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Kartika: Jurnal Studi Keislaman
Published by Lembaga Pendidikan Tinggi Nahdlatul Ulama Pengurus Cabang Nahdlatul Ulama Kabupaten Nganjuk
ISSN : -     EISSN : 28100573     DOI : 10.59240
Core Subject : Religion, Economy, Education,
Religion Economics, Econometrics & Finance Education
KARTIKA: Jurnal Studi Keislaman covers a variety of subjects, ranging from Islamic history, law, sufism, theology, politics, philosophy, the Qur’an and hadith, to modern and contemporary developments including such issues as democracy, gender, and human rights as well as social and cultural practices in the Muslim world and societies.
Arjuna Subject : Ilmu Sosial - Pendidikan
Articles 441 Documents
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Integrasi Kurikulum Turos dan Kurikulum Nasional dalam Membentuk Karakter Santri Berbasis Trilogi dan Panca Kesadaran Santri Ahmad Zubaidi; Virna Budiarti
Kartika: Jurnal Studi Keislaman Vol. 6 No. 2 (2026): Kartika: Jurnal Studi Keislaman (May)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i2.463

Abstract

The integration of the Turos Curriculum and the National Curriculum at Ma’had Aly Nurul Jadid represents a strategic effort to address the demands of contemporary Islamic education, which emphasizes a balance between mastery of classical Islamic knowledge and modern academic competencies. This study aims to analyze the process and outcomes of integrating these two curricula in shaping students’ character based on the values of Trilogi Santri and Panca Kesadaran Santri. The research employs a qualitative approach with a case study design. Data were collected through observation, in-depth interviews, and documentation involving administrators, lecturers, and students as research subjects. The findings indicate that curriculum integration is implemented through the synchronization of Islamic and general subjects, habituation of religious practices, and the strengthening of students’ social and organizational activities. The novelty of this study lies in positioning Trilogi Santri and Panca Kesadaran Santri not only as moral values but also as epistemological and pedagogical foundations. Thus, curriculum integration is understood as a process of value internalization and character formation, producing students who are religious, possess strong integrity, demonstrate intellectual competence, and are adaptive to social dynamics and contemporary developments
Strategi Mitigasi Risiko Pembiayaan Muḍarabah pada Baitul Maal wat Tamwil (BMT) Lin Sururoh; Miftahur Rahman; Achmad Abdul Fatah
Kartika: Jurnal Studi Keislaman Vol. 6 No. 2 (2026): Kartika: Jurnal Studi Keislaman (May)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i2.561

Abstract

Risk management is an important aspect in maintaining the sustainability of Islamic financial institutions, particularly in muḍarabah financing, which is characterized by profit-sharing but also involves risks of loss and uncertainty. This study aims to analyze the risk mitigation strategies implemented by USPPS BMT An-Nawawi Berjan Purworejo in managing muḍarabah financing. The research method employs a qualitative approach with descriptive analysis, utilizing documentation, interviews with managers, marketing staff, and employees, as well as references from reliable sources. Data analysis techniques include reduction, display, and verification, while data validity is examined through triangulation. The findings indicate that risk mitigation strategies are effective, as evidenced by the annual decline in non-performing financing (NPF). The main strategy applied is reconditioning in risk management. Internal obstacles include employees’ lack of focus in analyzing prospective customers, while external obstacles arise from muḍarib customers who demonstrate poor intentions in fulfilling their obligations. Overall, the implementation of risk mitigation strategies at USPPS BMT An-Nawawi Berjan can be considered successful, as it minimizes problematic financing and supports the sustainability of muḍarabah products
Perbandingan Konsep Metafisik Imam Al-Ghazali dan Seyyed Hossein Nasr Sari Haryati; Nasrun Harahap; Nuratika; Zainuddin
Kartika: Jurnal Studi Keislaman Vol. 6 No. 2 (2026): Kartika: Jurnal Studi Keislaman (May)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i2.564

Abstract

This article examines a comparative analysis of the metaphysical concepts of Imam al-Ghazālī and Seyyed Hossein Nasr by highlighting the fundamental similarities and differences in their thought. This study employs a qualitative method with a library research approach, drawing on major scholarly books and relevant academic journal articles. The findings indicate that both al-Ghazālī and Nasr position God as the Absolute Reality and reject materialistic views of reality. Al-Ghazālī developed his metaphysical framework within the context of classical Islamic thought to harmonize theology, philosophy, and Sufism while safeguarding doctrinal orthodoxy. Meanwhile, Nasr formulates metaphysics as a critique of modernity through the concepts of scientia sacra, the hierarchy of being, and the sacredness of nature. Differences in historical context lead to variations in intellectual orientation; however, both thinkers affirm that Islamic metaphysics carries significant epistemological, ethical, and spiritual implications. This article concludes that the metaphysical ideas of al-Ghazālī and Nasr are complementary in demonstrating the enduring relevance of Islamic metaphysics in addressing religious and human challenges across different eras
Analisis Yuridis Pertimbangan Hakim atas Gugurnya Perkara Cerai Talak dan Dampaknya terhadap Perlindungan Hukum Istri Naufal Khuwaedi; Fitrohtul Khasanah; Imam Turmudi
Kartika: Jurnal Studi Keislaman Vol. 6 No. 2 (2026): Kartika: Jurnal Studi Keislaman (May)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i2.577

