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Journal Focus Action of Research Mathematic (Factor M)
Published by Institut Agama Islam Negeri Kediri
ISSN : 26553511     EISSN : 2656307X     DOI : https://doi.org/10.30762
Core Subject : Education,
Education Mathematics Other
Journal Factor M focuses on the main issues in mathematics education and applied mathematics. In addition, Journal Factor M also discusses issues that generally exist in the field of mathematics education.
Arjuna Subject : Matematika - Matematika (Lain-Lain)
Articles 209 Documents
 8   9   10   11   12 
Teacher performance analysis using analytic network process method Zuraidah; Purnomo, Nurul Hudha
Journal Focus Action of Research Mathematic (Factor M) Vol. 7 No. 1 (2024)
Publisher : IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/f_m.v7i1.2494

Abstract

Analytic  Network Process  adalah salah satu metode yang dapat digunakan untuk memilih alternatif  terbaik  dari  beberapa  alternatif. Pengambilan sampel pada penelitan ini dilakukan dengan memberikan angket untuk semua siswa kelas 12 IPA. Kemudian memberikan kuisioner perbandingan berpasangan dari kriteria dan subkriteria kepada kepala cabang LBB Primagama untuk memperoleh bobot dari masing-masing subkriteria. penilaian kinerja pengajar menggunakan rating scale berdasarkan kriteria dan subkriteria kepada siswa yang menjadi responden penelitian berdasarkan angket yang telah diberikan.   Data penelitian ini merupakan persepsi siswa kelas 12 IPA terhadap pengajar kelas 12 IPA bimbingan belajar Primagama berdasarkan 5 kriteria yaitu prapembelajaran, penguasaan materi, strategi pembelajaran, dan interaksi serta subkriteria dari masingmasing cluster kriteria. Berdasarkan hasil Analytic Network Process (ANP) dapat ditarik kesimpulan bahwa kinerja pengajar di bimbingan belajar Primagama di tahun 2021 yang kinerja mengajarnya paling baik     yaitu pengajar I dengan bobot yang dimiliki sebesar 4.747, kemudian pengajar A yang kinerja mengajarnya terbaik kedua dengan bobot yang dimiliki sebesar 3.979, lalu pengajar dengan kinerja mengajar terbaik ketiga yaitu pengajar G memiliki bobot sebesar 3.703, dan pengajar yang kinerja mengajarnya pada urutan keempat yaitu pengajar E dengan bobot yang dimiliki sebesar 2.798. Dengan lima kriteria utama sebagai prioritas dalam penilaian kinerjanya yaitu melaksanakan pembelajaran dengan runtut dengan bobot sebesar 0.1730, menyampaikan materi pembelajaran dengan jelas dengan bobot sebesar 0.1510, menunjukan penguasaan materi pembelajaran dengan bobot sebesar 0.1240, menunjukan sikap terbuka terhadap respon siswa dengan bobot sebesar 0.1170 dan menguasai kelas dengan bobot sebesar 0.1100   Analytic Network Processis one method that can be used to select the best alternative from several alternatives.Taking The sample in this research was carried out by providing a questionnaire for all 12th grade science students. Then, a Pairwise comparison questionnaire of criteria and subcriteria will be delivered to the head of the LBB branch Primagama to obtain the weight of each subcriteria. Teacher performance assessment using a rating scale based on criteria and sub-criteria for students who become research respondents based on the questionnaire that has been given. This research data is the perception of grade 12 science students towards the 12th-grade science teacher Primagama tutoring based on 5 criteria: pre-learning, mastery of the material, learning strategies, and interactions as well as sub-criteria for each cluster criteria. Based on the results of the Analytic Network Process (ANP), it can be concluded that the performance of teachers in Primagama tutoring in 2021 with the best teaching performance is teacher I with a weight of 4,747, then teacher A has the second best teaching performance with a weight of 3,979 , then the teacher with the third best teaching performance, namely teacher G, has a weight of 3,703, and the teacher whose teaching performance is in fourth place, namely teacher E, has a weight of 2,798. With five main criteria as priorities in assessing performance, namely carrying out learning coherently with a weight of 0.1730, conveying learning material clearly with a weight of 0.1510, showing mastery of learning material with a weight of 0.1240, showing an open attitude towards student responses with a weight of 0.1170 and mastering class with a weight of 0.1100
Implementation of fuzzy logic using the tsukamoto method in forecasting the amount of bolu cake production Nasution, Jabal Yasir; Granita
Journal Focus Action of Research Mathematic (Factor M) Vol. 7 No. 1 (2024)
Publisher : IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/f_m.v7i1.2516

