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INTEGRASI LITERASI KEUANGAN, INKLUSI KEUANGAN, FINANCIAL TEKNOLOGI TERHADAP MINAT MEMBAYAR ZAKAT MASYARAKAT AMBON DAN KEPATUHAN BERAGAMA SEBAGAI VARIABEL MODERATE Holle, Mohammad Hanafi; Purwandari, Elce
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 5 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i6.12641

Abstract

Zakat saat ini diposisikan pemerintah Indonesia sebagai salah satu instrumen penting inklusi keuangan dalam penanggulangan kemiskinan. Riset ini bertujuan untuk menguji literasi keuangan, inklusi keuangn, teknologi keuangan, terhadap minat berzakat masyarakat Ambon serta menguji kepatuhan beragama dalam memoderasi hubungan ketiga variabel tersebut. Riset menggunakan pendekatan kuantitatif. Populasi adalah semua masyarakat muslim Kota Ambon yang sudah bekerja dan memenuhi nisabnya untuk berzakat. Jumlah sampel yang digunakan adalah sebanyak 161 dari 200 kuisioner yang diedarkan yang dipilih dengan teknik purposive sampling. Teknik pengumpulan data menggunakan penyebaran kuesioner melalui google form. Penelitian ini menggunakan metode Structural Equation Modelling dengan menggunakan Partial Least Square sebagai bahan untuk menganalisis data penelitian. Hasil riset dari uji hipotesis menunjukkan literasi keuangan dan fintech tidak berpengaruh positif dan signifikan terhadap minat berzakat. Sementara inklusi keuangan dan kepatuhan beragama berpengaruh positif dan signifikan terhadap minat membayar zakat masyarakat Ambon. Kepatuhan beragama tidak memoderasi hubungan literasi keuangan terhadap minat berzakat. Namun memoderasi hubungan inklusi keuangan terhadap minat berzakat, tapi tidak signifikan, begitupun kepatuhan beragama tidak memoderasi hubungan teknologi keuangan terhadap minat berzakat secara signifikan.
ANALISIS METODE PENDIDIKAN DALAM MENINGKATKAN MINAT BACA AL-QUR’AN TPA IHSAAN UNIT 023 KELURAHAN DEMPO KECAMATAN LUBUKLINGGAU TIMUR II Yusnita, Yusnita; Saleh, Muhammad; Subakti, Agung; Purwandari, Elce
Al-Idaroh: Media Pemikiran Manajemen Dakwah Vol 1 No 1 (2021): Maret, Al-Idaroh: Media Pemikiran Manajemen Dakwah
Publisher : Program Studi Manajemen Dakwah Fakultas Dakwah dan Komunikasi Islam Institut Agama Islam (IAI) Al-Azhaar Lubuklinggau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53888/alidaroh.v1i1.285

Abstract

Abstract:. The purpose of this research is the formation of students who have character and personality traits with a foundation of faith and devotion as well as strong moral values ​​or manners that are reflected in the overall attitude and behavior of everyday life and then give patterns to the formation of national character. Among the missions, namely combining aspects of teaching, practice, learning activities to read Al-Quran, followed by habituation of practicing worship together at home, visiting and paying attention to the surrounding environment and the application of values ​​and moral norms in daily behavior. This research used descriptive qualitative method. The results of the study concluded that the management of TPA Ihsaan Unit 023 Dempo Lubuklinggau Timur II used learning and evaluation methods. The supporting factor is the existence of an environment that supports both the school and community environment, while the inhibiting factor is the lack of support from some parents of students, the many challenges from outside such as tv and games, the lack of available learning media such as teaching aids, pictures, books and Islamic magazine, the minimum salary for teachers so that teachers cannot focus too much on the activities of students or students. Abstrak: Tujuan dari penelitian ini adalah terbentuknya sosok anak didik yang memiliki karakter watak dan kepribadian dengan landasan iman dan ketaqwaan serta nilai akhlak atau budi pekerti yang kokoh dan tercermin dalam keseluruhan sikap dan perilaku sehari-hari dan selanjutnya memberi corak bagi pembentukan watak bangsa. Adapun diantara misinya yaitu memadukan aspek pengajaran, pengamalan, bahwa kegiatan belajar membaca Al-Quran, diikuti dengan pembiasaan pengamalan ibadah bersama dirumah, kunjungan dan memperhatikan lingkungan sekitar serta penerapan nilai dan norma akhlak dalam perilaku sehari-hari. Penelitian ini menggunakan metode deskriptif kualitatif. Hasil penelitian disimpulkan bahwa manajemen TPA Ihsaan Unit 023 Kelurahan Dempo Lubuklinggau Timur II menggunakan metode pembelajaran dan evaluasi. Faktor pendukungnya adalah adanya lingkungan yang mendukung baik lingkungan sekolah maupun masyarakat, sedangkan faktor penghambatnya adalah kurangnya dukungan dari sebagian orang tua santri, banyaknya tantangan dari luar seperti tv dan game, kurang tersedianya media belajar seperti alat-alat peraga, gambar, buku -buku dan majalah islami, minimnya gaji bagi guru sehingga guru tidak bisa terlalu fokus dalam kegiatan-kegiatan anak didik atau santri.
Manajemen Pelayanan Haji dan Umrah di Agen PT. Tauba Zakka Atkia Kabupaten Musi Rawas Dalam Meningkatkan Kepuasan Jamaah Mustofa, Mustofa; Putri, Depi; Purwandari, Elce; Agussalim, Agussalim
Al-Idaroh: Media Pemikiran Manajemen Dakwah Vol 1 No 2 (2021): September, Al-Idaroh: Media Pemikiran Manajemen Dakwah
Publisher : Program Studi Manajemen Dakwah Fakultas Dakwah dan Komunikasi Islam Institut Agama Islam (IAI) Al-Azhaar Lubuklinggau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53888/alidaroh.v1i2.456

