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Rahmadi Indra Tektona
Fakultas Hukum Universitas Jember
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Journal : Mutawasith: Jurnal Hukum Islam

 1 
Prinsip Kemanfaatan Ujrah pada Take Over Kredit Kepemilikan Rumah (KPR) di Bank Syariah melalui Pendekatan Maqāshīd Syarīah Maudyna Fitria; Rahmadi Indra Tektona; Dyah Ochtorina Susanti
Mutawasith: Jurnal Hukum Islam Vol 5 No 2 (2022)
Publisher : Prodi Hukum Ekonomi Syariah (Muamalah)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47971/mjhi.v5i2.503

Abstract

The ujrah system in the take over of home ownership loans in Islamic banks on the use of hawalah and qardh contracts, which are basically hawalah and qardh contracts, is a type of tabarru' contract which is helpful or voluntary and may not take profit. The existence of taking Ujrah or fees in take over KPR transactions by Islamic banks, of course, is a deviation with the meaning of tabarru', namely helping, but taking Ujrah in the hawalah contract is allowed based on the DSN fatwa Number 58/DSN-MUI/V/2007 concerning Hawalah bil Ujrah must based voluntarily and by agreement, although hawalah itself in the theory of Islamic law contracts is a tabarru or non-profit contract. The research method is a normative (doctrinal) research method, which examines or analyzes legal rules related to the object of this research, namely the ujrah system in take over in Islamic banks. So it can be concluded that the use of the ujrah system in the practice of taking over home ownership loans at Islamic banks has the characteristics of a fee-taking system for the benefit of goods or services, not to get excessive profits because it is helping.
Co-Authors Agusyanti, Kusuma Astuti Alifiyah, Fildza Shabrina Dias Alvian Romdani, Vina Amadis, Fay Alejandra Amalia Putri Vairus Amalina Roslan Amru Hanifa Mukti Anang Suindro Anang Suindro Anggita, Sheila Novia Arini Ayatik Auliya Safira Putri Ayu Citra Santyaningtyas Ayu Citra Santyaningtyas Ayudya Rizqi Rachmawati Bakhouya Driss, Bakhouya Bariroh, Ariska Zakiyatul Benu, Marthen Choirur Roziqin Chumaira, Aida Najma Devayanti, Rania Ayang Dewi Indriani Dwi Putra, Alifian Billie Dwi Ruli Handoko Dyah Ochtorina Susanti Efendi, Aan Elliani Sudjana Emi Zulaikha Emi Zulaikha Ermanto Fahamsyah Ermanto Fahamsyah Fendi Setyawan Ferdiansyah Putra Manggala Firman Floranta Adonara, Firman Floranta Fona Kartika Listiyapuji H.M Rifqinizamy Karsayuda Haldin Perdana Putra Handono, Mardi Helmi Septianto, Dea I Wayan Yasa, I Wayan Ikarini Dani Widiyanti Iswi Hariyani Khoidin Khoidin Kurniawan, Nidal Safaraz M Adriani Harefa, Jemi Maudyna Fitria Moh. Ali Moh. Ali Moh. Ali Mohammad Fasholli Nur Huda Mukti, Amru Hanifa Nadya Ulfa Safilia Nurdeng Deuraseh Nurhayati Nurhayati Nuzulia Kumala Sari Oktaviyani, Evin Paramita Cahyaning Dewanti Poesoko, Felly Felmmy Dwi Renaningtyas Provisky, Cedatendo Lambang Qoriatur Risma Qorina Fatimatus Zahro Raihana Mohd Raffi Regina Yurisprastita Jufri Rhama Wisnu Wardhana Risqullah Cahyanan Putra Santyaningtyas, Ayu Citra Savitri Indiarti Siti Nur Shoimah Slamet Ervin Iskliyono SRI ASTUTIK Suci, Ivida Dewi Amrih Tiya Ningrum Rahayu Triasita Nur Azizah Ulhfah Mutiarachmah Vela Ardian Ninda Wahjuni, Edi Wahyu Wahyu Yusmi Zam Zam Maharani Zulaikha, Emi