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All Journal ASAS : Jurnal Hukum Ekonomi Syariah Al-'Adalah Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Ekonomi Islam SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam JOURNAL OF SCIENCE AND SOCIAL RESEARCH JURIS (Jurnal Ilmiah Syariah) Al-Kharaj: Journal of Islamic Economic and Business El-Ecosy : Jurnal Ekonomi dan Keuangan Islam Al-Muamalat : Jurnal Ekonomi Syariah Journal of Economic, Business and Engineering (JEBE) Jurnal Ekonomi Syariah dan Bisnis Wadiah : Jurnal Perbankan Syariah Islamic Economic and Business Journal Mazahib: Jurnal Pemikiran Hukum Islam Maqdis: Jurnal Kajian Ekonomi Islam Maqrizi : Journal of Economics and Islamic Economics Likuid: Jurnal Ekonomi Industri Halal Jurnal Ekonomi Islam International Journal of Islamic Studies Higher Education International Journal of Multidisciplinary Research of Higher Education (IJMURHICA) El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam IAS Journal of Localities Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy Iklila: Jurnal Studi Islam dan Sosial UKAZ: International Journal of Islamic Studies Mabrur: Academic Journal of Hajj and Umra BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Ahmad Wira, Ahmad
IAIN Imam Bonjol Padang
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Implementation of Waqf Asset Management Strategy by the Waqf Management Agency (BPW) of the Ar Risalah Foundation, Padang City Nisa', Annisa Suryani Oktapia; Wira, Ahmad; Afriyani, Maisyah; Sepriandi, Rizki Jummi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 2 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.7400

Abstract

This study aims to analyze the waqf asset management strategy used by the Ar-Risalah BPW in Padang City. This study aims to evaluate the waqf asset management strategy implemented by the Ar-Risalah Waqf Management Agency (BPW) in Padang City. The main focus of this study is on how the strategy is implemented by the Ar-Risalah Foundation BPW. Data were collected through interviews with the administrators and nazhir of the Ar-Risalah BPW, waqf asset managers in the field, and guardians of the Ar-Risalah Foundation, supported by documentation in the form of the 2020–2024 Ar-Risalah BPW financial report. In addition, this study also refers to literature such as books, scientific journals, and the results of relevant previous studies. The results of the study show that the waqf management strategy by the Ar-Risalah Foundation BPW includes three main aspects: collection, management, and distribution of waqf. In the collection stage, BPW utilizes digital technology and collaborates with various institutions, as well as increasing public education regarding productive waqf. Asset management is carried out optimally through training for managers, periodic evaluations, and the use of technology to increase efficiency. Meanwhile, the distribution of waqf benefits covers the education and economic empowerment sectors, with a transparent system and monitoring mechanism to ensure positive and sustainable impacts. Keywords:
The Philosophy of "Habis Adat Karena Mufakat": Consensus of Diversion of Pusako Tinggi in Minangkabau Fithri, Widia; Wira, Ahmad; Hadi, Rahmad Tri
Samarah: Jurnal Hukum Keluarga dan Hukum Islam Vol. 9 No. 2 (2025): Samarah: Jurnal Hukum Keluarga dan Hukum Islam
Publisher : Islamic Family Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/6q2sa250