Abstract

Rumah produksi berkah bolu merupakan salah satu UMKM yang memproduksi kue bolu di Kota Pekanbaru. Pemilik usaha tersebut kesulitan dalam menentukan jumlah produksi kue karena hanya berdasarkan pada jumlah permintaan yang ada. Berdasarkan permasalahan tersebut, maka dipilihlah metode fuzzy Tsukamoto karena menggunakan penalaran monoton dalam setiap aturannya. Terdapat 4 tahapan yang dipakai dalam perhitungan metode Tsukamoto yaitu fuzzifikasi, inferensi, komposisi/Agregasi dan defuzzyfikasi. Hasil MAPE yang diperoleh dengan metode fuzzy Tsakomoto adalah 6,91% dan tingkat keakuratan sebesar 93,01%, yang memiliki arti bahwa metode fuzzy Tsukamoto sangat baik dalam memprediksi jumlah produksi, sehingga dapat digunakan sebagai sistem untuk mendukung keputusan dalam penentuan jumlah produksi kue bolu di rumah produksi Berkah Bolu.   The Berkah Bolu Production House is one of the Small and Medium Enterprise (SME) that produces bolu cakes in Pekanbaru City. The business owner has difficulty in determining the amount of cake production because it is only based on the number of existing requests. Based on these problems, the Tsukamoto fuzzy method was chosen because it uses monotonous reasoning in each rule. There are 4 stages used in the calculation of the Tsukamoto method, namely fuzzification, inference, composition or aggregation, and defuzzification. The MAPE result obtained by the fuzzy Tsukomoto method is 6.91% and the accuracy level is 93.01%, which means that the fuzzy Tsukamoto method is very good at predicting the amount of production, so it can be used as a decision support system in determining the amount of bolu cake production in the Berkah Bolu Production House.
Optimizing education primary selection in universities: A fuzzy inference system with the mamdani method Mandala, Arif Sapta; Pranyata, Yuniar Ika Putri
Journal Focus Action of Research Mathematic (Factor M) Vol. 7 No. 1 (2024)
Publisher : IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/f_m.v7i1.2596

Abstract

Pemilihan jurusan pendidikan yang tepat sangat penting untuk perencanaan karir, terutama bagi calon-calon guru. Keputusan pemilihan jurusan ini seringkali sulit diambil karena berbagai faktor yang kompleks. Penelitian ini bertujuan untuk mengembangkan Fuzzy Inference System (FIS) dengan metode Mamdani untuk membantu calon mahasiswa guru di universitas pendidikan dalam memilih jurusan yang sesuai. Pengembangan sistem FIS menggunakan metode RAD (Rapid Application Development). Kriteria yang digunakan untuk pengolahan data melalui FIS meliputi nilai CBT pada tahun 2023, kapasitas jurusan, dan minat mahasiswa pada tahun 2022 khusus dalam kelompok SAINTEK di Indonesia. Mamdani digunakan untuk memberikan rekomendasi berdasarkan data calon mahasiswa terkait kemampuan kognitif, literasi bahasa, dan penalaran matematis. Hasilnya menunjukkan bahwa sistem ini dapat digunakan dalam membimbing calon mahasiswa saintek dalam memilih jurusan yang sesuai dengan minat dan potensi mereka. Penelitian ini secara khusus memberikan manfaat bagi calon mahasiswa SAINTEK yang ingin melanjutkan pendidikan ke perguruan tinggi di universitas-universitas pendidikan di Indonesia, dengan memberikan panduan yang terstruktur dan sistematis untuk pemilihan jurusan. Choosing the right education major is very important for career planning, especially for prospective teachers. Choosing a major is often challenging due to various complex factors. This research aims to develop a Fuzzy Inference System (FIS) using the Mamdani method to help prospective student teachers at educational universities choose an appropriate major. FIS system development uses the RAD (Rapid Application Development) method. The criteria used for data processing through FIS include CBT scores in 2023, department capacity, and student interest in 2022, specifically in the SAINTEK group in Indonesia. Mamdani provides recommendations based on prospective student data regarding cognitive abilities, language literacy, and mathematical reasoning. The results show that this system can guide prospective science and technology students in choosing majors that suit their interests and potential. This research provides explicit benefits for prospective SAINTEK students who wish to continue their education at tertiary institutions at educational universities in Indonesia by providing structured and systematic guidance for selecting majors.
Development of Problem-Based Learning (PBL) based mathematics comic media using Pixton to improve students' mathematical problem-solving skills in class VIII junior high school Umam, M. Afifuddin Khotibul; Iriani, Dewi; Novferma
Journal Focus Action of Research Mathematic (Factor M) Vol. 7 No. 1 (2024)
Publisher : IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/f_m.v7i1.2623

