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Analisis Faktor Penerimaan Pengguna Aplikasi Fintech Menggunakan Unified Theory of Acceptance and Use of Technology 2 Bernadine Zidane Maheswara; Nindita Aprilia; Wahyu Febryana Sari; Samso Supriyatna
Journal of Engineering and Applied Technology Vol 1 No 2 (2025): December: Scripta Technica: Journal of Engineering and Applied Technology
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/jxrf5e65

Abstract

The massive digital transformation in Indonesia's banking sector has created fierce competition among financial service providers, making it crucial to understand the psychological determinants of technology adoption. This study aims to analyze the factors that influence behavioral intention and use behavior in one of Indonesia's leading digital banking applications by adopting the Unified Theory of Acceptance and Use of Technology 2 (UTAUT2) framework. Using a quantitative approach, data were collected from 300 active users and analyzed using multiple linear regression to test the hypotheses between variables. The results show that all independent variables in the UTAUT2 model contribute positively and significantly to behavioral intention, with hedonic motivation and perceived value identified as the most dominant determinants, indicating that users now prioritize aspects of enjoyment and economic benefits over mere technical functionality. Furthermore, analysis of actual usage behavior shows that habit and behavioral intention are the main predictors, while facilitating conditions are not proven to have a significant direct impact
Perancangan dan Evaluasi Sistem Absensi Karyawan Berbasis Web Berorientasi Kebutuhan Pengguna dengan Metode Prototyping Muhammad Rivaldi; Muhammad Arif Budiman; Ardhi Maulana Yusuf; Samso Supriyatna
Journal of Science, Technology, and Innovation Vol 1 No 2 (2025): December: Inventa: Journal of Science, Technology, and Innovation
Publisher : CV SCRIPTA INTELEKTUAL MANDIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65310/4gas5597

Abstract

The use of information technology is increasingly needed to improve administrative processes, including attendance data. A web-based attendance system is one solution that can be used to provide fast, structured, and easily accessible attendance recording. This study aims to analyze user needs and develop a web-based online attendance system using a prototyping method. A qualitative approach was applied through observation, and questionnaires to enable researchers to understand user needs and work patterns implemented in the research environment. The prototyping process was carried out in stages using Unified Modeling Language (UML) modeling as a system design tool. This approach allows users to see the initial form of the system, identify deficiencies, and provide input that is used for continuous feature improvements. The results of the study indicate that the developed system can record attendance in real time, provide automatic recaps, and display attendance data in a more understandable format. In conclusion, this prototyping method is effective in producing an online attendance system that meets needs and improves administrative processes.