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Rahmadi Indra Tektona
Fakultas Hukum Universitas Jember
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Journal : Risalah Hukum

 1 
Karakteristik Akad Mudharabah Pada Transaksi Penyimpanan Dana Nasabah di Bank Syariah Siti Nur Shoimah; Dyah Ochtorina Susanti; Rahmadi Indra Tektona
Jurnal Risalah Hukum Volume 16, Nomor 1, Juni 2020
Publisher : Fakultas Hukum Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/risalah.v16i1.220

Abstract

Many people assume that mudharabah savings in Islamic banks are the same as deposits in conventional banks. In contrast, mudharabah savings have their characteristics, one of which is adopting a revenue-sharing system in managing customer deposit funds. In this study, researchers used a normative method with a statutory approach and conceptual approach. The results of this study are the discovery of mudharabah contract characteristics in depositing customer funds in Islamic banks which can be seen from 6 things, namely investment deposits, legal subjects or parties, profit sharing, business risk distribution, guarantees, and fund withdrawals by the Customer. Keywords: Mudharabah Agreement; Depositing Customer Funds; Islamic
Kepastian Hukum Bagi Nasabah Yang Mengalami Pemblokiran Sepihak Oleh Bank Rahmadi Indra Tektona
Jurnal Risalah Hukum Volume 15, Nomor 2, Desember 2019
Publisher : Fakultas Hukum Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Banks in blocking accounts must be based on the applicable laws and regulations to maintain the trust of customers. Banks as financial service institutions should always follow the existing account blocking procedures and have been regulated in the prevailing laws and regulations so that errors do not result in losses for their customers. The mistake that can be detrimental to customers is unilaterally blocking accounts by the bank. This study aims to determine the form of legal protection for customers who experience unilateral account blocking, thereby resulting in the certainty of the right to unused customer funds. Based on the study results, it was found that customers can make Internal Dispute Resolution and External Dispute Resolution efforts to defend their rights when experiencing unilateral blocking by the bank.Keywords: Legal protection; account balance; blocking; customer; bank
Co-Authors Agusyanti, Kusuma Astuti Alvian Romdani, Vina Amadis, Fay Alejandra Amalia Putri Vairus Amalina Roslan Amru Hanifa Mukti Anang Suindro Anang Suindro Anggita, Sheila Novia Arini Ayatik Auliya Safira Putri Ayu Citra Santyaningtyas Ayu Citra Santyaningtyas Ayudya Rizqi Rachmawati Bakhouya Driss, Bakhouya Benu, Marthen Choirur Roziqin Devayanti, Rania Ayang Dewi Indriani Dwi Putra, Alifian Billie Dwi Ruli Handoko Dyah Ochtorina Susanti Efendi, Aan Elliani Sudjana Emi Zulaikha Emi Zulaikha Ermanto Fahamsyah Ermanto Fahamsyah Fendi Setyawan Ferdiansyah Putra Manggala Firman Floranta Adonara, Firman Floranta Fona Kartika Listiyapuji H.M Rifqinizamy Karsayuda Haldin Perdana Putra Handono, Mardi Helmi Septianto, Dea I Wayan Yasa, I Wayan Ikarini Dani Widiyanti Iswi Hariyani Khoidin Khoidin Kurniawan, Nidal Safaraz Kusuma Astuti Agusyanti M Adriani Harefa, Jemi Maudyna Fitria Moh. Ali Moh. Ali Moh. Ali Mohammad Fasholli Nur Huda Mukti, Amru Hanifa Nadya Ulfa Safilia Nurdeng Deuraseh Nurhayati Nurhayati Nury Khoiril Jamil Nuzulia Kumala Sari Oktaviyani, Evin Paramita Cahyaning Dewanti Poesoko, Felly Felmmy Dwi Renaningtyas Provisky, Cedatendo Lambang Qoriatur Risma Qorina Fatimatus Zahro Raihana Mohd Raffi Regina Yurisprastita Jufri Rhama Wisnu Wardhana Risqullah Cahyanan Putra Santyaningtyas, Ayu Citra Savitri Indiarti Siti Nur Shoimah Slamet Ervin Iskliyono SRI ASTUTIK Suci, Ivida Dewi Amrih Tiya Ningrum Rahayu Triasita Nur Azizah Ulhfah Mutiarachmah Vela Ardian Ninda Wahjuni, Edi Wahyu Wahyu Yusmi Zam Zam Maharani Zulaikha, Emi