Abstract

Tujuan penelitian ini adalah untuk mengetahui kualitas komik matematika berbasis Problem Based Learning (PBL) menggunakan Pixton untuk meningkatkan kemampuan pemecahan masalah matematis siswa kelas VIII SMP. Penelitian ini menggunakan metodologi penelitian dan pengembangan (R&D) dengan menggunakan model pengembangan ADDIE. Subjek penelitian ini adalah Dosen Pendidikan Matematika Universitas Jambi sebagai tim ahli yang terdiri dari ahli materi dan ahli media, guru matematika kelas VIII SMPN 18 Kota Jambi pada uji coba perorangan, 9 siswa kelas VIII G pada uji coba kelompok kecil, dan seluruh siswa kelas VIII H yang berjumlah 28 siswa pada uji coba kelompok besar. Hasil produk yang didapatkan dari penelitian ini yaitu memenuhi kriteria valid, diperoleh rata-rata skor 4,79 yakni memenuhi kriteria “Sangat Baik” termasuk dalam interval X>(X_l ) ̅+1,8×Sb_i. Produk memenuhi kriteria “Sangat Praktis”, yaitu berdasarkan hasil penilaian guru matematika dengan rata-rata skor 4,77 memenuhi kategori “Sangat Baik”, dan hasil penilaian siswa dengan rata-rata skor 4,90 memenuhi kategori “Sangat Baik”. Produk memenuhi kriteria “Cukup Efektif”, hasil penilaian oleh siswa satu kelas dengan rata-rata skor 4,67 memenuhi kategori “Sangat Baik” dan perhitungan nilai gain pada peningkatan kemampuan pemecahan masalah matematis siswa yakni 0,72 termasuk kategori “Sedang” dengan persentase 72% termasuk ke dalam kategori “Cukup Efektif”. Berdasarkan penelitian, dapat disimpulkan bahwa media komik matematika dapat digunakan untuk proses pembelajaran karena telah memenuhi kriteria kevalidan, kepraktisan, dan keefektifan. The purpose of this study is to determine the quality of Pixton's Problem Based Learning (PBL) mathematics comic books for developing students' mathematical problem solving skills using SPLDV materials for SMP class VIII. This study utilized the research and development (R&D) method with branches. The product results obtained from this research meet valid criteria, obtained from the results of material validation, namely meeting the "Very Good" criteria with a total score of 81  included in the interval Good" with a total score of 82. The product meets practical criteria, namely based on the results of the mathematics teacher's assessment with a total score of 86 fulfilling the "Very Good" category, and student assessment results with a total score of 497 fulfilling the "Very Good" category. The product meets the effective criteria, the results of the assessment by students in one class with a total score of 1,177 meet the "Very Good" category and the calculation of the gain value for increasing students' mathematical problem-solving abilities is 0.7, which is included in the "Quite Effective" category. It was concluded from this research that problem-based learning mathematics comics to improve students' mathematical problem-solving abilities are worthy of being applied in the learning process because they are classified as valid, practical, and effective criteria.
Exploring the quality of learning modules developed by preservice mathematics teacher based on the national (merdeka) curriculum Sulistyawati, Eka; Radite, Ramadian
Journal Focus Action of Research Mathematic (Factor M) Vol. 7 No. 1 (2024)
Publisher : IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/f_m.v7i1.3317

