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Adopsi QRIS di Kalimantan: Analisis Empiris Berdasarkan Model UTAUT Rafii, Mohamad; Nuswantoro, Setio Ardy; Ulfi, Muhammad; Junaedi, Ahyar; Windiarti, Ika Safitri
Jurnal Teknik Vol 13, No 2 (2024): Juli - Desember 2024
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/jt.v13i2.12238

Abstract

Dengan menggunakan model Unified Theory of Acceptance and Use of Technology (UTAUT), penelitian ini menganalisa bagaimana penerimaan dari teknologi Quick Response Indonesia Standard (QRIS) oleh pengguna pembayaran digital di Kalimantan. Untuk mengevaluasi hubungan antara konstruk utama, Performance Expectancy (PE), Effort Expectancy (EE), Social Influence (SI), dan Facilitating Conditions (FC), terhadap Behavioral Intentions (BH) dan Use Behavior (UB), studi ini menggunakan pendekatan kuantitatif Structural Equation Modeling (SEM). Sampel 418 orang yang dipilih untuk pengumpulan data dipilih melalui survei online yang dikirim melalui Google Forms. Confirmatory Factor Analysis (CFA) digunakan untuk memverifikasi validitas dan reliabilitas instrumen pengukuran. Jika Average Variance Extracted (AVE) melebihi 0,5 dan nilai Cronbach’s Alpha melebihi 0,7, instrumen tersebut menunjukkan reliabilitas yang kuat. Hasil penelitian menunjukkan bahwa seluruh struktur memiliki reliabilitas yang tinggi. Kemudian ditemukan bahwa setiap konstruk utama memuliki pengaruh, baik langsung ataupun tidak langsung terhadap BH dan UB pada penggunaan teknologi QRIS. Studi ini memberikan wawasan empiris tentang penerimaan teknologi di Indonesia dan memberikan implikasi bagi para pemangku kepentingan yang ingin meningkatkan adopsi dan penggunaan sistem pembayaran digital.
Enhancing Accessibility for Disabled Students through Video-Based Learning and Sign Language Sintaman, Putri Irianti; Junaedi, Ahyar; Rafii, Mohamad; Risdayanti, Adhelwis Sekar; Mujizatryo, Andykha
Bitnet: Jurnal Pendidikan Teknologi Informasi Vol. 10 No. 1 (2025): Bitnet: Jurnal Pendidikan Teknologi Informasi
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/bitnet.v10i1.8534

Abstract

This study focuses on addressing the accessibility challenges faced by students with disabilities in higher education by integrating sign language videos with PowerPoint presentations. The objective is to improve learning outcomes and inclusivity, particularly for students with hearing impairments. Using the ADDIE (Analysis, Design, Development, Implementation, and Evaluation) instructional model, the research developed a video-based learning system tailored to the needs of disabled students. Data were collected from students at faculty of business and informatics, palangkaraya muhammadiyah university. Findings reveal significant improvements in accessibility, engagement, and comprehension, with a 38% increase in material access and a 31% improvement in understanding complex concepts. The study concludes that incorporating sign language into educational content not only facilitates better learning outcomes but also promotes active student participation. This research highlights the potential for future development of assistive technologies to create inclusive learning environments in higher education.
Kolaborasi Pemerintah Desa Dan Koperasi Unit Desa Dalam Pengembangan Ekonomi Berbasis Kebun Plasma Kelapa Sawit: Studi di Desa Pondok Damar, Kecamatan Mentaya Hilir Utara, Kabupaten Kotawaringin Timur, Provinsi Kalimantan Tengah Noor Santy, Yuyu Jahratu; Bismar Harris Satriawan; Ahyar Junaedi; Susanti
Journal Ilmu Sosial, Politik dan Pemerintahan Vol. 14 No. 2 (2025): JULI 2025
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37304/jispar.v14i2.21829

