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Pengaruh Digital Financial Literacy terhadap Financial Well-Being Melalui Financial Behaviour Studi pada Mahasiswa Manajemen Angkatan 2021 di Sidoarjo Ivanka, Siska; Zaki, Achmad; Mustaqim, M.; Violita, Cynthia Eka
Riwayat: Educational Journal of History and Humanities Vol 8, No 2 (2025): April
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jr.v8i2.47099

Abstract

The purpose of this study is to determine the effect of Digital Financial Literacy on Financial Well-Being with Financial Behavior as a mediating variable. This study applies a quantitative method, a survey approach through the use of questionnaires in collecting data from respondents, with a non-probability sampling method. Management students from the 2021 class in Sidoarjo are the population. SmartPLS 4 serves as the primary tool for data analysis in this study. The results indicate that Digital Financial Literacy does not have a significant impact on Financial Well-Being, Financial Behavior has a positive impact on Financial Well-Being, Digital Financial Literacy has a positive impact on Financial Behavior, and Financial Behavior mediates the relationship between Digital Financial Literacy and Financial Well-Being.
Pengaruh Work Life Balance terhadap Job Performance melalui Stakeholder Pressure sebagai Variabel Moderasi Studi pada UD. Sendy Leather Fauziyah, Ninik; Zaki, Achmad; Mustaqim, M.; P, Devika Cherly
Riwayat: Educational Journal of History and Humanities Vol 8, No 2 (2025): April
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jr.v8i2.46115

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh work Life Balance terhadap job performance dengan stakeholder pressure sebagai variabel moderasi pada UD. Sendy Leather. Metode penelitian yang digunakan adalah pendekatan kuantitatif. Data primer dikumpulkan melalui kuesioner yang disebarkan kepada responden, sementara teknik pengambilan sampel menggunakan metode non-probability sampling dengan pendekatan sampling jenuh, sehingga seluruh populasi yang berjumlah 38 karyawan dijadikan sebagai sampel penelitian. Hasil penelitian mengungkapkan bahwa work life balance memiliki pengaruh positif dan signifikan terhadap job performance, efek moderasi stakeholder pressure memperlemah work life balance terhadap job performance.
Pengaruh Financial Preparedness dan Financial Literacy terhadap Financial Well Being pada Pengunjung di Klinik Farida, Ucyk Nurul; Zaki, Achmad; Mustaqim, M.; Putrihadiningrum, Devika Cherly
Riwayat: Educational Journal of History and Humanities Vol 8, No 2 (2025): April
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jr.v8i2.46112

Abstract

Tujuan penelitian ini untuk menganalisis pengaruh kesiapan keuangan dan literasi keuangan terhadap kesejahteraan keuangan pada pengunjung pasien di klinik dr. Mohammad ahwan. Dalam mengumpulkan data, penelitian ini menggunakan metode Accidental Sampling untuk mengumpulkan data dari responden dengan jumlah sampel sebanyak 43 responden. Data dikumpulkan melalui kuisioner atau angket dan Analisis data dalam penelitian ini menggunakan software SPSS 18 untuk menguji hipotesis penelitian. Hasil penelitian ini menjelaskan bahwa financial preparedness berpengaruh negatif dan signifikan terhadap financial well being, dan financial literacy berpengaruh positif signifikan terhadap financial well being pada pengunjung pasien di klinik, dan financial preparedness dan financial literacy seacara bersama sama memiliki pengaruh positif dan signifikan terhadap financial well being.
SOSIALISASI DAN PENDAMPINGAN PENGURUSAN NOMOR INDUK BERUSAHA UNTUK PELAKU UMKM Qurratu'aini, Nafia Ilhama; Muzdalifah, Laily; Novie, Muhafidhah; Taqwanur; Zaki, Achmad; Oktavia, Lily
Journal of Science and Social Development Vol. 6 No. 1 (2023): Journal of Science and Social Development
Publisher : Universitas Nahdlatul Ulama Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55732/jossd.v6i1.960

Abstract

Micro, Small and Medium Enterprises (MSMEs) are currently one of the important sectors supporting the Indonesian economy. Lack of understanding in the meaning of NIB ownership as a legal form for business actors is a problem for MSMEs and also the community. The same problem was also found in MSMEs in Buduran Village, Sidoarjo. The purpose of this community service is to provide direction to business actors regarding preparing and registering to obtain an NIB. This community service begins with location observations, data collection, and implementation of socialization and mentoring activities. After participating in socialization and mentoring, entrepreneurs have a better understanding and are able to manage and have an NIB. It is hoped that this community service can be carried out irrationally for MSME actors in Sidaorjo Regency.
The Effect Of PER, PBV, And DER On Share Price Studies In The Energy Sector Listing On The IDX Period 2023 Tamyis, M Hidayatul; Zaki, Achmad
Jurnal Ekonomi Vol. 13 No. 02 (2024): Jurnal Ekonomi, Edition April - June 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to obtain evidence regarding the effect of Price Earning Ratio (PER), Price Book Value (PBV) and Debt to Equity Ratio (DER) on stock prices. The population in this study amounted to 82 companies incorporated in the IDX energy sector stocks in 2023. This research uses quantitative methods consisting of classical assumption tests and multiple linear regression tests. The hypothesis in this study used the help of the SPSS 25 program. The results of this study indicate that PER has a sig value of 0.031 < 0.05 which means a significant negative effect, PBV has a sig value of 0.102 < 0.05 which means it has no significant effect on stock prices and DER has a sig value of 0.583 < 0.05 which means it has no significant effect on stock prices in the study of energy sectors listed on the IDX for the period 2023.
Understanding the Complexity of Investment Behavior: A Qualitative Study Sholika, Shinta Anatus; Zaki, Achmad
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.5186

