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All Journal Jurnal Ekonomi, Bisnis dan Kewirausahaan (JEBIK) Jurnal Sosial Ekonomi Pertanian JEJAK Ekonomikawan : Jurnal Ilmu Ekonomi dan Studi Pembangunan Jurnal Ekonomi & Studi Pembangunan JBTI : Jurnal Bisnis : Teori dan Implementasi Jurnal Ilmiah Universitas Batanghari Jambi Equilibrium: Jurnal Ilmiah Ekonomi, Manajemen dan Akuntansi Akuntabel : Jurnal Ekonomi dan Keuangan Forum Ekonomi : Jurnal Ekonomi, Manajemen dan Akuntansi JEPA (Jurnal Ekonomi Pertanian dan Agribisnis) EKONOMIS : Journal of Economics and Business J-MAS (Jurnal Manajemen dan Sains) EKO-REGIONAL JURNAL PENGEMBANGAN EKONOMI WILAYAH Jurnal Pendidikan Ekonomi (JURKAMI) Eksis: Jurnal Ilmiah Ekonomi dan Bisnis EQIEN - JURNAL EKONOMI DAN BISNIS Parameter Abdimasku : Jurnal Pengabdian Masyarakat Efficient: Indonesian Journal of Development Economics JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Journal of Agricultural Socio-Economics (JASE) Majalah Ilmiah Manajemen dan Bisnis Jurnal Abdi Masyarakat Indonesia Jurnal Penelitian Inovatif Jurnal Pajak dan Bisnis (Journal of Tax and Business) Jurnal Fokus Manajemen AJARCDE (Asian Journal of Applied Research for Community Development and Empowerment) Jurnal Penyuuhan dan Pemberdayaan Masyarakat (JPPM) Journal of Economics Research and Policy Studies Procedia of Social Sciences and Humanities Journal of Asset Management and Public Economy Jurnal Ilmiah Ilmu Terapan Universitas Jambi Jurnal Manajemen, Akuntansi, Ekonomi Eduvest - Journal of Universal Studies SJEE (Scientific Journals of Economic Education) Journal of Multidisciplinary Science: MIKAILALSYS Jurnal AGRISEP: Kajian Masalah Sosial Ekonomi Pertanian dan Agribisnis MIMBAR : Jurnal Sosial dan Pembangunan Economic Development Analysis Journal WIKUACITYA: Jurnal Pengabdian Kepada Masyarakat JIEP: Jurnal Ilmu Ekonomi dan Pembangunan Prosiding Seminar Nasional Ilmu Ekonomi dan Akuntansi Indonesian Journal of Enterprise Architecture Jurnal PROFIT: Kajian Pendidikan Ekonomi dan Ilmu Ekonomi Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah
Purnomo, Sodik Dwi
Fakultas Ekonomika Dan Bisnis, Universitas Wijayakusuma Purwokerto, Indonesia
Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Neuroscience Physics Public Health Social Sciences Other

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PEMANFAATAN METODE PEMBAYARAN BERBASIS NON TUNAI PADA UMKM DI DESA PASINGGANGAN KECAMATAN BANYUMAS Sodik Dwi Purnomo; Heris Kenacana Trisna Jaya; Alfit Budi Prasetyo; Fatimah Fatimah
WIKUACITYA: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 3 (2026): WIKUACITYA: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Wijayakusuma Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63859/wikuacitya.v5i3.586

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki peran penting, namun sebagian pelaku UMKM masih menghadapi keterbatasan dalam pemanfaatan teknologi digital, baik untuk pemasaran maupun transaksi. Kondisi tersebut juga ditemukan pada UMKM di Desa Pasinggangan, Kecamatan Banyumas. Kegiatan pengabdian kepada masyarakat ini bertujuan meningkatkan pemahaman dan kemampuan pelaku usaha dalam memanfaatkan teknologi digital untuk mendukung pengembangan usaha. Metode pelaksanaan menggunakan pendekatan partisipatif dan edukatif. Subjek kegiatan melibatkan 30 pelaku UMKM. Hasil kegiatan menunjukkan adanya peningkatan rata-rata pemahaman peserta yang sangat signifikan sebesar 50,4%. Kenaikan tertinggi dicapai pada indikator kemampuan operasional mandiri (58,5%) dan penguasaan mekanisme kerja QRIS (54,5%). Kegiatan ini ini berhasil mendorong transformasi digital UMKM pedesaan menuju ekosistem keuangan yang inklusif dan efisien.
Analisis faktor-faktor yang mempengaruhi keberlanjutan usahatani kentang di Desa Grogol, Kecamatan Pejawaran, Kabupaten Banjarnegara Fidiana Zulfah; Sodik Dwi Purnomo; Bagus Adhitya
Journal of Economics Research and Policy Studies Vol. 6 No. 2 (2026): Journal of Economics Research and Policy Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jerps.v6i2.3456

