Claim Missing Document
Check
Articles

Found 15 Documents
Search

Analysis of Net Stable Funding Ratio (NSFR) in the Banking Sector Listed on the Indonesian Stock Exchange (IDX) on Financial Performance for the Period 2018-2023 Ihsan, Fauziah; Rivani, Rivani; Parlina, Nurhana Dhea
Eduvest - Journal of Universal Studies Vol. 5 No. 8 (2025): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v5i8.51190

Abstract

This study aims to analyze the effect of the Net Stable Funding Ratio on the financial performance of banks listed on the Indonesia Stock Exchange in the 2018–2023 period. Financial performance is measured using two main indicators, namely Return on Assets and Return on Equity. The Net Stable Funding Ratio is one of the liquidity ratios applied under Basel III to improve the stability of long-term banking funding. This study uses a quantitative method with a simple linear regression approach to test the effect of the Net Stable Funding Ratio on bank profitability (Return on Assets and Return on Equity). The results showed that the Net Stable Funding Ratio has no significant effect on ROA or ROE of the sample banks. The low R-squared value in both models indicates that the independent variable (NSFR) explains only a small part of the variation in the dependent variables (ROA and ROE), so other factors may be more influential in determining the company's profitability. The results are expected to provide insights for investors, regulators, and policymakers in understanding the relationship between funding stability and bank profitability, as well as serve as a reference in designing a more sustainable and competitive banking strategy in the financial market.
Analisis Penerapan Metode EOQ dalam Pengelolaan Manajemen Persediaan (Studi Kasus pada Royal Folding Gate cabang Jatinangor) Purba, Rivan Salvador; Rivani, Rivani
Forum Bisnis Kewirausahaan Vol 15 No 1 (2025): Forum Bisnis dan Kewirausahaan
Publisher : LPPM Universitas Multi Data Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35957/forbiswira.v15i1.10115

Abstract

Royal Folding Gate, a business in the manufacturing sector, faces challenges in inventory management at its Jatinangor branch, where suboptimal stock management methods lead to inventory accumulation and high costs. This study aims to identify inventory management challenges and analyze the impact of implementing the Economic Order Quantity (EOQ) method on the operational efficiency of Royal Folding Gate. The research methodology employs a descriptive qualitative approach, utilizing primary and secondary data. The analysis results show that the implementation of the EOQ method at Royal Folding Gate can reduce storage costs per unit by a total of up to Rp1,835,477. The EOQ calculation provides an optimal order quantity, reduces the frequency of inefficient ordering, and prevents overstock and stockout situations. This study demonstrates that the EOQ method is an effective solution for managing inventory, reducing costs, and improving operational efficiency at the Jatinangor branch of Royal Folding Gate.
PENGARUH SERVICE QUALITY DAN LOYALTY PROGRAM TERHADAP CUSTOMER RETENTION PADA ALFAMART Fauziah, Sabila Nurul; Arifianti, Ria; Rivani, Rivani
Jurnal Ilmiah Manajemen, Ekonomi, & Akuntansi (MEA) Vol 8 No 2 (2024): Edisi Mei - Agustus 2024
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31955/mea.v8i2.4365

Abstract

Alfamart menjadi salah satu minimarket terkuat yang ada di Indonesia. Persaingan yang ketat dengan pesaingnya, membuat Alfamart harus memberikan service quality yang berkualitas dan penawaran menarik melalui loyalty program dengan tujuan untuk mendapatkan pelanggan yang bertahan (customer retention). Penelitian ini bertujuan untuk menguji pengaruh apakah service quality dan loyalty program memiliki pengaruh terhadap customer retention baik secara parsial maupun simultan. Penelitian ini menggunakan kuantitatif deskriptif dengan jumlah sampel 100 orang. Penentuan sampel sendiri menggunakan teknik purposive sampling dengan metode yang digunakan systematic random sampling. Uji yang digunakan adalah regresi linear berganda dan uji hipotesis dibantu dengan alat SPSS. Hasil dari penelitian ini menunjukkan bahwa service quality berpengaruh positif dan signifikan terhadap customer retention, begitu pun dengan loyalty program yang juga berpengaruh positif dan signifikan terhadap customer retention. Selanjutnya, service quality dan loyalty program berpengaruh positif dan signifikan terhadap customer retention. Semakin baik service quality dan loyalty program maka semakin baik juga customer retention yang didapatkan. Hasil riset ini akan memberikan kontribusi akademis mengenai pembahasan service quality dan loyalty program dan pengaruhnya terhadap customer retention. Selain itu, gambaran Alfamart dalam menerapkan ketiga variabel ini bisa menjadi temuan bagi perusahaan maupun pembaca.
Penentuan Suksesor Bisnis Dengan Metode Simple Multi Attribute Rating Technique (SMART) Berdasarkan Teori ACE-MAN Untuk Mendukung Suksesi Bisnis di PT. X Ulya Mubarak, Zaki; Rivani, Rivani
Bahtera Inovasi Vol 7 No 1 (2023): Jurnal Bahtera Inovasi
Publisher : Program Studi Manajemen FEBM UMRAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31629/bi.v7i1.5808

