is Sharia-driven or is driven by Sharia as a source of law that is oriented towards meeting the needs and desires of BTM Jawa Tengah consumers and creating value for them as long as it does not conflict with the Qur’an. and Hadith. The implementation of Sharia marketing at BTM Jawa Tengah uses the characteristics of Sharia marketing that uphold fairness, honesty, and transparency regarding margin setting and profit sharing and uses the nine ethical principles of Islamic marketing, which shows that the marketing strategy at BTM Jawa Tengah is appropriate and meets the sharia marketing perspective. The Sharia marketing strategy carried out by BTM Jawa Tengah is by determining product and service market segmentation. BTM Jawa Tengah carries out marketing activities according to the target market. This is done by looking at the needs of prospective customers. The final strategy is to apply to the position and apply traditional, conventional, and Sharia marketing in combination and simultaneously. The theoretical implications of this research can strengthen existing Sharia marketing theories. Practically, the findings of this study serve as a reference for BMT managers who wish to apply the Sharia marketing model.
Pemberdayaan Masyarakat Melalui Sosialisasi dan Pelatihan Penggunaan Pembayaran Digital (E-Wallet) di Desa Paesan Kebumen Kedungwuni Kuraniyah, Atikotul; Nabila, Gusthyta Putri; Asna, Naila Tamamil; Oktaviana, Tri Cahya; Adinugraha, Hendri Hermawan; Shulthoni, Muhammad
Jurnal Inovasi Penelitian dan Pengabdian Masyarakat Vol. 3 No. 2 (2023): Desember
Publisher : Indonesia Emerging Literacy Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53621/jippmas.v3i2.259

Abstract

Pelaksanaan pemberdayaan ini bertujuan untuk menambah wawasan bagi masyarakat khususnya ibu rumah tangga mengenai sistem pembayaran menggunakan e-wallet yang berhubungan dengan kebutuhan sehari-hari. Teknik pelaksanaannya dimulai dari observasi, menentukan perencanaan program , menyiapkan alat-alat yang dibutuhkan, dan evaluasi kegiatan. Metode yang digunakan dalam pemberdayaan ini adalah pendekatan kualitatif dengan melakukan sosialisasi dan pelatihan secara langsung mengenai program pembayaran e-wallet dan sesi tanya jawab. Dapat disimpulkan dari hasil pelaksanaan pemberdayaan ini bahwa mayoritas ibu rumah tangga di Paesan Kebumen belum menerapkan sistem pembayaran melalui e-wallet yang mana diantaranya pada aplikasi Dana, Gopay, dan Shopeepay. Adanya pelaksanaan pemberdayaan mengenai sistem pembayaran e-wallet kepada para masyarakat khususnya ibu rumah tangga diharapkan dapat memahami dan mengaplikasikan dalam kehidupan sehari-hari.
Transformation of Religious Tourism Destinations from Pilgrimage to Mosques: A Case Study of the Sheikh Zayed Mosque in Solo, Indonesia Adinugraha , Hendri Hermawan; Shulthoni, Muhammad
Millah: Journal of Religious Studies Vol. 23, No. 1, February 2024
Publisher : Program Studi Ilmu Agama Islam Program Magister, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/millah.vol23.iss1.art1

Abstract

Visiting religious tourism destinations to mosques is currently becoming a trend among Indonesians. Social changes in society in choosing religious tourism destinations are relevant topics for research. This study intends to explain the phenomenon of the transformation of religious tourism visit destinations from pilgrimages to the Sheikh Zayed Mosque in Solo. This study used a qualitative research method that uses data collection techniques through observation, interviews, and documentation. The data sources in this study are the community around the Sheikh Zayed Mosque, visitors, and managers of the Sheikh Zayed Mosque. The data were analyzed using data reduction techniques, data presentation, and conclusions. The empirical findings of this study have shown that there has been a shift in the goals of religious tourism destinations from those that used to be pilgrimages to tombs and have now shifted to visits to major mosques, one of which is the Sheikh Zayed Mosque. Based on the results and findings of this study, it can be concluded that transformation is closely related to the changes from one form to another. The findings of this study explain the process of transforming a religious tourism destination, which is usually a pilgrimage to a visit to the Sheikh Zayed Mosque. The existence of the Sheikh Zayed Mosque has been proven to have a better financial impact on the surrounding community.
ISLAMIC ECONOMIC REVIEW OF CONSUMPTION: A SYSTEMATIC LITERATURE REVIEW APPROACH Sadali, Ayatullah; Hermawan Adinugraha, Hendri; Shulthoni, Muhammad
JIM : Journal Of International Management Vol 3 No 01 (2024): JIM : Journal Of International Management
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jim.v3i01.1029