Abstract

Modul ajar menjadi salah satu komponen penting dalam penerapan pembelajaran pada Kurikulum Merdeka. Oleh karena itu, terdapat mata kuliah yang secara spesifik mengajarkan mahasiswa bagaimana dalam merancang modul ajar yang baik. Penelitian ini bertujuan mengeksplorasi kesesuaian modul ajar yang dibuat mahasiswa calon guru matematika dan faktor-faktor yang menyebabkan ketidaksesuaian modul ajar tersebut. Penelitian kualitatif fenomenologi dilakukan terhadap 49 mahasiswa calon guru matematika dari Universitas Islam Negeri di Kediri yang mengikuti perkuliahan dalam merancang modul ajar. Untuk memperoleh data kesesuaian modul ajar menggunakan dokumentasi hasil modul ajar pada 16 aspek modul ajar, sementara untuk triangulasi faktor penyebab ketidaksesuaian modul ajar dilakukan wawancara dengan responden. Hasil penelitian menunjukkan bahwa 10 aspek berada dalam kategori sangat baik, 4 aspek berada dalam kategori baik, dan 3 aspek dalam kategori kurang baik. Faktor yang menyebabkan ketidaksesuaian modul ajar menurut mahasiswa paling banyak ada pada penyusunan rancangan kegiatan inti meliputi penyusunan langkah-langkah pembelajaran berdasarkan sintak model dan strategi pembelajaran, penyusunan pertanyaan pemantik, dan merencanakan alokasi waktu pada setiap langkah yang dilakukan. Penelitian lebih lanjut dapat dilakukan pada uji coba keefektifan pelaksanaan pembelajaran dengan modul ajar yang disusun dan menerapkan strategi efektif dalam mengembangkan kemampuan penyusunan modul ajar yang belum optimal.   Learning modules are important for implementing learning in the current Indonesia National Curriculum. Some learning courses specifically teach students how to design good learning modules. This research aimed to explore the suitability of learning modules created by preservice mathematics teacher students and the factors that cause the inappropriateness of these learning modules. Qualitative phenomenology research was conducted on 49 preservice mathematics teacher students from the State Islamic University in Kediri who attended lectures on designing learning modules. To obtain data on the conformity of learning modules, documentation of the results of learning modules on 16 aspects of learning modules was used, while to triangulate the factors causing the non-conformity of learning modules, interviews were conducted with respondents. The research results show that 10 aspects are in the very good category, 4 in the good category, and 3 in the poor category. According to students, the factors that cause the inappropriateness of learning modules are mostly in the preparation of core activity designs, including the preparation of learning steps based on model syntax and learning strategies, preparation of curiosity questions, and planning time allocation for each step taken. Further research can be carried on testing the effectiveness of implementing learning using learning modules that are prepared and implementing effective strategies in developing the ability to prepare learning modules
Analysis of students' errors in solving quadratic equation word problems based on Watson's criteria Taufik, Azin; Prayitno, Anggar Titis; Mufida, Tika Nuanatul; Lathifah, Galuh Nuril
Journal Focus Action of Research Mathematic (Factor M) Vol. 7 No. 2 (2024): Vol. 7 No. 2 (2024)
Publisher : Universitas Islam Negeri (UIN) Syekh Wasil Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/f_m.v7i2.2642

Abstract

This research is motivated by the phenomenon of low student ability in solving word problems in mathematics, indicating significant challenges in understanding and applying mathematical concepts in real-life contexts. The aim of this study is to describe the errors made by students and the factors contributing to these errors in solving word problems based on Watson's criteria. This research employs a descriptive qualitative approach. The data collection methods used include tests and interviews. A total of 29 tenth-grade students from SMA Negeri Cigugur were given test problems, and subsequently, 16 students were selected as research subjects, representing each of Watson's error criteria. Data analysis was conducted through data reduction, data presentation, and conclusion drawing. The results indicate that the most common types of errors made by students include omitted data (OD), inappropriate procedures (IP), such as incorrect procedures, response level conflicts (RLC), and inappropriate data (ID). Some of the factors contributing to these errors include failure to draw conclusions from the obtained data, lack of understanding of quadratic equations, and insufficient student preparation in solving problems. On the other hand, less frequently occurring errors include above other (AO), omitted data (OD), undirected manipulation (UM), and skill hierarchy problems (SHP). The factors causing these less frequent errors are generally related to students' lack of attention to detail and accuracy in problem-solving. This research provides significant contributions as a foundation for teachers to design more effective teaching strategies, particularly in enhancing students' conceptual understanding and problem-solving skills.
Vector Autoregressive (VAR) modeling for weather forecasting in Madura Yudistira, Ira; Kuzair; Faisol
Journal Focus Action of Research Mathematic (Factor M) Vol. 7 No. 2 (2024): Vol. 7 No. 2 (2024)
Publisher : Universitas Islam Negeri (UIN) Syekh Wasil Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/f_m.v7i2.3486