Abstract

Pada Desa Pondok Damar Kecamatan Mentaya Hilir Utara merupakan salah satu desa yang dialokasikan untuk perkembunan kelapa sawit. Upaya pengembangan ekonomi masyarakat telah dilakukan oleh pemerintah desa dalam bentuk peningkatkan kesejahteraan masyarakat, dimana dengan mendirikan koperasi Unit Desa Itah Belum Hapakat (IBH) dengan program Pola Kemitraan Inti Plasma. Peneliti memakai teknik deskriptif dan metodologi penelitian kualitatif dalam penelitian berikut. Peneliti menggunakan teori kolaborasi dengan definisi pengaturan yang mengatur di mana satu atau lebih lembaga publik secara langsung melibatkan pemangku kepentingan non- negara dalam proses pengambilan keputusan kolektif yang formal, berorientasi konsensus, dan musyawarah dan yang bertujuan untuk membuat atau mengimplementasikan kebijakan publik atau untuk mengelola program atau aset publik. Hasil penelitian menunjukkan bahwa kolaborasi berjalan dengan saling percayanya antar pihak dan paham akan tujuan dari peningkatan ekonomi. Kemudian adanya komitmen antar pihak dalam program plasma membuat adanya legitimasi dalam antar lembaga sehingga semakin solid untuk implementasi meskipun dalam prosesnya menuai konflik pada masyarakat.
Corporate Image and Innovation as Strategic Drivers of Consumer Decisions in Islamic Banking Junaedi, Ahyar
International Journal of Entrepreneurship and Sustainability Studies Vol. 5 No. 2 (2025): December Volume
Publisher : Research Synergy Foundation

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31098/ijeass.v5i2.3252

Abstract

This study investigates the simultaneous effects of corporate image and product innovation on customer decision-making in the context of Islamic banking. Focusing on PT Bank Syariah Indonesia, Branch Palangkaraya, the study draws data from 100 respondents using a structured questionnaire and applies Partial Least Squares Structural Equation Modeling (PLS-SEM) to examine the relationships among key variables. The results indicate that both corporate image and product innovation have a significant and positive impact on customer decisions, with product innovation exhibiting a slightly stronger effect. Together, these two variables explain 76.8% of the variance in customer decision-making, indicating a robust model. These findings emphasize the strategic role of corporate reputation and continuous product innovation in influencing consumer behavior in the Islamic financial sector. The research provides empirical evidence that integrating reputational elements, such as professionalism, trust, and Shariah compliance, with innovative offerings enhances customer engagement and decision-making. This is particularly relevant in today’s competitive banking landscape, where customers are increasingly influenced by the availability of modern financial services and strong brand credibility. The study makes important contributions to both theory and practice. Theoretically, it enriches the strategic management literature by presenting a dual-variable approach that addresses a gap in Islamic banking research, where corporate image and innovation have often been studied in isolation. Practically, the study offers actionable insights for banking practitioners and policymakers aiming to boost customer acquisition and loyalty through integrated branding and innovation strategies. The context of Palangkaraya also adds value by highlighting consumer behavior in a growing yet under-researched regional market.
Disaster Information System and Work Productivity of the Regional Disaster Management Agency (BPBD) of Palangka Raya City Jaemi Wahyudi; Bayu Suratmoko; Ahyar Junaedi; Mohamad Rafii
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.2065

Abstract

Purpose. This study aims to examine the implementation of disaster management information systems in improving work productivity at the Regional Disaster Management Agency (BPBD) of Palangka Raya City. The research focuses on how integrated organizational structures and the use of supporting technologies contribute to more effective disaster response and coordination. Materials and Methods. A qualitative approach was employed using data collection techniques including interviews, observations, and documentation. The study involved key informants from BPBD and utilized triangulation to ensure the validity of findings. Results. The findings indicate that the integrated structure of BPBD, supported by technologies such as the PERISAI application and the 112-emergency call centre service, has significantly improved data management and disaster response coordination. However, challenges remain in the form of limited human resources and low public awareness regarding the disaster information system. These limitations hinder the optimal utilization of the system and its potential benefits in disaster mitigation and response. Conclusions. Continuous staff training and intensive public outreach are needed to enhance understanding and participation in disaster mitigation efforts. The study highlights the importance of developing adaptive disaster information systems, strengthening human resource capacity, and increasing community education as key elements for effective disaster management at the regional government level
Influence of Public Policy on Business Strategy: A Systematic Literature Review and Thematic Visualization Analysis Ahyar Junaedi; Mohamad Rafii; Irwani
Journal of Enterprise and Development (JED) Vol. 6 No. 2 (2024): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v6i2.11104

