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Analysis of Factors Affecting the Risk of Business Failure of Food Sector SMEs in Binjai City Mhd Restu Razaq; Robin; Adi Harianto; Muhammad Fathoni; Nasib
Primanomics : Jurnal Ekonomi & Bisnis Vol. 22 No. 3 (2024): Primanomics : Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31253/pe.v22i3.3222

Abstract

This study aims to determine the factors that influence the risk of business failure for food sector SMEs in Binjai City. This study uses quantitative research methodology to reveal trends and explain the correlation between variables using descriptive, historical, and correlation analyses. Data analysis methods include qualitative descriptive analysis and quantitative descriptive analysis using confirmatory factor analysis (CFA) with Smart PLS software tools. This study has a sample size of 115 food sector SMEs that are considered to have failed or not developed in running a business. We collected data using questionnaires, interviews, references, and documents related to the research problem. The findings indicated that there is a direct and meaningful correlation between financial literacy and the likelihood of company failure among small and medium-sized enterprises (SMEs) in the food sector in Binjai City. Business networking has a beneficial and substantial impact on the risk of business failure for small and medium-sized enterprises (SMEs) in the food industry in Binjai City. Digital marketing has a beneficial and substantial impact on the likelihood of business failure. Product innovation has a favorable and substantial impact on the likelihood of company failure for small and medium-sized enterprises (SMEs) in the food industry in Binjai City. Collaboration has a beneficial and substantial impact on the likelihood of company failure. The implementation of green transformational leadership has a beneficial and substantial impact on the likelihood of business failure for small and medium-sized enterprises (SMEs) in the food industry in Binjai City. Green entrepreneurial approach positively and significantly impacts the likelihood of business failure.
SOCIAL MEDIA AS A MODERATING VARIABLE OF GOVERNMENT TOURISM STRATEGY AND THE ROLE OF LOCAL YOUTH ON REGIONAL TOURISM PROGRESS STUDY OF SIDEBUK-DEBUK HOT SPRINGS TOURIST ATTRACTION IN KARO REGENCY Sharina Amanda; Ayu Wirda Ningsih; Mahyudin; Muhammad Fathoni; Nasib
International Journal of Accounting, Management, Economics and Social Sciences (IJAMESC) Vol. 1 No. 6 (2023): Desember
Publisher : ZILLZELL MEDIA PRIMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61990/ijamesc.v1i6.99

Abstract

Having tourist attractions in one area will benefit the area in terms of business transaction turnover, where visitors from outside the area will come to places where tourism can attract foreign residents. The presence of foreign residents entering the area will certainly help the regional economy, especially in tourism management areas. The research analysis method used in this research is linear regression with a moderating model. There are three ways to test regression with moderating variables, namely the interaction test, absolute difference test and residual test. The population in this study is tourist visitors who come from outside the Karo district with age criteria of 20 to 50 years with a research sample of 185 people, social media is able to moderate the significant influence of the government's tourism strategy on tourism progress, the government's tourism strategy directly has a significant influence on the progress of regional tourism, social media is able to moderate the significant influence of the role of local youth on the progress of regional tourism, the role of local youth directly has a significant influence on progress regional tourism, social media directly has a significant influence on the progress of tourism in the Sidebuk-Debuk region of Karo Regency.
PORTAL INFORMASI PERPUSTAKAAN SMA PLUS EFARINA BERBASIS WEB Rika Adelina Br. Ginting; Muhammad Fathoni
Cemara Education and Science Vol. 3 No. 2 (2025): Vol III. Edisi II. Tahun 2025
Publisher : Cendekia Madani Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62145/ces.v3i2.152

