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ANALISIS KOMPORASI TINGKAT PENGEMBALIAN, RISIKO DAN KOEFISIEN VARIASI PADA SAHAM SYARIAH DAN SAHAM KONVENSIONAL DI LQ45 Haanurat, Ifayani; Razak, Linda Arisanty; Awaliah, Eni Versary
Jurnal Ar-Ribh Vol 4, No 1 (2021): April 2021
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (877.073 KB) | DOI: 10.26618/jei.v4i1.5215

Abstract

This study aims to examine the comparison of returns, risks and coefficient of variation in sharia and conventional companies in LQ45. The sample collection method uses the Purpose Sampling method, namely the selection of samples based on certain criteria so that each of the 4 Islamic and conventional shares is obtained. The technique used is the independent sample T test. Based on the results of the study indicate that there is no significant difference between the rate of return, risk and coefficient of variation in Islamic and conventional companies in LQ45Keywords: Returns, Risk, Variation Coefficient, Sharia Shares, Conventional Shares, LQ 45 
The Role Of Zakat In Poverty Reduction In Indonesia Jaya, Asri; Muin, Rahmawati; Haanurat, A Ifayani; Khaliq, Abdul
Jurnal Ar-Ribh Vol 6, No 2 (2023): Oktober 2023
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v6i2.12813

Abstract

Indonesia is a developing country and is the fourth most populous country in the world and has a Muslim majority population. For developing countries, poverty is a problem that becomes homework for which a solution must be found. Several government programs that have been launched in the context of poverty alleviation need to be relied on more to be the solution to this problem, instead of being successful, the poverty rate in Indonesia is getting higher. In Islamic economics, zakat is a concentrated discourse as an alternative solution to the problem of poverty. The majority of Indonesia's Muslim population provides a great opportunity to achieve the mission of alleviating poverty. It is believed that the more Muslims are aware of the obligation to pay zakat, the greater the potential for zakat collected. Wise zakat management and fair and equitable distribution are certainly one of the conditions that must be met so that all levels of society can feel the function of zakat. This paper uses a literature approach and draws the conclusion that the potential for zakat in Indonesia reaches fantastic figures. Zakat can be used as an alternative solution to the problem of poverty in Indonesia. With professional management, the people of Indonesia must be optimistic that the poverty rate will soon be reduced.
Management of Waqf Productive in Makassar City (Case Study of Macanda Cattle Village Dompet Dhuafa at South Sulawesi, Indonesia) Alda, Alda; Suarni, Agusdiwana; Haanurat, A. Ifayani
Jurnal Ar-Ribh Vol 5, No 1 (2022): April 2022
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v5i1.7527

Abstract

The study aims to determine the management of waqf productive in Makassar city (Case Study at Dompet Dhuafa in Macanda Cattle Village, South Sulawesi, Indonesia). The research uses qualitative research methods. The processed data which is the result of interviews with in 2 (two) cattle village managers, 5 (five) livestock farmers, and 3 (three) staff from Dompet Dhuafa, South Sulawesi. The result of the research is that the waqf productive management system through the cattle village program can improve the economy for the beneficiaries, because from raising cattle village, society could be get many things apart from the benefits of the animals that are kept as well as training and assistance from Dompet Dhuafa, South Sulawesi Indonesia. Dompet Dhuafa plays a very important role in the cattle village program therefore it can empower farmers. With the aim of improving the welfare of farmers. The cattle village itself is fully managed by breeders, with assistance in the form of colony cages and livestock. Among them are free-range chickens, chicken pieces, and rabbits for the beneficiaries to be cared for and developed until the number increases. Hence, the livestock are sold so that the sales proceeds are paid to the livestock village companion to get wages as beneficiaries
IMPLEMENTASI PROGRAM SOSIAL BANK INDONESIA KANTOR PERWAKILAN WILAYAH SULAWESI SELATAN DALAM RANGKA MENINGKATKAN KESEJAHTERAAN MASYARAKAT SULAWESI SELATAN (STUDI KASUS PENGEMBANGAN DESA WISATA BINAAN RAMMANG- RAMMANG KABUPATEN MAROS) Salam, Marsyad Alganawi; Haanurat, Andi Ifayani
COMPETITIVENESS Vol. 7 No. 1 (2018): COMPETITIVENESS
Publisher : UNIVERSITAS MUHAMMADIYAH MAKASSAR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jmbc.v7i1.4435