Abstract

Purpose — The primary purpose of this study is to investigate how political decisions and public policies shape the formulation and implementation of business strategies across various organizational contexts.Method — Following the PRISMA guidelines, this study commenced with an extensive search in the Scopus database, initially identifying 281 articles. However, after rigorous relevance and quality screenings, only six articles were selected. VOSviewer was then employed for advanced visual analytics to explore the interconnections and thematic developments within the academic discourse, providing deeper insights into the literature's structure and evolution.Result — The findings reveal a complex interplay between business strategies and public policies, where alignment with governmental directives is associated with increased innovation and market adaptability. Conversely, misalignments tend to result in higher compliance costs and reduced strategic agility. The visualizations highlight key areas such as sustainability, regulatory frameworks, and strategic management, underscoring their crucial roles in shaping how businesses respond to policy changes.Novelty — This Systematic Literature Review (SLR) combines thematic visualizations with systematic data analysis to provide a clearer understanding of the dynamic relationship between policy decisions and business strategies. This approach not only reveals the current state of research but also traces the evolution of key themes over time, offering insights into the shifting focuses of both academic and practical perspectives.
Strategic Management in Islamic Banking: The Role of Religiosity and Service Satisfaction in Shaping Customer Decisions Ahyar Junaedi; Mohamad Rafii; Bayu Suratmoko
Journal of Enterprise and Development (JED) Vol. 6 No. 3 (2024): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v6i3.11857

Abstract

Purpose: This study explores the influence of religiosity and service satisfaction on customer decisions, focusing on the dynamics of these variables within the Islamic banking sector in Indonesia, one of the largest markets for Sharia-compliant financial services globally.Method: A quantitative research approach was used to collect data from 100 respondents via structured questionnaires. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) to rigorously test the hypothesized relationships and evaluate the strength and direction of the proposed variables.Result: The findings indicate that religiosity has a statistically insignificant effect on customer decisions. While religious alignment may influence preferences, it does not substantially drive decision-making. In contrast, service satisfaction is a significant and dominant factor influencing customer decisions. Together, these variables account for 50.7% of the variance in customer decisions, highlighting the critical role of service quality in shaping customer behavior within the Islamic banking sector.Practical Implications for Economic Growth and Development: The study suggests that enhancing service satisfaction in the Islamic banking sector can significantly drive customer decisions, thereby contributing to economic growth and development by strengthening consumer trust and increasing market participation.
Decoding Purchase Decisions: The Role of Influencer Credibility and Content mohamad rafii rafii; Ahyar Junaedi; Bayu Suratmoko; Nur Annisa
Bitnet: Jurnal Pendidikan Teknologi Informasi Vol. 11 No. 2 (2026): Bitnet: Jurnal Pendidikan Teknologi Informasi
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/bitnet.v11i2.12839

Abstract

The rapid growth of social media has positioned influencer marketing as a key driver of consumer purchase decisions, yet the relative roles of influencer attributes and content characteristics remain unclear. This study investigates the effects of Influencer Credibility, Content Frequency, and Content Relevancy on Purchase Decision using survey data from 516 active social media users analyzed with SEM-PLS 4. The results show that the model explains 58.1% of the variance in Purchase Decision (R² = 0.581) and demonstrates strong predictive relevance (Q²predict = 0.570). Hypothesis testing indicates that Content Relevancy has a strong and significant effect on Purchase Decision (β = 0.613; t = 11.058; p < 0.001; f² = 0.370), making it the most influential predictor. Content Frequency has a positive but weak effect (β = 0.121; t = 2.192; p = 0.014; f² = 0.014), while Influencer Credibility does not significantly influence Purchase Decision (β = 0.080; t = 1.410; p = 0.079; f² = 0.008). These findings suggest that content relevance plays a more critical role than influencer credibility in shaping purchase decisions. The study highlights the importance of content strategy in enhancing the effectiveness of influencer marketing.
Adopsi QRIS di Kalimantan: Analisis Empiris Berdasarkan Model UTAUT Rafii, Mohamad; Nuswantoro, Setio Ardy; Ulfi, Muhammad; Junaedi, Ahyar; Windiarti, Ika Safitri
Jurnal Teknik Vol. 13 No. 2 (2024): Juli - Desember 2024
Publisher : Universitas Muhammadiyah Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/jt.v13i2.12238

