Article Per Year (5 Year)
p-Index From 2021 - 2026
9.245
P-Index
This Author published in this journals
All Journal Jurnal Manajemen dan Agribisnis IQTISHODUNA El Dinar Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Agrokreatif Jurnal Ilmiah Pengabdian kepada Masyarakat Falah : Jurnal Ekonomi Syariah al-Uqud : Journal of Islamic Economics Al-Muzara'ah Jurnal Ekonomi & Keuangan Islam Shirkah: Journal of Economics and Business Journal of Islamic Monetary Economics and Finance International Journal of Financial, Accounting, and Management Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Journal of Sustainable Tourism and Entrepreneurship Annals of Management and Organization Research Share: Jurnal Ekonomi dan Keuangan Islam Jurnal Pusat Inovasi Masyarakat Annals of Human Resource Management Research Ekonomi Islam Indonesia Journal of Islamic Economic Literatures International Journal of Waqf Review on Islamic Accounting Islamic Social Finance Halal Tourism and Pilgrimage Islamic Economics Methodology Bukhori: Kajian Ekonomi dan Keuangan Islam The Economic Review of Pesantren Islamic Marketing Review Accounting and Sustainability Business and Sustainability Policy Brief Pertanian, Kelautan, dan Biosains Tropika Halal Studies and Society Dirham: Journal of Sharia Finance and Economics
Mohammad Iqbal Irfany
Department Of Islamic Economics, Faculty Of Economics And Management, IPB University, Bogor, Indonesia
Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Environmental Science Library & Information Science Social Sciences Other

Published : 74 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 74 Documents
Search

 2   3   4   5   6 
Factors affecting household debt to moneylenders Mustika, Mustika; Hasanah, Neneng; Irfany, Mohammad Iqbal
Annals of Human Resource Management Research Vol. 3 No. 1 (2023): March
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/ahrmr.v3i1.1578

Abstract

Purpose: Moneylenders, sometimes called 'loan sharks' due to their high interest rates, are informal financial institutions that offer loans not in line with Islamic law. This study analyzes the factors that influence the behavior of households regarding debt to moneylenders. Research Methodology: This research employs descriptive and logistic regression analyses using primary data collected from locals in Jagapura village, Cirebon. Result: The results indicate that basic household necessities determine their debt behavior. However, Islamic financial literacy and increasing income present effective solutions for moneylenders to overcome their debt. Limitation: This study is based on primary data from a specific village, Jagapura, in Cirebon, which may not be representative of all households in debt to moneylenders in other regions or settings. Contribution: The study suggests that Islamic financial institutions should assist unbankable communities needing funds for daily expenses by performing social functions such as offering interest-free loans (qardhul hasan) and providing Islamic social finance. The establishment of sharia compliant savings and loans could also be a solution to usury-related issues.
The effect of systematic and unsystematic determinants on loan (financing) to deposit ratio in Indonesian banking Irfany, Mohammad Iqbal; Ulhaqqi, Muhammad Fikra Yafi
Annals of Management and Organization Research Vol. 5 No. 1 (2023): August
Publisher : goodwood publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/amor.v5i1.1657

Abstract

Purpose: This study compares the determinants of liquidity of Islamic Banks (IBs) and Conventional Banks (CBs) based on the loan-to-deposit ratio (LDR) and financing-to-deposit ratio (FDR) between 2016 and 2020. Research Methodology: The data analysis technique used was panel data regression. Results: The results show Economic growth has a positive effect on banking liquidity risk, while non-performing loans (financing) have a negative effect on banking liquidity risk. Limitations: The frame time in this research was 2016-2020 which, before Bank Syariah Mandiri, Bank Rakyat Indonesia (BRI) Syariah, and Bank Negara Indonesia (BNI) Syariah merged into Bank Syariah Indonesia. Contribution: This study can be used as a reference for preparing or perfecting regulations that can be bolder in expanding credit (financing). Commercial banks are expected to be able to manage liquidity so that the liquidity ratio is not less than or exceeds the tolerance limit, especially for CBs, and are used as evaluation material for the performance of IBs, especially CBs. Novelty: Several previous studies conducted separate analyses of the determinants of LDR and FDR in one type of commercial bank and showed contradictory results. This research did not conduct separate analyses in one type of bank but combined the determinants so that they could cause liquidity risk by measuring LDR on BUK and FDR on BUS to discuss these conflicting findings.
Kewirausahaan Sosial oleh Pemuda dalam Mendorong Industrialisasi Perdesaan Irfany, Mohammad iqbal; Purwawangsa, Handian; Ramadhini, Fiona
Policy Brief Pertanian, Kelautan, dan Biosains Tropika Vol 6 No 2 (2024): Policy Brief Pertanian, Kelautan dan Biosains Tropika
Publisher : Direktorat Kajian Strategis dan Reputasi Akademik IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/agro-maritim.0602.906-911

