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PENGARUH GAYA HIDUP DAN PERILAKU KEUANGAN SYARIAH TERHADAP KEPUTUSAN MENABUNG DI BANK SYARIAH INDONESIA (Studi Kasus Masyarakat Rimbo Bujang) Putri, Nadya Eka; Fusfita, Nurlia; nadya
MARGIN: Journal of Islamic Banking Vol 5 No 2 (2025): MARGIN JOURNAL OF ISLAMIC BANKING
Publisher : UIN Sulthan Thaha Saifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/92564582

Abstract

Tujuan dari penelitian ini adalah untuk membuktikan apakah terdapat pengaruh dari gaya hidup dan perilaku keuangan syariah terhadap keputusan menabung di bank syariah Indonesia. Jenis penelitian ini adalah deskriptif kuantitatif. Sampel dalam penelitian ini berjumlah 100 dengan teknik penarikan sampel adalah random sampling. Teknik analisis data dalam penelitian ini menggunakan SEMPLS. Hasil penelitian menunjukkan bahwa 1) variabel gaya hidup memiliki pengaruh positif dan signifikan terhadap keputusan menabung di bank syariah Indonesia pada masyarakat di Rimbo Bujang. 2) variabel perilaku keuangan syariah memiliki pengaruh terhadap keputusan menabung di bank syariah Indonesia pada masyarakat di Rimbo Bujang. 3) Dari hasil nilai R-square bahwasanya variabel bebas berpengaruh sebesar 64,5%.    
USING AUTHENTIC MATERIALS IN IMPROVING READING COMPREHENSION Nadya; R. Mertosono, Sudarkam; Dewi, Anjar Kusuma; Arid , Muhammad
e-Journal of ELTS (English Language Teaching Society) Vol. 12 No. 3 (2024)
Publisher : Tadulako University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22487/elts.v12i3.4435

Abstract

This study aims to know whether or not using authentic materials can improve reading comprehension of the grade eight students of SMP Negeri 16 Palu. This research used a quasi-experimental research design. The research population was the grade eight students of SMP Negeri 16 Palu which consisted of 112 students. The sample was selected by using a purposive sampling technique. The number of the sample was 22 students of class VIII A as the experimental group and 22 students of class VIII E as the control group. The data were collected through pre-test and post-test about reading. The students were assigned some tasks consisting of 10 multiple-choices and 5 essay questions. The result of this research showed the mean deviation score of the experimental group was 89.45 and 79.27 for the control group. Therefore, the t-counted value (6.43) is higher than the t-table value (2,018). It is proved that the hypothesis is accepted in which there is development of the students after getting the treatment. It means that the use of Authentic Materials can improve students Reading comprehension. The implication of this finding is that the teachers need to use authentic material as the media in teaching reading.
Optimalization of the Nagari Owned Enterprise Program (BUMNag) Mitra Mandiri in Developing the Potential of Nagari Sungai Pua Agam Regency Nadya; Rizki Syafril
Santhet: (Jurnal Sejarah, Pendidikan Dan Humaniora) Vol 7 No 2 (2023): Santhet : Jurnal Sejarah, Pendidikan dan Humaniora
Publisher : Proram studi pendidikan Sejarah Fakultas Keguruan Dan Ilmu Pendidikan Universaitas PGRI Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36526/santhet.v7i2.3039

Abstract

Badan Usaha Milik Nagari Mitra Mandiri Sungai Pua is a business entity established in order to utilize the wealth of Nagari Sungai Pua which has the potential to be developed. Through its program, BUMNag is expected to be maximized in operating it and will be able to benefit the people of Nagari Sungai Pua. This study aims to determine the optimization of the Sungai Pua Nagari "Mitra Mandiri" Owned Enterprise program in developing the potential of Nagari Sungai Pua.. The method in this study uses descriptive qualitative research methods. The research was conducted at the Nagari Owned Business Entity Sungai Pua Agam Regency with the selection of informants using purposive sampling technique. Data validity testing techniques using source and method triangulation techniques. This research was conducted using Siringoringo's optimization theory with indicators of goals, alternative decisions and limited resources. The results showed that the optimization of the Nagari Mitra Mandiri Sungai Pua Owned Business entity program was not optimal. This can be seen from Siringoringo's optimization indicators that alternative decisions have not run optimally and several indicators on limited resources are still an obstacle in the implementation of BUMNag programs. This article also describes the causes, ways that can be done, and future plans that can be done as an alternative in optimizing the program of the Nagari Owned Entity "Mitra Mandiri" Sungai Pua, Agam Regency.
ANALISIS FAKTOR FAKTOR PENYEBAB TIMBULNYA PERILAKU BULLYING PADA PESERTA DIDIK Nadya; Dessy Wardiah; Farizal Imansyah
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 03 (2025): Volume 10 No. 03 September 2025 Terbit
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i03.29237