Abstract

The success of a potato farming business is crucial and necessary for maintaining, improving, or developing potato farming, as well as for its future sustainability. Potato farming in Grogol Village, Pejawaran District, Banjarnegara Regency, is an important agricultural sector that supports the economy of the highland community. The area in Grogol Village has agro-climatic conditions that are very supportive for cultivation, especially potatoes. The purpose of this study was to analyze the factors influencing the sustainability of potato farming. This research method used a survey with a quantitative approach. The research sample consisted of 93 farmers and used a purposive sampling technique, and the analysis model used multiple linear regression. The results of this study explain that the variables of income, labor, and experience have a positive and significant effect. Meanwhile, the variables of land area, extension, age, and education have a negative and significant effect. Therefore, potato farmers must be able to keep up with the development of new agricultural technologies and always access agricultural information from extension workers to ensure the sustainability of their farming business.
What Drives to Use Digital Wallets? Evidence from DANA Dian Safitri Pantja Koesoemasari; Endang Sri Wahyuningsih; Amin Solikhah; Harsuti Harsuti; Rosalina Anindia Sari Kartika; Sodik Dwi Purnomo
Indonesian Journal of Enterprise Architecture Vol. 3 No. 3 (2026): Indonesian Journal of Enterprise Architecture
Publisher : Global Research and Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66314/ijea.v3i3.503

Abstract

This study investigates the determinants influencing the adoption of the DANA digital wallet in Sumbang District, Central Java, Indonesia. As financial technology (FinTech) continues to transform financial services, understanding behavioral drivers in rural contexts is critical for sustainable digital inclusion. Unlike metropolitan areas where e-wallets are embedded into daily lifestyles, rural regions present unique challenges and opportunities. This research employs a quantitative approach with 100 Generation Z respondents, analyzed using multiple linear regression. Four independent variables, namely perceived usefulness, perceived security, promotional incentives, and financial literacy, were tested against the dependent variable, intention to use. Results reveal that all predictors exert a positive and statistically significant influence (Fstat=44.257, p<0.05), with perceived security emerging as the strongest determinant. Theoretically, this study integrates the Technology Acceptance Model (TAM) and the Theory of Planned Behavior (TPB). TAM explains how usefulness and security perceptions drive adoption, while TPB contextualizes the role of financial literacy and promotion as behavioral control and subjective norms. By situating the research in Sumbang District, the study contributes to the literature by offering insights into non-metropolitan adoption patterns, emphasizing that Generation Z’s engagement with fintech is not merely passive but shaped by reasoned behavioral drivers. Practically, the findings suggest that fintech providers should strengthen transparent security protocols, enhance user-friendly interfaces, and invest in targeted promotions and financial education programs. This holistic approach can accelerate adoption, reduce barriers to entry, and foster responsible digital financial inclusion. Future research should expand to other rural contexts and incorporate additional constructs such as trust and user experience to refine predictive models.
Analisis Pendapatan dan Kesejahteraan Pedagang Pasar Kuliner Pratista Harsa Purwokerto Timur Kabupaten Banyumas Elvina Musyarof; Sodik Dwi Purnomo; Damar Jati
Prosiding Seminar Nasional Ilmu Ekonomi dan Akuntansi Vol. 1 No. 2 (2024): Juli : Prosiding Seminar Nasional Ilmu Ekonomi dan Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/prosemnasieda.v1i2.3

Abstract

The aim of this research is to determine and analyze the significance of the influence of capital, length of business, type of outlet, working hours, rental costs and labor on the income and welfare of market traders. Pratistha Harsa Culinary, East Purwokerto, Banyumas Regency. The method used in this research is descriptive with a quantitative approach. The sample in this research is the Pratistha Harsa Culinary Market traders in East Purwokerto, Banyumas Regency as the population, with a sampling technique, namely a saturated sample, the sampling technique is by determining the entire population as a sample, namely 86 traders. The results of this research show that capital, length of business, working hours, and labor have a significant positive effect on the income of traders at the Pratistha Harsa Culinary Market, East Purwokerto, Banyumas Regency, while the type of outlet and rental costs have no effect on the income of traders at the Pratistha Harsa Culinary Market, East Purwokerto, Banyumas Regency. The implication of this research is that with the increasing length of business, traders need to increase innovation and promotion so that they can attract consumers. With the increasing number of consumers, the capital will be higher and the income earned will increase. By utilizing affordable rental costs and various types of outlets, traders are expected to be able to take advantage of Facilities as promotional materials and innovation can increase consumer demand and good use of working hours such as opening earlier at lunch time can also increase consumer demand. The more consumer demand, the greater the absorption of labor.
Fiscal Policy, Monetary Policy and Economic Growth in Indonesia Diah Retnowati; Sodik Dwi Purnomo; Damar Jati; Zumaeroh Zumaeroh; Bagus Adhitya; Anisa Fatmawati; Heris Kencana
MIMBAR : Jurnal Sosial dan Pembangunan Volume 40, No. 1, (June 2024) [Accredited Sinta 3, No 79/E/KPT/2023]
Publisher : UPT Publikasi Ilmiah (Universitas Islam Bandung)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/mimbar.vi.3424