Abstract

This research analyzes consumption studies from an Islamic economic perspective and a literature review perspective. The research method uses a qualitative type with a systematic literature review approach. The research results obtained from this literature review found that consumption is human nature to maintain life and is a very vital part of economic activity for human life. Islamic consumption theory limits consumption based on the concept of wealth and various types of consumption by Sharia principles for sustainability and the welfare of the ummah. Rapid economic growth and technological developments are causing changes in people’s consumption patterns. The main difference in consumption patterns in Islamic and conventional economics lies in the intention and approach to meeting life’s needs. Intentions and consumption methods to meet needs are critical in the Islamic economic system. Islamic economics does not place materialism as a guide to human life. Islam does not recognize the principle of materialism as conventional economics places consumption in the perspective of mere worldly satisfaction.
Meningkatkan Pengetahuan Dan Pengelolaan Keuangan Sejak Dini Melalui Gerakan “Ayo Menabung” Falikhah, Anis Nala; Putriningsih, Saniyah; Erininda , Wafika; Adinugraha, Hendri Hermawan; Shulthoni, Muhammad
Welfare : Jurnal Pengabdian Masyarakat Vol. 3 No. 1 (2025): Welfare : March 2025
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v3i1.1109

Abstract

This service highlights the urgency of financial literacy among children in Denasri Wetan Village, facing the era of globalization. Financial literacy education is introduced early to equip children to manage finances effectively in the future. The object of service is elementary school children, especially those who attend Bimbel at Bimbel Asih in Denasri Wetan Village. The "Ayo Menabung" movement is promoted as an innovative solution to improve financial understanding and instill the value of saving. The service method involved counseling and introducing the concept of the "Let's Save" movement through lectures and games. The results of the activity showed a positive impact on children's understanding, with the question and answer session reflecting interest and better understanding. Despite obstacles such as the inattention of some participants, success was measured by positive responses, improved understanding, and active participation. For future activities, it is worth considering improvements such as more appropriate timing and adjustments to delivery methods to increase interactivity. Overall, this service successfully provided financial education to elementary school children, contributing to improving financial literacy in Denasri Wetan Village.
PENGARUH SISTEM CASHLESS PAYMENT SEBAGAI SARANA TRANSAKSI UTAMA DI PONDOK MODERN TAZAKKA darmawan, rizky; Shulthoni, Muhammad; Stiawan, Drajat
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 3, No 1 Mei 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze the perceptions of Pondok Modern Tazakka students regarding the existence of cashless payments. This research uses a qualitative descriptive method using data collection in the form of primary and secondary data. Primary data was taken from interviews with students and alumni of Pondok Modern Tazakka. And secondary data was taken from the website berita.batangkab.go.id. The research results showed that the cashless system was quite helpful for students in carrying out transactions every day at the boarding school. Financial transactions that no longer use currency (either metal or paper) are called cashless. This can be seen from the responses of students and alumni of Pondok Modern Tazakka, who responded positively to the cashless payment system implemented at the boarding school. Cashless is an example of a Westernized form of transaction that eliminates the tradition of transactions using cash, either metal or paper. Transactions here only involve scanning the card for every food or drink purchase. This cashless system is very effective; apart from being able to introduce students to digitalization, it can also minimize money loss. The cashless society phenomenon is considered quite successful among millennials and students.
Sinergi Regulasi OJK dan Fatwa DSN-MUI dalam Pengembangan Ekosistem Bisnis Syariah di Indonesia Effendi, Bahtiar; Safa Rizki Ananda; Muhammad Shulthoni
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 4, No 2 November 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menganalisis regulasi yang diterbitkan oleh Otoritas Jasa Keuangan (OJK) dan fatwa Dewan Syariah Nasional-Majelis Ulama Indonesia (DSN-MUI) dalam pengembangan bisnis syariah di Indonesia. Penelitian ini menggunakan metode kualitatif deskriptif berbasis studi kepustakaan dengan pendekatan content analysis. Data dikumpulkan dari dokumen regulasi, fatwa DSN-MUI, dan literatur akademik terkait. Hasil penelitian menunjukkan bahwa sinergi OJK dan DSN-MUI menciptakan sistem regulasi dualisme yang efektif dalam menjaga integritas bisnis syariah dan memperkuat kontribusi sektor keuangan syariah nasional, terutama pasar modal syariah. Meskipun demikian, tantangan utama seperti rendahnya literasi keuangan syariah, disharmoni regulasi, serta keterbatasan sumber daya manusia menjadi hambatan dalam implementasi kebijakan. Penelitian ini menyimpulkan bahwa dibutuhkan harmonisasi regulatif yang sistematis dan peningkatan literasi masyarakat melalui kerja sama lintas sektor. Selain itu, pemanfaatan teknologi digital dinilai sebagai strategi penting dalam mendorong inklusi dan efisiensi sistem keuangan syariah. Hasil studi ini memberikan kontribusi konseptual untuk pengembangan model regulasi kolaboratif yang terintegrasi antara otoritas keuangan, ulama, dan pelaku industri.
The Influence of Hijab Fashion Trends on Consumptive Behavior of Students of the Faculty of Islamic Economics and Business UIN K. H. Abdurrahman Wahid Pekalongan Risqiawati, Iiq Nahyu; Hermawan, Hendri; Shulthoni, Muhammad
Journal of Noesantara Islamic Studies Vol. 1 No. 2 (2024)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/jnis.v1i2.853

