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All Journal Intiqad: Jurnal Agama dan Pendidikan Islam Jurnal Aplikasi Bisnis dan Manajemen (JABM) E-Journal Jurnal Akuntansi dan Pajak Jurnal SOLMA Journal of Economic, Bussines and Accounting (COSTING) Maneggio: Jurnal Ilmiah Magister Manajemen Hasil Pengabdian Kepada Masyarakat Misykat al-Anwar Jurnal Kajian Islam dan Masyarakat Martabe : Jurnal Pengabdian Kepada Masyarakat Al-Muaddib : Jurnal Ilmu-Ilmu Sosial & Keislaman NUSANTARA : Jurnal Ilmu Pengetahuan Sosial At-Tawassuth: Jurnal Ekonomi Islam Syarikat : Jurnal Rumpun Ekonomi Syariah Iqtishoduna: Jurnal Ekonomi Islam Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi dan Hukum Pena Justisia: Media Komunikasi dan Kajian Hukum Jurnal Pendidikan dan Konseling RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Ihsan: Jurnal Pengabdian Masyarakat Aghniya: Jurnal Ekonomi Islam International Journal Of Science, Technology & Management (IJSTM) Al-Sharf: Jurnal Ekonomi Islam International Journal of Business, Economics, and Social Development JURNAL MANAJEMEN AKUNTANSI (JUMSI) International Journal of Community Service Jurnal Ekonomi Proceeding International Seminar of Islamic Studies Journal of International Conference Proceedings Jurnal Masyarakat Madani Indonesia Electronic Journal of Education, Social Economics and Technology Pandawa : Pusat Publikasi Hasil Pengabdian Masyarakat UPMI Proceeding Series Journal IIJSE Majapahit Journal of Islamic Finance dan Management El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Majapahit Journal of Islamic Finance dan Management Harmoni Sosial : Jurnal Pengabdian Dan Solidaritas Masyarakat Masyarakat Berkarya: Jurnal Pengabdian dan Perubahan Sosial Pelayanan Unggulan: Jurnal Pengabdian Masyarakat Terapan Dinamika Sosial: Jurnal Pengabdian Masyarakat Dan Transformasi Kesejahteraan Solusi Bersama : Jurnal Pengabdian Dan Kesejahteraan Masyarakat LAN TABUR: JURNAL EKONOMI SYARIAH Al-Ihsan: Jurnal Bisnis dan Ekonomi Syariah Academia Open
Pradesyah, Riyan
Universitas Muhammadiyah Sumatera Utara
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The Influence of Perception of Benefits and Sharia Principles on the Intention to Use QRIS Sharia in Halal MSMEs Riyan Pradesyah; Fahriani Astuti Sitepu; Abdul Hadi Ismail
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 1 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i1.689

Abstract

The development of digital payment technology has encouraged the presence of QRIS Syariah as a payment system that not only offers easy transactions but also ensures compliance with sharia principles. This study aims to analyze the influence of Perceived Benefits and Sharia Principles on the Intention to Use QRIS Syariah in halal MSMEs. This study used a quantitative approach by distributing a questionnaire containing 30 statements to 35 halal MSME respondents. The data obtained were analyzed using the Partial Least Squares Structural Equation Modeling (PLS-SEM) method through the SmartPLS application. The results of the outer model test showed that all indicators in the three variables had outer loading values ​​above 0.70 so that the instrument was declared valid and reliable. The R-Square value of 0.648 indicates that Perceived Benefits and Sharia Principles are able to explain 64.8% of the variation in Intention to Use QRIS Syariah. In hypothesis testing, Perceived Benefits have a positive but insignificant influence on usage intention, indicated by a t-statistic value of 1.282. Conversely, Sharia Principles have a positive and significant influence with a t-statistic of 2.604, making it the most dominant factor in driving the intention to use Sharia QRIS. This finding indicates that for halal MSMEs, Sharia compliance is a primary consideration in adopting Sharia digital payment services, while technical benefits are not yet a fully determining factor. This study implies that the development and socialization strategy for Sharia QRIS needs to emphasize Sharia values ​​to increase user interest among halal MSMEs.
The Effect of Halal Literacy and the Burden of Management Costs on the Interest of MSMEs in the Halal Certification Process Abdul Hadi Ismail; Sariyanto; Riyan Pradesyah; Munawaroh Munawaroh
Majapahit Journal of Islamic Finance and Management Vol. 6 No. 1 (2026): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v6i1.720

