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Majority Science Journal
Published by PT Hafasy Dwi Nawasena
ISSN : -     EISSN : 30251990     DOI : https://doi.org/10.61942/msj.v1i1
Core Subject : Economy, Humanities, Science, Education, Social,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice
MSJ : Majority Science Journal is a scientific journal that is published periodically every 3 months which contains various scientific articles as a result of research. MJS is a multidisciplinary journal published by PT Hafasy Dwi Nawasena in collaboration with several lecturers to contribute to scientific research. This publication aims to disseminate research results in journal form. Focus and Scope Multidisciplinary Research Journal is a Multidisciplinary National Journal in the fields of economics, education, tourism, law, entrepreneurship, information systems, teacher education, science education, social, humanities, culture. https://jurnalhafasy.com/index.php/msj/ruang-lingkup
Arjuna Subject : Umum - Umum
Articles 216 Documents
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FINANCIAL AND NON-FINANCIAL FACTORS AFFECTING SUKUK IJARAH RATINGS Maulidina, Rizky Awaliyah; Bustami, Abiyajid; Maulana, Indra
MSJ : Majority Science Journal Vol. 2 No. 1 (2024): MSJ-February
Publisher : PT. Hafasy Dwi Nawasena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61942/msj.v2i1.110

Abstract

This study aims to analyse what affects the rating of sukuk ijarah as seen from financial and non-financial factors. This research is quantitative research using the SPSS application. the sample of this research is companies that issue sukuk ijarah in the 2014-2018 period and are rated by PEFINDO. Indicators of financial factor variables are measured by CR (Current Ratio), ROA (Return on Asset), TATO (Total Asset Turn Over) and DER (Debt to Equity Ratio). While the non-financial factors used are the age of sukuk. The results of this research are financial ratios that affect sukuk ratings are CR and ROA. Where seen from the partial test these two ratios are significant. Meanwhile, if examined simultaneously CR, ROA, TATO, DER and sukuk age on sukuk ratings, the results have a significant effect. This means that all financial ratios and sukuk age simultaneously affect the ijarah sukuk rating.
ANALYSIS OF LEGAL PROTECTION OF BANKING CUSTOMER DATA IN REVIEW OF LAW NUMBER 8 OF 1999 CONCERNING CONSUMER PROTECTION Polontoh, Herry; Silambi, Sinta Suwarti
MSJ : Majority Science Journal Vol. 2 No. 1 (2024): MSJ-February
Publisher : PT. Hafasy Dwi Nawasena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61942/msj.v2i1.117

Abstract

The protection of banking customer data is increasingly important along with the advancement of information technology and the adoption of electronic banking services by the public. Although Law No. 8/1999 on Consumer Protection (UUPK) already exists, it only regulates consumer protection in general and does not specifically regulate the protection of banking customer data. In practice, the implementation of the GCPL is also limited due to the lack of sanctions for customer data breaches. Therefore, this paper examines the international standard personal data regulation that refers to the General Data Protection Regulation (GDPR) to understand more about customer data protection. This paper aims to analyze the legal protection provided to banking customer data in the context of Law No. 8/1999 on Consumer Protection. By examining the provisions of the law, this paper attempts to evaluate the extent to which the existing regulations have been able to effectively protect banking customer data. The analysis shows that although Law No. 9/1999 provides a legal basis for consumer protection in general, the specific protection of banking customer data still needs to be strengthened through more specific regulations and more effective law enforcement mechanisms
THE INFLUENCE OF DIGITAL FINANCIAL LITERACY, PERCEPTION OF BENEFITS, AND INTEREST ON STUDENTS’ HABIT IN CARRYING OUT DIGITAL PAYMENT TRANSACTIONS Hidayani
MSJ : Majority Science Journal Vol. 1 No. 4 (2023): MSJ-December
Publisher : PT. Hafasy Dwi Nawasena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61942/msj.v1i4.124