Abstract

Inheritance distribution is a crucial issue in Islamic family law, deeply rooted in custom and culture. The Minangkabau community recognizes inheritance, known as pusako tinggi, which cannot be transferred. Selling it means the loss of community wealth, resulting in the loss of Sako and Pusako. This study aims to explore the philosophy of pusako tinggi in Minangkabau and the context of its relevance. This study uses empirical legal methods with a philosophical and customary law approach. The study was conducted at the Syekh Ahmad Khatib Al-Minangkabawi Foundation in the village of Koto Tuo Balai Gurah. The selection of Koto Tuo was based on Minangkabau customs, namely salingka nagari (customs limited to one place). Data were collected through interviews and documentation. Interviews were conducted with representatives of parties who contributed to pusako tinggi. The documents described are books, articles, research reports, and all documents related to the discussion. This research applies empirical legal methods with a philosophical and customary law approach. The research was conducted at the Syekh Ahmad Khatib Al-Minangkabawi Foundation in the Koto Tuo Balai Gurah village. The research was conducted at the Sheikh Ahmad Khatib Al-Minangkabawi Foundation in Koto Tuo kenagarian Balai Gurah. The selection of Koto Tuo is based on the custom in Minangkabau of salingka nagari (customs are limited to one place).  This study found that the land is not a mere symbol but represents the existence and dignity of the civilised Minangkabau society. Pusako tinggi in Minangkabau community consensus can be transferred when dealing with crucial customary and religious interests. This also does not contradict the principle of the relationship between Islamic law and custom, but this reality shows that the Minangkabau people adhere to custom and religion.
Peran Dewan Pengawas Syariah terhadap Kepatuhan Syari’ah Pada Lembaga Fintech Syari’ah Hadi, Wildan; Rozalinda, Rozalinda; Bahar, Muchlis; Wira, Ahmad
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 9, No 2 (2024): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v9i2.6633

Abstract

This research aims to analyze the role of the Sharia Supervisory Board (DPS) in sharia compliance at sharia fintech institutions in Indonesia and identify the problems that occur. This research uses a library study method with a secondary data analysis approach from various sources such as articles, journals and previous research. The research results show that DPS has a significant role in ensuring sharia compliance through periodic supervision, implementation of DSN-MUI fatwas, and product and service development. However, various challenges were found such as weak special supervision mechanisms for sharia fintech and non-compliance with sharia principles in several institutions such as Investree, Dana Syariah, Peer to Peer Lending Syariah. This research recommends increasing DPS capacity, strengthening regulations, and better collaboration between DPS and relevant authorities to minimize sharia violations in the fintech sector. Thus, this research contributes to strengthening the sharia supervision system and supports the sustainable growth of sharia fintech.
Peran Keuangan Sosial Islam dalam Mencapai Sustainable Development Goals Alfian, Annisa Maulidia; Jaswil, Irwandi; Wira, Ahmad; Novia, Aidil
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i1.25106

Abstract

Islamic social finance (ISF) plays an important role in achieving sustainable development goals (SDGs) through financing mechanisms based on fair, transparent, and inclusive sharia principles. This article aims to explore the contribution of ISF to the achievement of the SDGs, focusing on how Islamic financial instruments, such as zakat, waqf, sedekah, and sukuk, can help address global challenges, especially in terms of poverty alleviation, social equity, and environmental sustainability. Through a literature review and analysis of various case studies, this study shows that ISF can not only accelerate the achievement of economic goals but also significantly improve social welfare and environmental sustainability. With its foundation of social justice and welfare distribution, Islamic social finance provides an effective alternative in creating economic inclusion, redressing social inequality, and supporting environmentally friendly sustainability programs. This study also identifies challenges and opportunities in optimizing the role of ISF in the context of the SDGs. It provides policy recommendations to enhance synergy between the Islamic financial sector and the implementation of the SDGs.
PURCHASE DECISION SKINCARE RESEARCH MAPPING : SYSTEMATIC LITERATURE REVIEW ANALYSIS Wulandari, Chindy; Rozalinda, Rozalinda; Novia, Aidil; Hulwati, Hulwati; Wira, Ahmad; Andeska, M. Niko
Journal of Economic, Business and Engineering (JEBE) Vol 6 No 1 (2024): Oktober
Publisher : Fakultas Teknik dan Ilmu Komputer (FASTIKOM) Universitas Sains Al Qur'an

