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Journal : AKURASI: Jurnal Riset Akuntansi dan Keuangan

Strategi sektor perbankan menghadapi ancaman non performing loan pada masa pandemic COVID-19 Tyahya Whisnu Hendratni; DW Soemarsono; Hindradjid Harsono
AKURASI: Jurnal Riset Akuntansi dan Keuangan Vol 4 No 3 (2022)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/akurasi.v4i3.554

Abstract

This study aims to determine the effect of inflation, interest rates, and ROE on NPL in Commercial Banks, how the banking sector strategy faces the threat of NPL during the Covid-19 Pandemic, and how the implementation of government policies and their effects on NPL. ROE, Interest Rates, and Inflation on the dependent variable, name. The data used in this study is secondary data, which is panel data sourced from financial reports published on the official website www.idx.co.id. Inflation occurs due to excess demand for several products or services and encourages an increase in overall product prices; inflation will undoubtedly be accompanied by rising interest rates for savings and loans. As a result, the value of non-performing loans owned by banks tends to increase. The higher inflation will encourage an increase in the tendency of the importance of NPL owned by a bank. The higher inflation will promote growth in the direction of the value of NPL. Inflation has a significant positive effect on NPL owned by a bank. The results of this study indicate that the rise and fall or ROE can affect the increase or decrease in NPL.
Co-Authors Abdul Malik Abdul Razak Munir Adi Soeprapto Adrian Afitza Septia Wardani Andayani, Mury Andy Ismail Arif Ismunandar Ariyanti, Rini Astuti, Enny Diah Ateniyanti Ateniyanti Ati Hermawati Aulia Keiko Azizah, Widyaningsih Badriah, Badriah Chaerani Nisa, Chaerani Dadang Suhardi Derriawan Derriawan Dewi Trirahayu Dian Riskarini DW Soemarsono DW Soemarsono DW, Soemarsono Eka Sudarmaji Ermalina E Ermalina, Ermalina E Fatimah Azzahrah Fatimah Malini Lubis Flora Grace Putrianti Florida Aryani Florida Aryani Fujianti, Lailah Hana Salsabila Putri hana Haribowo, Rio Harsono, Hindradjid Hendratn Hendryadi Hendryadi Husaini Husaini Indriati, Trisnani Irawan, Indra Ade Jasella Handayani Jefri Putri Nugraha Julaeha LAILAH FUJIANTI Laili Savitri muhamad ibnu farizky Muhammad Ade Kurnia Harahap Muhammad Arsyad Muhammad Nuruddin Subhan Muhammad Zakaria Mulyadi Mulyadi Mulyadi Mustafa, Fahrina Nadi, Muhammad Abi Berkah Nadia Rizki Febriyanti Nawasiah, Nana Nelyumna Rizal Noor, Laili Savitri nurhamdina Oktrivina, Amelia Retnosari, Dewi Riesna Apramilda Riyanti, Apriani Santosa, Muhammad Hery Saputra, Naufal Hilmi Sekar Jati Ningrum Shabrina, Fildzah Shanti Lysandra Shinta Budi Astuti Shinta Budi Astuti Shinta Budi Astuti Sudarmin Parenrengi Supriadi Thalib Susatyo Adhi Pramono, Susatyo Adhi Suyatna, Andini Rahmawati Syafrullah, Haidir Thalib, Supriadi Tri Susilowati Trisnani Indriati Wahyoeni, Sri Irviati Wahyudi, Ade Wahyuningratna, Ratu Nadya Windreis, Christ Yohana Oentarjo Yudha Luthfie Ananta Yulyastanto, Arya Dwi Aptria