Abstract

The low level of halal certification ownership among Micro, Small, and Medium Enterprises (MSMEs) remains a significant issue amidst the increasing market demand for halal products. This issue is thought to be influenced by low halal literacy among business actors and their perceptions of the cost burden of halal certification processing. This study aims to analyze the influence of halal literacy and the cost burden of processing on MSMEs' interest in the halal certification process in Medan City. This study uses a quantitative approach with a survey method. Data collection was conducted through the distribution of online questionnaires using Google Forms to MSMEs in Medan City. The data obtained were then tabulated and analyzed using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method through the SmartPLS application. The analysis includes testing the measurement model (validity and reliability) and the structural model to examine the relationship between variables. The results show that halal literacy has a positive and significant effect on MSMEs' interest in processing halal certification. This indicates that the higher the level of understanding of MSMEs regarding the halal concept and the benefits of certification, the greater their interest in participating in the halal certification process. On the other hand, the burden of administrative costs does not have a significant effect on the interest of MSMEs, which shows that the cost factor is not a primary consideration in business actors' decision-making.
Analysis of Changes in Environmental Awareness, Consumer Preferences and Zero-Waste Shopping on Green Consumer Behavior in the Millennial Generation in South Kalimantan DEWI MAHARANI; Riyan Pradesyah; Khabib Musthofa
Electronic Journal of Education, Social Economics and Technology Vol 7, No 1 (2026)
Publisher : SAINTIS Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33122/ejeset.v7i1.1036

Abstract

This study aims to analyze the influence of changes in environmental awareness, consumer reference , and Zero-Waste Shopping on Green Consumer Behavior (GCB) in the millennial generation in South Kalimantan. The research method used is a quantitative approach with the Structural Equation Modeling (SEM) method. Data were collected through a questionnaire with a Likert scale and disseminated to 97 respondents who were selected using purposive sampling techniques.  The results showed that KL had a significant positive effect on GCB, while PK had no significant effect, indicating an attitude behavior gap. ZWS was the variable with the most dominant influence (β = 0.539; p 0.001) in forming GCB. Simultaneously, KL, PK, and ZWS accounted for 56.9% variation in GCB (R² = 0.569), indicating moderate predictive ability. The moderation analysis revealed that higher education strengthened the influence of KL, high income reduced behavioral barriers to PK, and more mature millennials strengthened the consistency of ZWS implementation. The implications of this research are expected to contribute to the community by educating the public in increasing awareness of a more sustainable lifestyle by encouraging green marketing strategies, government policies that support an environmentally friendly lifestyle for the environment. This research emphasizes that increasing sustainable consumption can be achieved through green marketing strategies, government policies that support environmentally friendly lifestyles, and consumer education about the impact of consumption on the environment.
Islamic Law and Fraud Eradication Strategy in Islamic Financial Institutions Riyan Pradesyah; Nawir Yuslem; Chuzaimah Batubara
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i2.6178

