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All Journal EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Tansiq: Jurnal Manajemen dan Bisnis Islam Jurnal Mirai Management Jurnal Ilmiah Ekonomi Islam Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen EKONOMIS : Journal of Economics and Business JURNAL PENDIDIKAN TAMBUSAI Jesya (Jurnal Ekonomi dan Ekonomi Syariah) SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Economics and Digital Business Review Jurnal Investasi Islam El-Mujtama: Jurnal Pengabdian Masyarakat An-Nisbah : Jurnal Perbankan Syariah Jurnal Ekonomi Jurnal Penelitian Inovatif INTERNATIONAL JOURNAL OF CULTURAL AND SOCIAL SCIENCE Formosa Journal of Science and Technology (FJST) Jurnal Ilmiah Mahasiswa Raushan Fikr Mamangan Social Science Journal Indonesian Journal of Islamic Economics and Finance Journal of Social Commerce Electronic Journal of Education, Social Economics and Technology Innovative: Journal Of Social Science Research Indonesian Journal of Advanced Research (IJAR) Madani: Multidisciplinary Scientific Journal IIJSE Sharia Economic and Management Business Journal (SEMBJ) JESKaPe: Jurnal Ekonomi Syariah, Akuntansi dan Perbankan Journal of Finance and Islamic Banking Jurnal Ekonomi Dan Bisnis Outline Journal of Economic Studies Jurnal At-Tanmiyah Ekonomi dan Bisnis Islam JRTI (Jurnal Riset Tindakan Indonesia) Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Jurnal Manajemen Pendidikan
Yusrizal Yusrizal
Universitas Islam Negeri Sumatera Utara
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The Effect of Import-Export on Economic Growth in Batam City, Indonesia Salsabila Zahwa Adinda; Yusrizal Yusrizal; Muhammad Ikhsan Harahap
International Journal of Economics Development Research (IJEDR) Vol. 4 No. 2 (2023): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v4i3.3967

Abstract

The purpose of this research is to generally determine the influence of economic growth with export and import figures in Batam City. Batam City has a policy that provides additional value in international trade that is Free Trade Zone or tax-free zone. Export and import activities are called interstate trade, the purpose is to see the influence of exports and imports on the economic growth of Batam City. The research method is quantitative with multiple linear regression supplemented by secondary data from the Central Statistics Agency (BPS) from 2013 to 2022 where the independent variable is export-import and the dependent variable is the economic growth of Batam City. The results of the study are that the export-import variable has a positive and significant effect on the economic growth of Batam City. Based on the determination results, it shows that 74% of the export and import variables contribute significantly to the economic growth of Batam City.
Pengaruh Core Self Evaluation, Emotional Intelligence, Dan Personal Resources Terhadap Employee Job Satisfaction Pada Bank Muamalat Kc Medan Balaikota Risma Warti; Yusrizal Yusrizal; Khairina Tambunan
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 4 No. 4 (2023): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v4i4.1538

Abstract

Kerja karyawan mempunyai peran yang sangat penting dalam menunjang aktivitas perusahaan. Hal tersebut disebabkan karena jika setiap karyawan melakukan kerjanya dengan baik maka aktivitas usaha yang dijalankan akan berkembang lebih baik dari sebelumnya. Kepuasan kerja merupakan hal penting yang harus diperhatikan perusahaan, karena semakin karyawan merasakan kepuasan dalam bekerja maka akan semakin baik pula kualitas pekerjaan yang dihasilkan. Jenis penelitian yang digunakan ialah penelitian kuantitatif. Data primer yang digunakan dikumpulkan melalui penyebaran kuesioner kepada staff karyawan Bank Muamalat KC Medan Balaikota sebanyak 35 karyawan. Data yang sudah terkumpul kemudian dilakukan pengujian instrument data dan uji asumsi klasik serta diolah menggunakan teknis analisis regresi linier berganda dengan menggunakan SPSS versi 22 sebagai alat bantu analisis. Penelitian ini bertujuan untuk meneliti dan mengkaji pengaruh core self evaluation, emotional intelligence, dan personal resources terhadap employee job satisfaction. Hasil penelitian menunjukkan bahwa core self evaluation tidak berpengaruh dan tidak signifikan terhadap employee job satisfaction pada Bank Muamalat KC Medan Balaikota, sedangkan emotional intelligence berpengaruh positif dan signifikan terhadap employee job satisfaction pada Bank Muamlat KC Medan Balai Kota, dan personal resources berpengaruh positif dan signifikan terhadap employee job satisfaction pada Bank Muamalat KC Medan Balaikota.
Revitalizing The Role of Mosques To Improve The Economy Ummat Based Sharia In Medan City Mhd Ilham Fauji; Yusrizal Yusrizal; Muhammad Ari Arif
Jurnal Ilmu Sosial Mamangan Vol 13, No 1 (2024): Jurnal Ilmu Sosial Mamangan Accredited 3 (SK Dirjen Ristek Dikti No. 158/E/KPT/
Publisher : LPPM Universitas PGRI Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22202/mamangan.v13i1.7592

