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Pendampingan Usaha Mikro Kecil “Dear Dira” Melalui Program Business Project Berbasis Inovasi Dan Digitalisasi Hafni, Layla; Safari SD, Surya; Chandra, Stefani; Andi, Andi; JosephusSwanto, Dominicus
Jurnal Pengabdian UntukMu NegeRI Vol. 7 No. 2 (2023): Pengabdian Untuk Mu negeRI
Publisher : LPPM UMRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37859/jpumri.v7i2.6121

Abstract

Untuk mendukung program pemerintah menciptakan wirausaha muda minimal 4 % dari jumlah penduduk, maka Institut Bisnis dan Teknologi Pelita Indonesia melaksanakan program Business Innovation bagi mahasiswa dan dosen untuk membantu Usaha Mikro dan Kecil dalam bentuk pendampingan guna mengembangkan usahanya dengan memanfaatkan digitalisasi dan Inovasi. Program Business Inovation ini memberikan peluang bagi wirausaha muda yang telah menjalankan usaha untuk mendapatkan pendampingan dalam mendesain logo, packing kemasan, pembuatan media sosial, membuka toko di market place, plat form toko on line seperti Gojek, shopee, Tokopedia atau Lazada, melakukan analisis strategi dan potensi berkembangnya usaha dengan analisa SWOT serta membantu menyusun laporan keuangan. Metode yang digunakan melalui tiga tahapan, pertama tahap sosialisasi dan seminar, kedua tahap pendampingan dan ketiga tahap bazaar dan pameran. Kegiatan ini dinilai bermanfaat oleh UMK yang pernah memperoleh pendampingan dari Tim Business Innovation Pelita Indonesia, dan bagi mahasiswa pendamping, kegiatan ini berhasil menumbuhkan minat berwirausaha serta menurunkan tingkat kekhawatiran akan resiko gagal dalam berusaha.
ANALISIS PENGARUH TINGKAT KESEHATAN BANK DENGAN METODE RGEC TERHADAP KINERJA KEUANGAN (ROA) SEKTOR PERBANKAN KONVENSIONAL YANG TERDAFTAR DI BEI TAHUN 2015-2020 Wulansari, Jessy; Chandra, Stefani
Procuratio : Jurnal Ilmiah Manajemen Vol 10 No 3 (2022): Procuratio : Jurnal Ilmiah Manajemen
Publisher : Institut Bisnis dan Teknologi Pelita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35145/procuratio.v10i3.2655

Abstract

This study aims to determine the effect of bank soundness on the financial performance of ROA at bank listed on the Indonesia Stock Exchange for the 2015-2020 period using the RGEC (Risk Profile, Good Corporate Governance, Earnings, and Capital) method where in this study. The risk profile is proxied with NPL (Non Performing Loan), and LDR (Loan to Deposit Ratio), Good Corporate Governance with GCG ratio, Earnings is proxied with NIM (Net Interest Margin), and BOPO (Operating Expense to Operating Income) and Capital is proxied by CAR (Capital Adequacy Ratio). The object of this research is the banking sector companies listed on the Indonesia Stock Exchange for the period 2015-2020. The population in this study is 45 companies. The sampling technique in this study use purposive sampling method and the sample obtained were 38 companies. The data analysis technique used is multiple linear regression analysis using SmartPls 3.0 Program because the research data is not normally distributed. The result of this study indicate that the NPL and LDR variables have no effect on ROA; NIM, BOPO, and CAR variables have a significant positive effect on ROA in the conventional banking sector listed on the IDX in 2015-2020. Penelitian ini bertujuan untuk mengetahui pengaruh tingkat Kesehatan bank terhadap terhadap kinerja keuangan ROA pada bank yang terdaftar di Bursa Efek Indonesia periode 2015-2020 dengan Metode RGEC (Risk Profile, Good Corporate Governance, Earnings, dan Capital) dimana dalam penelitian, Rasio Risk Profile diproksikan dengan NPL (Non Performing Loan) dan LDR (Loan to Deposit Ratio), Good Corporate Governance dengan Rasio GCG, Earnings diproksikan dengan NIM (Net Interest Margin), dan BOPO (Beban Operasional terhadap Pendapatan Operasional), serta Capital yang diproksikan rasio CAR (Capital Adequacy Ratio). Objek penelitian ini adalah perusahan sektor perbankan yang terdaftar di BEI periode tahun 2015 sampai dengan 2020. Populasi dalam penelitian ini adalah 45 perusahaan. Teknik pengambilan sampel dalam penelitian ini menggunakan metode purposive sampling dan sampel yang diperoleh sebanyak 38 perusahaan. Teknik analisis data yang digunakan adalah analisis regresi linear berganda dengan menggunakan SmartPls 3.0 yang dikarenakan data penelitian tidak berdistribusi dengan normal. Hasil dari penelitian ini menunjukkan bahwa variabel NPL dan LDR tidak memiliki pengaruh terhadap ROA; variabel NIM, BOPO, dan CAR memiliki pengaruh positif signifikan terhadap ROA pada sektor perbankan konvensional yang terdaftar di BEI tahun 2015-2020.
PENGARUH KUALITAS LAYANAN ELEKTRONIK DAN KEPERCAYAAN ELEKTRONIK TERHADAP KEPUASAN ELEKTRONIK DAN LOYALITAS ELEKTRONIK PELANGGAN PADA SITUS PERDAGANGAN ELEKTRONIK TRAVELOKA DI PEKANBARU Chandra, Fatmawati; Chandra, Stefani
Procuratio : Jurnal Ilmiah Manajemen Vol 11 No 3 (2023): Procuratio : Jurnal Ilmiah Manajemen
Publisher : Institut Bisnis dan Teknologi Pelita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35145/procuratio.v11i3.4102

