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PROTECTION LAW TO EXPERT THE HEIRS ARE LIABLE FOR THE CLOSURE OF THE POLICY INSURANCE SOUL CREDIT WITHOUT MEDICAL CHECK UP Asyraf, Alviami Ghina; Sunarmi; Mulhadi
Awang Long Law Review Vol. 7 No. 1 (2024): Awang Long Law Review
Publisher : Sekolah Tinggi Ilmu Hukum Awang Long

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56301/awl.v7i1.1460

Abstract

This research focuses on a normative study of the regulations for closing life insurance policies according to Indonesian laws and regulations. This is followed by an analysis of legal protection for the insured's heirs as policy holders regarding the practice of closing credit life insurance policies without medical check-ups, as well as an analysis of the Judge's considerations and decisions regarding the importance of medical check-ups before closing credit life insurance policies using Decision Number 38/Pdt .G/2023/PN Date as object of study. This research is descriptive normative legal research, with a statutory, conceptual and case approach. The data used is secondary data, which was collected using library study data collection tools using document study techniques. The data was then analyzed using qualitative data analysis methods and drawing conclusions deductively.The research concludes that the arrangements for closing life insurance policies in Indonesia are transparent and provide protection for the insured. OJK requires insurance companies to ensure prospective insureds understand the terms and risks, including the importance of health checks. Legal protection for the insured's heirs is regulated in Article 22-26 POJK No. 20/2023 concerning Insurance Linked to Credit, which highlights the importance of information transparency. If the claim is rejected due to the absence of a medical examination, the insured's heirs can file a lawsuit in District Court. Decision Number 38/Pdt.G/2023/PN Tgl emphasizes the importance of a medical examination before closing a policy, reflecting the principle of prudence and utmost good faith. This decision provides justice, certainty and benefits for policyholders by guaranteeing claim payments according to the provisions. It is recommended that there be detailed regulations regarding mandatory medical check-ups and transparency of information in credit life insurance. Insurance companies and banks must also increase the education of prospective insureds regarding the importance of medical examinations before disbursing credit.
LEGAL PROTECTION FOR PHOTOGRAPHERS REGARDING PORTRAITS USED IN TRADEMARKS Widiya Fitrianda; Sunarmi; Saidin; T. Keizerina Devi A.
Jurnal Hukum Samudra Keadilan Vol 19 No 2 (2024): Jurnal Hukum Samudra Keadilan
Publisher : Fakultas Hukum, Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jhsk.v19i2.10648

Abstract

Copyright and trademarks are aspects of intellectual property rights (IPR) with different protection concepts and objectives. Copyright aims to protect creations in the fields of art, literature, and science, whereas trademarks aim to protect distinguishing signs of goods and/or services marketed. This research aims to identify, examine, and analyse legal protection for photographers concerning portraits used in trademarks. This study employs normative legal research methods using statutory and case law approaches. The results indicate that legal protection for photographers is regulated in Article 1, Points 1 and 10, Articles 5, and 9 of Law No. 28 of 2014, and Article 21, paragraph (2), letter a of Law No. 20 of 2016. This protection encompasses moral rights and economic rights, which are granted automatically once the creation is expressed in a tangible form that can be seen, read, or heard. Thus, a portrait included in a trademark never loses its exclusive right as copyrighted material. Commercial use by other parties must be based on permission from the creator or copyright holder.
PROTECTION OF FINANCIAL SERVICES AUTHORITY FOR ISSUER COMPANIES THAT WILL BE FORCED DELISTED BY THE STOCK EXCHANGE ACCORDING TO OJK REGULATION NO. 23/POJK.04/2021 Musa Kevin Putratama Banjarnahor; Budiman Ginting; Sunarmi
Journal of International Islamic Law, Human Right and Public Policy Vol. 3 No. 1 (2025): March
Publisher : PT. Radja Intercontinental Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59733/jishup.v3i1.114