Abstract

Dewasa ini, masalah ketertinggalan desa di Indonesia masih menjadi masalah karena jumlah desa tertinggal hampir sama dengan jumlah desa mandiri di Indonesia. Kewirausahaan sosial yang digerakkan oleh pemuda di Indonesia dapat menjadi salah satu jawaban dari masalah tersebut. Policy brief ini membahas mengenai kebijakan yang melibatkan peran pemuda sebagai pilar utama dalam kegiatan kewirausahaan sosial (sociopreneur) untuk menciptakan industrialisasi pertanian dan perdesaan. Kebijakan ini diharapkan dampat menciptakan dampak positif berupa berupa peningkatan kesejahteraan masyarakat, perluasan akses faslitas fital, dan kemudahan dalam akses kredit dan keuangan bagi wirausaha desa.
Analisis Faktor-Faktor yang Memengaruhi Frekuensi Permintaan Konsumen terhadap Muslim Friendly Hotel di Kabupaten Belitung Anggraini, Lilik; Nurhalim, Asep; Irfany, Mohammad Iqbal
Bukhori: Kajian Ekonomi dan Keuangan Islam Vol. 1 No. 2 (2022): Januari
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (996.698 KB) | DOI: 10.35912/bukhori.v1i2.1362

Abstract

Purpose: to analyze the characteristics and factors that influence the frequency of consumer demand for Muslim friendly hotels in Belitung Regency. Method: Descriptive analysis and multiple linear regression analysis Result: Indicate that the characteristics of the respondents are dominated by women, married, age range 26 to 35 years, the last education is undergraduate, work as a private employee, length of work less than 5 years, monthly income in the range of Rp. 3,000,000 - Rp. 5,000 .000 and domiciled in Belitung. Factors of income, religiosity, service quality, and facilities have a positive and significant effect on the frequency of consumer demand in using Muslim-friendly hotel services
Faktor-Faktor yang Memengaruhi Volume Perdagangan Sukuk Ritel SR-008 di Indonesia Rafki, Muhammad; Wiliasih, Ranti; Irfany, Mohammad Iqbal
Bukhori: Kajian Ekonomi dan Keuangan Islam Vol. 1 No. 2 (2022): Januari
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2001.654 KB) | DOI: 10.35912/bukhori.v1i2.1363

Abstract

Purpose: To determine the factors that influence SR-008 Retail Sukuk trading volume and sukuk trading volume response to economic variable shocks. Method: VAR / VECM. The variables used consisted of price and yield of SR-008 retail sukuk, mudharabah deposit profit sharing rate, commercial bank deposit interest rates, BI Rate, inflation, and Gross Domestic Product (GDP). The period used is from March 2016 to April 2019. Result: Show that the variable interest rates on commercial bank deposits and yields have a positive effect on trade volume. While inflation, interest rates, profit sharing rates for mudharabah deposits, BI Rate and GDP have a negative effect on retail sukuk trading volume.
Business Strategy in Islamic Boarding School: A Case Study of Pesantren Hidayatullah Depok Indonesia Ramadini, Kintan Nur; Hasanah, Neneng; Irfany, Mohammad Iqbal
Bukhori: Kajian Ekonomi dan Keuangan Islam Vol. 3 No. 1 (2023): Juli
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/bukhori.v3i1.2282

