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Sosialisasi dan Pembuatan Website sebagai Media Informasi Digital pada RT.016, RW.007, Perum Taman Graha Mas, Desa Jayasampurna Apriani, Erna; Asmoro, Fachrial Banyu; Latif, Abdul; Hidayah, Zulfa Zakiatul; Isarianto, Isarianto
Nanggroe: Jurnal Pengabdian Cendikia Vol 3, No 4 (2024): Juli
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12790683

Abstract

Website sebagai media informasi sudah sangat familiar pada era digital saat ini, sehingga informasi apapun seseorang akan menggunakan internet dalam mengakses informasi yang dibutuhkan. Sehingga sangat diperlukan sosialisasi manfaat website sebagai sarana informasi era digital, serta membantu pembuatan website dari stuktur terkecil. Maka dari latar fenomena tersebut tim PKM akan mensosialisasikan dan membuat website pada Rt.016, Rw. 007, Perum Taman Graha Mas, Desa Jayasampurna, Kec. Serang Baru, Kabupaten Bekasi. Tujuan dari kegiatan PKM ini dilatar belakangi untuk mensosialisasikan dan pembuatan website sebagai media informasi digital pada rt perum taman graha mas di Desa Jayasampurna, Kabupaten Bekasi. Pelaksanaan kegiatan sosialisasi dan pembuatan website dilakukan dengan metode observasi langsung, sosialisasi, dan pembuatan website langsung. Hasil dari kegiatan PKM ini Rt.016 memiliki media informasi digital berbentuk website yang bisa memudahkan warga Rt.016 Perum Taman Graha Mas dalam informasi dan administrasi seputar kegiatan dan lainnya.
Investment Decision: The Role of Financial Literacy and Financial Technology (Fintech) Zakiatul Hidayah, Zulfa; Latif, Abdul; Meirani, Nadia
Economic Education Analysis Journal Vol. 13 No. 3 (2024): Economic Education Analysis Journal
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/n09pa454

Abstract

The purpose of investing is to make a profit. The millennial generation is a generation that knows a lot about finance and tends to be good at managing their money and can anticipate financial problems in the future. This study aims to see how financial literacy and financial technology affect a person's investment decisions, especially an employee in determining the form of investment. The population used is all employees in the Bekasi area. The data source for this study uses primary data obtained from the results of distributing questionnaires using Google Form. The sampling technique using the Lemeshow formula on the millennial generation in the Bekasi area received 192 questionnaires with Linkert scale measurements. The research conducted by the researcher is to measure the positive influence of several indicators on each variable in it using a statistical test tool with Partial Least Square (PLS) using SmartPLS software. The results of the research conducted show that the financial literacy variable is a factor that significantly influences individual investment decisions, in addition, the financial technology variable also influences individual decisions to invest.
Analysis of Determinants of Financial Management Behavior as Social Capital of Millennial and Gen Z Women in Bekasi Regency Apriani, Erna; Latif, Abdul; Permana, Indra
Journal of Business and Behavioural Entrepreneurship Vol. 8 No. 2 (2024): Journal of Business and Behavioural Entrepreneurship
Publisher : Fakultas Ekonomi, Universitas Negeri Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JOBBE.008.2.05

Abstract

The role of women is vital as social capital; women's financial behaviour is an important capital in the future economic journey; women's financial management behaviour will have an impact on the level of children's education and finance, thereby reducing the level of low education in the context of the golden Indonesia 2045. The research objectives are formulated in the following specific objectives: (1) Analyzing the role of financial knowledge on education level and financial management behaviour and financial knowledge on financial management behaviour through the mediation of education level. (2) Analyzing the role of personality traits on education level and financial management behaviour, as well as personality traits on financial management behaviour through the mediation of education level. (3) Analyzing the role of education level on women's financial management behaviour. The data analysis method in this research is associative causality with a quantitative approach. The analysis method uses Structural Equation Modeling (SEM) with SmartPLS software. The sample in the study was the female gender of the millennial generation and Gen Z, who were already working with a focus on the Bekasi district. The research sampling technique used purposive sampling, as many as 100 samples of the female labour force over 15 years of age who work. The results showed that financial knowledge has no effect on financial management behaviour, financial knowledge on education level has no effect, personality traits on financial management behaviour have a positive effect, personality traits on education level has a positive effect, and education level on financial management behaviour has a positive effect. Financial knowledge on financial management behaviour through mediation Education level does not affect financial management behaviour. Personality Traits on financial management behaviour through mediation Level of Education affects financial management behaviour.
Sosialisasi Optimalisasi Leadership dalam Organisasi Pada Mahasiswa Universitas Pelita Bangsa Pangestu, Aji; Latif, Abdul; Defitri, Astrian Hessy; Hidayah, Alifah Putri; Apriani, Erna
Nanggroe: Jurnal Pengabdian Cendikia Vol 3, No 8 (2024): November
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14557355