Abstract

This researcher examines family factors, peer factors, and media factors as causes of bullying in students of State Elementary School 42 Palembang. The aim is to determine the extent to which family factors, peer factors, and media factors cause bullying behavior in students. The benefits of this study are to help schools in overcoming cases of bullying that occur in students in terms of the causal factors. The research method uses a qualitative method, and the type of research used is a case study. The researcher collected data using interview, observation and documentation techniques. The informants were students who had been perpetrators of bullying, the principal, guidance and counseling teachers, and homeroom teachers. The results of the study showed that: (1) family factors are the cause of bullying behavior in students, because the family is less harmonious, not intact (parents died or divorced), the socialization process is not perfect from their families, communication is not smooth between parents and children. (2) peer factors are the cause of bullying behavior in students, because the high intensity of communication between peers allows these students to be incited by their friends who are negatively oriented. (3) media factors are the cause of bullying behavior in students, due to the misuse of social media as a medium for bullying.
IDENTIFIKASI STRUKTUR BATUAN BAWAH PERMUKAAN KAWASAN GUNUNG MERAPI DAN GUNUNG KELUD DENGAN METODE GRAVITASI Nadya; Zainul Arifin Imam Supardi; Arie Realita
Inovasi Fisika Indonesia Vol. 14 No. 3 (2025): Vol 14 No 3
Publisher : Prodi Fisika FMIPA Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/ifi.v14n3.p307-315

Abstract

Abstrak Mineral pasir merupakan komoditas penting dalam sektor konstruksi. Pasir yang berkualitas bagus secara teknis ditandai oleh ukuran butir yang seragam, kandungan lempung yang rendah, tingkat kepadatan dan ketahanan yang tinggi. Salah satu pasir berkualitas bagus adalah pasir Merapi dan Kelud yang banyak digunakan sebagai bahan campuran beton. Kualitas pasir tersebut diduga berhubungan dengan material vulkanik penyusun struktur batuan bawah permukaan Gunung Merapi dan Gunung Kelud. Tujuan penelitian ini untuk mengidentifikasi struktur batuan bawah permukaan kawasan Gunung Merapi dan Gunung Kelud menggunakan metode gravitasi berbasis data satelit. Proses pengolahan data melibatkan koreksi data gravitasi (FAC, koreksi Bouguer, dan koreksi Terrain) yang diterapkan untuk mengubah raw data menjadi corrected data dalam bentuk Complete Bouguer Anomali (CBA). Beberapa aplikasi yang digunakan dalam penelitian ini adalah Global  Mapper, Surfer, Oasis Montaj, Grablox, dan aplikasi phyton. Hasil penelitian ini menunjukkan bahwa jenis batuan Gunung Merapi adalah andesit sedangkan jenis batuan Gunung Kelud adalah basalt. Abstract Sand mineral is an important commodity in the construction sector. Good quality sand is technically characterized by uniform grain size, low clay content, high density and durability. One of the good quality sands is Merapi and Kelud sand which is widely used as a concrete mixture. The quality of the sand is thought to be related to the volcanic material that makes up the subsurface rock structure of Mount Merapi and Mount Kelud. The purpose of this study was to identify and interpret the subsurface rock structure of the Mount Merapi and Mount Kelud areas using a gravity method based on satellite data. The data processing process involves gravity data correction (FAC, Bouguer correction, and Terrain correction) which is applied to convert raw data into corrected data in the form of Complete Bouguer Anomaly (CPA). Some of the applications used in this study are Global Mapper, Surfer, Oasis Montaj, Grablox, and the phyton application. The results of this study indicate that the type of rock of Mount Merapi is andesite while the type of rock of Mount Kelud is basalt.