Abstract

Portal Informasi Perpustakaan Berbasis Web merupakan aplikasi yang digunakan untuk pengoperasian perpustakaan berupa penginputan data buku, data petugas perpustakaan, anggota perpustakaan, dan juga penginputan data peminjaman koleksi buku yang ada di perpustakaan. Portal ini dijalankan dengan menggunakan komputer dan juga menggunakan browser sebagai interaksinya. Hal ini dikarenakan, portal yang dibangun menggunakan bahasa pemrograman berbasis web yaitu html, php, javascript. MySQL merupakan aplikasi database yang digunakan sebagai pengolahan database pada aplikasi portal perpustakaan ini. SMA Plus Efarina merupakan salah satu sekolah yang favorit di Sumatera Utara, dan SMA Plus Efarina memiliki total siswa aktif kurang lebih 700 siswa. Perpustakaan sekolah merupakan salah satu fasilitas yang disediakan oleh sekolah untuk meningkatkan wawasan para siswa. Untuk mempermudah petugas perpustakaan dalam mengoperasikan dan mengoptimalkan kinerja perpustakaan sekolah, maka SMA Plus Efarina membangun suatu sistem Portal Informasi Perpustakaan Berbasis Web yang nantinya digunakan oleh petugas perpustakaan dalam melayani para siswa menggunakan layanan perpustakaan.
Early Financial Literacy Education: Savings and Personal Financial Planning Training for Students of Hang Tuah 2 Private Junior High School Medan Nissa, Fachrun; Eddy Harnjo; Amin Hou; Roni Juliansyah; Ahmad Rivai; Dini M Hutagalung; Indra Budiman; Sabaruddin Chaniago; Muhammad Fathoni; Ratih Amelia
GANDRUNG: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 2 (2025): GANDRUNG: Jurnal Pengabdian Kepada Masyarakat
Publisher : Fakultas Olahraga dan Kesehatan, Universitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/gandrung.v6i2.5487

Abstract

This community service activity aims to improve financial literacy among junior high school students through training in saving habits and personal financial planning. Targeting students at SMP Hang Tuah Medan, the program introduces basic financial concepts such as budgeting, distinguishing needs from wants, setting financial goals, and managing allowances. The method used combines interactive workshops, simulations, and group discussions to foster a fun and engaging learning experience. Through this initiative, students are expected to develop awareness of financial responsibility from an early age and apply simple financial management practices in their daily lives. The program also supports the development of life skills and contributes to character education by promoting discipline, self-control, and decision-making. The outcome of the activity indicates a significant improvement in students’ understanding and attitudes toward money management. This initiative highlights the importance of integrating financial literacy education into the school environment to build a financially literate generation
Unlocking Buyer Intent: How the Marketing Mix Shapes Purchasing Decisions at Ummah Cahaya Restaurant Khairani Nurbayan; Ratih Amelia; Khairatun Nazah; Muhammad Fathoni; Mega Hernawati Harefa
Journal of Business Integration Competitive Vol. 1 No. 2 (2025): Journal of Business Integration Competitive
Publisher : Yayasan Bina Bisnis Nusantara Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64276/jobic.v1i2.14

Abstract

This study aims to examine the influence of product, price, location, and promotion on consumer purchasing decisions at RM Ummi Cahaya. Employing an associative and quantitative research design, the study involved a sample of 95 respondents selected from a population of 1,800 customers who made purchases in 2023. Data were collected through structured questionnaires and analyzed using SPSS Version 25, incorporating validity and reliability tests, multiple linear regression analysis, and hypothesis testing. The findings reveal that product, price, and location each have a positive and significant impact on purchasing decisions. However, promotion does not exhibit a significant influence. Collectively, the variables of product, price, location, and promotion demonstrate a simultaneous positive and significant effect on consumer purchasing decisions at RM Ummi Cahaya. These results suggest that enhancing product quality, competitive pricing, and strategic location may effectively increase customer purchase intentions, while promotional strategies may require further optimization to yield meaningful impact
Digital Support and Human Touch: A Strategic Combination to Enhance Students' Learning Motivation Sri Andini; Ratih Amelia; Loly; Wily Julitawaty; Muhammad Fathoni
Journal of Business Integration Competitive Vol. 1 No. 2 (2025): Journal of Business Integration Competitive
Publisher : Yayasan Bina Bisnis Nusantara Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64276/jobic.v1i2.20

Abstract

This study aims to analyze the role of computer laboratory facilities and staff services in influencing the learning motivation of students in the Informatics Management Program at Ganesha Polytechnic Medan. The research employed a qualitative method with observation-based questionnaires as the primary instrument. The questionnaire was distributed to 20 active students enrolled in relevant courses. The findings indicate that 75% of respondents rated the quality of computer laboratory facilities as “very good,” suggesting a significant positive impact on their learning motivation. Additionally, 80% of respondents rated staff services as “good,” indicating a positive contribution to enhancing students’ motivation to learn. These findings underscore the importance of synergy between technological infrastructure and the quality of human services in fostering a conducive learning environment.
SISTEM INFORMASI PENGIRIMAN BARANG BERBASIS WEB PADA PT. JNE EXPRESS Sujarwo, Sujarwo; Fathoni, Muhammad
Jurnal Warta Dharmawangsa Vol 19, No 4 (2025)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/wdw.v19i4.7645