Abstract

This research aims to find out how the strategy for revitalizing the role of mosques is to improve the sharia-based economy of the community in the city of Medan by presenting the internal and external conditions that have been carried out so far. Then, in addition, the researcher also explained several urgent measures that need to be implemented so that the revitalization of the role of mosques in improving the sharia-based economy of the community can be more focused. The method used is a qualitative method using SWOT and QSPM analysis. The number of respondents who filled out the questionnaire were 5 respondents each from MSME actors around the mosque and 5 respondents from experts. Based on the results of the SWOT analysis, the strategy quadrant obtained after processing it in the IFE and EFE matrices is in Quadrant I. This states that the strategy used is strategy progressive. Strategy This meaningful that revitalizing the role of mosques to improve the sharia-based economy of the ummah has strength and opportunity. Furthermore, in the QSPM analysis, the results showed that the main priority strategy that must be implemented is to utilize the provision of employment opportunities to increase the income and economy of the community.
Peran Teknologi Informasi, Partisipasi Anggaran dan Total Quality Management (TQM) Dalam Meningkatkan Kinerja Manajerial pada BSI KC Kabanjahe Paridatul Hikmah; Yusrizal Yusrizal
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8448

Abstract

This study aims to analyze the role of information technology, budget participation, and Total Quality Management (TQM) in improving managerial performance at Bank BSI KC Kabanjahe. The research method used in this research is qualitative with a quantitative descriptive approach, where the research technique is carried out using observation techniques, interviews and documentation with the bank and related bank management. The results of the study show that the role of information technology, budget participation, and Total Quality Management (TQM) in improving managerial performance is to positively improve employee and customer performance and facilitate transactions between customers and Bank Syariah Indonesia (BSI) KC Kabanjahe.
Analisis Peran Good Corporate Governance (GCG) Dalam Peningkatan Company Business Progress dan Risk Management Pada Perbankan Syariah (Studi Kasus Pada Bank Sumut Syariah) Nabila Aulia Putri Hrp; Yusrizal Yusrizal; Muhammad Ikhsan Harahap
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.9135

Abstract

This research is about the role of good corporate governance in increasing company business progress and risk management. good corporate that is taken is the principle of transparency as a support for the occurrence of company business progress and risk management. The type of data in this study is qualitative data which the researcher feels is this type of data suitable for the research carried out with the intention of understanding the phenomenon of what is being studied. The data source collected is the secondary data source. The data collection method in this study uses documentation techniques, namely collecting data from existing documents. the results of the study, namely the principle of transparency in Good Corporate Governance is able to influence the progress of the company's business and risk management to improve the operational performance of Bank Sumut Syariah. Bank Sumut Syariah has a good application of the principle of transparency which then attracts shareholders and other interests that give rise to Company Business Progress or business progress at the company and of course the bank can see well the possibility of risks arising and minimizes risks to the company.
Ai-Driven Predictive Analytics n the Metaverse Era: Forecasting Halal Consumption Trends within the Framework of Islamic Marketing Sibral Malasyi; Dwi Vita Lestari Soehardi; Yusrizal Yusrizal
Indonesian Journal of Islamic Economics and Finance Vol. 5 No. 2 (2025)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ijief.v5i2.9409

