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The Effect of Employee Digital Competencies, Technology Infrastructure, and Local Government Support on the Effectiveness of Islamic Banking Digitalization in Bandung City Hildawati, Hildawati; Sono, M Gifari; Pahrijal, Rival
West Science Interdisciplinary Studies Vol. 3 No. 05 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i05.1951

Abstract

This study investigates the factors influencing the effectiveness of Islamic banking digitalization in Bandung City. Specifically, it examines the roles of Employee Digital Competencies (EDC), Technology Infrastructure (TEI), and Local Government Support (LGS) in shaping the success of digital transformation in Islamic banking institutions. A total of 220 respondents from various Islamic banks in Bandung participated in this research. Data were collected through a structured questionnaire with a 5-point Likert scale, and analyzed using Structural Equation Modeling - Partial Least Squares (SEM-PLS 3). The results reveal that Employee Digital Competencies, Local Government Support, and Technology Infrastructure significantly and positively influence the effectiveness of digitalization. The findings suggest that employee skills, government support, and robust technology infrastructure are essential for successful digital transformation in Islamic banking. This study contributes to the understanding of the digitalization process in Islamic financial services and provides practical recommendations for banking practitioners and policymakers in fostering an environment conducive to digital innovation.
The Effect of Employee Digital Competencies, Technology Infrastructure, and Local Government Support on the Effectiveness of Islamic Banking Digitalization in Bandung City Hildawati, Hildawati; Sono, M Gifari; Pahrijal, Rival
West Science Interdisciplinary Studies Vol. 3 No. 05 (2025): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v3i05.1951

Abstract

This study investigates the factors influencing the effectiveness of Islamic banking digitalization in Bandung City. Specifically, it examines the roles of Employee Digital Competencies (EDC), Technology Infrastructure (TEI), and Local Government Support (LGS) in shaping the success of digital transformation in Islamic banking institutions. A total of 220 respondents from various Islamic banks in Bandung participated in this research. Data were collected through a structured questionnaire with a 5-point Likert scale, and analyzed using Structural Equation Modeling - Partial Least Squares (SEM-PLS 3). The results reveal that Employee Digital Competencies, Local Government Support, and Technology Infrastructure significantly and positively influence the effectiveness of digitalization. The findings suggest that employee skills, government support, and robust technology infrastructure are essential for successful digital transformation in Islamic banking. This study contributes to the understanding of the digitalization process in Islamic financial services and provides practical recommendations for banking practitioners and policymakers in fostering an environment conducive to digital innovation.
Discretionary Authority in Government Administration after Law Number 30 of 2014 concerning Government Administration Judijanto, Loso; Hildawati, Hildawati
West Science Law and Human Rights Vol. 3 No. 03 (2025): West Science Law and Human Rights
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wslhr.v3i03.2062

Abstract

This study examines the regulation and implementation of discretionary authority in Indonesian government administration following the enactment of Law Number 30 of 2014 concerning Government Administration. Using a normative juridical approach, the research analyzes the legal framework, guiding principles, and mechanisms of accountability associated with the use of discretion by public officials. The law formally defines discretionary authority, outlines conditions for its application, and incorporates safeguards to ensure decisions align with legal norms and serve the public interest. The findings indicate that while the law improves legal certainty and promotes good governance, practical challenges remain in its application, including limited legal awareness among officials, fear of legal repercussions, and weak oversight mechanisms. The study concludes that strengthening institutional capacity and providing legal guidance are essential to ensure the responsible and effective use of discretion in public administration.
Analisis Kepuasan Berbelanja Menggunakan E-Commerce Shopee: Studi Kasus pada Mahasiswa STIA Lancang Kuning Dumai sebagai Representasi Generasi Z hatina, hatina; Safitri, Desi; Pertiwi, Niken Ayu; Pangesti, Windari Artha; Hildawati, Hildawati
Jurnal Administrasi Bisnis FISIPOL UNMUL Vol 13, No 2 (2025)
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik, Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54144/jadbis.v13i2.20123

Abstract

Penelitian ini bertujuan untuk mengukur tingkat kepuasan Generasi Z dalam berbelanja menggunakan platform e-commerce Shopee di kalangan mahasiswa STIA Lancang Kuning Dumai. Metode yang digunakan adalah pendekatan kuantitatif dengan pengumpulan data melalui distribusi kuesioner digital kepada responden berusia 18-28 tahun yang merupakan pengguna aktif Shopee. Instrumen penelitian mencakup aspek kemudahan penggunaan, variasi produk, kualitas layanan, promosi, dan keandalan. Data dianalisis menggunakan statistik deskriptif untuk menilai tingkat kepuasan dan indikator-indikator terkait. Hasil penelitian menunjukkan bahwa faktor promosi dan variasi produk menjadi pendorong utama kepuasan pengguna Gen Z, dengan skor total masing-masing di atas 600, sehingga kategori puas. Penelitian ini merekomendasikan pentingnya memperkuat strategi promosi serta memperluas variasi produk untuk meningkatkan kepuasan dan loyalitas konsumen Gen Z di platform e-commerce Shopee.
The Effect of Artificial Intelligence Adoption, Machine Learning, and AI Ethics on Product Innovation in Start-ups in Bogor Afrizal, Afrizal; Hildawati, Hildawati; Rifky , Sehan; Vandika, Arnes Yuli
West Science Social and Humanities Studies Vol. 2 No. 05 (2024): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v2i05.906