Abstract

The guidance and supervision actions carried out by the Financial Services Authority (OJK) if unable to prevent the occurrence of force delisting, then force delisting will not only affect the issuer but also affect investors so that this must also be the responsibility of the issuer where the responsibility must be ensured to run well and clearly. This means that the existence of the Financial Services Authority (OJK) in carrying out guidance and supervision of issuers that will be force delisted aims to provide legal protection, namely in the form of guaranteeing the rights of legal subjects (not only issuers whose rights are protected but also investors) and this protection is given to legal subjects so that they can enjoy all the rights granted by law.
Legal Aspects of Cross-Border Electronic Commerce Transactions with Quick Response Code (QR Code) Based Payments in the ASEAN Cooperation Framework Yesi Ansari; Sunarmi; Detania Sukarja
Journal of Law, Politic and Humanities Vol. 4 No. 6 (2024): (JLPH) Journal of Law, Politic and Humanities (September-October 2024)
Publisher : Dinasti Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jlph.v4i6.767

Abstract

Cross-border e-commerce transactions, involving various payment methods such as international credit/debit cards, bank transfers, e-wallets, and QR Cross-border, have made it easier for consumers to engage in international transactions with varying costs. This study uses a qualitative descriptive approach with a literature study method and in-depth interviews. Data were obtained through document analysis related to QRIS policies, cross-border transaction reports, and interviews with experts in the field of e-commerce and digital law in ASEAN. The result although e-commerce offers significant benefits, legal challenges such as personal data protection, unclear legal status, and inter-country legal permissions still need to be addressed. In Indonesia, the QRIS standard launched by Bank Indonesia has helped improve the efficiency of the payment system and supports cross-border transactions in ASEAN, in line with regional economic integration through the ASEAN Economic Community (AEC). With Indonesia serving as the chair of ASEAN in 2023, collaboration in e-commerce and MSMEs continues to be strengthened, despite facing policy challenges, infrastructure, and cybersecurity concerns.
PATUNG SEBAGAI MEDIA REKAM JEJAK TRANSFORMASI POLITIK, SOSIAL, DAN BUDAYA DALAM MUSEUM LIMA GUNUNG: STATUE AS A MEDIUM FOR DOCUMENTING POLITICAL, SOCIAL, AND CULTURAL TRANSFORMATIONS IN MUSEUM LIMA GUNUNG Luqman Wahyudi; Sunarmi; Sarwanto
Jurnal Dimensi Seni Rupa dan Desain Vol. 21 No. 2 (2025): Jurnal Dimensi Seni Rupa dan Desain
Publisher : Fakultas Seni Rupa dan Desain, Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/dim.v21.i2.22188

Abstract

This article discusses the role of sculpture as a medium for documenting political, social, and cultural transformations at the Lima Gunung Museum. The sculptures in this museum not only represent visual beauty, but also function as symbolic reflections on socio-political issues. Case studies of works such as Gus Semar Gunung, Cocot Kencono, Cicak vs Buaya, and Sinar Hati Gus Dur present critiques of phenomena such as pluralism, the post-truth era, power conflicts, and cultural acculturation. Through an aesthetic analysis approach based on AA Djelantik's theory, this article shows how sculpture can be a documentation tool that preserves historical narratives visually, conveys universal social criticism, and triggers dialogue with audiences. Documentation through sculpture provides an important contribution to understanding the dynamics of Indonesian society and politics, making art a bridge between aesthetic values ​​and social messages.
PENDOPO PADEPOKAN TJIPTA BOEDAJA: REPRESENTASI ESTETIKA NUSANTARA DAN RUANG KOLEKTIF DALAM PELESTARIAN SENI TRADISIONAL: PENDOPO PADEPOKAN TJIPTA BOEDAJA: REPRESENTATION OF ARCHIPELAGO AESTHETICS AND COLLECTIVE SPACE IN TRADITIONAL ART PRESERVATION Elianna Gerda Pertiwi; Sunarmi; Sarwanto
Jurnal Dimensi Seni Rupa dan Desain Vol. 21 No. 2 (2025): Jurnal Dimensi Seni Rupa dan Desain
Publisher : Fakultas Seni Rupa dan Desain, Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/dim.v21.i2.22190