Abstract

Financial literacy also influences an individual's perception of investment risk. Individuals with high levels of financial literacy tend to understand better the risks associated with various types of investments and can manage these risks effectively. This research aims to determine how individuals' financial literacy levels influence investment decisions, understand the relationship between individual financial behavior and the investment decisions they make, and ascertain how financial literacy contributes to the formation of more disciplined and planned investment behavior. The method used in this research is the descriptive qualitative method. The findings of this research indicate that efforts to improve financial literacy in society must be accompanied by a holistic approach that considers various aspects influencing individual investment behavior.
THE EFFECT OF CAPITAL COST ON COMPANY VALUE WITH GOOD CORPORATE GOVERNANCE AS A MODERATION VARIABLE Judijanto, Loso; Mahdi, Mahdi; Wati, Indah; Zaman, M Nuruz; Zaki, Achmad
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.11356

Abstract

Abstract Company value is a very important aspect and is of concern to external parties such as investors, stakeholders, government officials, partners, and so on. As the value of the company increases, the company's image will become better amidst the elements that the researcher mentioned earlier. There are a number of factors that can influence company value, including Mode Costs which researchers can influence. In contrast to previous research, this research uses the Good Corporate Governance variable as a moderating variable which researchers believe can strengthen the influence of the Cost of Capital variable on Company Value. This research is a quantitative research with an explantory approach. The data used in this research is secondary data obtained through questionnaires from 250 employees in the fields of finance, HRD, HR and managers throughout Bank Danamon throughout Indonesia. The data obtained was analyzed with smart PLS 3.0 Keywords: Capital Cost, Good Coorporate Governance, Company Value
Manajemen Pemasaran Digital: Pendampingan UMKM Toko Berkah Satu Melalui Optimalisasi Titik Lokasi di Google Maps Desa Wadungasih Apriliana, Esti Maulida; Sari, Chintia; Romadhoni, Putri Setya; Aliefudin, Nizar; Zaki, Achmad
Jurnal Pengabdian Inovatif Masyarakat Vol. 3 No. 1 (2026): Jurnal Pengabdian Inovatif Masyarakat
Publisher : Yayasan Pendidikan Insan Mulia Utan Sumbawa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62759/jpim.v3i1.326

Abstract

Kemajuan teknologi digital telah mengubah pola interaksi antara UMKM dengan konsumen, dimana Google Maps menjadi platform penting untuk meningkatkan keterlihatan usaha. UMKM Toko Berkah Satu di Desa Wadungasih menghadapi kendala karena belum terdaftar secara resmi di Google Maps, sehingga pelanggan kesulitan menemukan lokasi dan berdampak pada keterbatasan jangkauan pasar. Tujuan dari pendampingan UMKM Toko Berkah Satu untuk memanfaatkan Google Maps sebagai sarana promosi strategis melalui optimalisasi titik lokasi, sekaligus mengatasi kendala teknis dan keterbatasan literasi digital yang dihadapi pelaku usaha. Metode yang digunakan adalah deskriptif kualitatif dan partisipatif melalui tahapan observasi lapangan, sosialisasi, serta pendampingan langsung pembuatan titik lokasi di Google Maps. Hasil kegiatan menunjukkan bahwa toko berhasil memiliki titik lokasi resmi, melengkapi data usaha, serta meningkatkan keterlihatan dan aksesibilitas di platform digital. Dampak yang dirasakan meliputi peningkatan kepercayaan konsumen, kemudahan navigasi, serta peluang promosi yang lebih luas. Meskipun terdapat kendala berupa keterbatasan literasi digital dan akses internet, solusi melalui bimbingan intensif dan panduan praktis mampu mengatasinya. Program ini membuktikan bahwa optimalisasi titik lokasi di Google Maps dapat menjadi strategi pemasaran digital sederhana namun efektif bagi UMKM, sekaligus memberikan kontribusi akademis dalam pengembangan literatur pemasaran berbasis lokasi.
PENGARUH LITERASI KEUANGAN, INKLUSI KEUANGAN, KONTROL DIRI TERHADAP KEBERLANGSUNGAN USAHA MIKRO KECIL STAINLESS STEEL DI KABUPATEN SIDOARJO Ramadhan, Rizky Oktavian; Zaki, Achmad; Violita, Cynthia Eka; Putrihadiningrum, Devika Cherly
JURNAL LENTERA BISNIS Vol. 15 No. 2 (2026): JURNAL LENTERA BISNIS, Mei 2026
Publisher : POLITEKNIK LP3I JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34127/jrlab.v15i2.2285

Abstract

This study aims to examine the influence of literasi keuangan, inklusi keuangan and self-efficacy on the sustainability of micro and small enterprises (a study of stainless steel entrepreneurs in Sidoarjo Regency). This is a quantitative study employing an associative-causal approach using primary data collected via a questionnaire distributed to 39 respondents. The sample for this study was determined using a saturated sample. The data were analysed using PLS-SEM via SmartPLS 4. The results indicate that literasi keuangan has a negative but insignificant effect on the sustainability of MSMEs, inklusi keuangan has a positive but insignificant effect on the sustainability of MSMEs, and self-efficacy has a positive and significant effect on the sustainability of MSMEs. Thus, psychological factors in the form of business owners’ self-efficacy are the primary determinants compared to technical factors such as literasi keuangan and access to finance in this study.