Abstract

This research investigates the influence of artificial intelligence (AI) adoption, machine learning (ML) integration, and AI ethics on product innovation within Bogor's startup ecosystem. A quantitative approach was employed, collecting data through an online survey from 180 startups. Structural equation modeling with Partial Least Squares (PLS) 3 was utilized for data analysis. The results reveal significant positive relationships between AI adoption, ML integration, AI ethics, and product innovation. AI adoption and ML integration positively impact product innovation, while adherence to ethical AI practices also plays a crucial role. These findings highlight the importance of leveraging AI technologies responsibly and ethically to drive innovation within startup ecosystems. Policymakers, entrepreneurs, investors, and other stakeholders can utilize these insights to foster a conducive environment for sustainable growth and innovation in Bogor's startup community.
Influence of Government Policy, Community Ecological Awareness, and Adoption of New Technology on Successful Forest Management in Kalimantan Judijanto, Loso; Hildawati, Hildawati
West Science Nature and Technology Vol. 2 No. 02 (2024): West Science Nature and Technology
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsnt.v2i02.1014

Abstract

Forest management is a critical concern in Kalimantan, Indonesia, where rapid deforestation and ecological degradation pose significant environmental challenges. This study explores the influence of government policy, community ecological awareness, and new technology adoption on successful forest management. Utilizing a quantitative research design, data were collected from 170 respondents, including government officials, community leaders, and forest management professionals. Structural Equation Modeling (SEM) using Partial Least Squares (PLS) was employed for data analysis. The findings reveal that government policy, community ecological awareness, and new technology adoption significantly impact forest management success. Government policy emerged as the most influential factor, followed by new technology adoption and community ecological awareness. These results underscore the importance of an integrated approach that combines robust policies, active community engagement, and advanced technologies to enhance forest management outcomes. The study provides valuable insights for policymakers, practitioners, and researchers in developing effective strategies for sustainable forest management in Kalimantan and similar regions.
Faktor-Faktor yang Berhubungan dengan Kejadian Hipertensi di Wilayah Kerja Puskesmas Popalia Hildawati, Hildawati; Wa Ode Nova Noviyanti; Kasih, Ridia Utami
Jurnal Healthy Mandala Waluya Vol. 1 No. 1 (2022): Jurnal Healthy Mandala Waluya
Publisher : Program Studi Sarjana Kesehatan Masyarakat Universitas Mandala Waluya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54883/jhmw.v1i1.4

Abstract

Hipertensi menjasi salah satu penyakit yang tidak menular namun angka kejadiannya terus memicu permasalahan di sektor kesehatan. Data Puskesmas Popalia diketahui kejadian hipertensi mengalami peningkatan setiap tahun. Kajian ini ditujukan untuk mengetahui faktor-faktor yang berhubungan dengan kejadian hipertensi di Wilayah Kerja Puskesmas Popalia. Jenis kajian adalah survey analitik dengan desain Cross-Sectional Study. Populasi penelitian ialah semua penderita hipertensi di Kelurahan Popalia sebanyak 120 orang, dengan jumlah sampel berjumlah 55 responden. Teknik penarikan sampel secara simple random sampling. Metode analisis dengan uji Chi-Square. Hasil uji Chi-Square terhadap pola makan didapatkan nilai X2hitung>X2tabel (8,003>3,841) dengan nilai Phi=0,381, aktivitas fisik didapatkan nilai X2hitung>X2tabel (13,134>3,841) dengan nilai Phi =0,489, riwayat keluarga didapatkan nilai X2hitung>X2tabel (6,830>3,841) dengan nilai Phi=0,352 berarti pola makan, aktivitas fisik dan riwayat keluarga ada hubungan sedang kejadian hipertensi pada masyarakat Kelurahan Popalia Kecamatan Togo Binongko Kabupaten Wakatobi. Diharapkan agar hasil temuan ini menjadi bahan masukan bagi Puskesmas Popalia Kecamatan Togo Binongko dalam mengambil kebijakan untuk menekan angka kejadian penyakit hipertensi.
Alasan Konsumen Memilih QRIS Sebagai Metode Pembayaran Utama (Studi Kasus Mahasiswa Stia Lancang Kuning Dumai) Amanda, Dwi Resti; Nazira, Fitri; Rahmi, Ilfa; Hildawati, Hildawati
Accounting Student Research Journal Vol 4 No 1 (2025): ASRJ - Maret 2025
Publisher : Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62108/asrj.v4i1.10297