Abstract

Kepemimpinan yang efektif merupakan salah satu pilar utama dalam mencapai tujuan organisasi, Kepemimpinan yang efektif merupakan kunci untuk keberhasilan suatu organisasi. Di dalam dunia organisasi yang semakin kompleks dan dinamis, peran pemimpin menjadi semakin penting dalam mengarahkan tim menuju tujuan bersama. Maka dari latar fenomena tersebut mensosialisasikan terkait optimalisasi leadership organisasi pada kalangan anak muda kususnya mahaiswa Universitas Pelita Bangsa. Sosialisasi dilaksanakan secara daring melalui zoom meeting. Setelah dilaksanakan kegiatan sosialisasi oleh praktisi dapat diperoleh hasil sebagai berikut, Mahasiswa menyadari penting nya pemahaman seputar leadership dalam kehidupan pribadi maupun organisasi. Dengan webinar ini, mahasiswa diberikan gambaran berupa teori dan praktik yang disusun dalam studi kasus keberhasilan leadership yang diharapkan mampu direalisasikan di kehidupan. Seorang leader harus mampu menginspirasi sekitar dan mampu adaptasi dengan navigasi perubahan serta berkolaborasi membangun lingkungan yang sinergis.
Building the "Golden Generation": Understanding the Drivers of Investment Behavior in Gen Z and Millennial Women Apriani, Erna; Widiastuti; Hartati, Nani; Nurjanah, Rina; Latif, Abdul
Journal of Enterprise and Development (JED) Vol. 7 No. 1 (2025): January - April
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v7i1.12662

Abstract

Purpose: This study aims to analyze the influence of financial knowledge and personality traits on the investment behavior of Gen Z and Millennial women with education level serving as a mediating variable.Method: The research employs Structural Equation Modeling (SEM) using SmartPLS software. The study sample includes Gen Z and Millennial women in Bekasi Regency. A purposive sampling technique was used, combining online and direct questionnaire distribution methods as well as interviews. A total of 100 respondents were selected for the study.Result: The findings indicate that financial knowledge does not directly impact investment behavior or education level. However, personality traits significantly influence both investment behavior and education level. Additionally, education level significantly affects investment behavior. While education level does not mediate the relationship between financial knowledge and investment behavior, it does mediate the relationship between personality traits and investment behavior.Practical Implications for Economic Growth and Development: This research underscores the importance of financial knowledge for Gen Z and Millennial women, particularly as Gen Z is poised to become the "golden generation" by 2045. By fostering sound financial management practices through financial knowledge and personality traits, individuals can effectively convert income into long-term assets through various investment instruments. This, in turn, contributes to sustainable economic development and growth.
Pendampingan dan Pembuatan Laporan Keuangan Berbasis Microsoft Excel pada Rt.016, Rw.007, Perum Taman Graha Mas, Desa Jayasampurna Latif, Abdul; Apriani, Erna; Prawitasari, Nining Yurista; Sabilla, Akfika Rizky; Isarianto, Isarianto
Nanggroe: Jurnal Pengabdian Cendikia Vol 4, No 10 (2025): Januari
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14730375