Abstract

This paper examines the integration of Artificial Intelligence (AI)-based predictive analytics and Metaverse in predicting halal consumption trends within the ethical and spiritual framework of Islamic marketing. The primary research question explores how AI-based predictive analytics can predict halal market trends while remaining aligned with Sharia principles and consumer trust. The novelty of this study lies in the integration of AI and immersive technology as an ethical tool to advance the global halal economy. Using a qualitative systematic literature review of Scopus-indexed publications from 2019 to 2025 (k = approximately 45 articles), the findings indicate that AI improves the accuracy of halal market predictions through big data processing, sentiment analysis, and digital consumer behavior modeling. Meanwhile, Metaverse introduces an immersive virtual environment that encourages halal engagement through blockchain-based certification and an interactive marketplace. Data synthesis revealed that young Muslim consumers prioritize an "ethical digital footprint" and blockchain-based supply chain transparency when interacting in virtual spaces. The main contribution of this research is the development of a Halal-Meta Predictive Framework (HMPF), which combines sharia principles with deep learning algorithms to mitigate the risk of Islamic legal uncertainty in virtual transactions. This research bridges technological innovation with Islamic ethical philosophy; practically, this research offers insights for developing sharia-compliant governance, marketing strategies, and digital transformation policies across the global halal economy. This research fills a theoretical gap regarding how religious identity transforms in the future digital ecosystem.
Claim Payment Administration Procedure At PT. Prudential Life Assurance Binjai Branch Sallimah Ika Putri Malau; Yusrizal Yusrizal
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.583

Abstract

Administrative procedures for payment of life insurance claims to the insured at PT. Prudential Life Assurance Binjai Branch. Every decision made by humans is full of risks. The problem studied is how the administrative procedures for payment of life insurance claims and what obstacles are faced in the payment of life insurance claims at PT. Prudential Life Assurance Binjai Branch. The research method used is the empirical legal research method. The sources of data in this study are primary data obtained directly from field research in the form of statements or interviews from related parties in this study while secondary data comes from library research through legislation, literature, books and official documents. From the results of this study it was concluded that the implementation of life insurance claim payments is contained in standard life administration operating procedures, claims are accepted if the documents and claim forms submitted are complete and the obstacles that are often encountered in submitting life insurance claims are documents, forms and identities that do not match and taking too long to file a claim.
Analysis of the Insurance Claim Settlement Mechanism of PT. Pru Syariah Binjai Achievement Ella Sri Wahyu Ningsih; Yusrizal Yusrizal
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.584

Abstract

PT Pru Syariah Prestasi Binjai provides protection for the insured along with very long term investments that carry high risks. This is because in addition to the life insurance company as the insurer, there are risks that come from investments that are sensitive to the global crisis that cannot be ascertained when it will occur. This research is focused on the benefits and mechanisms of prudential insurance. The research method uses empirical normative, with descriptive research type. The approach to the problem in this research is a non-judicial case study approach, namely the study approach at PT Prudential Life Assurance in Binjai City by examining the implementation of life insurance agreements. The results showed that the prudential insurance claim mechanism went through the process specified in the policy and the claims section had been prepared. The Insured is required to fill out all the prescribed claim forms. If the insured has an accident/illness, prepare supporting documents (original receipts, medical records, laboratory results, police reports). Furthermore, in the event of death, the heirs submit a claim doctor's certificate/hospital and the company will validate all documents and the investment results. Then the funds are transferred to the account of the insured or the related heirs.
Ethics of Prudential Insurance Agents in Marketing Life Insurance Products Anjali Marwiyah Siregar; Yusrizal Yusrizal
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.585