Abstract

Padepokan Tjipta Boedaja in Tutup Ngisor Village, Magelang, is a traditional arts centre that has been running since 1937. As a collective space, the pavilion is a place for art preservation, social cohesion, and expression of cultural values. This research explores the aesthetic and social meanings of the pendopo using Y.B. Mangunwijaya's aesthetic theory. Through a qualitative approach and descriptive-analytical method, this research reveals the design elements of the pendopo that reflect the Nusantara philosophy, such as Gupala, Dewi Saraswati, and Yaksa Kala Liman ornaments, as well as the social function of the pendopo as an open and inclusive space. The results show that pendopo not only functions as a physical space, but also as a symbolic medium that strengthens cultural identity, supports art preservation, and builds community solidarity. This study provides a new perspective in understanding spatial design as an integral part of cultural preservation and social life.
Upaya Peningkatan Pengetahuan dan Pencegahan Komplikasi Kehamilan di Masyarakat Priasmoro, Dian Pitaloka; Sunarmi; Roesardhyati, Ratna; Adelia, Nony; Candra W, Dicky
Kolaborasi: Jurnal Pengabdian Masyarakat Vol 5 No 2 (2025): Kolaborasi: Jurnal Pengabdian Masyarakat
Publisher : Yayasan Inspirasi El Burhani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56359/kolaborasi.v5i2.480

Abstract

Introduction: Undetected or poorly managed pregnancy complications can lead to maternal and infant mortality. One form of intervention that can be done is through counseling in the form of routine pregnant women's classes. In this class, pregnant women can be given more in-depth information about healthy pregnancy, signs of complications, and how to prevent complications that can occur. Objective: The purpose of this community service is to provide education about pregnancy and prevent complications during pregnancy. The number of participants is 10 people who meet the criteria. Method: This community service activity used a lecture and practice approach. Program evaluation was carried out through pre and post tests to measure maternal knowledge. Result: The results of this community service activity showed that almost all participants increased their knowledge and awareness of pregnancy check-ups, pregnant women also understood about pregnancy risks and early detection that can be done one of them through pregnancy gymnastics activities. Conclusion: Similar activities need to be improved throughout the Puskesmas area, because this prevention action is considered very effective for detecting pregnancy risks and preventing complications during pregnancy.
CHARACTERISTICS OF DECORATIVE MOTIFS AND FUNCTIONS OF TRADITIONAL SILUNGKANG WOVEN FABRIC IN SAWAHLUNTO CITY IN THE CONTEXT OF MINANGKABAU CULTURE Prihatin, Purwo; Sunarmi; Andar Indra Sastra
Proceeding of International Conference on Art, Media, and Culture (ICAMAC) Vol. 1 No. 1 (2024): Proceeding to The 1st International Conference on Arts, Media, and Culture (ICA
Publisher : Institut Seni Indonesia Padangpanjang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