Abstract

In Religious Court proceedings, some divorce by talak cases lapse due to failure to pronounce talak as required by law, raising concerns over legal certainty and the rights of wives. This study examines the causes of lapsed Divorce of talak cases, analyses judicial reasoning in determining spousal maintenance obligations, and assesses the implications of such lapses for the legal protection of wives. The research employs a descriptive qualitative method with a normative legal approach. Primary data are derived from Case Number 1193/Pdt.G/2024/PA.Pwr, while secondary data consists of statutory regulations and relevant legal literature. The findings show that the lapse of the Divorce of talak case resulted from the petitioner’s failure to pronounce talak within the six months stipulated in Article 70, paragraph (6) of the Religious Courts Act. Judges based the determination of maintenance obligations on Article 80 paragraph (4) and Article 149 letters (a) and (b) of the Compilation of Islamic Law, supported by legal facts concerning neglect of maintenance and the parties’ economic conditions. The lapse of the case causes uncertainty regarding outstanding maintenance and marital status, resulting in psychological and social burdens for the wife. This study confirms that lapsed Divorce of talak cases have juridical implications for the legal protection of wives
From Critical Diagnosis to Progressive Reconstruction: An Integrative Model of Future-Oriented Indonesian Legal Development Wachid Baihaqi; Mukhsin Achmad
Kartika: Jurnal Studi Keislaman Vol. 6 No. 2 (2026): Kartika: Jurnal Studi Keislaman (May)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i2.594

Abstract

This article proposes an integrative model for future-oriented legal development in Indonesia by combining critical legal theory and progressive law within a unified analytical and prescriptive framework. Legal reform in Indonesia has predominantly focused on normative and procedural adjustments, yet persistent structural problems remain, including weak management of legal pluralism, the dominance of formalism, institutional bias, and unequal access to justice. This study employs normative legal research using conceptual, statutory, and historical-contextual approaches. Critical legal theory is applied as a diagnostic instrument to uncover power relations and structural injustices embedded in legal design and practice. Progressive law is subsequently positioned as a prescriptive framework to reconstruct law toward substantive justice through contextual interpretation and the protection of vulnerable groups. To ensure accountability and prevent subjectivism, the proposed model incorporates an accountability lock-in mechanism grounded in substantive rule of law, constitutional control, and reason-giving requirements. This study contributes both theoretical insight and a practical roadmap for developing a more just and accountable legal system in Indonesia.
Transformative Fiqh: Women As Witnesses To Marriage Contracts Maswa Zayana, Nila; Waluyo Sudarmadji; Achmad Nursobah
Kartika: Jurnal Studi Keislaman Vol. 6 No. 2 (2026): Kartika: Jurnal Studi Keislaman (May)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i2.595

Abstract

Classical fiqh has long placed limits on women's testimony, giving preference to male witnesses based on textual interpretations of Islamic sources of law. This perspective is rooted in classical jurisprudence that considers male testimony to be superior because of the difference in rational capacity and memory between men and women. However, along with social, educational, and intellectual development, this classical approach has been increasingly criticized for being considered incompatible with the principles of justice in Islam. This study aims to analyze the concept of transformative fiqh related to the role of women as witnesses in Islamic marriage contracts. In addition, a comparative analysis was carried out on legal practices in various Muslim countries that have begun to shift to a more inclusive and competency-based witness system. This research uses a qualitative research method with a normative-juridical approach, analyzing classical fiqh texts, the principles of maqāṣid al-sharī'ah, and contemporary legal frameworks. The results of this study show that transformative fiqh offers a fairer and more relevant approach in Islamic jurisprudence, so that the testimony in the marriage contract can be in line with the principles of justice and legal certainty, without abandoning the main purpose of Islamic sharia
Eksistensi dan Relevansi Pembelajaran Ilmu Tafsir terhadap Pemahaman Keagamaan Peserta Didik Nadiya Ulya Rahmatika; Wajidi Sayadi; Muhammad Tisna Nugraha
Kartika: Jurnal Studi Keislaman Vol. 6 No. 2 (2026): Kartika: Jurnal Studi Keislaman (May)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i2.601

