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Implementation of Waqf Asset Management Strategy by the Waqf Management Agency (BPW) of the Ar Risalah Foundation, Padang City Nisa', Annisa Suryani Oktapia; Wira, Ahmad; Afriyani, Maisyah; Sepriandi, Rizki Jummi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 2 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.7400

Abstract

This study aims to analyze the waqf asset management strategy used by the Ar-Risalah BPW in Padang City. This study aims to evaluate the waqf asset management strategy implemented by the Ar-Risalah Waqf Management Agency (BPW) in Padang City. The main focus of this study is on how the strategy is implemented by the Ar-Risalah Foundation BPW. Data were collected through interviews with the administrators and nazhir of the Ar-Risalah BPW, waqf asset managers in the field, and guardians of the Ar-Risalah Foundation, supported by documentation in the form of the 2020–2024 Ar-Risalah BPW financial report. In addition, this study also refers to literature such as books, scientific journals, and the results of relevant previous studies. The results of the study show that the waqf management strategy by the Ar-Risalah Foundation BPW includes three main aspects: collection, management, and distribution of waqf. In the collection stage, BPW utilizes digital technology and collaborates with various institutions, as well as increasing public education regarding productive waqf. Asset management is carried out optimally through training for managers, periodic evaluations, and the use of technology to increase efficiency. Meanwhile, the distribution of waqf benefits covers the education and economic empowerment sectors, with a transparent system and monitoring mechanism to ensure positive and sustainable impacts. Keywords:
The Philosophy of "Habis Adat Karena Mufakat": Consensus of Diversion of Pusako Tinggi in Minangkabau Fithri, Widia; Wira, Ahmad; Hadi, Rahmad Tri
Samarah: Jurnal Hukum Keluarga dan Hukum Islam Vol. 9 No. 2 (2025): Samarah: Jurnal Hukum Keluarga dan Hukum Islam
Publisher : Islamic Family Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/6q2sa250

Abstract

Inheritance distribution is a crucial issue in Islamic family law, deeply rooted in custom and culture. The Minangkabau community recognizes inheritance, known as pusako tinggi, which cannot be transferred. Selling it means the loss of community wealth, resulting in the loss of Sako and Pusako. This study aims to explore the philosophy of pusako tinggi in Minangkabau and the context of its relevance. This study uses empirical legal methods with a philosophical and customary law approach. The study was conducted at the Syekh Ahmad Khatib Al-Minangkabawi Foundation in the village of Koto Tuo Balai Gurah. The selection of Koto Tuo was based on Minangkabau customs, namely salingka nagari (customs limited to one place). Data were collected through interviews and documentation. Interviews were conducted with representatives of parties who contributed to pusako tinggi. The documents described are books, articles, research reports, and all documents related to the discussion. This research applies empirical legal methods with a philosophical and customary law approach. The research was conducted at the Syekh Ahmad Khatib Al-Minangkabawi Foundation in the Koto Tuo Balai Gurah village. The research was conducted at the Sheikh Ahmad Khatib Al-Minangkabawi Foundation in Koto Tuo kenagarian Balai Gurah. The selection of Koto Tuo is based on the custom in Minangkabau of salingka nagari (customs are limited to one place).  This study found that the land is not a mere symbol but represents the existence and dignity of the civilised Minangkabau society. Pusako tinggi in Minangkabau community consensus can be transferred when dealing with crucial customary and religious interests. This also does not contradict the principle of the relationship between Islamic law and custom, but this reality shows that the Minangkabau people adhere to custom and religion.
Peran Dewan Pengawas Syariah terhadap Kepatuhan Syari’ah Pada Lembaga Fintech Syari’ah Hadi, Wildan; Rozalinda, Rozalinda; Bahar, Muchlis; Wira, Ahmad
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 9, No 2 (2024): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v9i2.6633

Abstract

This research aims to analyze the role of the Sharia Supervisory Board (DPS) in sharia compliance at sharia fintech institutions in Indonesia and identify the problems that occur. This research uses a library study method with a secondary data analysis approach from various sources such as articles, journals and previous research. The research results show that DPS has a significant role in ensuring sharia compliance through periodic supervision, implementation of DSN-MUI fatwas, and product and service development. However, various challenges were found such as weak special supervision mechanisms for sharia fintech and non-compliance with sharia principles in several institutions such as Investree, Dana Syariah, Peer to Peer Lending Syariah. This research recommends increasing DPS capacity, strengthening regulations, and better collaboration between DPS and relevant authorities to minimize sharia violations in the fintech sector. Thus, this research contributes to strengthening the sharia supervision system and supports the sustainable growth of sharia fintech.
Kontribusi Dewan Pengawas Syariah Terhadap Kepatuhan Prinsip Syari’ah Pada Lembaga Finansial Technology Syari’ah Hadi, Wildan; Duhriah; Wira, Ahmad; Hendra, Testru
el-Jizya : Jurnal Ekonomi Islam Vol. 13 No. 2 (2025): In Progress
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v13i2.14203

Abstract

This study aims to examine the Contribution of the Sharia Supervisory Board (SSB) in ensuring compliance with sharia principles in sharia fintech institutions in Indonesia, while identifying various problems faced. The method used is a literature study with a secondary data analysis approach sourced from scientific articles, journals, and previous research. The results of the study indicate that the SSB plays a crucial role in ensuring sharia compliance, through periodic supervision, implementation of DSN-MUI fatwas, and development of sharia-compliant products and services. However, this study found a number of challenges, including the weak special supervisory mechanism for sharia fintech and the continued violation of sharia principles on several platforms such as Investree, Dana Syariah, and Peer to Peer Lending Syariah. Therefore, this study recommends strengthening the capacity of the SSB, improving regulations, and increasing cooperation between the SSB and related authorities in order to minimize sharia violations. Thus, this study makes an important contribution to strengthening the sharia supervisory system and supporting the sustainable growth of sharia fintech in Indonesia.
Policy Evaluation Of The Halal Product Guarantee Agency (BPJPH): Impact On Producer Compliance Fitri, Anisa Tul; Wira, Ahmad; Novia, Aidil
Halal Research Vol 5 No 2 (2025): July
Publisher : Halal Center ITS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12962/j22759970.v5i2.2523

Abstract

The existence of the Halal Product Guarantee Agency (BPJPH) is an important milestone in the halal certification system in Indonesia in accordance with the mandate of Law No. 33 of 2014 concerning Halal Product Guarantee. BPJPH has full authority in formulating policies, establishing norms, standards, procedures, and issuing and revoking halal certificates, including supervising halal auditors. However, the implementation of halal certification policies still faces significant challenges, especially in the Micro, Small and Medium Enterprises (MSMEs) sector, with certification rates only reaching around 30% of the 64 million MSMEs due to relatively high certification costs, limited access to information, and complex administrative procedures. This study aims to evaluate BPJPH policies related to halal certification and their impact on producer compliance, especially MSMEs, and identify inhibiting factors and opportunities for policy improvement. The method used is a literature study with a qualitative descriptive approach, analyzing BPJPH policy documents for the 2015-2024 period and case studies of producers involved in the halal certification process. The results showed that BPJPH policies such as Minister of Religious Affairs Regulation No. 26 of 2020 and BPJPH Regulation No. 3 of 2021 succeeded in increasing producer compliance through reducing costs and simplifying procedures. The dominant factors influencing compliance are halal market awareness, affordable costs, and halal certification.