Abstract

This study aims to determine the effect of e-service quality and e-trust on customer e-satisfaction and e-loyalty on the Traveloka e-commerce site in Pekanbaru. The research population is users of the Traveloka site or application in the city of Pekanbaru. The sample in this study amounted to 100 respondents. The type of data in this research is quantitative data. Quantitative data analysis techniques include preliminary tests, SEM-PLS analysis, namely analysis of the outer model analysis and inner model analysis and hypothesis testing. The results of this study indicate that e-service quality and e-trust have a positive and significant effect on e-satisfaction and e-trust and e-satisfaction have a positive and significant effect on e-loyalty. Meanwhile, e-service quality has no positive and significant effect on e-loyalty. Penelitian ini bertujuan untuk mengetahui pengaruh kualitas layanan elektronik dan kepercayaan elektronik terhadap kepuasan elektronik dan loyalitas elektronik pelanggan pada situs perdagangan elektronik Traveloka di Pekanbaru. Populasi penelitian adalah pengguna situs atau aplikasi Traveloka di kota Pekanbaru. Sampel dalam penelitian ini berjumlah 100 responden. Jenis data dalam penelitian ini adalah data kuantitatif. Teknik analisis data kuantitatif meliputi uji pendahuluan, analisis SEM-PLS yaitu analisis analisis outer model dan analisis inner model dan uji hipotesis. Hasil penelitian ini menunjukkan bahwa kualitas layanan elektronik dan kepercayaan elektronik berpengaruh positif dan signifikan terhadap kepuasan elektronik dan kepercayaan elektronik dan kepuasan elektronik berpengaruh positif dan signifikan terhadap loyalitas elektronik. Sedangkan kualitas layanan elektronik tidak berpengaruh positif dan signifikan terhadap loyalitas elektronik.
Optimalisasi Penguasaan Digital Soft Skill Bagi Siswa SMK Dharmaloka Chandra, Stefani; Chandra, Teddy; Wijaya, Evelyn; David, David; Ng, Martha; Chandra, Jennifer
JUDIKAT: Jurnal Pengabdian Kepada Masyarakat Vol 5 No 2 (2025): JUDIKAT: Jurnal Pengabdian Kepada Masyarakat
Publisher : Institut Bisnis dan Teknologi Pelita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35145/judikat.v5i2.5753