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Abstract This research aims to know the Implementation of Social Program of Bank Indonesia representative office of South Sulawesi region in order to improve the welfare of the people of South Sulawesi Case Study development of Rammang-Rammang Tourism Village Maros regency. The type of research used in this study used qualitative deskriftif research, with the research subjects were two employees of Bank Indonesia KPW South Sulawesi, one Volunter driver of rammang-rammang tourism village, one head of tourism awareness group, four people of Rammang-Rammang village community, two boat owners, one Salenrang village head, with data analysis techniques used is data reduction, data presentation, and decision making. The results showed that after the assistance of Bank Indonesia's social programs, the representative office of South Sulawesi, the welfare condition of the community has improved, especially in terms of public income, tourism infrastructure, community assistance regarding the development of rammangrammang tourism village in Maros regency.  Keywords: Prosperity, Community Income, Corporate Social Responsibility.  ABSTRAK Penelitian ini bertujuan untuk megetahui Implementasi Program Sosial Bank Indonesia kantor perwakilan wilayah Sulawesi Selatan dalam rangka meningkatkan kesejahteraan masyarakat Sulawesi Selatan Studi Kasus Pengembangan Desa Wisata Binaan Rammang-Rammang kabupaten Maros. Jenis penelitian yang digunakan dalam penelitian ini menggunakan penelitian deskriftif kualitatif, dengan subyek penelitian adalah dua orang pegawai Bank Indonesia KPW Sulawesi Selatan, satu orang Volunter penggerak desa wisata Rammang-Rammang, satu orang ketua kelompok sadar wisata, empat orang masyarakat desa Rammang-Rammang, dua orang pemilik perahu, satu orang kepala desa Salenrang, dengan teknik analisis data yang digunakan adalah reduksi data, penyajian data, dan pengambilan keputusan. Hasil penelitian menunjukkan bahwa setelah adanya bantuan program sosial Bank Indonesia kantor perwakilan Sulawesi Selatan maka kondisi kesejahteraan masyarakat mengalami peningkatan terutama dalam hal pendapatan masyarakat, infrastruktur daerah wisata, pendampingan masyarakat mengenai pengembangan desa wisata Rammang-Rammang kabupaten Maros.  Kata Kunci: Kesejahteraan, Pendapatan Masyarakat, Corporate Social Responsibility.
PEMANFAATAN MEDIA SOSIAL FACEBOOK SEBAGAI MEDIA PENYAMPAIAN MATERI AJAR BAGI PESERTA DIKLAT DI BALAI PENDIDIKAN DAN PELATIHAN ILMU PELAYARAN (BP2IP) BAROMBONG Kusmaladi, Rony; Haanurat, Ifayani
COMPETITIVENESS Vol. 8 No. 1 (2019): COMPETITIVENESS
Publisher : UNIVERSITAS MUHAMMADIYAH MAKASSAR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jmbc.v8i1.4488

Abstract

AbstractThis study aims to find out the use of Facebook social media as a medium of delivery of teaching materials, where activities in the form of delivery of teaching materials, namely uploading material with various types of files (documents, pdf, images, videos), discussions / comments, assignments and workmanship, and online replays. The informants in this study consisted of Improvement Training Participants and Instructors, both instructors who have used Facebook social media as a medium of delivery of teaching materials, and who have not utilized them. The research was conducted starting in July 2018 and ending in December 2018. This research uses qualitative approach, data collection using observation method, interview, and documentation. The results showed that instructors responded positively to the use of Facebook social media as a medium of delivery of teaching materials at BP2IP Barombong, they hope there are rules governing the use of Facebook social media. Those who have used Facebook as a medium of delivery of teaching materials, have not optimized the features on Facebook. Online replays that can be easily applied with Facebook are also still minimal in utilization. Instructors are bothered when they have to type multiple choice questions online, they prefer to give questions / assignments in the form of essays to be done by training participants and send them in the comment box on Facebook. Training participants are very enthusiastic about online learning and replays, especially when instructors are unable to attend teaching. They hope all lessons can be utilized on Facebook social media as a medium of delivery of teaching materials. Keywords: Facebook social media, teaching material media, online replays. 
PENGARUH FAKTOR FUNDAMENTAL DAN VOLUME PERDAGANGAN SAHAM TERHADAP HARGA SAHAM SYARIAH 2014 - 2018 Achmadi, Achmadi; Haanurat, Ifayani; Rustam, Andi
COMPETITIVENESS Vol. 9 No. 2 (2020): COMPETITIVENESS
Publisher : UNIVERSITAS MUHAMMADIYAH MAKASSAR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/competitiveness.v9i2.4737

