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FINANCIAL PLANNING COUNSELING: MANAGING POCKET MONEY AND THE IMPORTANCE OF SAVING FOR STUDENTS' FUTURE AT TRISAKTI MATARAM HIGH SCHOOL Lale Ajeng Khalifatun Wardani; Muhammad Aditya Rachman; Muhammad Habibullah Aminy; Slamet Mardiyanto Rahayu; Rosita
Nusadaya Journal of Multidiciplinary Studies Vol. 3 No. 4 (2026): Nusadaya Journal of Multidiciplinary Studies, June 2026
Publisher : LPPM, Akademi Administrasi Rumah Sakit Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66294/njms.v3i4.177

Abstract

Financial planning counseling for high school students is one effort to improve financial literacy from adolescence. This community service activity aims to provide Trisakti Mataram High School students with an understanding of how to manage their pocket money wisely, distinguish between needs and wants, and develop savings habits for the future. The methods used include counseling, interactive discussions, simple case studies, and evaluation through pre- and post-tests. The results of the activity indicate an increase in students' understanding of personal financial management and the importance of setting aside a portion of their pocket money for savings. This program has a positive impact on developing more responsible financial behavior, thus supporting students' future financial independence.
PROFIL KESLAHAN SISWA DALAM MENYELESAIKAN SOAL CERITA FPB DAN KPK BERDASARKAN NEWMAN ERROR ANALYSIS SERTA PEMBERIAN SCAFFOLDING DI SMP NEGERI 2 DOMPU Ewan Gunawan; Lale Ajeng Khalifatun Wardani; Muhammad Habibullah Aminy; Slamet Mardiyanto Rahayu
Nusadaya Journal of Multidiciplinary Studies Vol. 3 No. 5 (2026): Nusadaya Journal of Multidiciplinary Studies, July 2026
Publisher : LPPM, Akademi Administrasi Rumah Sakit Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66294/njms.v3i5.180

Abstract

The ability to solve mathematical word problems is an important indicator in measuring students' problem-solving skills. However, many students still make errors when solving word problems, particularly in the topics of the Greatest Common Divisor (GCD) and the Least Common Multiple (LCM). This study aims to describe the types of students' errors based on the Newman Error Analysis (NEA) framework and to describe the forms of scaffolding provided to address these errors. The study employed a descriptive qualitative approach involving three seventh-grade students from SMP Negeri 2 Dompu, who were selected purposively based on the results of a pretest. Data were collected through written tests, in-depth interviews, documentation, and the provision of scaffolding. Data analysis was conducted through data reduction, data presentation, and conclusion drawing. The findings revealed that students made five types of errors according to Newman's framework: reading errors, comprehension errors, transformation errors, process skills errors, and encoding (final answer) errors. The most dominant errors occurred at the transformation and process skills stages. The implementation of scaffolding in the forms of explaining, reviewing, and restructuring was proven to help students correct their errors in solving GCD and LCM word problems. The posttest results showed an improvement in students' abilities after receiving scaffolding, indicating that this approach is effective for use in mathematics instruction. making learning more meaningful, improving students' understanding of geometric concepts, and fostering students' appreciation for regional cultural heritage.