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All Journal Al-'Adalah Al-Iqtishad : Jurnal Ilmu Ekonomi Syariah (Journal of Islamic Economics) Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Jurnal Ekonomi Islam SAMARAH: Jurnal Hukum Keluarga dan Hukum Islam JURIS (Jurnal Ilmiah Syariah) Al-Kharaj: Journal of Islamic Economic and Business Halal Research Journal El-Ecosy : Jurnal Ekonomi dan Keuangan Islam Al-Muamalat : Jurnal Ekonomi Syariah Journal of Economic, Business and Engineering (JEBE) Jurnal Ekonomi Syariah dan Bisnis Wadiah : Jurnal Perbankan Syariah el-Jizya: Jurnal Ekonomi Islam Islamic Economic and Business Journal Maqdis: Jurnal Kajian Ekonomi Islam Maqrizi : Journal of Economics and Islamic Economics Likuid: Jurnal Ekonomi Industri Halal Jurnal Ekonomi Islam International Journal of Islamic Studies Higher Education International Journal of Multidisciplinary Research of Higher Education (IJMURHICA) El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam IAS Journal of Localities Iklila: Jurnal Studi Islam dan Sosial UKAZ: International Journal of Islamic Studies Mabrur: Academic Journal of Hajj and Umra BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Ahmad Wira, Ahmad
IAIN Imam Bonjol Padang
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mechanical Engineering Social Sciences Other

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Implementation of Waqf Asset Management Strategy by the Waqf Management Agency (BPW) of the Ar Risalah Foundation, Padang City Nisa', Annisa Suryani Oktapia; Wira, Ahmad; Afriyani, Maisyah; Sepriandi, Rizki Jummi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 2 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.7400

Abstract

This study aims to analyze the waqf asset management strategy used by the Ar-Risalah BPW in Padang City. This study aims to evaluate the waqf asset management strategy implemented by the Ar-Risalah Waqf Management Agency (BPW) in Padang City. The main focus of this study is on how the strategy is implemented by the Ar-Risalah Foundation BPW. Data were collected through interviews with the administrators and nazhir of the Ar-Risalah BPW, waqf asset managers in the field, and guardians of the Ar-Risalah Foundation, supported by documentation in the form of the 2020–2024 Ar-Risalah BPW financial report. In addition, this study also refers to literature such as books, scientific journals, and the results of relevant previous studies. The results of the study show that the waqf management strategy by the Ar-Risalah Foundation BPW includes three main aspects: collection, management, and distribution of waqf. In the collection stage, BPW utilizes digital technology and collaborates with various institutions, as well as increasing public education regarding productive waqf. Asset management is carried out optimally through training for managers, periodic evaluations, and the use of technology to increase efficiency. Meanwhile, the distribution of waqf benefits covers the education and economic empowerment sectors, with a transparent system and monitoring mechanism to ensure positive and sustainable impacts. Keywords:
The Philosophy of "Habis Adat Karena Mufakat": Consensus of Diversion of Pusako Tinggi in Minangkabau Fithri, Widia; Wira, Ahmad; Hadi, Rahmad Tri
Samarah: Jurnal Hukum Keluarga dan Hukum Islam Vol. 9 No. 2 (2025): Samarah: Jurnal Hukum Keluarga dan Hukum Islam
Publisher : Islamic Family Law Department, Sharia and Law Faculty, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/6q2sa250

Abstract

Inheritance distribution is a crucial issue in Islamic family law, deeply rooted in custom and culture. The Minangkabau community recognizes inheritance, known as pusako tinggi, which cannot be transferred. Selling it means the loss of community wealth, resulting in the loss of Sako and Pusako. This study aims to explore the philosophy of pusako tinggi in Minangkabau and the context of its relevance. This study uses empirical legal methods with a philosophical and customary law approach. The study was conducted at the Syekh Ahmad Khatib Al-Minangkabawi Foundation in the village of Koto Tuo Balai Gurah. The selection of Koto Tuo was based on Minangkabau customs, namely salingka nagari (customs limited to one place). Data were collected through interviews and documentation. Interviews were conducted with representatives of parties who contributed to pusako tinggi. The documents described are books, articles, research reports, and all documents related to the discussion. This research applies empirical legal methods with a philosophical and customary law approach. The research was conducted at the Syekh Ahmad Khatib Al-Minangkabawi Foundation in the Koto Tuo Balai Gurah village. The research was conducted at the Sheikh Ahmad Khatib Al-Minangkabawi Foundation in Koto Tuo kenagarian Balai Gurah. The selection of Koto Tuo is based on the custom in Minangkabau of salingka nagari (customs are limited to one place).  This study found that the land is not a mere symbol but represents the existence and dignity of the civilised Minangkabau society. Pusako tinggi in Minangkabau community consensus can be transferred when dealing with crucial customary and religious interests. This also does not contradict the principle of the relationship between Islamic law and custom, but this reality shows that the Minangkabau people adhere to custom and religion.
Peran Dewan Pengawas Syariah terhadap Kepatuhan Syari’ah Pada Lembaga Fintech Syari’ah Hadi, Wildan; Rozalinda, Rozalinda; Bahar, Muchlis; Wira, Ahmad
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 9, No 2 (2024): Islamic economics and banking research
Publisher : Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/ba.v9i2.6633