              Traditional Silungkang woven fabric is a rich and valuable cultural heritage of the Minangkabau people in West Sumatra, Indonesia. Silungkang woven fabric is passed down through generations, taught from one generation to the next, ensuring its preservation to this day. The purpose of this paper is to describe and analyze the decorative motifs on traditional Silungkang woven fabric, as well as to reveal the cultural, aesthetic, and local wisdom values of the Minangkabau people contained within it.            Through an aesthetic approach, including data collection from literature studies, observations, documentation, and interviews, as well as data analysis, it is concluded that the weaving is not just a piece of cloth but also a reflection of the beauty, skill, and local wisdom of its people. The decorative motifs found in Silungkang woven fabric reflect the harmony between nature, daily life, and the cultural values of the Minangkabau community. Characterized by geometric patterns and rich colors, each piece of woven fabric becomes a unique and distinctive work of art. The decorative motifs used in Silungkang woven fabric depict symbols of life, nature, religion, and Minangkabau cultural customs, thus representing traditional cultural values in line with the Minangkabau philosophy "alam takambang jadi guru" (nature as the teacher). The traditional Silungkang woven fabric motifs are categorized into three groups: motifs named after flora, fauna, and natural objects, which form the cultural identity of the Minangkabau. Flora motifs include patterns like bamboo shoots and mangosteen buds, fauna motifs such as "itiak pulang patang" (ducks going home in the evening) and "bada mudiak" (fish swimming upstream), and natural object motifs such as the traditional house (rumah gadang), rice barns (rangkiang), stars, and so on. Each decorative motif on Silungkang woven fabric possesses characteristics, beauty, finesse, and meaning within the Minangkabau cultural context. Silungkang woven fabric, as a cultural heritage of the Minangkabau people, serves both traditional and commercial.
PEMBERDAYAAN MASYARAKAT DALAM PENGGOLONGAN OBAT DAN JAMU DI KABUPATEN KLATEN Sunarmi; Subarti, Dwi; Suhendriyo
Kreativitas Pada Pengabdian Masyarakat (Krepa) Vol. 4 No. 9 (2025): Kreativitas Pada Pengabdian Masyarakat (Krepa)
Publisher : CV SWA Anugerah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8765/krepa.v5i2.12852

Abstract

Medicine and herbal medicine have become one of the needs for the community, especially when we are sick. Not infrequently, when we are sick we are reluctant to see a doctor but instead go to a shop or pharmacy to buy medicine. Based on the general guidelines of the Indonesian National Drug Laboratory, it states that according to applicable provisions, before being approved for distribution in Indonesia, Medicine and Herbal Medicine must go through an assessment of efficacy, safety, and quality. One of the information that must be known by the community is regarding the classification of medicines and herbal medicines. Community Service activities carried out in the form of health education for PKK mothers in Dk. Kergan, Bakung Village, Jogonalan, Klaten. The forms of activities carried out were lectures, simulations, demonstrations and discussions using media in the form of power point slides, videos and examples of medicines and herbal medicines that are commonly consumed in households. The results of these activities have provided additional information for the community regarding the use of safe and efficacious medicines and herbal medicines. With this community service program, it is hoped that it can increase public awareness in the proper use of medicines and herbal medicines.
Penyidikan Tindak Pidana Pencucian Uang Sebagai Alat Untuk Mencari Beneficial Owner Dalam Perkara Asal Kepabeanan Dan Cukai Nasution, Aulia Arif; Sunarmi; Mulyadi, Mahmud; Ekaputra, Mohammad
Neoclassical Legal Review: Journal of Law and Contemporary Issues Vol. 2 No. 1 (2023): Neoclassical Legal Review: Journal of Law and Contemporary Issues
Publisher : Talenta Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32734/nlr.v2i1.11476