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Pencacatan meruapakan administrasi umum yang seharusnya dilaksanakan dengan efektif dan efesiensi, seperti pencatatan laporan keuangan kususnya pada administrasi umum peserti perangat RT pada desa masing-masing sudah harus menggunakan mencatatan laporan keuangan yang efektif dan efesiensi berbasis teknologi. Maka dari latar fenomena tersebut tim PKM akan membuat dan mendampingi dalam pembuatan sistem laporan keuangan berbasis Microsoft excel pada Rt.016, Rw. 007, Perum Taman Graha Mas, Desa Jayasampurna, Kec. Serang Baru, Kabupaten Bekasi. Tujuan dari kegiatan PKM ini dilatar belakangi untuk membuat dan mendampingi pembuatan sistem laporan keuangan pada strukut kepengurusan rt perum taman graha mas di Desa Jayasampurna, Kabupaten Bekasi. Pelaksanaan kegiatan sosialisasi dan pembuatan website dilakukan dengan metode observasi langsung, sosialisasi, dan pembuatan sistem laporan keuangan berbasis Microsoft excel langsung. Hasil dari kegiatan telah dibuat sistem laporan keuangan berbasis Microsoft excel pada mitra, hasil ini memberikan dampak signifikan terhadap administrasi laporan keuangan pada mitra, dari efesiensi waktu dan sistem yang tidak rumit sehingga hasil dari PKM ini diterima dengan baik bagi pengururus Rt.016 dan warga setempat dalam informasi keuangan. Evaluasi dalam kegiatan ini perlu adanya pembekalan mekanisme laporan keuangan sederhana yang efektif bagi pengurus Rt kususnya pelaksana administrasi rt agar dapat memudahkan pemahaman dalam pengoprasian dan fungsi-fungsi pada sistem laporan keuangan yang telah dibuat.
Sosialisasi Pendampingan Pembuatan Sistem Laporan Keuangan Berbasis Microsoft Excel pada Pelaku Usaha Es.teh Indonesia Apriani, Erna; Wiyarno, Wiyarno; Afandi, Dian Rachmawati; Purnamasari, Pupung; Latif, Abdul
Nanggroe: Jurnal Pengabdian Cendikia Vol 4, No 10 (2025): Januari
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.14736582

Abstract

Es.teh Indonesia merupakan salah satu UMKM yang bergerak pada penjualan aneka minuman, Tingkat transaksi keuangan yang cukup banyak membuat diperlukannya sistem keuangan yang efesiensi dan basis sistem yang sederhana, demikian dari kasus tersebut tim pengabdian masyarat merekomendasikan pendampingan pembuat sistem keuangan Perusahaan dagang yang sederhana namun bagus dengan sistem berbasis Microsoft excel., kegiatan sosialisasi ini diadakan disalah satu stand UMKM Estes Indonesia di Citra Indah City Ruko Rafflesia Blok AY.00 No.10, Singajaya, Kec. Jonggol, Kabupaten Bogor, Jawa Barat 16830. Metode pelaksanaan pengabdian kepada masyarakat dilakukan melalui tiga tahap, tahap pertama perencanaan yang meliputi survey lokasi, penentuan kerjasama dengan mitra, pembentukan tim dan struktur tim. Tahap kedua meliputi pelaksanaan sosialisasi, pelatihan dan pendampingan dan tahap ketiga adalah tahap evaluasi sistem laporan keuangan yang sudah jadi pada kegiatan dan pelaporan. Hasil kegiatan pada tahapan pelaksanaan melakukan kegiatan secara periodik dengan tahapan awal yang diperlukan dalam tema kegiatan, bagian-bagian pada tim PKM dikerjakan secara bersama-sama sesuai dengan kemampuan dan bidangnya, sehingga luaran yang di dapat kegiatan ini mengahasilkan luaran yang bermanfaat bagi karyawan dan owner Es.teh Indonesia. 
Global Banking Industry Financials : An Analysis of Derivative Usage on The Financial Performance of Major Banks Syahwildan, Muhamad; Latif, Abdul; Widiastuti, Widiastuti
International Journal of Finance Research Vol. 6 No. 1 (2025): International Journal of Finance Research
Publisher : Training & Research Institute - Jeramba Ilmu Sukses (TRI-JIS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47747/ijfr.v6i1.2256