Abstract

This study examines the law and strategy to eradicate fraud in Islamic financial institutions, which are important institutions in the sharia-based economy. Fraud, which includes various fraudulent acts such as manipulation of financial statements and abuse of authority, can damage the reputation and sustainability of financial institutions. Therefore, a thorough understanding of the laws governing Islamic financial institutions, including the Sharia Banking Law and regulations from the Financial Services Authority (OJK), is essential in efforts to prevent and counter fraud. The fraud eradication strategy proposed in this study involves several approaches. First, the implementation of a comprehensive internal control system, including periodic internal and external audits, to ensure transparency and accountability. Second, increasing awareness and ethical training for employees, so that they are better able to recognize and prevent fraud. Third, the use of information technology, such as early detection systems and data analysis, which can identify suspicious patterns in financial transactions. This research emphasizes the importance of collaboration between Islamic financial institutions, regulators, and the public to build a safe and transparent ecosystem. Thus, efforts to eradicate fraud not only protect institutional assets, but also strengthen public trust in the Islamic financial system. The results of this research are expected to provide insight for policy makers and practitioners in developing more effective strategies in eradicating fraud.
A Sustainability Model of Cashless Payment Continuance in Islamic Banking: Integrating Digital Trust, Islamic Financial Literacy, and Sharia Compliance Riyan Pradesyah; Khairunnisa
Lan Tabur: JURNAL EKONOMI SYARIAH Vol. 8 No. 1 (2026): September
Publisher : LAN TABUR: Jurnal Ekonomi Syariah The Islamic University of KH. Achmad Muzakki Syah Jember, East Java. Jember Jln. Manggar Gebang Poreng 139A Patrang Jember Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lt.v8i1.247

Abstract

Introduction: The rapid advancement of digital payment technologies has transformed the financial services industry, including Islamic banking, which is expected to provide cashless payment services that are not only efficient and secure but also compliant with Islamic principles. This study aims to develop a sustainability model of cashless payment continuance in Islamic banking by examining the roles of Digital Trust, Islamic Financial Literacy, and Sharia Compliance in influencing customers' continuance intention. Methods: This study employed a quantitative approach with an explanatory research design. Data were collected through questionnaires distributed to Islamic bank customers who actively use cashless payment services. The data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS) with SmartPLS 4 Results: The findings indicate that Islamic Financial Literacy has a positive and significant effect on continuance intention (β = 0.459; p < 0.001), while Sharia Compliance also exerts a positive and significant influence (β = 0.377; p = 0.002). Conversely, Digital Trust does not significantly affect continuance intention (β = 0.104; p = 0.392). Furthermore, the structural model explains 71.6% of the variance in continuance intention (R² = 0.716), indicating substantial predictive power Conclusion and suggestion: The sustainability of cashless payment usage in Islamic banking is primarily driven by customers' Islamic financial literacy and their perception of sharia compliance rather than by digital trust. Therefore, Islamic banks should strengthen Islamic financial literacy programs and consistently implement sharia principles in digital financial services to foster customers' long-term continuance intention and enhance the sustainability of cashless payment adoption.
Islamic Socio-Economic Model in Medan's QRIS Payment System: The Roles of Ease of Use, Digital Divide, and Financial Inclusion Riyan Pradesyah; Khairunnisa
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 15 No. 2 (2026): October (On Progress)
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v15i2.3599

Abstract

Background and research gap - Digital payment transformation through the Quick Response Code Indonesian Standard (QRIS) has expanded rapidly across Indonesia, yet whether simple technological adoption translates into Islamic socio-economic welfare remains underexplored. Purpose - This study analyzes the Islamic socio-economic model within the QRIS payment ecosystem in Medan City by examining the structural relationships among QRIS ease of use, digital divide, financial inclusion, and Islamic socio-economic outcomes. Design/methodology/approach - A quantitative explanatory research design was conducted, involving a purposive sample of 225 active QRIS users in Medan City. Primary data gathered via 5-point Likert scale questionnaires were evaluated using Partial Least Squares-Structural Equation Modeling (PLS-SEM) in SmartPLS. Key Findings -  The empirical findings demonstrate that QRIS ease of use and digital divide exert positive and significant direct impacts on both Islamic socio-economics and financial inclusion. Conversely, financial inclusion has a negative and significant direct impact on Islamic socio-economic outcomes. Furthermore, financial inclusion acts as a negative mediating variable, significantly channelling the indirect effects of both QRIS ease of use and digital divide onto Islamic socio-economics. All seven proposed hypotheses (H1-H7) are supported by the empirical data. Research limitations/implications - These results confirm that merely expanding access to digital financial services is insufficient to promote societal well-being. Originality/value - To achieve genuine Islamic socio-economic welfare, policymakers and financial institutions must prioritize quality financial usage, enhanced Sharia financial literacy, and productive, ethical transaction behaviors over passive technology adoption.
Pemberdayaan Masyarakat Pesisir Melalui Teknologi Biofermentor Terintegrasi Berbasis Pengolahan Limbah Ikan di Pangkalan Dodek Baru Mutiah-Khaira Sihotang; Salman Alfarisi; Riyan Pradesyah
Jurnal Masyarakat Madani Indonesia Vol. 5 No. 4 (2026): November (In Progress)
Publisher : Alesha Media Digital