Abstract

Economic growth is still a measure of the success of policies made by the government. Indonesia, a developing country, needs the right policies to continue to encourage economic growth and rise from the crisis that has occurred. The economic crisis that occurred in 1998, 2008 and 2020 requires Indonesia to have the right fiscal and monetary policies to recover quickly. This study aims to analyze the effect of the impact of fiscal policy (taxes and government expenditure) and monetary policy (money supply, inflation, and exchange rate) on economic growth in Indonesia. The method used in this study is multiple linear regression with time series data from 1990 to 2020. The results of this study prove that tax revenue has a positive effect on economic growth in Indonesia. Meanwhile, government spending, inflation, money supply and exchange rates have a negative effect on economic growth in Indonesia. The implications of this study show that both monetary policy and fiscal policy should be made through in-depth study. The government must be able to increase tax revenue and spend state revenues on investment needs. Monetary policy must also be able to maintain low inflation and strengthen the exchange rate through trade and foreign exchange reserves.
Co-Authors AA Sudharmawan, AA Abelza Ivanda Ariesta Achadi, Ady Adhitya, Bagus Ady Achadi Agestifanka, Adna Fika Agus Prabawa Alfit Budi Prasetyo Alfit Budi Prasetyo Alfit Budi Prasetyo Alifia Marmora Amin Solikhah ANISA FATMAWATI Anisa Fatmawati Anisa, Faefaya Ziadatul Ardan Nur Oktavianto Arinastuti Arinastuti Asri Purwati Badriah, Lilis Siti Bagus Adhitya Cahyaningtyas Ria Uripi Cahyo, Heru Carla Selvianandia Alam Damar Jati Dhiya Marzuq Falah Ramadhan Diah Retnowati Diah Retnowati Diah Setyorini Gunawan Eli Susanti Elvina Musyarof Endang Sri Wahyuningsih Enrico Aziezy FATIMAH FATIMAH Fidiana Zulfah Firdaus Aulia Nanda Florenkias Nikosal Gawik Setiawan Gita Putri Rahmawati Goro Binardjo Hari Winarto Hariski Nur Setiawan Harsuti, Harsuti Herbowo Herbowo, Herbowo Heri Setiawan Heris Kenacana Trisna Jaya Heris Kencana Trisna Jaya Herlina, Dian Nora Heru Cahyo Ira Dzatini Irhas Fudhail Isnaeni Rokhayati Istiqomah Istiqomah Istiqomah Istiqomah Istiqomah istiqomah istiqomah Istiqomah Istiqomah Ita Susilowati Kadarwati, Nunik Kinanti, Rinda Koesoemasari, Dian Safitri Pantja Krisnhoe Sukma Danuta Larasati , Yustika Lestari, Herwiek Diyah Lilis Siti Badriah Lilis Siti Badriah Luhita, Tiladela Mahardika, Dwiki Adhia Masita, Tri Esti Matufany, Olga Melinda Maylandri Oliffiano Medellin Chelsea Muntahanah, Siti Mutia Pamikatsih Mutia Pasha Nasution, Annio Indah Lestari Neni Safitri Neni Widayaningsih Neni Widyaningsih Nina Mardiana (F01108057) Noviati Aning Rizki Mustika Sari Panggalih, Chandra Arif Priyatama, Tunggul Puji Utami Putra Galih Rahmawan Putra, Satria Iswara Rahmawan, Putra Galih Rahmawati, Gita Putri Ramadhan, Khafridho Esa Rara Irvani Ratna Puji Astuti, Ratna Puji Ratna Pujiasuti Recha Pangestika Rizka Fauziyatun Nisa Rizki Lutfiana Saputri Rosalina Anindia Sari Kartika Ryda Haty Sagara Sambodo, Herman Sambodo, Herman Santi Santi Suciningtyas Setiyaningsih, Apriyani Nur Siti Ainul Mukharomah Sri Sundari Suharno Suharno Sukiman Sukiman Sully Kemala Octisari Sundari, Sri Syaharani, Ajeng Bening Telefany Bunga Anugrah Todi Pinandita Toni Suseno Ufit Panggarti Velin Aulia Febrianti Wahyuni, Yulina Tri Wijaya, Minadi Wisnu Wijayanto Wulan Anggraini Yulina Tri Wahyuni Zhika Vilanti Zuhaena, Fatwa Zumaeroh - Zumaeroh Zumaeroh