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32500/jebe.v6i1.7027

Abstract

Penelitian ini bertujuan untuk melakukan pemetaan serta tinjauan literature sistematik (SLR) terkait keputusan pembelian skincare. Pendekatan kualitatif digunakan menggunakan Google Scholar dengan rentang waktu 2018-2023 dengan kata kunci keputusan pembelian skincare. Penelitian ini memadukan pendekatan kualitatif dengan memanfaatkan sumber data dari google scholar dengan bahasa inggris dan alat bantu aplikasi Publish or Perish. Data yang digunakan berupa narasi, paparan, dan kutipan dari berbagai bahan pustaka yang relevan dengan fokus penelitian. Teknik pengumpulan data dengan cara mencari artikel dengan kata kunci “Purchase Decision Skincare” pada aplikasi Publish or Perish. setelah didapatkan data pada kata kunci tersebut lalu dicopy dalam format excel , setelah itu pada menu aplikasi publish or perish save result dengan format Ris. Hasil analisis menunjukkan publikasi tertinggi terjadi pada tahun 2023 dengan jumlah 9 artikel publikasi sedangkan publikasi terendah terjadi pada tahun 2019 dan 2021 masing-masing sebanyak 1 publikasi. Hasil Visualisasi diatas menunjukan produktivitas jurnal yang telah menerbitkan artikel tentang Purchase Decision Skincare. Dari kata kunci diatas dapat kita lihat yang paling sering atau banyak digunakan adalah purchase decision dan product quality.
Determinants of Umrah Pilgrims’ Satisfaction: The Mediating Role of Trust Yanti, Juli Darma; Fitri, Anisa Tul; Mustika, Ruri; Novia, Aidil; Wira, Ahmad
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.7106

Abstract

This study aims to examine the effect of service quality, price perception, experiential marketing on Umrah pilgrims' satisfaction with trust as a mediating variable. The research method used is quantitative with data analysis techniques using SEM (Structual Equation Model) with Smart-PLS. The results of this study reveal that only one direct effect is positive and significant, namely: Service quality has a positive but insignificant effect on Umrah pilgrims' satisfaction, perceived price has a negative and insignificant effect on Umrah pilgrims' satisfaction, Experiential marketing has a positive but insignificant effect on Umrah pilgrims' satisfaction, trust has a positive and significant effect on Umrah pilgrims' satisfaction, service quality has a positive but insignificant effect on Umrah pilgrims' trust, price perception has a positive but insignificant effect on the trust of Umrah pilgrims, experiential marketing has a negative and insignificant effect on trust, service quality through trust has a positive and insignificant effect on the satisfaction of Umrah pilgrims, price perception through trust has a positive and insignificant effect on the satisfaction of Umrah pilgrims, and experiential marketing through trust have a positive and insignificant effect on Umrah pilgrims' satisfaction. Keywords: Service Quality; Price Perception; Experiential Marketing; Satisfaction dan Trust. Keywords: Service Quality; Price Perception; Experiential Marketing; Satisfaction dan Trust.
Penggunaan Uang Elektronik dan Uang Virtual Sebagai Pengganti Uang Tunai di Indonesia Nofriani, Olda; Wira, Ahmad
Maqrizi: Journal of Economics and Islamic Economics Vol 4 No 1 (2024): Maqrizi : Journal of Economics and Islamic Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/maqrizi.v4i1.804

Abstract

Penelitian ini bertujuan untuk menganalisis perbandingan penggunaan dan keamanan antara uang elektronik dan uang virtual di Indonesia. Uang elektronik dan uang virtual merupakan dua inovasi dalam sistem pembayaran modern yang menawarkan kemudahan dan kecepatan transaksi baik secara online maupun offline. Uang elektronik, yang diterbitkan oleh bank atau lembaga keuangan berizin, umumnya digunakan untuk transaksi di merchant lokal seperti toko, swalayan, restoran, dan layanan publik. Sementara itu, uang virtual, yang dapat diterbitkan oleh perusahaan atau individu tanpa izin, sering digunakan untuk transaksi lintas negara, forex, trading online, dan belanja online. Studi ini menggunakan metode kualitatif dengan analisis deskriptif untuk mengidentifikasi karakteristik, kelebihan, dan kekurangan dari masing-masing jenis uang, serta implikasi keamanannya. Hasil penelitian menunjukkan bahwa meskipun keduanya menawarkan fleksibilitas dan kenyamanan, uang elektronik lebih aman dan diatur dengan baik, sementara uang virtual menawarkan kemudahan transaksi internasional namun memiliki risiko keamanan yang lebih tinggi. Temuan ini memberikan wawasan penting bagi pengguna dan regulator untuk memahami dinamika dan tantangan dalam penggunaan kedua jenis uang ini, serta perlunya kebijakan yang tepat untuk melindungi konsumen.
Halal Tourism at Dama Batang Park, Kabupaten Padang Pariaman: Analysis of Sharia Guidelines Implementation of DSN-MUI No. 108/DSN-MUI/X/2016 Oktapia, Annisa' Suryani; Wira, Ahmad; Rozalinda, Rozalinda; Fernanda, Ahmad
Likuid Jurnal Ekonomi Industri Halal Vol. 5 No. 1 (2025): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v5i1.37181