Abstract

Exploring the Influence of Novelty Seeking and Perceived Safety on Tourist Loyalty through Well-being: A Case Study of Tangkahan Nasib; Sharina Osman; Muhammad Fathoni
Journal of Business Integration Competitive Vol. 2 No. 1 (2025): Journal of Business Integration Competitive
Publisher : Yayasan Bina Bisnis Nusantara Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64276/jobic.v2i1.26

Abstract

This study investigates the role of novelty seeking and perceived safety in influencing tourist loyalty through well-being at the Tangkahan tourist attraction. A total of 400 questionnaires were distributed, and 396 completed questionnaires were used for analysis. This study uses partial least squares-based structural equation modeling (PLS-SEM) to validate and estimate the proposed research model, using Smart-PLS software to analyze data and estimate the relationship between latent variables. The estimation results indicate that novelty seeking and perceived safety have a positive and significant effect on tourist well-being, which in turn affects tourist loyalty. This study also revealed differences in the levels of novelty seeking and perceived safety among tourists with different demographic characteristics. In addition, the analysis results indicated that tourists who seek new experiences are more likely to experience an increase in well-being, which in turn increases tourist loyalty to Tangkahan tourist attractions
RANKING FACTORS AFFECTING STUDENT ACADEMIC ACHIEVEMENT WITH FUZZY AHP METHOD Fathoni, Muhammad; Sujarwo, Sujarwo
ZERO: Jurnal Sains, Matematika dan Terapan Vol 7, No 1 (2023): Zero: Jurnal Sains Matematika dan Terapan
Publisher : UIN Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/zero.v7i1.17095

Abstract

The main purpose of education is to foster and improve students' knowledge, skills and behaviors, enabling them to effectively apply their acquired abilities in the broader context of society. According to Chapter I Article 1 of the National Education System Number 20 of 2003, education is characterized as a deliberate and organized effort aimed at creating an environment conducive to learning and facilitating a process through which learners actively develop their innate abilities. The ultimate goal is to foster the development of spiritual resilience, religious understanding, self-discipline, individuality, intellectual intelligence, noble morals, and skills necessary for personal, community, nation, and state advancement.Many factors influence student achievement, including internal and external dimensions. Internal factors include various elements, including physical aspects such as health and disability, psychological factors such as intelligence, attention, interest, talent, motive, maturity, and readiness, and fatigue factors such as physical and mental fatigue. External influences include various aspects related to the family, including parenting, educational background, family relationships, home atmosphere, family economy, parental understanding, and cultural background. In addition, school factors summarize various elements such as learning strategies used by teachers, curriculum design, teacher-student interaction, student interaction, school policies, educational resources, school scheduling, lesson benchmarks, facility conditions, learning approaches, and homework assignments. The community aspect includes various elements such as student involvement in social activities, the impact of mass media, social relationships, and various forms of community involvement. This study examines the influence of several environmental elements, including physical, psychological, family, school, and community factors on student academic achievement, namely students attending public junior high schools located in Sei Bingai District, Langkat Regency using the Fuzzy Analytical Hierarchy Process (FAHP) method
Exploring the Mediating Role of Fintech Adoption in Reducing Perceived Risks and Promoting SME Sustainability Adi Harianto; Devia Febrina; nasib, nasib; Ratih Amelia; Muhammad Fathoni
International Journal of Economics and Management Research Vol. 4 No. 3 (2025): December : International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v4i3.541

Abstract

This study examines the role of fintech adoption in mediating the relationship between perceived risk and business sustainability in Small and Medium Enterprises (SMEs) in Samosir Regency. Using a quantitative approach with data analyzed through Structural Equation Modeling (SEM), the study finds that fintech adoption significantly reduces the perceived risks faced by SME owners, which in turn contributes to long-term business sustainability. Digital technologies such as electronic payment systems, peer-to-peer lending platforms, crowdfunding, and mobile banking have proven to enhance operational efficiency, expand market reach, and improve financial transparency and control. These benefits help SMEs build resilience and competitiveness, especially in rural areas like Samosir where access to conventional financial services is limited. Despite the potential benefits, challenges such as limited technological knowledge, digital infrastructure gaps, regulatory uncertainty, and the lack of skilled human resources remain major barriers to effective fintech implementation. The study highlights that the role of government and stakeholders is vital in creating an enabling environment for fintech adoption. This includes policies that encourage innovation, facilitate access to digital infrastructure, provide education and training to increase digital literacy, and foster partnerships between SMEs and fintech service providers. Additionally, support from local communities and continuous awareness campaigns can further reduce resistance to change and increase trust in digital financial solutions. Overall, this research emphasizes that fintech adoption plays a crucial role in not only mitigating business risks but also supporting the long-term sustainability and growth of SMEs in the digital era.