Abstract

This study aims to analyze the existence of tafsir learning at MAN 1 Pontianak and assess its relevance to students' religious understanding. The focus of the study includes the form, process, and continuity of tafsir learning, as well as its impact on students' appreciation of social and religious values in their daily lives. This study uses a descriptive qualitative approach, with data collection methods through participatory observation, in-depth interviews, and analysis of documents related to the curriculum and practices of tafsir learning. The data are analyzed thematically to describe the learning phenomenon and its relevance in detail. The results show that the teaching of tafsir at MAN 1 Pontianak not only emphasizes academic understanding of the Qur'anic text but also shapes students' religious awareness and behavior. The systematic, interactive, and contextual learning process successfully improved students' cognitive understanding, affective attitudes, and psychomotor skills in applying religious values in social life. Thus, tafsir learning proved to be relevant in supporting the character building and religious life of students, while strengthening social relationships based on Islamic values
Analisis Kinerja Keuangan Bank Muamalat Indonesia Periode 2020-2024 Berdasarkan Metode RGEC: Studi Pasca Akuisisi BPKH Asrifah, Dini; Miftahur Rahman; Septian Fiktor Riyantoro
Kartika: Jurnal Studi Keislaman Vol. 6 No. 2 (2026): Kartika: Jurnal Studi Keislaman (May)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i2.605

Abstract

Academic concerns arise from Bank Muamalat Indonesia (BMI) financial performance pressures due to Covid-19 pandemic, global economic turmoil, and intense sharia banking competition, destipe OJK regulations and BPKH acquisition worth Rp 5 trillion in 2023. This study aims to analyze BMI’s health level from 2020-2024 using RGEC method and compare changes pre- and post-acquisition. Descriptive quantitative method employs secondary data from BMI’s audited annual reports (purposive sampling), analyzed through ratios; NPF, FDR, GCG self-assessment, ROA, ROE, BOPO, and CAR. Results reveal healthy risk profile (average NPF 2,47%, FDR very healthy rank 1-2), stable GCG (rank 2-3), very healthy capital (average CAR >25% rank 1), but weak earnings (ROA/ROE <0,5%, BOPO >96% rnak 4-5). BPKH acquisition effectively strengthens capital and reduces credit risk exposure. Implications recommend BMI pursue cost restructuring, digitalization, and sharia financing expansion for sustainable profitability enhancement.
Pendidikan Agama Islam pada Remaja dalam Konteks Kemiskinan Pedesaan Zahra, Dewi; Hayati, Nur Rohmah
Kartika: Jurnal Studi Keislaman Vol. 6 No. 2 (2026): Kartika: Jurnal Studi Keislaman (May)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i2.608

Abstract

Religious education plays an important role in shaping adolescents’ character and spiritual resilience, especially during a developmental phase that is vulnerable to social and economic influences. However, in the context of poor rural communities, the implementation of religious education often faces various limitations. This study aims to examine the implementation of religious education among adolescents in Sucenjurutengah Village, Bayan District, Purworejo Regency, and to identify the factors influencing it. The method used is a descriptive qualitative approach with a case study design. The research subjects consist of 10 adolescents, 5 parents, and 3 religious leaders selected purposively. Data collection techniques include observation, in-depth interviews, documentation, and field notes. Data analysis is carried out through data reduction, data display, and conclusion drawing using triangulation. The findings show that structural poverty significantly affects the low participation of adolescents in non-formal religious education. The main obstacles include involvement in family economic activities, limited educational facilities, and the influence of digital entertainment. Nevertheless, adolescents still demonstrate relatively good religious awareness and potential for development. Therefore, a contextual, collaborative, and socially just approach is needed
Manajemen Peserta Didik Dalam Perkembangan Karakter Inklusif Khawaiji, Imron; Wibowo, Adi; Daimah
Kartika: Jurnal Studi Keislaman Vol. 6 No. 2 (2026): Kartika: Jurnal Studi Keislaman (May)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i2.609

Abstract

This study aims to comprehensively describe the management of the character education strengthening program at the elementary school level. The method used is a case study with a qualitative approach, located at SD Mutiara Ibu Purworejo. Data collection was conducted through observation, interviews, and documentation. Data analysis went through three stages: data condensation, data presentation, and conclusion drawing. The results showed several important findings. First, the planning of student management in inclusive character development includes initial observation, coordination meetings, program planning, implementation, monitoring, and evaluation. Second, the principal acts as the main person in charge with the support of the school development team and program coordinators. Third, program implementation is carried out through four main strategies: integration into learning, value cultivation, role modeling, and collaboration with parents. Fourth, program supervision is carried out directly and continuously. Fifth, program evaluation includes evaluation planning, implementation, data processing, and follow-up meetings for program improvement. Thus, the management of the character strengthening program at SD Mutiara Ibu Purworejo runs systematically and involves all school components as well as parents

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