Abstract

The hijab is not a piece of jewelry and is not worn to gain popularity. Therefore, some women who wear the hijab here choose to wear it in different styles. If there is a new hijab style, some women will follow it and wear the hijab to study or work. There is nothing wrong with wearing the hijab according to fashion, but if you force it too much (when buying), it is not recommended in Islam. The hijab fashion trend followed by FEBI UIN KH students. Based on interviews, Abdurrahman Wahid Pekalongan greatly influenced his consumer behavior because he could express himself. This research aims to investigate and analyze how hijab fashion influences the consumption behavior of UIN KH Abdurrahman Wahid Pekalongan students. Data collection methods in this research are observation and interviews. The data sources used are primary data sources and secondary data sources. Data analysis uses a quantitative descriptive approach. The results of this study indicate that the use of fashionable hijab among female students of the Faculty of Economics and Islamic Business has become a trend and influences their consumptive behavior, as evidenced by the comfort they feel when using fashionable hijab and adding to their self-confidence.
Green Marketing and Sustainable Consumer Behavior: A Study on Repurchase Intentions of Muslim Fashion Buttonscarves in Jabodetabek Lubis, Deni; Syifa Izzati Anzania Putri; Muhammad Shulthoni
Velocity: Journal of Sharia Finance and Banking Vol 5 No 2 (2025): November 2025
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v5i2.12257

Abstract

This study investigates the impact of green marketing strategies, brand image, and brand trust on consumers' repeat purchase intentions concerning sustainable fashion products in Indonesia, focusing on Buttonscarves. In this context, green marketing strategies are considered a strategic approach that may influence consumer preferences and decisions regarding environmentally friendly products. The research aims to identify the characteristics of Buttonscarves consumers, examine the effects of variables such as environmentally friendly products, green products, green prices, and green promotions on repeat purchase intention, and assess the influence of brand image and brand trust on purchasing decisions. This study utilizes primary data collected through online questionnaires. The findings reveal that environmentally friendly products, green products, green promotions, and brand image significantly affect the repeat purchase intention of Buttonscarves products.
Co-Authors . Misbakhudin . Nalim Achmad Tubagus Surur Achmad, Dliyaudin Adinugraha , Hendri Hermawan Ahmad Roziq Akhmad Arif Rifan Akhmad Arif Rifan Al-Kasyaf, Muhammad Zheeva Andrean, Rizky Anugerah, Eza Gusti Ariffin, Muhammad Irwan Asna, Naila Tamamil Auligya Asy'Ari Bahtiar Effendi Deni Lubis Desyandri Desyandri Dewi Puspitasari Dewi Puspitasari Dian Indah Sukma Rini Dizzy Asrinda Siswi Ramadhani Drajat Stiawan Erininda , Wafika Eza Gusti Anugerah Fahrudin Mukhlis Falikhah, Anis Nala Fardana Khirzul Haq Fitri Mukarromah Hasanah, Afifa Nur Hendri Hermawan Hendri Hermawan Adinugraha Hendri Setiyo Wibowo Hermawan Adinugraha, Hendri Hidayatul Sibyani Hidayatulloh, Miftah Khilmi Ike Aprilia Trisdianti Imani, Fathrezza Imeldalia, Vanesaa Karismatun Khasanah Kuraniyah, Atikotul lailatullatifa Lutfi, Muhammad Imam M. Khoirul Hasbi Asiddiqi Misbakhudin Muh. Izzat Firdausi Muhammad Irwan Ariffin Muhammad Irwan Ariffin Muhammad Khoirul Fikri Mukarromah, Fitri Mulyono Jamal Nabila, Anissa Putri Nabila, Gusthyta Putri Nalim Nida Aqbila Nindi Septia Ningrum Ningrum, Vivi Avilia Norma Md Saad Norma Md Saad Nur Hisamuddin Oktaviana, Tri Cahya Pribawa E Pantas Putri, Antika Putriningsih, Saniyah Raden Alamsyah Sutantio Rasa Putra, Augasta Eka Riduwan Riduwan Ririn Irmadariyani Risqiawati, Iiq Nahyu Rizky Darmawan, Rizky Rumiyati, Eva Saad, Norma Md Sadali, Ayatullah Safa Rizki Ananda Saim Kayadibi Saim Kayadibi, Saim Shinfi Shilhamah Shofiahtu Adita Sibyani, Hidayatul Sigit Pramono Siti Komariyah Suci, Atsheila Syakirunni'am, Luqman Syifa Izzati Anzania Putri Yunita Wulandari