Abstract

This study aims to examine the influence of three exogenous latent variables, namely digital financial literacy, perception of benefits, and interest in one endogenous latent variable, namely student habits in conducting digital payment transactions. the purpose of this study is to determine the influence of digital financial literacy, perceived benefits, and interest in student habits in conducting digital payment transactions with the following hypotheses: H1: Digital financial literacy has a positive effect on students' habits in conducting digital payment transactions.H2: The perception of benefits has a positive effect on students' habits in conducting digital payment transactions. H3: Interest has a positive effect on students' habits in making digital payment transactions.The sample of this study was students of the faculty of economics and business, Mulawarman University with a total of 154 respondents. Data was collected through questionnaires with simple random sampling techniques. The research data were analyzed using SmartPLS 4. The results of this study showed that the perception of benefits and interests had a significant positive effect on student habits, namely P value of 0.000 and 0.044, respectively. Meanwhile, digital financial literacy has a positive insignificant effect on student habits, namely the p value of 0.121.
The Golo Koe Festival: Implementation of Holistic Tourism and Religious Moderation in Labuan Bajo Berybe, Gregorius; Rudianto, Roseven
MSJ : Majority Science Journal Vol. 1 No. 3 (2023): MSJ-November
Publisher : PT. Hafasy Dwi Nawasena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61942/msj.v1i3.125

Abstract

The Golo Koe Festival in Labuan Bajo City has become an integral part of efforts to expand the introduction of Labuan Bajo as an inclusive tourism destination. The festival not only highlights the beauty of marine nature, but also showcases the rich cultural heritage and religious diversity that emerges in people's lives. This study aims to explore the implementation of the concept of religious moderation in the Golo Koe Festival as a form of holistic tourism. Through a descriptive qualitative approach, this study highlights national commitment, tolerance, rejection of violence, and accommodation to local culture as indicators of religious moderation in the Golo Koe Festival. Primary data collection is carried out through observation and structured interviews with respondents who are parties involved as committees, visitors, tenants and talents. Determination of samples using non-random sampling with purposive sampling techniques where researchers can directly select parties who at the time of the Golo Koe Festival became respondents, while secondary data were obtained from various related literature. The collected data is analyzed through stages: reducing data, presenting data and verifying data to draw conclusions. Data validation is done by source triangulation. The results showed that the festival plays an important role in raising awareness of tolerance, interfaith involvement, and promotion of local culture. Golo Koe Festival is not only a tourism event, but also a vehicle to promote religious moderation and strengthen diversity as an asset in promoting the values of religious moderation in strengthening Labuan Bajo's positive image as a friendly and inclusive tourist destination.
DEVELOPMENT OF CREATIVE ECONOMY PRODUCTS BAKATAK SYRUP IN BATU JONGJONG TOURISM VILLAGE BAHOROK SUB-DISTRICT, LANGKAT REGENCY Rosari, Dina; Riady, Iwan; Julianto
MSJ : Majority Science Journal Vol. 2 No. 1 (2024): MSJ-February
Publisher : PT. Hafasy Dwi Nawasena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61942/msj.v2i1.126

Abstract

This study aims to explore and analyze the process of developing creative economy products, especially Bakatak Sirup, in Jongjong Stone Tourism Village. The research method used is qualitative with a case study approach. This research involves various parties involved in product development, including Bakatak fruit farmers, local businesses, and other stakeholders. This research focuses on the stages of product development, innovation in formulation and packaging, and the economic and social impact of the product on local communities. In-depth interview methods are used to gain views.  in-depth from business actors, while direct observations were made to contextually understand the production process of Bakatak Syrup. The results of this study are expected to provide a deep understanding of how the development of creative economy products can have a positive impact on the local economy and community involvement in the process. Qualitative analysis will be used to identify success factors, challenges faced, and implications of development of creative economy products in Jongjong Stone Tourism Village. This research is expected to contribute to the theoretical and practical understanding of the development of creative economy products at the local level, especially in the context of tourism villages. The findings of this study can be the basis for product developers, local governments, and related institutions to design policies that support the development of the creative economy in the area.
Food Safety Assurance: Effect of Hygiene Sanitation practices on Quality Service and Tourist Satisfaction in Culinary Tourism Area of Kampung Ujung, Labuan Bajo Berybe, Gregorius Antariksa; Umul, Dewi Sartika; Dae, Yohana Etheldreda Ine
MSJ : Majority Science Journal Vol. 1 No. 3 (2023): MSJ-November
Publisher : PT. Hafasy Dwi Nawasena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61942/msj.v1i3.127

