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Journal : KEUNIS

DIGITAL TRANSFORMATION OF AFGHANISTAN BANKING: EXPLORING E-BANKING TRENDS AND IMPACTS Hakimi, Musawer; Aslamzai, Sebghatullah; Adhi, Nurseto; Hakimi, Shohib
KEUNIS Vol. 12 No. 1 (2024): JANUARY 2024
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v12i1.5286

Abstract

Afghanistan's Electronic Banking (E-Banking) landscape is experiencing a transformative shift amidst post-conflict challenges, technological innovation, and evolving societal dynamics. This research delves into the complex landscape of E-Banking adoption in the Afghan banking sector, unravelling the intricate relationships among technological innovation, regulatory frameworks, and customer dynamics. With 180 participants in a cross-sectional design, combining quantitative survey data and qualitative insights from interviews, the study employs regression and correlation analysis, ANOVA, and t-tests for preliminary analysis. Exploring the relationships between variables, operational efficiency, and customer perceptions, ethical considerations uphold participant confidentiality. The study's significance lies in contributing to academic discourse and offering practical insights into the Afghan banking industry, shedding light on the nuanced dynamics of E-Banking adoption. The findings provide valuable implications for policymakers and financial institutions by emphasising technology, regulation, and customer-centric perspectives. Navigating post-conflict challenges, this research aims to offer a comprehensive understanding of the ongoing digital transformation.The inclusion of a complete conclusion underscores the study's potential impact on shaping interventions for sustainable growth in Afghanistan's financial sector.
Co-Authors Abdul Wahid Samadzai Abdul Wajid Fazil Abidullah, Adel Adhi, Nurseto Afifi, Sara Agustini, Ni Wayan Eva Ahmadi, Lima Ahmady, Ezatullah Akrami, Fazila Akrami, Khatera Akrami, Mursal Amir Kror Shahidzay Amiri, Frishta Amiri, Ghulam Ali Aslamzai, Sebghatullah Azimy, Abdul Shakoor Barge Gul Khalili Behnaz Rahimi Danish, Jawad Daudzai, Mehriya Enayat, Wahidullah Ezam, Zakirullah Farid, Ahmad Salman Fazil, Abdul Wajid Fazila AKRAMI Frishta Amiri Frugh, Qurban Ali Gede Indrawan Ghafory, Hamayoon Ghiasi, Zaynab Hakimi, Faiz Mohammad Hakimi, Nargis Hakimi, Samer Hakimi, Shohib Halimi, Yalda Hamidi, Shir Ahmad Hasas, Ansarullah Hejran, Muska Himmat, Bilal Hussaini, Mohammad Fawad I Made Agus Oka Gunawan I Wayan Aditya Suranata Jawad Danish Katebzadah, Shairagha Khaliqyar, Khudai Qul Khani, Atefeh Mohammad Khatera AKRAMI Kohistani, Ahmad Jamy Maliha AHRARI Marpaung, Rosanna Mirwali Azizi Mohammad Aziz Rastagari Mohammad Mustafa Quchi Mohammadi, Farida Gul Mojadadi, Abdul Rahman Mursal AKRAMI Musaka Hejran Musawi, Sayed Zabihullah Naderi, Zuhoruddin Nadry, Zabihullah Najieb, Khairullah Naseri, Mohammad Fahim Nasrat, Abdulfatah Pangaribuan, Jontra Jusat Popal, Zekrullah Puspaningrum, Lintang Diah Qarizada, Abdulkhaliq Qasemi, Parisa Quchi, Mohammad Mustafa Quraishi, Tamana Quraishi, Tamann Quraishi, Tamanna Rahimi, Behnaz Rahimi, Nasrallah Rahmani, Khoshal Rahmani, Khoshal Rahman Rajaee, Sayed Mohammad Kazim Rastagari, Mohammad Aziz Rosyadi, Arfian Dwiki Sahnosh, Faqeed Ahmad Sajid, Saidamin Samadzai, Abdul Wahid Sediqi, Mateeullah Shahbazi, Hafizullah Shahidzay, Amir Kror Sirat, Abdul Wali Sudestra, I Made Ardi Sujacka Retno Tarashtwal, Omid Ulusi, Helena Wadeed, Wali Mohammad Zahid, Nabila Zarinkhail, Mohammad Shuaib Zarinkhail, Shuaib