Abstract

This paper is to examine the appropriateness of implementing halal tourism in the Dama Batang Park tourist attraction in accordance with the standardized criteria outlined in DSN MUI fatwa No. 16 of 2016. This research methodology employs qualitative techniques, utilizing field research and exploratory analysis for data processing. The study utilizes both primary and secondary data sources. Primary data sources are derived directly from observational interviews with management of the Dama Batang Park tourist attraction, while secondary sources are extracted from DSN-MUI Fatwa No. 16 of 2016, books, and publications published in the Open Journal System (OJS) concerning halal tourism. The data analysis technique applied involves a series of steps, including classification, exposing data, verifying the data obtained through the analysis of standardization values with the results of field findings, and producing conclusions from the data that has been collected and presented. The results of these findings explain that several standardization values have been written in the fatwa so that it becomes a reference in assessing whether the tourist attraction is halal or not. Then after being analyzed, in general, the Dama Batang Park tourist attraction has met the criteria as a halal tourist attraction, but several shortcomings can be resolved immediately such as the community selling merchandise that does not have a halal certificate and the use of e-money in transactions, the community still uses conventional financial institutions.
Digital Readiness of Zakat Management Organization in West Sumatera Putra, Gusti Dirga Alfakhri; Wira, Ahmad; Novia, Aidil
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 15 No. 2 (2023)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v15i2.35504

Abstract

Abstract. This study evaluates the digital readiness of private and community-owned zakat management organizations in West Sumatra. The research uses the digital readiness index developed by the National Amil Zakat Agency and the Department of Sharia Economics of Bank Indonesia. A quantitative approach and a multi-stage weighted index calculation method are utilized. The sample consists of eight private zakat management organizations in West Sumatra with operational permits from the Regional Office of the Ministry of Religious Affairs. The results indicate that the overall digital readiness of zakat management organizations in West Sumatra is very good. The collection dimension shows a high level of digitalization readiness, while the distribution, utilization, and reporting dimensions also received a very good rating. Six of the eight institutions fall into the very good category when evaluated individually, while the remaining two are classified as good. With these results, zakat management can be optimized in various aspects. Abstrak. Penelitian ini mengkaji kesiapan digital organisasi pengelola zakat swasta di Sumatera Barat, dengan menggunakan indeks kesiapan digital yang dikembangkan oleh Badan Amil Zakat Nasional dan Departemen Ekonomi Syariah Bank Indonesia. Pendekatan kuantitatif digunakan bersama dengan multi-stage weighted index calculation. Sampel terdiri dari delapan organisasi pengelola zakat swasta di Sumatera Barat yang memiliki izin operasional dariKantor Wilayah Kementerian Agama. Hasil penelitian menunjukkan bahwa secara keseluruhan kesiapan digital organisasi pengelola zakat di Sumatera Barat sangat baik. Dimensi pengumpulan menunjukkan tingkat kesiapan digitalisasiyang tinggi. Sementara dimensi pendistribusian, pendayagunaan, dan pelaporan juga berada pada level sangat baik. Enam dari delapan lembaga masuk dalam kategori sangat baik jika dievaluasi secara individual, sedangkan dua sisanyatergolong baik. Dengan hasil tersebut, pengelolaan zakat dapat dioptimalkan pada berbagai aspek.
LITERATURE REVIEW ON THE ROLE OF SHARIAH VENTURE CAPITAL IN SUPPORTING THE GROWTH OF SMES IN INDONESIA Permata Sari, Indah; Hasibuan, Hafni Juniyanti; Rozalinda, Rozalinda; Alias, Norma; Bahar, Muchlis; Wira, Ahmad
Ekonomi Islam Vol. 16 No. 2 (2025): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof DR HAMKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v16i2.17605

