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Susi Indriani
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Journal : Bayani

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Jerat Pinjol di Kalangan Gen Z Bingkai Perspektif Islam dan Perlindungan Konsumen Priyanto, Toni; Indriani, Susi; Fauzi, Ilham
Bayani Vol 5 No 1 (2025): Bayani: Jurnal Studi Islam
Publisher : LPPAIK Universitas Muhammadiyah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52496/bayaniV.5I.1pp41-56

Abstract

The phenomenon of online loans has become a significant issue in Indonesia, especially for Generation Z who are adaptive to digital technology. This study aims to review the literature related to the impact of these two phenomena on the economic welfare of Generation Z, by reviewing aspects of compliance with Islamic economic principles and consumer protection. This type of research is a qualitative literature study using the Systematic Literature Review (SLR) method based on the PRISMA framework. This method is used to analyze trends, gaps, and research opportunities in this field. The results show the importance of financial literacy, sharia-based regulations, and consumer protection mechanisms in reducing the negative impacts and maximizing the benefits of digital financial technology.
Co-Authors Achmad Fauzi Agustia, Monika Alberthini, Valeena Alvera Prihatini Dewi Nazari Andini Nurmala Sari Ashan, Muh. Dzulkifly Baagil, Khodijah Badariah Chusban, Achmarina Destya Fitryana Dewi, Anisa Kurnia Erika Takidah Erika Takidah Etty Gurendrawati, Etty Fajri, Syarif Al Febry Anggraeni Septariani Hadi Pranoto Hala, Dian Magfirah Harsani Harsani, Harsani Haruna, Harsani Hasanah, Sumrotul Herwanto, Paramuditha Citra Mutiara ILHAM FAUZI Kurnawan, Erfin Laeli, Dian Nur Lestari, Mustika Adzania Mardi Mattaliu, Bahar Monika Agustia Muh. Dzulkifly Ashan Mutmainna, Mutmainna Nike Dyah Permata Novita Nugroho, Andy Ilham Widyanto Nurnawati, Andi Ayu Pajri Pajri, Pajri Para’pean, Yulius Tina’ Poleuleng, Andi Besse Prastiyo, Yulius Budi Rahma, Ira Patiha Ramadona, Reza Mareta Rasbawati, Rasbawati Santi Susanti Santi Susanti, Santi Servianti, Servianti Syahiruddin, Muh. Syahra, Nur Jihad Toni Priyanto, Toni Warastuti Widiastuti, Vera Wisdawati, Eka Yati Sharfina Desiandri Yulius Budi Prastiyo Yunika Murdayanti, Yunika Yusbasari, Yuki