Abstract

This research aims to analyze the role of the Sharia Supervisory Board (DPS) in sharia compliance at sharia fintech institutions in Indonesia and identify the problems that occur. This research uses a library study method with a secondary data analysis approach from various sources such as articles, journals and previous research. The research results show that DPS has a significant role in ensuring sharia compliance through periodic supervision, implementation of DSN-MUI fatwas, and product and service development. However, various challenges were found such as weak special supervision mechanisms for sharia fintech and non-compliance with sharia principles in several institutions such as Investree, Dana Syariah, Peer to Peer Lending Syariah. This research recommends increasing DPS capacity, strengthening regulations, and better collaboration between DPS and relevant authorities to minimize sharia violations in the fintech sector. Thus, this research contributes to strengthening the sharia supervision system and supports the sustainable growth of sharia fintech.
Kontribusi Dewan Pengawas Syariah Terhadap Kepatuhan Prinsip Syari’ah Pada Lembaga Finansial Technology Syari’ah Hadi, Wildan; Duhriah; Wira, Ahmad; Hendra, Testru
el-Jizya : Jurnal Ekonomi Islam Vol. 13 No. 2 (2025): el-Jizya : Jurnal Ekonomi Islam
Publisher : Fakultas Ekonomi dan Bisnis Islam (FEBI), Universitas Islam Negeri Prof. K.H. Saifuddin Zuhri Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/ej.v13i2.14203

Abstract

This study aims to examine the Contribution of the Sharia Supervisory Board (SSB) in ensuring compliance with sharia principles in sharia fintech institutions in Indonesia, while identifying various problems faced. The method used is a literature study with a secondary data analysis approach sourced from scientific articles, journals, and previous research. The results of the study indicate that the SSB plays a crucial role in ensuring sharia compliance, through periodic supervision, implementation of DSN-MUI fatwas, and development of sharia-compliant products and services. However, this study found a number of challenges, including the weak special supervisory mechanism for sharia fintech and the continued violation of sharia principles on several platforms such as Investree, Dana Syariah, and Peer to Peer Lending Syariah. Therefore, this study recommends strengthening the capacity of the SSB, improving regulations, and increasing cooperation between the SSB and related authorities in order to minimize sharia violations. Thus, this study makes an important contribution to strengthening the sharia supervisory system and supporting the sustainable growth of sharia fintech in Indonesia.
Policy Evaluation Of The Halal Product Guarantee Agency (BPJPH): Impact On Producer Compliance Fitri, Anisa Tul; Wira, Ahmad; Novia, Aidil
Halal Research Vol 5 No 2 (2025): July
Publisher : Halal Center ITS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12962/j22759970.v5i2.2523

Abstract

The existence of the Halal Product Guarantee Agency (BPJPH) is an important milestone in the halal certification system in Indonesia in accordance with the mandate of Law No. 33 of 2014 concerning Halal Product Guarantee. BPJPH has full authority in formulating policies, establishing norms, standards, procedures, and issuing and revoking halal certificates, including supervising halal auditors. However, the implementation of halal certification policies still faces significant challenges, especially in the Micro, Small and Medium Enterprises (MSMEs) sector, with certification rates only reaching around 30% of the 64 million MSMEs due to relatively high certification costs, limited access to information, and complex administrative procedures. This study aims to evaluate BPJPH policies related to halal certification and their impact on producer compliance, especially MSMEs, and identify inhibiting factors and opportunities for policy improvement. The method used is a literature study with a qualitative descriptive approach, analyzing BPJPH policy documents for the 2015-2024 period and case studies of producers involved in the halal certification process. The results showed that BPJPH policies such as Minister of Religious Affairs Regulation No. 26 of 2020 and BPJPH Regulation No. 3 of 2021 succeeded in increasing producer compliance through reducing costs and simplifying procedures. The dominant factors influencing compliance are halal market awareness, affordable costs, and halal certification.
Peran Keuangan Sosial Islam dalam Mencapai Sustainable Development Goals Alfian, Annisa Maulidia; Jaswil, Irwandi; Wira, Ahmad; Novia, Aidil
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 1 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i1.25106