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59025/3s669482

Abstract

Akumulasi limbah ikan tanpa pemrosesan (open dumping) di kawasan pesisir Kelurahan Pangkalan Dodek Baru memicu pencemaran lingkungan dan sanitasi. Pengabdian ini bertujuan memberdayakan 35 anggota Kelompok Swadaya Masyarakat (KSM) Tengku Anchovies melalui penerapan Teknologi Biofermentor Terintegrasi untuk mengolah limbah perikanan menjadi produk bernilai ekonomi. Metode pelaksanaan menerapkan pendekatan Participatory Action Research (PAR) melalui sosialisasi, demonstrasi plot, serta pelatihan praktis pengoperasian biofermentor anaerobik. Evaluasi peningkatan pengetahuan mitra dianalisis menggunakan pre-test dan post-test dengan rumus Normalized Gain (N-Gain). Hasil kegiatan menunjukkan peningkatan kapasitas pengetahuan yang signifikan (N-Gain 0,82, peningkatan 121,2%), penguasaan keterampilan teknis >87%, pengolahan limbah harian mencapai 83,6%, dan penurunan polusi bau limbah sebesar >60%. Biokonversi limbah menghasilkan POC dan residu pakan terfermentasi yang menunjukkan karakteristik visual potensial (warna gelap, tekstur padat), dan memerlukan verifikasi laboratorium lebih lanjut untuk penentuan komposisi nutrisi dan potensi ekonomi.Program ini efektif mengatasi sanitasi pesisir, mentransformasi limbah menjadi produk komersial, serta membuka peluang pemberdayaan ekonomi berbasis ibu rumah tangga secara berkelanjutan.
Co-Authors Abdul Hadi Ismail Abdul Hadi Ismail Ade Julia Sari Al Bara Al Bara AL Bara AL Bara Al Khowarizmi Albara Albara Albara Amini Arwin Juli Rakhmadi Aulia Rahman Aulia Syarif Nasution Basithul Armi Chica Febrian Syaputri Chuzaimah Batubara Chuzaimah Batubara Chuzaimah Batubara Cita Ayni Putri Silalahi Cut Ernita Julistia Cut Zuriana Deery Anzar Susanti Dewi Maharani Dina Zulfa Ofera Dita Aprilia Ningsih Fahriani Astuti Sitepu Fanreza Robie Fatimah Sari Siregar Ferry Ardiansyah Harahap Filyana Sabhina Firqin Fuad Furqan Uki Hadi Ismail, Abdul Hadi Sahputra Panggabean Khairunnisa Khairunnisa , Khairunnisa Khairunnisa M. Guffar Harahap Melisa Zuhriani Hasibuan Muhammad Fadhil Al-Irsyad Muhammad Iqbal Muhammad Radian syah Muhammad Shareza Hafiz Muhammad Shareza Hafiz Muhammad Yusuf Imfazu Munawaroh Munawaroh Munawaroh Munawaroh Munawaroh Munawaroh Musthofa, Khabib Mutiah-Khaira Sihotang Nabila Ardini Nadya Fardha Lubis Naila Putri Nawir Yuslem Nawir Yuslem Nur Aulia Nurman Ginting Nurul Irvin Fauziah Nurul Irvin Fauziah Putri Amanda Rahmayati Rizqy Fadhlina Putri Romi Adi Putra Sahyu Siregar Salman Alfarisi Santiyana Putri Sarah Mutia Pane Sariyanto Selci Putri Suriani Siregar Septiara Dwi Mariska Sri Fitri Wahyuni Sri Fitri Wahyuni Surya Akbar Tutri Mawar Aqdilla Wahyuni Adha Widya Aulia Siregar Winda Saputri Yuyun Triandhini