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This study aims to determine the effect of fundamental factors represented by four variables, namely: Return on Assets (ROA), Debt To Equity Ratio (DER), Current Ratio (CR) and Book Value (BV) as well as stock trading volume (TVA) on prices. Sharia stocks for the 2014-2018 period in companies in the Jakarta Islamic Index (JII) were 30 companies and the cross section data became 15 companies in a row from 2014-2018 using a significance level of α = 5%. This study has a quantitative approach, descriptive and associative types, using multiple linear regression analysis and using SPSS for windows.The regression results in this study indicate that the independent variables ROA, DER and Book Value partially have a significant effect on Islamic stocks. Only the Current Ratio has no significant effect on Islamic stocks. And among these fundamental factors the most dominant influence on Islamic stock prices in JII is Return On Assets (ROA) during the 2014-2018 period. Then the trading volume of shares affects the price of Islamic shares. Keywords: Fundamentals, Stock Trading Volume, Stock Prices
PENGARUH LEVERAGE, EFEKTIVITAS ASSET DAN SALES TERHADAP PROFITABILITAS DAN PENGARUHNYA PADA NILAI PERUSAHAAN SEKTOR INDUSTRI KOMSUMSI DI BURSA EFEK INDONESIA PERIODE TAHUN 2014-2018 Syaiful, Muhammad; Haanurat, Ifayani; Arsal, Muryani
COMPETITIVENESS Vol. 9 No. 2 (2020): COMPETITIVENESS
Publisher : UNIVERSITAS MUHAMMADIYAH MAKASSAR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/competitiveness.v9i2.4744

Abstract

This study aims to determine and analyze the effect of leverage, asset effectiveness and sales on profitability and its effect on the company value of the consumption industry sector in the Indonesia Stock Exchange for the 2014-2018 period and to identify and analyze the variables that have a direct or indirect effect on price to book. value. This research has been conducted on the Indonesia Stock Exchange. The analytical method used in this research is quantitative method, through path analysis and SEM testing.The results of this study indicate that Debt to Equity has a significant positive effect on Return on Assets; Total Asset Turnover has a significant positive effect on Return on Assets; Sales have a significant positive effect on Return on Assets; Debt to Equity Ratio has a significant positive effect on Price to Book Value; Sales have a significant positive effect on Price to Book Value; Return on Asset has a positive effect on Price to Book Value; Debt to Equity Ratio has a significant positive effect on Price to Book Value through Return on Assets; Sales have a significant positive effect on Price to Book Value through Return on Assets. This also shows that in addition to increasing the company's profitability it can increase the company's stock price.Keywords: Leverage, Asset Effectiveness, Sales, Profitability, and Company Value.
IMPLEMENTASI PENGELOLAAN KEUANGAN PTM DALAM MENDUKUNG GOOD UNIVERSITY GOVERNANCE (GUG) PADA PERGURUAN TINGGI MUHAMMADIYAH DI SULAWESI SELATAN Bintang, Asrijal; Haanurat, A Ifayani; Rustam, Andi
COMPETITIVENESS Vol. 10 No. 1 (2021): COMPETITIVENESS
Publisher : UNIVERSITAS MUHAMMADIYAH MAKASSAR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/competitiveness.v10i1.5154