Abstract

Dengan menggunakan model Unified Theory of Acceptance and Use of Technology (UTAUT), penelitian ini menganalisa bagaimana penerimaan dari teknologi Quick Response Indonesia Standard (QRIS) oleh pengguna pembayaran digital di Kalimantan. Untuk mengevaluasi hubungan antara konstruk utama, Performance Expectancy (PE), Effort Expectancy (EE), Social Influence (SI), dan Facilitating Conditions (FC), terhadap Behavioral Intentions (BH) dan Use Behavior (UB), studi ini menggunakan pendekatan kuantitatif Structural Equation Modeling (SEM). Sampel 418 orang yang dipilih untuk pengumpulan data dipilih melalui survei online yang dikirim melalui Google Forms. Confirmatory Factor Analysis (CFA) digunakan untuk memverifikasi validitas dan reliabilitas instrumen pengukuran. Jika Average Variance Extracted (AVE) melebihi 0,5 dan nilai Cronbach’s Alpha melebihi 0,7, instrumen tersebut menunjukkan reliabilitas yang kuat. Hasil penelitian menunjukkan bahwa seluruh struktur memiliki reliabilitas yang tinggi. Kemudian ditemukan bahwa setiap konstruk utama memuliki pengaruh, baik langsung ataupun tidak langsung terhadap BH dan UB pada penggunaan teknologi QRIS. Studi ini memberikan wawasan empiris tentang penerimaan teknologi di Indonesia dan memberikan implikasi bagi para pemangku kepentingan yang ingin meningkatkan adopsi dan penggunaan sistem pembayaran digital.
Pengaruh Social Media Engagement, Digital Trust, dan Kualitas Informasi terhadap Citra Organisasi Publik di Era Transformasi Digital (Studi pada Mahasiswa S-1 sebagai Digital Native) Bayu Suratmoko Bayu; Mohammad Rafii; Ahyar Junaedi; Jaemi Wahyudi; Saipul
Bitnet: Jurnal Pendidikan Teknologi Informasi Vol. 11 No. 2 (2026): Bitnet: Jurnal Pendidikan Teknologi Informasi
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/bitnet.v11i2.12995

Abstract

The way public organizations operate has been profoundly altered by digital transformation communicate with the general population, especially by using social media is the principal channel of communication. In the impression, information quality, digital trust, and social media participation are significant elements that could affect how public institutions are perceived. This study aims to investigate how learners that are digital natives perceive public organizations in relation to social media engagement, digital trust, and information quality. Purposive sampling procedures were used to choose 250 undergraduate students from Muhammadiyah University Palangka Raya as respondents for this quantitative study with an explanatory design. A Likert scale-based the data was collected via a questionnaire, and it was analyzed using Partial Least Squares-based Structural Equation Modeling (SEM-PLS) utilizing SmartPLS software. According to the results, every construct satisfied the authenticity and dependability requirements. The model's structural evaluation revealed that 58.8% of the variation in Public Organization Image was simultaneously explained by Information Quality, Digital Trust, and Social Media Participation. After information quality along with social networking engagement, digital confidence has the greatest positive and substantial impact on public organization image, according to hypothesis testing. Furthermore, the predictive relevance value demonstrates the model's strong forecasting powers. These results demonstrate that, In the era of the digital shift, the main elements influencing how public institutions are seen are digital trust and information quality. This study offers practical implications for public organizations in developing successful digital communication strategies to improve organizational image and public trust, in addition to theoretical contributions to the body of literature on public organization digital communication.