Abstract

Air temperature, air humidity and sunlight are interconnected weather elements. The high and low intensity of solar radiation affects air temperature, while air temperature affects air humidity.  These three elements have an important role in global climate change and human activities on earth. In the agricultural sector, air temperature, air humidity and sunlight influence plant growth and development. These three elements also influence the water supply on earth. Information about these three weather elements is very important for Madura, where the majority of the population are farmers and planters, to determine more effective planting patterns. This research aims to create a model that can predict these three elements so that Madurese farmers and planters can plan planting patterns. A forecasting model that is able to handle predictions of several correlated variables is the Vector Autoregressive (VAR) model. The forecasting model obtained in this research is the VAR(5) model. MAPE for air temperature shows accurate forecasting results with a value of 2.3186%, while for air humidity and solar radiation shows quite accurate forecasting results with values ​​of 29.6125% and 36.4231% respectively.
The concept structure of student in mathematical literacy Sopandi, Hadi; Supratman; Dewi, Sinta Verawati
Journal Focus Action of Research Mathematic (Factor M) Vol. 7 No. 2 (2024): Vol. 7 No. 2 (2024)
Publisher : Universitas Islam Negeri (UIN) Syekh Wasil Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/f_m.v7i2.3757

Abstract

Mathematical literacy is crucial for students to apply mathematical concepts in real-world contexts. This study investigated the structure of students' concepts in mathematical literacy, focusing on a case study of a single eighth-grade student (S11) at SMP Negeri 9 Kota Tasikmalaya, Indonesia. Using a qualitative exploratory approach, the research employed a modified PISA mathematical literacy test, followed by a semi-structured interview and analysis of the student's work. Data analysis followed the interactive model proposed by Miles and Huberman which involved three concurrent flows of activity namely data reduction, presentation and conclusion drawing. The results revealed that S11 only met the assumption indicator of mathematical literacy, leading to an incomplete and inaccurate conceptual structure. The study identified multiple instances of concept structure fragmentation, specifically hole construction fragmentation and pseudo-construction fragmentation. These fragmentations were attributed to limited reading comprehension skills, incomplete recording of question information, failures in mathematical concept construction (particularly in division), difficulties in assimilating and accommodating new information, and lack of social interaction with more competent individuals. These results provide valuable insights into students' challenges in applying mathematical concepts to practical scenarios.
Analysis of students' mathematical communication skills in terms of learning styles through realistic mathematics learning Irkhamni, Indika; Najibufahmi, Muhamad
Journal Focus Action of Research Mathematic (Factor M) Vol. 7 No. 1 (2024): Vol. 7 No. 1 (2024)
Publisher : Universitas Islam Negeri (UIN) Syekh Wasil Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/f_m.v7i1.1832

Abstract

Salah satu upaya meningkatkan hasil belajar matematika adalah dengan memahami kemampuan komunikasi matematis siswa. Hal tersebut dapat dioptimalkan apabila guru mengetahui pula jenis gaya belajar yang dimiliki oleh siswa. Cara lain adalah dengan menerapkan pembelajaran yang sesuai, diantaranya adalah model pembelajaran matematika realistik. Berdasarkan hal tersebut, dilakukan penelitian untuk menganalisis kemampuan komunikasi matematis siswa yang ditinjau dari gaya belajar melalui pembelajaran matematika realistik. Jenis penelitian ini adalah penelitian kualitatif dengan jumlah subjek 44 siswa XI MIA 2 MAS SIMBANGKULON. Teknik pengumpulan data yang digunakan adalah angket, tes, dan wawancara. Hasil penelitian ini menunjukkan bahwa persentase kemampuan komunikasi matematis yang paling dominan pada gaya belajar visual, auditorial, read/write dan kinestetik adalah pada indikator ketiga, yaitu mengungkapkan ide-ide matematis dalam menyelesaikan permasalahan sehari-hari. Dilain pihak, penyebab kesulitan siswa dalam berkomunikasi matematis adalah bervariasi, tetapi yang paling dominan untuk setiap kelompok gaya belajar adalah sama, yaitu kekurangtelitian. One of the efforts to improve mathematics learning outcomes is to understand students' mathematical communication skills. This can be optimized if teachers also know the types of learning styles that students have. Another way is to apply appropriate learning, including the realistic mathematics learning model. Based on this, a study was conducted to analyze students' mathematical communication skills in terms of learning styles through realistic mathematics learning. This type of research is qualitative research with the number of subjects 44 students XI MIA 2 MAS SIMBANGKULON. The data collection techniques used were questionnaires, tests, and interviews. The results showed that the most dominant percentage of mathematical communication skills in visual, auditorial, read/write and kinesthetic learning styles was in the third indicator, namely expressing mathematical ideas in solving everyday problems. On the other hand, the causes of students' difficulties in communicating mathematically are varied, but the most dominant for each learning style group is the same, namely lack of rigor.
Application of The Fackler and Full Preliminary Term Methods In Calculating n-Year Term Life Insurance Premium Reserves Miasary, Seftina Diyah; Ulna, Jihan Ramadhani Ar-Raafi’; Siswanah, Emy
Journal Focus Action of Research Mathematic (Factor M) Vol. 7 No. 1 (2024): Vol. 7 No. 1 (2024)
Publisher : Universitas Islam Negeri (UIN) Syekh Wasil Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/f_m.v7i11973