Abstract

Islamic social finance (ISF) plays an important role in achieving sustainable development goals (SDGs) through financing mechanisms based on fair, transparent, and inclusive sharia principles. This article aims to explore the contribution of ISF to the achievement of the SDGs, focusing on how Islamic financial instruments, such as zakat, waqf, sedekah, and sukuk, can help address global challenges, especially in terms of poverty alleviation, social equity, and environmental sustainability. Through a literature review and analysis of various case studies, this study shows that ISF can not only accelerate the achievement of economic goals but also significantly improve social welfare and environmental sustainability. With its foundation of social justice and welfare distribution, Islamic social finance provides an effective alternative in creating economic inclusion, redressing social inequality, and supporting environmentally friendly sustainability programs. This study also identifies challenges and opportunities in optimizing the role of ISF in the context of the SDGs. It provides policy recommendations to enhance synergy between the Islamic financial sector and the implementation of the SDGs.
PURCHASE DECISION SKINCARE RESEARCH MAPPING : SYSTEMATIC LITERATURE REVIEW ANALYSIS Wulandari, Chindy; Rozalinda, Rozalinda; Novia, Aidil; Hulwati, Hulwati; Wira, Ahmad; Andeska, M. Niko
Journal of Economic, Business and Engineering (JEBE) Vol 6 No 1 (2024): Oktober
Publisher : Fakultas Teknik dan Ilmu Komputer (FASTIKOM) Universitas Sains Al Qur'an

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32500/jebe.v6i1.7027

Abstract

Penelitian ini bertujuan untuk melakukan pemetaan serta tinjauan literature sistematik (SLR) terkait keputusan pembelian skincare. Pendekatan kualitatif digunakan menggunakan Google Scholar dengan rentang waktu 2018-2023 dengan kata kunci keputusan pembelian skincare. Penelitian ini memadukan pendekatan kualitatif dengan memanfaatkan sumber data dari google scholar dengan bahasa inggris dan alat bantu aplikasi Publish or Perish. Data yang digunakan berupa narasi, paparan, dan kutipan dari berbagai bahan pustaka yang relevan dengan fokus penelitian. Teknik pengumpulan data dengan cara mencari artikel dengan kata kunci “Purchase Decision Skincare” pada aplikasi Publish or Perish. setelah didapatkan data pada kata kunci tersebut lalu dicopy dalam format excel , setelah itu pada menu aplikasi publish or perish save result dengan format Ris. Hasil analisis menunjukkan publikasi tertinggi terjadi pada tahun 2023 dengan jumlah 9 artikel publikasi sedangkan publikasi terendah terjadi pada tahun 2019 dan 2021 masing-masing sebanyak 1 publikasi. Hasil Visualisasi diatas menunjukan produktivitas jurnal yang telah menerbitkan artikel tentang Purchase Decision Skincare. Dari kata kunci diatas dapat kita lihat yang paling sering atau banyak digunakan adalah purchase decision dan product quality.
Determinants of Umrah Pilgrims’ Satisfaction: The Mediating Role of Trust Yanti, Juli Darma; Fitri, Anisa Tul; Mustika, Ruri; Novia, Aidil; Wira, Ahmad
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i1.7106

Abstract

This study aims to examine the effect of service quality, price perception, experiential marketing on Umrah pilgrims' satisfaction with trust as a mediating variable. The research method used is quantitative with data analysis techniques using SEM (Structual Equation Model) with Smart-PLS. The results of this study reveal that only one direct effect is positive and significant, namely: Service quality has a positive but insignificant effect on Umrah pilgrims' satisfaction, perceived price has a negative and insignificant effect on Umrah pilgrims' satisfaction, Experiential marketing has a positive but insignificant effect on Umrah pilgrims' satisfaction, trust has a positive and significant effect on Umrah pilgrims' satisfaction, service quality has a positive but insignificant effect on Umrah pilgrims' trust, price perception has a positive but insignificant effect on the trust of Umrah pilgrims, experiential marketing has a negative and insignificant effect on trust, service quality through trust has a positive and insignificant effect on the satisfaction of Umrah pilgrims, price perception through trust has a positive and insignificant effect on the satisfaction of Umrah pilgrims, and experiential marketing through trust have a positive and insignificant effect on Umrah pilgrims' satisfaction. Keywords: Service Quality; Price Perception; Experiential Marketing; Satisfaction dan Trust. Keywords: Service Quality; Price Perception; Experiential Marketing; Satisfaction dan Trust.
Penggunaan Uang Elektronik dan Uang Virtual Sebagai Pengganti Uang Tunai di Indonesia Nofriani, Olda; Wira, Ahmad
Maqrizi: Journal of Economics and Islamic Economics Vol 4 No 1 (2024): Maqrizi : Journal of Economics and Islamic Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/maqrizi.v4i1.804

