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All Journal Jurnal Paradigma Ekonomika Jurnal Ilmu Manajemen (JIM) JAM : Jurnal Aplikasi Manajemen JOURNAL OF EDUCATION SCIENCE Jurnal Profesi Medika: Jurnal Kedokteran dan Kesehatan Jurnal SOLMA Jurnal Sistem Informasi, Manajemen, dan Akuntansi (SIMAK) Jurnal Mantik JURNAL LENTERA BISNIS Performance : Jurnal Bisnis dan Akuntansi Jurnal Ilmiah Edunomika (JIE) Enrichment : Journal of Management JISO : Journal of Industrial and Systems Optimization International Journal of Global Accounting, Management, Education, and Entrepreneurship (IJGAME2) Judikatif: Jurnal Desain Komunikasi Kreatif Jurnal Ekonomi GREENOMIKA The Avicenna Medical Journal Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Nusantara Community Empowerment Review Riwayat: Educational Journal of History and Humanities IIJSE Journal of Science and Social Development Jurnal Pengabdian Inovatif Masyarakat PESHUM Kesmas: Jurnal Kesehatan Masyarakat Nasional (National Public Health Journal)
Achmad Zaki
Staf Pengajar Program Studi Pendidikan Dokter Fakultas Kedokteran Dan Ilmu Kesehatan Universitas Islam Negeri Syarif Hidayatullah Jakarta
Religion Arts Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Mathematics Medicine & Pharmacology Public Health Social Sciences Transportation Other

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Journal : JURNAL LENTERA BISNIS

 1 
PENGARUH LITERASI KEUANGAN, INKLUSI KEUANGAN, KONTROL DIRI TERHADAP KEBERLANGSUNGAN USAHA MIKRO KECIL STAINLESS STEEL DI KABUPATEN SIDOARJO Ramadhan, Rizky Oktavian; Zaki, Achmad; Violita, Cynthia Eka; Putrihadiningrum, Devika Cherly
JURNAL LENTERA BISNIS Vol. 15 No. 2 (2026): JURNAL LENTERA BISNIS, Mei 2026
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v15i2.2285

Abstract

This study aims to examine the influence of literasi keuangan, inklusi keuangan and self-efficacy on the sustainability of micro and small enterprises (a study of stainless steel entrepreneurs in Sidoarjo Regency). This is a quantitative study employing an associative-causal approach using primary data collected via a questionnaire distributed to 39 respondents. The sample for this study was determined using a saturated sample. The data were analysed using PLS-SEM via SmartPLS 4. The results indicate that literasi keuangan has a negative but insignificant effect on the sustainability of MSMEs, inklusi keuangan has a positive but insignificant effect on the sustainability of MSMEs, and self-efficacy has a positive and significant effect on the sustainability of MSMEs. Thus, psychological factors in the form of business owners’ self-efficacy are the primary determinants compared to technical factors such as literasi keuangan and access to finance in this study.
Co-Authors Achmad Wicaksono Achmad, Ak’yas Daksani Agustin, Zuhrotun Nadzifah Aliefudin, Nizar Andini, Anala Ilfi Xena Apriliana, Esti Maulida Ardiansyah, Deny Arismunandar Arismunandar Asrinaldi Asrinaldi CHRIS ADHIYANTO Christin Susilowati Cynthia Eka Violita Devika Cherly Putrihadiningrum Faisol Banan , Muhammad Farida, Ucyk Nurul Fauziyah, Ninik Firmansah, Achmad Daniel Hakkam, Nur Ahmad Hidayat, Muhammad Syurya Ichsan Ida Ayu Putu Sri Widnyani Ilmiyah, Dwi Erni Mazro'atul Irsyadia, Latifah Islamiyah, Izzatul Ismail H. D. Ivanka, Siska Judijanto, Loso Jumhur Kamila, Edita Rachma Karni, Dwi Khurnia, Siti Lailatul Kurniawan, Aditya Bayu Laifa Annisa Hendarmin Laily Muzdalifah Lestari, Ardya Putri Lily Oktavia Mahdi Mahdi, Mahdi Mahendra, Maulana Ihza Mahesa Paranadipa Maikel Mahfudhoh, Dalilah Hotimatul Mardjikoen, Bisatyo Mintarti Rahayu Mufassiro, Ani Muhafidhah Novie Musfiro, Mir’a Tia Mustaqim, M Mustaqim, M. Mutoharoh, Hurun Iyn Muzakqi, Mochammad Rifqian Naqiya, Fauzia Ilman P, Devika Cherly Qaaf, Muhammad Alfath Qurratu ‘aini, Nafia Ilhama Qurratu'aini, Nafia Ilhama Qurratu’aini, Nafia Ilhama Ramadhan, Rizky Oktavian Rizqi, Abdulloh Romadhoni, Putri Setya RR. Ella Evrita Hestiandari Rufaidah, Melia Fatrani Sari, Chintia Sholika, Shinta Anatus Sholikhah, Khurin In Mar'atus Suharyanto Syafira, Melinda Syaparuddin Syaparuddin Tamyis, M Hidayatul Taqwanur Taqwanur, Taqwanur Wati, Indah Widhayani, Puri Setioningtyas Yuliestia Dana, Intania Regina Yuwana, Haris Eka Zaman, M Nuruz Zeti Harriyati