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The purpose of this study was to determine the implementation of financial management in PTM, the application of GUG in financial management in PTM, and the efforts of PTM in implementing GUG in accordance with the rules / guidelines for financial management of the Higher Education Council of PP Muhammadiyah. This research uses qualitative research. The research object used was the financial statements of Muhammadiyah Universities (PTM) in South Sulawesi with a sample size of 5 PTMs. The instrument used in this study was the interview with the informant, then the answers from the informants were analyzed and described descriptively. The results showed that Muhammadiyah Higher Education (PTM) in South Sulawesi had implemented a financial management system based on the management guidelines for the Muhammadiyah Higher Education Council, Muhammadiyah Higher Education (PTM) in South Sulawesi had implemented Goog University Governance principles, namely in terms of financial management. Regarding transparency and accountability, Muhammadiyah Higher Education (PTM) in South Sulawesi has made maximum efforts to apply the principles of Good University Governance which are adjusted to the financial management guidelines issued by the PP Muhammadiyah Dikti Council for Research and Development.Keywords: Financial Management, Good University Governance (GUG)
PENGARUH RASIO KEUANGAN TERHADAP KINERJA BANK UMUM KONVENSIONAL PERIODE 2014-2019 Mardin, Mardin; Haanurat, A Ifayani; Syafaruddin, Syafaruddin
COMPETITIVENESS Vol. 10 No. 1 (2021): COMPETITIVENESS
Publisher : UNIVERSITAS MUHAMMADIYAH MAKASSAR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/competitiveness.v10i1.5157

Abstract

The purpose of this study was to test: 1) the influence of CAR on ROA in Conventional Commercial Banks, 2) the influence of LDR on ROA on Conventional Commercial Banks, 3) the influence of NIM on ROA in Conventional Commercial Banks. Data collection method using non participant observation method is by documenting all data required in this research as stated in the Indonesian Banking Statistics Report for the period of 2014 - 2019 which is available on the OJK website. The data analysis method in this study used multiple linear regression analysis to obtain a comprehensive picture of the influence between independent variables (CAR, LDR, NIM) and dependent variables (ROA) using the SPSS for Window program. The results showed the following: 1) Capital Adequacy Ratio (CAR) has a significant effect on variable Return on Asset (ROA) in conventional commercial banks indicated by a value of significance less than 0.05, so hypothesis 1 is accepted. 2) Loan To Deposit Ratio (LDR).has no significant effect on variable Return on Asset (ROA) in conventional commercial banks indicated by a value of significance greater than 0.05, so hypothesis 2 is rejected. 3) Net Interest Margin (NIM) has a significant effect on return on asset (ROA) variables in conventional commercial banks indicated by a significance value less than 0.05, so hypothesis 3 is accepted. 4) Net Interest Margin (NIM) is the variable that most dominantly affects Return on Asset (ROA)Keywords : CAR (Capital Adequacy Ratio), LDR (Loan To Deposit Ratio), NIM Net Interest Margin), ROA (Return on Asset)
PENGARUH PENGELOLAAN KEUANGAN DAN PENGGUNAAN P2P LENDING TERHADAP MODAL USAHA SERTA KINERJA KEUANGAN UMKM MAKASSAR Musdalifa, Musdalifa; Haanurat, Ifayani; Nasrullah, Nasrullah
COMPETITIVENESS Vol. 10 No. 2 (2021): COMPETITIVENESS
Publisher : UNIVERSITAS MUHAMMADIYAH MAKASSAR

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/competitiveness.v10i2.6604

Abstract

This study uses a survey approach that involves theory, empirical evidence, facts and existing facts with an emphasis on finding a structural model (path) of the relationship between the variables studied. The type of research used is field research (field research). With 100 owners of UKM Makassar City as respondents.The results of this study found that financial management and the use of p2p lending had a significant effect on business capital. However, financial management and the use of p2p lending have no significant effect on financial performance because of the mediating business capital. Thus, it can be concluded that financial management and the use of p2p lending affect the financial performance of SMEs with fully mediated venture capital.Keywords: Financial management, p2p lending, venture capital, financial performance and UMKM.