Abstract

The purpose of this study is to find out how the ethics of Prudential insurance agents in marketing life insurance products at PT. Prudential Life Assurance Binjai Branch. The type of research used is descriptive using a qualitative approach. Based on the results of research and analysis that has been carried out, it can be seen that the ethics of the insurance agent Prudential Binjai branch in marketing the product there is no special training from the company about sharia insurance, but the agents are given several requirements and strengthened by the agent code of ethics from Prudential in the form of a guide book. Life insurance product marketing strategy at PT. The Prudential Life Assurance of the Binjai Branch according to Islamic economics has not been running well in accordance with the principles of Islamic Economics because there have been several violations, ranging from agency recruitment to the system that the company pays little attention to.
Factors Affecting Interest in Becoming a Sharia Insurance Participant (Study of Sharia Insurance Participants at Prudential Binjai Branch) Arpin Dalimunthe; Yusrizal Yusrizal
Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan Vol. 3 No. 3 (2022): Juli
Publisher : Penerbit Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53697/emak.v3i3.589

Abstract

This research was made because of the increasing number of sharia insurance because sharia insurance is an effort to protect and help each other between a number of people or parties through investments in the form of assets that provide a pattern of return to face certain risks through contracts (commitments) that are in accordance with sharia. The results of the research conducted were descriptive qualitative research and used primary and secondary data. The writing method used by the author is a literature review. The literature review method is a method used to describe a finding or theory as material for further research that is obtained and used as reference material. The results obtained are the factors that influence the public's interest in becoming a participant in Sharia insurance at Prudential's Binjai branch.
Co-Authors Adinda Sefina Annisa Ahda Segati Ahmad Syakir Aisyah Nur Alasindo Ali Rahman Anggi Luthfiah Pane Anjali Marwiyah Siregar Anugerah Fathir Alhadid Aqwa Naser Daulay Arieffan Syah Arpin Dalimunthe Arrafi Afri Atika Azhari Akmal Tarigan Azka Abi Nugraha Dewi anna Sari Harahap Dharma, Budi Dwi Vita Lestari Soehardi Ella Sri Wahyu Ningsih Febby Ayu Syahputri Gurning Helvina Sari Indah Tri Sari Harahap Khaidar Rahmaini Jamila Khairina Tambunan Khairul Faiz Batubara Laylan Syafina Lisa Maulida M. Ridwan M. Ridwan M. Ridwan Maisyah Khairani Hasibuan Mardiah Radiatam Maryam Batubara Maryam Batubara Mhd Ilham Fauji Mira Chairani Misna Hasibuan Muflihul Fadhil Muhammad Andre Alkahfi Muhammad Ari Arif Muhammad Habibi Siregar Muhammad Ikhsan Harahap Muhammad Ikhsan Harahap Muhammad Ridwan Muhammad Syahbudi Muslimatul Husnah Mustapa Khamal Rokan Nabila Aulia Putri Hrp Nasution, Muhammad Irwan Padli Nidaul Hasanah Nonita Fitriani Harahap Nuralila Nurdiana Nurdiana Nurlaila Nurma Sari Nurul Jannah Oktavera Rizki Oktavera Rizki Paridatul Hikmah Purnama Sari Purba Putri Sepfiani Putri Tri Armita Rahmadani Hasibuan Rahmadani Hasibuan Rahmi Syahriza Rani Mailina Rima Rizki Syahputri Risa Lidia Lidia Risa Meiliani Riska Amalia Lubis Riska Melina Riska Veronika Riska Yanti Hasibuan Risma Warti Rizka Amalia Lubis Sakinah Sakinah Sallimah Ika Putri Malau Salsabila Zahwa Adinda Sandi Pranata Sarah Fitria Harahap Sarah Nur Arifah Satria Mariqom Harahap Shinta Mawadda Sibral Malasyi Soemitra, Andri Sri Aderafika Sani Sri Ulfa Simamora Sudirman Suparmin Surya Tegar Widjiantoro Suryani Suryani Tambunan, Khairina Tasya Maulida Tedi Hermansyah Tri Indah Fadhila Rahma Vega Liana Vera Yunita Hasibuan Yenni Samri Juliati Nasution Yola Kaspia Yona Fitri Zuhrinal M Nawawi