Abstract

Purpose: Abstract. This study aims to identify the strengths, weaknesses, opportunities, threats, and strategic priorities in the development of a business unit in a pesantren, a culturally rooted Islamic boarding school in Indonesia. Methodology: Employing ANP-SWOT analysis, this study indicates that strengths and opportunities are the main priorities in developing pesantren’s business unit. The most influential aspects of strengths, weaknesses, opportunities, and threats are cooperation with internal and external parties in developing business and marketing management that is not optimal Results: Islamic boarding schools can play a more important role in economic activities as producers that meet community needs, in particular, and even supply a broader market. The most important strategy is to improve the quality of human resources by improving the mindsets and skillsets of business activities.
Short-term Overreaction of the Indonesian Islamic Stock Market to Specific Events during the Covid-19 Pandemic Rosmala, Novia; Irfany, Mohammad Iqbal; Camara, Bumi; Haq, Daffa Aqomal
Ekonomi Islam Indonesia Vol. 6 No. 1 (2024): Ekonomi Islam Indonesia
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/eii.v6i1.489

Abstract

The COVID-19 pandemic is a rare and unexpected occurrence. Everyone has felt the global economic impact of the health crisis, including the Indonesian Islamic stock market. The shock in the Islamic stock markets has created uncertainty and a shift in investor behavior, potentially leading to an overreaction abnormality. The aim of this research is to look into a phenomenon in Indonesia's Islamic stock market. Analytical methods include the event study approach and cross-sectional regression. This study discovered that Joe Biden's election as President of the United States during the COVID-19 pandemic (Event 8) and the increase in daily COVID-19 deaths (Event 11) overreacted to the winner category stocks using the Jakarta Islamic Index (JII). A component that drives such overreactions is market capitalisation, which has a substantial influence on it. Furthermore, trading volumes influenced overreaction significantly.
Capital Structure and Bank Performance in Indonesia's Dual Banking System Melinda, Vera; Wiliasih, Ranti; Irfany, Mohammad Iqbal; Haq, Daffa Aqomal; Camara, Bumi
Ekonomi Islam Indonesia Vol. 6 No. 2 (2024): Ekonomi Islam Indonesia
Publisher : SMART Insight

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58968/eii.v6i2.491

Abstract

The capital structure of a bank is directly tied to the risk and rate of return. The aim of this study is to examine the impact of capital structure on financial performance in Indonesia's dual banking system from the first quarter of 2013 to the third quarter of 2019, using 9 Conventional Commercial Banks (BUK) and 9 Sharia Commercial Banks (BUS) as research samples. Panel data regression is employed in this study, with Return on Assets (ROA) and Return on Equity (ROE) as dependent variables, and Equity to Total Asset Ratio (EAR), Debt to Equity Ratio (DER), company size, and economic growth as independent variables. The findings reveal that EAR, DER, and economic growth all have beneficial and significant effects on conventional commercial banks' ROA and ROE. Company size and economic growth have a positive and significant effect on ROA and ROE, while Sharia Commercial Banks, EAR, and DER have a negative and significant effect on ROA and ROE. These findings indicate that capital structure has a sometimes beneficial impact on financial success.
EXPLORING THE IMPACT OF GREEN FINANCING ON BANK STABILITY: INSIGHTS FROM INDONESIAN ISLAMIC AND CONVENTIONAL BANKS Irfany, Mohammad Iqbal; Putri, Fatimah Iskandar; Haq, Daffa Aqomal
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 12, No 2 (2024): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v12i2.25849

Abstract

This study examines the influence of green financing on the efficiency of Islamic and conventional banks in Indonesia between 2016 and 2022. Employing the Data Envelopment Analysis (DEA) method to compute efficiency scores and Tobit regression to evaluate the impact of green financing, the findings reveal that conventional banks outperform their Islamic counterparts in terms of efficiency. This disparity is attributed to superior risk management practices and the benefits of operational scale. Notably, green financing enhances the efficiency of both banking types, with its effects being more pronounced in smaller banks. These insights underscore the potential of green financing to advance sustainability without undermining banking efficiency. The study advocates for robust policy frameworks to incentivize green financing initiatives, particularly targeting smaller banks, to maximize their role in fostering sustainable development.
Muzakki’s enthusiasm towards the use of productive zakat on financing free halal certification for micro and small enterprises Hasanah, Neneng; Putri, Uly Anggraeni; Aisyah, Tasya Nur; Anggini, Karlita; Priyanto, Anindia Meil; Irfany, Mohammad iqbal
Halal Studies and Society Vol 1 No 3 (2024): September 2024
Publisher : IPB University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29244/hass.1.3.1-4