Abstract

The principle of Sanitation Hygiene is an important factor in the operation of food and drink services to ensure service quality from the perspective of hygiene and food safety. Culiner managers not only understand the principles of sanitary hygiene but also its application in its services. This study focused on two things, namely analyzing the effect of Sanitation and hygiene on Service Quality and Visitor Satisfaction in Kampung Ujung Culinary Tour, Labuan Bajo. This research is quantitative research with 100 tourists/visitors to Kampung Ujung Labuan Bajo culinary tourism, as research respondents. Data testing (Outer and Inner Model) using SEM PLS software version 4.0. The results of data processing research show that sanitation has a positive (path coefficient, 0.769) and significant (P-value 0.00) effect on service quality.  Hygiene has a positive effect (path coefficient, 0.183) but is not significant (P-value 0.052) on service quality. Service quality has a positive (path coefficient, 0.860) and significant (P-value 0.00) effect on satisfaction. Sanitation has a positive (path coefficient, 0.661) and significant (P-value 0.00) effect on satisfaction through service quality. Hygiene has a positive effect (path coefficient 0.158) but not significant (P-value 0.048) on satisfaction through service quality. Based on the results of the study, cleanliness, especially sanitation of culinary areas, needs to be improved. The higher or better the sanitation of Kampung Ujung Culinary Tourism, the higher the quality of service shown and affects the level of satisfaction of tourists who visit and vice versa.
Manipulation Analysis Sport Massage On Decreased Heart Rate After Swimming 100-Meter Freestyle Roepajadi, Joesoef; Nurmaya, Ika; Purbodjati; Wahyudi, Heri; Januardi Irawan, Roy
MSJ : Majority Science Journal Vol. 2 No. 2 (2024): MSJ-May
Publisher : PT. Hafasy Dwi Nawasena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61942/msj.v2i2.119

Abstract

Swimming 100 meters freestyle could increase heart rate and blood pressure because the body needs to meet oxygen intake. Excessive increase in pulse rate could be harmful to health. This study aims to determine the difference in heart rate after swimming 100 meters freestyle, without manipulation, and after sports massage. This research was conducted using quantitative research methods in the form of comparative methods. Research data was collected through interviews and observations. The population in this study were students of the class of 2023 swimming course at the State University of Surabaya. Sampling was carried out using purposive sampling with inclusion criteria, namely 1) Male; 2) Age between 19-24 years; 3) 3 days before did not act eccentric exercise; 4) Carrying out a 100-meter freestyle swim at the research location to obtain 30 respondents. Data collection was carried out using a questionnaire and recording the results of pulse measurements using a pulse meter. The results show that there is a difference in the decrease in heart rate between the first measurement without manipulation and the second measurement with sports massage manipulation. The test results state that there is a significant effect between exercise massage and a decrease in the pulse rate of athletes swimming in the 100-meter freestyle with a P-value of 0.001.
Urban Leisure And Recreation Of The Igeneration In Denpasar, Bali Juniawan, I Made
MSJ : Majority Science Journal Vol. 2 No. 2 (2024): MSJ-May
Publisher : PT. Hafasy Dwi Nawasena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61942/msj.v2i2.122

Abstract

Lifebalance has emerged as the solution to attaining happiness and well-being, counteracting the various modern ailments that afflict us. Humans, from the traditional era to the digital age, engage in a multitude of leisure and recreational activities with the aim of maintaining a balanced life. Nevertheless, the pervasive influence of technology and the internet has had a notable effect on human behaviors, particularly with the prevalence of 'phubbing'—a tendency to prioritize gadgets over interpersonal interactions and engagement with the surrounding environment. This phenomenon is particularly pronounced among the internet generation (iGeneration). This article delves into the socio-cultural changes in society related to leisure and recreation patterns, considering the backdrop of high interaction with information technology. The focus is on the meaning, significance, and extent to which Denpasar City serves as a hub for leisure and recreation. The study employs a qualitative approach, situated in the capital city of Denpasar, Bali. The research's primary subject is the iGeneration, spanning from 1995 to 2010 and currently aged between 13 and 28. Data collection methods include participatory observation, documentation, questionnaires, and structured interviews. The results indicate that the iGeneration's leisure and recreation patterns in Denpasar City encompass sports activities, social interactions, beach visits, shopping, and movie-watching. The interpretation of recreation can be classified into four distinct categories: as a means of physical and spiritual rejuvenation, as self-indulgence, as a platform for learning and skill development, and as an element of work-life balance. It's worth noting that around 56.6% of iGeneration recreation activities are centralized in Denpasar City, highlighting a preference for urban activities compared to those in rural areas or outside the city.  
Effectiveness of Public Communication in Socializing Over Dimension Over Load (ODOL) Goverment Policy on Bogor Ciawi (BOCIMI) toll road Suprayitno, Degdo; Susanti, Endang; Rachmat, Yusup; Latunreng, Wahyuddin
MSJ : Majority Science Journal Vol. 2 No. 2 (2024): MSJ-May
Publisher : PT. Hafasy Dwi Nawasena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61942/msj.v2i2.123