Abstract

Kegiatan pengabdian masyarakat diselenggarakan di SMK Dharmaloka Pekanbaru dengan tema ”Kuasai Digital Softskill, Raih Peluang Sukses Masa Depan”. Tujuan pelaksanaan PKM adalah untuk memberikan edukasi kepada siswa bagaimana penguasaan keterampilan digital siswa baik dari sisi komunikasi, kreativitas hingga personal branding. Fenomena yang ditemukan dilapangan bahwa perkembangan era digital yang semakin kuat menuntut siswa untuk menguasai keterampilan digital sebagai bekal utama untuk memasuki dunia kerja. Kegiatan PKM diikuti oleh siswa kelas XI dan kelas XII SMK Dharmaloka sebanyak 44 orang yang dilaksanakan di Aula SMK Dharmaloka. Bentuk pengabdian dalam kegiatan ini mencakup pemaparan materi serta praktek penguasaan keterampilan digital kemudian dilanjutkan dengan sesi diskusi dan sesi tanya jawab. Hasil dari kegiatan ini adalah terlaksananya kegiatan PKM dengan lancar dan mendapatkan respon positif dari siswa.
Analysis of Capital Structure, Liquidity and Firm Size on Financial Performance and Firm Value in Technological Sector Wijaya, Evelyn; Wijaya, Fuma; Chandra, Stefani; Musa, Sulaiman
Research in Accounting Journal (RAJ) Vol. 6 No. 2 (2025): RAJ (Research in Accounting Journal)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/raj.v6i2.10526

Abstract

Indonesia’s technology industry is experiencing strong growth prospects, supported by solid fundamentals and the rapid expansion of fintech infrastructure. The digital economy’s Gross Merchandise Value (GMV) is projected to grow at a compound annual growth rate (CAGR) of 14% during 2024–2030, driven by continuous innovation in e-commerce, increasing digital adoption through QRIS, and the strengthening of technology-based financial ecosystems. This study aims to examine the effect of capital structure, liquidity, and firm size on financial performance and firm value in the technology sector. The research employs secondary data collected through a purposive sampling technique, resulting in a sample of 15 companies. Data were analyzed using descriptive statistics and structural equation modeling (SEM) with SmartPLS. The results indicate that (1) capital structure, liquidity, and firm size have a negative and insignificant effect on financial performance, and (2) capital structure, liquidity, firm size, and financial performance have a positive but insignificant effect on firm value. These findings suggest that internal financial characteristics have not yet demonstrated a statistically significant role in determining financial performance and firm value within Indonesia’s technology sector.
STRATEGI SUKSES PENULISAN PENELITIAN TINDAKAN KELAS BAGI GURU SMA SANTA MARIA PEKANBARU Teddy Chandra; Evelyn Wijaya; Stefani Chandra; Suyono Suyono; Andi Andi
Jurnal Pengabdian Masyarakat Multidisiplin Vol 8 No 2 (2025): Februari
Publisher : LPPM Universitas Abdurrab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36341/jpm.v8i2.5569

Abstract

Class Action Research (PTK) is a type of research carried out by teachers to improve learning practices in the classroom, create effective learning, and at the same time as an effort to increase teacher professionalism. The results of initial observations of research objects found that not all Santa Maria Pekanbaru High School teachers were able to design PTK due to a lack of understanding steps in carrying out PTK and procedures of writing scientific papers, lack of motivation and fighting power in carrying out PTK. PTK writing training activities at Santa Maria Pekanbaru High School will be held in March 2024 who attended of 48 participants. This PKM activity intended to provide information to teachers about the importance of PTK for teachers so that they can solve educational problems and will help improve the quality of education. This training includes several stages, namely planning, presentation of material and participants' discussion. The results of the service activities indicate that teachers understanding of PTK increases and have held discussions related to PTK topics where the final result is that there are 6 (six) teams of teachers who already have PTK topics.
Analysis of Capital Structure, Liquidity and Firm Size on Financial Performance and Firm Value in Technological Sector Evelyn Wijaya; Fuma Wijaya; Stefani Chandra; Sulaiman Musa
Research in Accounting Journal (RAJ) Vol. 6 No. 2 (2025): RAJ (Research in Accounting Journal)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/raj.v6i2.10526