Abstract

Cadangan premi harus diperhitungkan dengan baik untuk meminimalisir kerugian bagi perusahaan asuransi. Metode yang digunakan dalam menentukan cadangan premi dari asuransi jiwa berjangka pada penelitian ini adalah metode Fackler dan metode Full Preliminary Term. Penelitian ini bertujuan untuk membandingkan perhitungan cadangan premi dengan kedua metode pada asuransi jiwa berjangka. Sebelum diperhitungkannya nilai cadangan, terlebih dahulu akan ditentukan besarnya nilai premi tunggal, anuitas awal, dan premi tahunan dari asuransi jiwa berjangka. Asumsi yang digunakan dalam penelitian meliputi tertanggung seorang laki-laki dan perempuan berusia 30 tahun, jangka pertanggungan 30 tahun, suku bunga sebesar 5,75%, dan santunan yang akan diberikan oleh perusahaan asuransi kepada tertanggung adalah sebesar Rp. 200.000.000. Berdasarkan hasil yang diperoleh, dengan didasarkan pada Tabel Mortalita Indonesia (TMI) 2019 diketahui bahwa nilai cadangan Fackler dan cadangan Full Preliminary Term pada produk asuransi jiwa berjangka n-tahun memberikan nilai yang tidak sama. Diperoleh bahwa cadangan Fackler memiliki nilai yang lebih besar dibandingkan dengan cadangan Full Preliminary Term. Cadangan Fackler untuk tertanggung laki-laki pada tahun pertama sebesar Rp.369.635 sedangkan cadangan Full Preliminary Term sebesar Rp.0. Sedangkan untuk peserta perempuan, cadangan Fackler diperoleh Rp. 226.182 dan untuk cadangan Full Preliminary Term diperoleh Rp.0. Hal ini dikarenakan pada cadangan Full Preliminary Term memperhitungkan biaya operasional dari perusahaan asuransi seperti biaya administrasi, komisi agen, dan biaya-biaya lain yang dibutuhkan oleh perusahaan asuransi. Sedangkan pada cadangan Fackler tidak memperhitungkan sejumlah biaya seperti yang disebutkan pada cadangan Full Preliminary Term. Premium reserves must be calculated correctly in order to minimise losses for the insurance business. The Fackler method and the Full Preliminary Term approach were used in this study to calculate premium reserves for term life insurance. The aim of this research is to compare the approaches for calculating premium reserves for term life insurance. Before determining the reserve value, the single premium, initial annuity, and yearly premium of term life insurance will be established. The research assumptions include that the insured is a man and a woman aged 30 years, that the insurance duration is 30 years, that the interest rate is 5.75%, and that the insurance firm will pay the insured IDR. 200,000,000. According to the results, based on the 2019 Indonesian Mortality Table (TMI), the value of Fackler reserves and Full Preliminary Term reserves in n-year term life insurance contracts provide distinct values. It is discovered that Fackler reserves are more valuable than Full Preliminary Term reserves. The Fackler reserve for male insureds in the first year is IDR 369,635 while the Full Preliminary Term reserve is IDR 0. Meanwhile, Fackler's reserve for female participants was IDR. 226,182, and the Full Preliminary Term reserve was Rp. 0. This is because the Full Preliminary Term reserve accounts for the insurance company's operations expenditures, such as administration fees, agent commissions, and other expenses. Meanwhile, the Fackler reserve excludes a number of charges from the Full Preliminary Term reserve

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