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Standar Quick Response Indonesia (QRIS) terhadap metode pembayaran yang diadopsi oleh kalangan pelajar. QRIS offers numerous advantages, including enhanced convenience, expedited processes, and improved security in transaction activities. Sebagai suatu mekanisme yang efisien dalam mengoptimalkan transaksi digital, QRIS memainkan peranan krusial dalam mendukung pertumbuhan ekonomi di era digital saat ini. Didirikan sebagai standar kohesif oleh pemerintah Indonesia, QRIS menyederhanakan operasional berbagai instrumen pembayaran termasuk dompet digital, aplikasi mobile banking, dan platform pembayaran digital lainnya melalui penggunaan satu kode QR. Pemanfaatan QRIS sebagai metode pembayaran bagi pelajar memberikan segudang manfaat, khususnya dalam meningkatkan aktivitas perekonomian di tengah lanskap digital yang terus berkembang. Studi ini menekankan sejumlah manfaat signifikan dari penerapan QRIS, terutama menyoroti kemudahan yang diberikan kepada siswa dalam melakukan transaksi. Dengan menyediakan kemudahan pembayaran melalui smartphone dan beragam perangkat digital, QRIS secara efisien meminimalkan ketergantungan pada uang tunai serta menekan biaya transaksi. Secara keseluruhan, pengguna akan merasakan manfaat dari kemudahan dan peningkatan efisiensi yang disediakan oleh QRIS dalam proses transaksi pembayaran mereka.
Peningkatan Motivasi Melanjutkan Pendidikan melalui Sosialisasi Jenjang Pendidikan Lanjut di Madrasah Aliyah Mambaul Ulum, Kabupaten Kubu Raya Arkanudin, Arkanudin; Batuallo, Ignasia Debbye; Junida, Dwi Surti; Hildawati, Hildawati; Said, Muhammad
Lumbung Inovasi: Jurnal Pengabdian kepada Masyarakat Vol. 10 No. 4 (2025): December
Publisher : Lembaga Penelitian dan Pemberdayaan Masyarakat (LITPAM)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36312/6b50hs51

Abstract

Rendahnya motivasi siswa madrasah di daerah pedesaan untuk melanjutkan pendidikan tinggi menunjukkan adanya gap akademik terkait keterbatasan literasi pendidikan lanjut, informasi beasiswa, serta minimnya model pendampingan karier berbasis madrasah yang secara ilmiah jarang dikaji dalam konteks penguatan self-determination siswa. Untuk menjawab urgensi tersebut, kegiatan ini menerapkan sosialisasi partisipatif kepada 80 siswa Madrasah Aliyah Mambaul Ulum melalui pemaparan materi, sesi motivasi, diskusi interaktif, serta evaluasi deskriptif menggunakan pre-test dan post-test yang berfungsi sebagai indikator awal perubahan pemahaman, bukan sebagai instrumen validasi psikometrik. Hasil evaluasi menunjukkan adanya peningkatan skor pemahaman dari rata-rata 45% menjadi 88%, dan 90% siswa melaporkan peningkatan minat untuk melanjutkan pendidikan. Temuan ini menunjukkan adanya kecenderungan positif setelah intervensi, meskipun tidak dapat diklaim sebagai hubungan kausal karena tidak melibatkan kelompok kontrol. Novelty kegiatan ini terletak pada integrasi model sosialisasi dua arah dengan testimoni alumni dan booklet beasiswa sebagai pendekatan inovasi sosial pendidikan yang memperkaya kajian mengenai motivasi belajar di lingkungan madrasah pedesaan. Enhancing Students’ Motivation for Higher Education through Educational Level Socialization at Madrasah Aliyah Mambaul Ulum, Kubu Raya Regency Abstract The low motivation of madrasah students in rural areas to continue their higher education indicates an academic gap related to limited literacy in further education, scholarship information, and the lack of madrasah-based career mentoring models that are rarely scientifically studied in the context of strengthening student self-determination. To address this urgency, this activity implemented participatory socialization for 80 students of Madrasah Aliyah Mambaul Ulum through material presentations, motivational sessions, interactive discussions, and descriptive evaluations using pre- and post-tests that functioned as early indicators of changes in understanding, not as psychometric validation instruments. The evaluation results showed an increase in understanding scores from an average of 45% to 88%, and 90% of students reported an increased interest in continuing their education. These findings indicate a positive trend after the intervention, although it cannot be claimed as a causal relationship because it did not involve a control group. The novelty of this activity lies in the integration of a two-way socialization model with alumni testimonials and scholarship booklets as a social innovation approach to education that enriches the study of learning motivation in rural madrasah environments.