Abstract

The cost of obtaining halal certification is often significant, and this has made its obtainance difficult for many Micro and Small Enterprises (MSEs). In order to promote the attainment of halal certification, the government has been observed to offer free certification programs for MSEs, with expenses being totally covered by the State Budget (APBN). Based on the results, alternative sources of financing beyond the state budget are necessary, with productive zakat being a plausible option. Therefore, the present study aims to assess the willingness of Muzakki to use productive zakat to finance free halal certification for MSEs and to analyze the factors influencing this willingness. To achieve the stated objectives, scoring and Structural Equation Models, namely Partial Least Square (SEM-PLS), were adopted as the analytical methods. Data were collected via electronic questionnaires administered to 200 respondents who had previously contributed mal zakat, and interviews conducted with representatives from BAZNAS. The obtained results showed that a positive inclination existed among Muzakki to use productive zakat for financing halal certification for MSEs. The observed key factors influencing enthusiasm of Muzakki include external motivation and consistency in zakat contributions. To enhance the role of zakat, the study suggests that zakat institutions should prioritize information dissemination and awareness campaigns through various media channels.
Co-Authors Aam Slamet Rusydiana Aam Slamet Rusydiana Aam Slamet Rusydiana, Aam Slamet Aceng Hidayat Achsani, Muhammad Nur Faaiz Fathah Afiana, Riyyun Ahmad Fadli Alghifari Ahmad Izzuddin Ahmad syahirul Alim Aisyah, Tasya Nur Al Muharram, Muhammad Shiddiq Al Zahroh, Dina Naba Albajili, Abi Nubli Alda Luthfiana Alghifari, Ahmad Fadli Amirah, Nurul Anggini, Karlita Anggraini, Lilik Asep Nurhalim Aulia Nur Cahyani Cahyaningrum, Laeli Dyah Tantri Camara, Bumi Daffa Aqomal Haq Daffa Aqomal Haq Danang Aria Nugroho Desvita Resti Faniqotuni'mah Dharmarianti, Dian Putri Edi Santosa Eka Maulidiya, Sherly Erliza Noor Fadhila Meithasari Nurtjahjo Fitri, Resfa Fitriyatustany Fitriyatustany Handian Purwawangsa Haq, Daffa Aqomal Hasanah, Qoriatul Herlin, Herlin Hutajulu, Ivonia R. Ikhsana, Nadya Ramadhani Indah Sulistya Indriansyah, Albertty Intan Aulia Ardhani Irfan Syauqi Beik Isbayu, Muhammad Izzah, Hanifah Nurul JAENAL EFFENDI Laily Dwi Arsyianti Luthfiana, Alda Maulidiya, Sherly Eka Mayadis, Diki Candra Melinda, Vera Muhammad Afif Fathin Ridho Muhammad Afifuddin Abdurrosyid Kamil Muhammad Fikra Yafi Ulhaqqi Muhammad Fikra Yafi Ulhaqqi Muhammad Fikra Yafi Ulhaqqi Muhammad Wildan Syakuro Muslich, Muhammad Ayyub Mustika Mustika Mustika Mustika Muthohharoh, Marhamah Muti’ah Hajar Izzati Nadiya Ulfa Neneng Hasanah Neneng Hasanah Ningsih, Sri Rahayu Noer Azam Achsani Nur Wulan Nuraeni Nuraeni Nursyamsiyah, Tita Oktaviona, Winda Priyanto, Anindia Meil Probokawuryan, Mutiara Putri, Fatimah Iskandar Putri, Syifa Izzati Anzania Putri, Uly Anggraeni Qoriatul Hasanah Rafki, Muhammad Rahmawati, Nur Fajri Ramadhini, Fiona Ramadini, Kintan Nur Ramdhani, Arlita Ranti Wiliasih Ranti Wiliasih Rezkyarta, Alif Rosmala, Novia Setiawan, Alfianto Hendry Shatrie, Firly Mariska Sherly Eka Maulidiya Siti Rahmawati Sofina Mujadiddah Sri Rahayu Sri Rahayu Ningsih Susanto, Astiani Sutito, Yolanda M. M. Suwandi, Syifa Damaianti Syamsul Hidayat Pasaribu Tamaulina Br Sembiring Tiara Early Afifah Tieman, Marco Tita Nursyamsiah Tita Nursyamsiah, Tita Tsany, Fadhlan Tsany, Fadhlan Muhammad Ulfa, Nadiya Ulhaqqi, Muhammad Fikra Yafi Vitriara Ahsana Nadya Widya Syafitri Zidan, Muhamad