Abstract

Penelitian ini bertujuan untuk menganalisis perbandingan penggunaan dan keamanan antara uang elektronik dan uang virtual di Indonesia. Uang elektronik dan uang virtual merupakan dua inovasi dalam sistem pembayaran modern yang menawarkan kemudahan dan kecepatan transaksi baik secara online maupun offline. Uang elektronik, yang diterbitkan oleh bank atau lembaga keuangan berizin, umumnya digunakan untuk transaksi di merchant lokal seperti toko, swalayan, restoran, dan layanan publik. Sementara itu, uang virtual, yang dapat diterbitkan oleh perusahaan atau individu tanpa izin, sering digunakan untuk transaksi lintas negara, forex, trading online, dan belanja online. Studi ini menggunakan metode kualitatif dengan analisis deskriptif untuk mengidentifikasi karakteristik, kelebihan, dan kekurangan dari masing-masing jenis uang, serta implikasi keamanannya. Hasil penelitian menunjukkan bahwa meskipun keduanya menawarkan fleksibilitas dan kenyamanan, uang elektronik lebih aman dan diatur dengan baik, sementara uang virtual menawarkan kemudahan transaksi internasional namun memiliki risiko keamanan yang lebih tinggi. Temuan ini memberikan wawasan penting bagi pengguna dan regulator untuk memahami dinamika dan tantangan dalam penggunaan kedua jenis uang ini, serta perlunya kebijakan yang tepat untuk melindungi konsumen.
Halal Tourism at Dama Batang Park, Kabupaten Padang Pariaman: Analysis of Sharia Guidelines Implementation of DSN-MUI No. 108/DSN-MUI/X/2016 Oktapia, Annisa' Suryani; Wira, Ahmad; Rozalinda, Rozalinda; Fernanda, Ahmad
Likuid Jurnal Ekonomi Industri Halal Vol. 5 No. 1 (2025): LIKUID: Jurnal Ekonomi Industri Halal
Publisher : Sharia Economics Study Program Faculty of Islamic Economics and Business UIN Sunan Gunun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/likuid.v5i1.37181

Abstract

This paper is to examine the appropriateness of implementing halal tourism in the Dama Batang Park tourist attraction in accordance with the standardized criteria outlined in DSN MUI fatwa No. 16 of 2016. This research methodology employs qualitative techniques, utilizing field research and exploratory analysis for data processing. The study utilizes both primary and secondary data sources. Primary data sources are derived directly from observational interviews with management of the Dama Batang Park tourist attraction, while secondary sources are extracted from DSN-MUI Fatwa No. 16 of 2016, books, and publications published in the Open Journal System (OJS) concerning halal tourism. The data analysis technique applied involves a series of steps, including classification, exposing data, verifying the data obtained through the analysis of standardization values with the results of field findings, and producing conclusions from the data that has been collected and presented. The results of these findings explain that several standardization values have been written in the fatwa so that it becomes a reference in assessing whether the tourist attraction is halal or not. Then after being analyzed, in general, the Dama Batang Park tourist attraction has met the criteria as a halal tourist attraction, but several shortcomings can be resolved immediately such as the community selling merchandise that does not have a halal certificate and the use of e-money in transactions, the community still uses conventional financial institutions.
Co-Authors -, rozalinda Abdul Razak, Nurul Asikin Binti Afriyani, Maisyah Ahmad, Shofian Bin Aidil Novia, Aidil Alfian, Annisa Maulidia Alias, Norma Andeska, M. Niko Anggraini, Misi Augusna, Wahyuni Lely Awaluddin Awaluddin Azis, Saipul Bahar, Muchlis Darma Yanti, Juli Dastiana, Fuja Desya, Finasmi Duhriah , Duhriah Duhriah, Duhriah Effendi, Yollanda Era Sonita Fernanda, Ahmad Fithri, Widia Fitri, Anisa Tul Hadi, Wildan HANDRA, HEFRIZAL Hasibuan, Hafni Juniyanti HELMALIA HELMALIA, HELMALIA Hulwati Hulwati Ikhwani, Aulia Jaswil, Irwandi Lubis, M Zaky Mubarak Mustika, Ruri Nisa', Annisa Suryani Oktapia Nofriani, Olda Novia Indriani nusrida, helda Oktapia, Annisa' Suryani Permata Sari, Indah Putra, Dontes PUTRA, GUSTI DIRGA ALFAKHRI Rahmad Tri Hadi Rawati, Mesis Rida Rahim Rozalinda Rozalinda Rozalinda Safitri, Denta Salleh, Abdul Muizz Mohd Sepriandi, Rizki Jummi Septia, Septia Sobri Sobri Sriutami, Wahyu Subagio, Mukhamad Hadi Musolid Subagio, Mukhamad Hadi Musolin SURYANI OKTAPIA, ANNISA SYUKRIA, ALFI TESTRU HENDRA Wulandari, Chindy Yanti, Juli Darma Yenti Afrida Yusrial Yusrial Zakaria, Zamzuri Bin