Abstract

This research was conducted to formulate an assessment and selection of business successors based on objective criteria to support the business succession process at the company which runs a business in the distribution of pharmaceutical products and medical devices. This research uses a qualitative approach with descriptive methods. Data were collected by using several techniques such as literature study, in-depth interviews, distribution of questionnaires and data triangulation from three informants who were also respondents to evaluate potential successors. Candidate evaluation criteria are determined based on the ACE-MAN theory (Acceptable, Charismatic, Energetic, Managing, Achieving and Networking). The candidate evaluation formulation is analyzed by qualitative methods and Simple Multi Attribute Rating Technique (SMART) method to find the best candidate with the highest rating score based on ACE-MAN criteria. The result of the research conducted is that the company has started planning the business succession process. There is one candidate who obtains the highest rating results from three assessors after being processed by the SMART method based on the ACE-MAN criteria and also being able to fulfill the family cultural values applied in the company.
PENERAPAN PEMASARAN DIGITAL BAGI PELAKU PARIWISATA DESA PANUNDAAN, KABUPATEN BANDUNG Hakim, Raden Marsha Aulia; Chan, Arianis; Rivani, Rivani; Suryadipura, Dadan; Auliana, Lina
Kumawula: Jurnal Pengabdian Kepada Masyarakat Vol 8, No 2 (2025): Kumawula: Jurnal Pengabdian Kepada Masyarakat
Publisher : Universitas Padjadjaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24198/kumawula.v8i2.51418

Abstract

Panundaan Village, located in Ciwidey District, Bandung Regency, has significant potential in the tourism sector. To optimize this potential, collaboration among various stakeholders, including the village government, private sector, academics, community, and  residents, is required. The community service program implemented aims to support the development of tourism in Panundaan Village through digital marketing. The methods used include descriptive analysis through Focus Group Discussions (FGD) and surveys to evaluate the implementation of digital marketing by tourism businesses in the village. The FGD involved the Panundaan Village business community, such as Saluyu MSMEs, private business operators, agritourism operators, and village officials. The expected outcome is the achievement of an effective digital marketing process to enhance tourism businesses in Panundaan Village. Based on the activities conducted, it was found that 29% of business operators have implemented digital marketing through social media platforms like Instagram. Marketing through various digital platforms shows significant potential in supporting business growth. However, there is a need for skilled and focused human resources to manage and optimize all the digital marketing platforms utilized. Therefore, capacity building and training for workers in digital marketing are crucial steps to ensure the sustainability and effectiveness of the digital marketing strategy in Panundaan Village. Desa Panundaan, terletak di Kecamatan Ciwidey, Kabupaten Bandung, memiliki potensi besar dalam sektor pariwisata. Untuk mengoptimalkan potensi ini, diperlukan kolaborasi antara berbagai pihak, termasuk pemerintah desa, sektor swasta, akademisi, komunitas, dan masyarakat setempat. Program pengabdian masyarakat yang dilaksanakan bertujuan mendukung pengembangan pariwisata Desa Panundaan melalui pemasaran digital. Metode yang digunakan meliputi analisis deskriptif melalui Focus Group Discussion (FGD) dan survei untuk mengevaluasi implementasi pemasaran digital oleh pelaku usaha wisata di desa tersebut. FGD dilakukan dengan melibatkan komunitas usaha Desa Panundaan seperti UMKM Saluyu, pelaku usaha swasta, pelaku usaha agrowisata, dan perangkat desa. Hasil yang diharapkan adalah tercapainya proses pemasaran digital yang efektif dalam mengembangkan usaha wisata di Desa Panundaan. Berdasarkan kegiatan yang dilaksanakan, ditemukan bahwa 29% pelaku usaha telah menerapkan pemasaran digital melalui media sosial seperti Instagram. Pemasaran menggunakan berbagai platform digital menunjukkan potensi yang signifikan dalam mendukung pertumbuhan usaha. Namun, terdapat kebutuhan akan sumber daya manusia yang terampil dan fokus dalam mengelola serta mengoptimalkan seluruh platform digital yang digunakan. Oleh karena itu, peningkatan kapasitas dan pelatihan tenaga kerja di bidang pemasaran digital menjadi langkah krusial untuk memastikan keberlanjutan dan efektivitas strategi pemasaran digital di Desa Panundaan.