Abstract

Hedging has become a vital strategy for the banking sector, given the complexity and volatility of today's global financial markets. Hedging is also used as one of the strategies to reduce risks associated with fluctuations in the value of assets and liabilities. In Indonesia, the Banking Sector faces challenges in managing risks associated with economic and financial variability. This study focuses on micro and macro factors that can influence hedging decisions in the banking sector. The micro factors considered in this study are liquidity and leverage. On the other hand, the macro factors considered in this study are interest rates and exchange rates. The sampling method used is nonprobability sampling, namely the purposive sampling method. The samples in this study were 15 banking sector companies listed on the IDX for the period 2020-2023. This study uses the help of Eviews 12 used to test the goodness of the model, and logistic regression and hypothesis relationships designed in this study. The findings in this study indicate that interest rates have a negative and significant impact on hedging decisions, and liquidity has no significant effect on hedging decisions. This can happen because market liquidity is stable and not volatile, while exchange rates and leverage positively and significantly affect hedging decisions.
Pendampingan Pegelolaan Keuangan pada Usaha Mikro, Kecil dan Menengah di Daerah Cikarang Zulfa Zakiatul Hidayah; Erin Soleha; Abdul Latif; Erna Apriani; Rizka Estisia Pratiwi
Panggung Kebaikan : Jurnal Pengabdian Sosial Vol. 2 No. 1 (2025): Februari : Panggung Kebaikan : Jurnal Pengabdian Sosial
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/panggungkebaikan.v2i1.1208

Abstract

Effective financial management is a major challenge for micro, small and medium enterprises (MSMEs) in Cikarang, especially in the culinary sector such as Ayam Geprek Bungsu. The main problems faced by business owners are economic limitations and uncertain fluctuations in raw material prices, which have an impact on the stability of cash flow and business profits. This condition results in suboptimal financial management, because often business owners are unable to separate personal and business finances, as well as difficulties in long-term budget planning. This activity aims to analyze the financial management of Ayam Geprek Bungsu and identify strategic steps that can be taken to improve financial efficiency. The research method used is a case study through interviews and analysis of simple financial statements. The results of the analysis show that the lack of regular financial records and the absence of a structured financial management system are the main causes of financial inefficiency. In addition, dependence on a single supplier for raw materials led to vulnerability to price increases. As a solution, this report recommends the implementation of a simple yet regular financial recording system, financial management training for business owners, and diversification of raw material suppliers to minimize the impact of price fluctuations. With these measures, Ayam Geprek Bungsu is expected to improve financial stability, optimize cash flow management, and ultimately strengthen business sustainability amid dynamic economic challenges. The growth and role of MSMEs can still be improved not only because of their resilience in the face of various economic shocks, but also their ability to provide employment, and overcome poverty.
Sosialisasi Pendampingan Pembuatan Sistem Laporan Keuangan Berbasis Microsoft Excel pada Karang Taruna Desa Wangun Harja Apriani, Erna; Prawitasari, Nining Yurista; Latif, Abdul; W, Wiyarno; Sabilla, Akfika Rizky
Nanggroe: Jurnal Pengabdian Cendikia Vol 4, No 1 (2025): April
Publisher : Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.15239914

Abstract

Administasi keuangan menjadi hal yang penting dalam sesuai organisasi, hal ini dapat memudahkan pada pengguna dalam transaski administrasi keuangan serta informasi terkait keuangan tersebut, sehingga diperlukan sistem laporan keuangan yang sederhana namun akurat serta mudah dipahami dan digunakan. Demikian dari kasus tersebut tim pengabdian masyarat merekomendasikan pendampingan pembuat sistem keuangan Perusahaan dagang yang sederhana namun bagus dengan sistem berbasis Microsoft excel., kegiatan sosialisasi ini diadakan di Karang Taruna Wangun Harja, Kecamatan Cikarang Utara, Kabupaten Bekasi, Jawa Barat. Metode pelaksanaan pengabdian kepada masyarakat dilakukan melalui tiga tahap, tahap pertama perencanaan yang meliputi survey lokasi, penentuan kerjasama dengan mitra, pembentukan tim dan struktur tim. Tahap kedua meliputi pelaksanaan sosialisasi, pelatihan dan pendampingan dan tahap ketiga adalah tahap evaluasi sistem laporan keuangan yang sudah jadi pada kegiatan dan pelaporan. Pada pengabdian Masyarakat ini menghasilkan sistem laporan keuangan berbasis excel pada karang taruna desa wangun harga, serta sekaligus pendampingan dan sosialiasi penggunaan dan kegunaannya. Hasil kegiatan memberikan dampak nyata transfer teknologi berupa sistem laporan keuangan berbasis excel pada karang taruna desa wangun harga, serta transfer knowledge terkait sistem laporan keuangan yang dikembangkan pada kegiatan.