Abstract

Penyidikan tindak pidana kepabeanan dan cukai oleh Direktorat Jenderal Bea Cukai belum efektif memberikan efek jera bagi otak kejahatan kepabeanan cukai. Terbentuknya UU Nomor 8 tahun 2010 tentang Pencegahan dan Pemberantasan TPPU diharapkan membawa perubahan dalam pemberantasan kejahatan kepabeanancukai. Dengan penyidikan TPPU dapat menemukan Beneficial Owner dan mengembalikan potensi keuangan negara melalui cara pemidanaan. Adapun rumusan masalah dalam penelitian ini antara lain penyidikan tindak pidana kepabeanan cukai dalam sistem hukum di Indonesia, Perbandingan penyidikan murni kepabeanan dan cukai dengan Penyidikan TPPU eks kepabeanan dan cukai dan peran penyidikan TPPU dalam menemukan Beneficial Owner. Penelitian ini adalah penelitian yuridis normatif dilakukan dengan menelaah peraturan perundang-undangan terkait permasalahan penyidikan TPPU dan penyidikan kepabeanan cukai. Penelitian juga dilakukan dengan studi beberapa kasus penyidikan TPPU eks kepabeanan dan cukai nasional. Hasil penelitian didapati pengaturan tindak pidana kepabeanan dan cukai telah diatur pada UU Kepabeanan maupun UU Cukai dengan ketentuan umum mengacu kepada KUHP serta hukum acara mengacu kepada KUHAP dan kekhususan yang ada di masing masing UU kepabeanan dan UU cukai. Penyidikan Tindak Pidana Asal Kepabeanan dan Cukai selama tahun 2021 di Kanwil DJBC Sumut dilakukan sebanyak 20 kali dengan tersangka hampir keseluruhan adalah nakhoda ataupun pedagang kecil. Pidana denda yang dijatuhkan keseluruhannya disubsider dengan kurungan. Penyidikan TPPU eks kepabeanan dan Cukai secara nasional telah dicoba dilakukan sebanyak 8 (delapan) kali dan baru 1 putusan yang telah berkekuatan hukum tetap. Pada kasus TPPU, pidana denda dirampas dari harta benda tersangka dan tersangka kebanyakan adalah aktor intelektual dari kejahatan tersebut
Co-Authors Adelia, Nony Adi Gunawan Ahmad Zakiy Ramadhan Alvi Syahrin Andar Indra Sastra Angreni Fajrin Dalimunthe Ari, Gema Armi Astuti Salim Asyraf, Alviami Ghina BISMAR NASUTION Bismar Nasution BUDIMAN GINTING Burhan Sidabariba Butarbutar, Amudi H. Candra W, Dicky CHRISTOFEL L. G. H. M SAMOSIR Christopher Gustikho Dedi Harianto Dian Pitaloka Priasmoro, Dian Pitaloka Ekaputra, Mohammad Elianna Gerda Pertiwi ELYSIA ZANETA Sinaga Fadhlan, Fadhlan Fazira, Aina Geby Aviqa Guntur Hanssen HASIM PURBA Hendri Tamara Yuda Heny Prasetyorini Hutagalung, Gomgomie Andrew Irianto M.Ali Isdiana Syafitri Isnaini, Maulida Jan Christian Zherman Saragih, George Jelly Leviza Lubis, M. Yamin Lumbantobing, Adianto Luqman Wahyudi M. Nur Hidayat Manurung Mahmud Mulyadi MAHMUL SIREGAR Mahmul Siregar Maria Michelle Lucky Madelene. S Muhammad Adli Fahmi Lubis Mulhadi Mulyono, Andi Musa Kevin Putratama Banjarnahor Nasution, Aulia Arif Neng Annis Fathia Nugroho, Mukhlis Anton Nuraini Obaja Capandi Saut Horas Sinaga Oemar Abdallah Popy Roza Prima Yustana Purwo Prihatin Robert Roesardhyati, Ratna Romia Hari Susanti, M.Pd Saidin Santosa Sarmini Sarwanto Sayogo, Dwisanto Selly Puspita Sari Silitonga, Elia Fransisco Sinaga, Esron Soewarlan, Santosa Soewarlan, Santoso Subarti, Dwi Suhaidi Suhendriyo Sukaraja, Detania Sukarja, Detania Syafruddin Kalo Syarifah Lisa Andriati T. Keizerina Devi T. Keizerina Devi A. T. Keizerina Devi Azwar Tan Kamello Tan Kamello Tavip Indrayana Tri Murti Lubis Utary Maharany Barus Widianto, Suwandi Widiya Fitrianda Wilson Lidjon Yesi Ansari Zamila, Adinda Syafa Nur