Abstract

Public comm  unication is the activity of understanding, designing, implementing, and evaluating communication campaigns in the public interest. Over Dimension Over Load (ODOL) is a logistics vehicle that transports goods excessively. The government is serious about curbing ODOL trucks, including revising vehicle weighing regulations. However, there are still problems in the implementation of the zero ODOL policy, such as ODOL practices that still often occur and vehicles with dimensions that do not comply with regulations.This research focuses on the effectiveness of public communication management in socializing the zero ODOL policy on the Bogor-Ciawi-Sukabumi (Bocimi) toll road. Using survey, observation, and questionnaire methods, this study explores how effective the socialization of this policy is on the toll road. The results show that the effectiveness of public communication in socializing the zero ODOL policy on the Bocimi toll road is quite effective, but still at the low limit. Factors that make socialization less effective include inadequate human resource conditions, low awareness and legal understanding of freight transportation entrepreneurs towards the zero ODOL policy.
The Effect of Shopee Social Media Marketing on Purchasing Decisions at Borneo Store Banjarmasin (Case Study of Purchasing an Iphone Online) Suarniki, Ni Nyoman; Apriana, Rizky Amalia; Kamila, Azkia; Agustina, Ruslinda; Gustiana, Rara
MSJ : Majority Science Journal Vol. 2 No. 2 (2024): MSJ-May
Publisher : PT. Hafasy Dwi Nawasena

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61942/msj.v2i2.128

Abstract

The purpose of this study was to determine Shopee's social media marketing influence on purchasing decisions at the Borneo Store. The research method used is quantitative descriptive method. The population of this study were buyers at Borneo Store. The sample was 20 respondents. Multiple linear regression data analysis techniques with the SPSS version 22 program. The results showed that the influence of Content Creation (X1) had a partially significant positive effect on purchases (Y) as evidenced by the t value of 2.509> t table 2.014 and the significance value (Sig.) 0.002 <0.050, which means that the Content Creation variable (X1) has a partial and significant effect or a positive effect on Purchasing Decisions. The test results show that the effect of Content Sharing (X2) has a partially negative significant effect on purchases (Y) as evidenced by the t value of 1.643 < t table 2.014 and the significance value (Sig.) 0.095> 0.050, which means that the Content Sharing variable (X2) has no partial and insignificant effect or negative effect on Purchasing Decisions.The test results show that the effect of Connecting (X3) has a partially positive significant effect on purchases (Y) as evidenced by the t value of 2.529> t table 2.014 and the significance value (Sig.) 0.015 <0.050, which means that the Connecting variable (X3) has a partial and significant effect or a positive effect on purchasing decisions. The test results show that the effect of Community Building (X4) has a partially negative significant effect on purchases (Y) as evidenced by the t value of 1.865 < t table 2.014 and the significance value (Sig.) 0.069 > 0.050, which means that the Community Building variable (X4) has no partial and insignificant effect or negative effect on Purchasing Decisions. The results showed that the Content Creation, Content Sharing, Connecting and Community Building variables on the Borneo Store Purchasing Decision assumed that the Content Creation (X1), Content Sharing (X2), Connecting (X3) and Community Building (X4) variables jointly influenced the Purchasing Decision (Y). The results of the simultaneous test show the calculated F value of 2.47 with a significance value of 0.000 <0.050.

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