Abstract

Research aims: This study analyzes the role of Sharia venture capital in enhancing the growth, competitiveness, and sustainability of MSMEs in Indonesia, while mapping global trends, thematic clusters, challenges, and opportunities in Sharia-based venture financing. Design/Methodology/Approach: A Systematic Literature Review (SLR) using the PRISMA protocol is combined with bibliometric analysis through VOSviewer. Publications from 2020–2024 indexed in Scopus were screened with defined criteria, and keyword co-occurrence mapping was conducted to identify thematic structures and research directions. Research findings: Six thematic clusters emerged: financing mechanisms, macroeconomic dynamics, technological innovation, governance and risk, entrepreneurship, and global market integration. Sharia venture capital strengthens MSME financing access, innovation, and ethical economic development, though challenges persist in literacy, collaboration, and regulatory support. Theoretical Contribution/Originality: The study fills a literature gap by integrating Islamic ethical principles with modern venture financing and offering a conceptual understanding of Sharia risk-sharing models in MSME empowerment. Practitioners/Policy Implications: Findings highlight the need for stronger regulation, investor education, institutional collaboration, digital transformation, and MSME capacity building. Research Limitations/Implications: Limitations stem from reliance on secondary data and database scope. Future research should assess empirical impacts, digital Sharia VC models, and governance mechanisms.
Co-Authors -, rozalinda Abdul Razak, Nurul Asikin Binti Afriyani, Maisyah Afriyuda, Erik Ahmad, Shofian Bin Aidil Novia, Aidil Alfian, Annisa Maulidia Alias, Norma Andeska, M. Niko Anggraini, Misi Augusna, Wahyuni Lely Azis, Saipul Bahar, Muchlis Darma Yanti, Juli Dastiana, Fuja Desya, Finasmi Duhriah , Duhriah Duhriah, Duhriah Effendi, Yollanda Era Sonita Fernanda, Ahmad Fithri, Widia Fitri, Anisa Tul Hadi, Wildan HANDRA, HEFRIZAL Haris, Gusnam Hasibuan, Hafni Juniyanti HELMALIA HELMALIA, HELMALIA Hulwati Hulwati Ikhwani, Aulia Ismail, Shafinar Jaswil, Irwandi Khairani, Aulia Febri Lubis, M Zaky Mubarak Mustika, Ruri Nisa', Annisa Suryani Oktapia Nofriani, Olda Novia Indriani nusrida, helda Oktapia, Annisa' Suryani Permata Sari, Indah Putra, Dontes PUTRA, GUSTI DIRGA ALFAKHRI Rahmad Tri Hadi Rawati, Mesis Rida Rahim Rozalinda Rozalinda Rozalinda Safitri, Denta Salleh, Abdul Muizz Mohd Salmy Edawati Yaacob Sari, Junia Sepriandi, Rizki Jummi Septia, Septia Setiawan, Fadli Sobri Sobri Sriutami, Wahyu Subagio, Mukhamad Hadi Musolid Subagio, Mukhamad Hadi Musolin SURYANI OKTAPIA, ANNISA SYUKRIA, ALFI SYUKRIA, ALFI TESTRU HENDRA Tiswarni Tiswarni Wulandari, Chindy Yanti, Juli Darma Yenti Afrida Yusrial Yusrial Zakaria, Zamzuri Bin