Abstract

Indonesia’s technology industry is experiencing strong growth prospects, supported by solid fundamentals and the rapid expansion of fintech infrastructure. The digital economy’s Gross Merchandise Value (GMV) is projected to grow at a compound annual growth rate (CAGR) of 14% during 2024–2030, driven by continuous innovation in e-commerce, increasing digital adoption through QRIS, and the strengthening of technology-based financial ecosystems. This study aims to examine the effect of capital structure, liquidity, and firm size on financial performance and firm value in the technology sector. The research employs secondary data collected through a purposive sampling technique, resulting in a sample of 15 companies. Data were analyzed using descriptive statistics and structural equation modeling (SEM) with SmartPLS. The results indicate that (1) capital structure, liquidity, and firm size have a negative and insignificant effect on financial performance, and (2) capital structure, liquidity, firm size, and financial performance have a positive but insignificant effect on firm value. These findings suggest that internal financial characteristics have not yet demonstrated a statistically significant role in determining financial performance and firm value within Indonesia’s technology sector.
IMPACT ON DIVIDEND POLICY AND DEBT POLICY ON COMPANY VALUE WITH PROFITABILITY AS AN INTERVENING VARIABLE IN THE INDUSTRIAL SECTOR Evelyn Wijaya; Benny Eben Situmeang; David David; Stefani Chandra
Kurs : Jurnal Akuntansi, Kewirausahaan dan Bisnis Vol. 10 No. 2 (2025): Kurs : Jurnal Akuntansi, Kewirausahaan dan Bisnis
Publisher : Institut Bisnis dan Teknologi Pelita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35145/kurs.v10i2.5757

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh kebijakan dividen dan kebijakan hutang terhadap nilai perusahaan dengan profitabilitas sebagai variabel intervening pada sektor industri. Populasi yang digunakan dalam penelitian ini sektor industri yang terdaftar di BEI sebanyak 43 perusahaan. Pemilihan sampel data dilakukan dengan menggunakan metode purposive sampling sehingga diperoleh sebanyak 34 perusahaan. Teknik analisis data yang digunakan analisis kuantitatif dengan menggunakan Structural Equation Modeling (SEM) PLS. Hasil penelitian menginformasikan bahwa kebijakan dividen dan kebijakan hutang berpengaruh tidak signifikan terhadap profitabilitas, kebijakan dividen dan kebijakan hutang secara langsung berpengaruh positif dan signifikan terhadap nilai perusahaan, profitabilitas berpengaruh tidak signifikan terhadap nilai perusahaan, sedangkan secara tidak langsung kebijakan dividen dan kebijakan hutang yang dimediasi profitabilitas berpengaruh tidak signifikan terhadap nilai perusahaan. This research aims to determine impact on dividend policy and debt policy on company value with profitability as an intervening variable in the industrial sector. The population used in this research is the industrial sector listed on the IDX with totaling 43 companies. The selection of data samples was carried out using the purposive sampling method so that 34 companies were obtained. The data analysis technique used is quantitative analysis using Structural Equation Modeling (SEM) PLS. Research results inform that dividend policy and debt policy do not have a significant impact on profitability, dividend policy and debt policy directly have a positive and significant impact on company value, profitability does not have a significant impact on company value, while indirectly dividend policy and debt policy mediated by profitability do not have a significant impact on company value.
Membangun Jiwa Wirausaha Di Era Digital Bagi Peserta Didik Smk Dharma Loka Evelyn Wijaya; Yusnita Octafilia; Martha Ng; David David; Stefani Chandra; Sarli Rahman; Bord Nandre Aprila; Fery Martias
JUDIKAT: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 1 (2026): JUDIKAT: Jurnal Pengabdian Kepada Masyarakat
Publisher : Institut Bisnis dan Teknologi Pelita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The community service activity was held at SMK Dharma Loka Pekanbaru with the theme "Building Entrepreneurial Spirit in the Digital Era." The purpose of implementing PKM is to provide education to students on how to build an entrepreneurial spirit in the era of digitalization. The phenomenon found in the field shows that there is still limited knowledge regarding business management, lack of capital support, and low self-confidence in taking risks, which can become obstacles to the growth of entrepreneurial mentality. The PKM activity was attended by 25 students of class X at SMK Dharma Loka Pekanbaru and was conducted in the Seminar Hall of SMK Dharma Loka. The form of service in this activity includes material presentation and direct practice, followed by a discussion session and a question-and-answer session. The result of this activity is the smooth implementation of PKM and receiving positive responses from the students.