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This study aims to determine "Management of Hajj and Umrah Services in Increasing Congregational Satisfaction at Agents of PT. Tauba Zakka Atkia, Musi Rawas Regency” Service is the main key in a Hajj and Umrah travel service bureau. Pilgrims satisfaction is the starting point for measuring the success and success of a travel agency agent to be given a good or bad label. The form of service starts from planning, budgeting, implementation and evaluation. The method used is descriptive qualitative. From the results of the study, there is a management of hajj and umrah services at the agent of PT. Tauba Zakka Atkia from services in promotion, registration, rituals and departures as well as the implementation of Hajj and Umrah in Saudi Arabia. Supporting factors that support the service are work motivation, giving rewards, many taklim assemblies, good signal connections, and good infrastructure. The inhibiting factors are the shortage of staff and human resources, unstable dollar exchange rate and inadequate infrastructure. Penelitian ini bertujuan untuk mengetahui “Manajemen Pelayanan Haji dan Umrah Dalam Meningkatkan Kepuasan Jamaah di Agen PT. Tauba Zakka Atkia Kabupaten Musi Rawas”. Pelayanan merupakan kunci pokok pada sebuah biro jasa travel haji dan umrah. Kepuasan jamaah menjadi titik awal untuk mengukur keberhasilan dan kesuksesan dari sebuah agen biro travel untuk diberikan label baik atau buruk. Bentuk pelayanan dimulai dari planning, budget, pelaksanaan dan evaluasi. Metode yang digunakan adalah diskriptif Kualitatif. Dari hasil penelitian terdapat manajemen pelayanan haji dan umrah di Agen PT. Tauba Zakka Atkia dari pelayanan dalam promosi, pendaftaran, manasik dan pemberangkatan serta pelaksanaan haji dan umrah di Arab Saudi. Faktor pendukung yang menunjang pelayanan adalah Motivasi kerja, pemberian Reward, Banyak majelis Taklim, koneksi signal yang baik, dan infrastruktur yang baik. Faktor penghambat adalah kekurangan jumlah dan SDM pegawai, kurs dolar yang tidak stabil dan sarana prasarana yang belum cukup.
Nilai-Nilai Etika Bisnis Islam dalam Praktik UMKM Dendeng Pucuk Ubi Wak Idah Purwandari, Elce; Mukmin , Agus
AMAL: Jurnal Ekonomi Syariah Vol. 7 No. 1 (2025): Juni
Publisher : IAIN Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/eksy.v7i1.9858

Abstract

This study examines the application of Islamic business ethics values in the operations of the MSME Dendeng Pucuk Ubi Wak Idah, and their influence on the sustainability and reputation of the business from the perspective of customers and the surrounding community. The main problem addressed is how Islamic ethical values are implemented in business practices and how these values foster customer trust and loyalty. The research employs a qualitative approach, using in-depth interviews with key informants, including the business owner, employees, customers, suppliers, religious leaders, and neighbors. Findings reveal that honesty, trustworthiness, responsibility, and fairness are the fundamental principles consistently upheld in the business. These values not only build a positive reputation and harmonious relationships with stakeholders but also strengthen the business’s sustainability through customer trust and community support. This study contrIbutes to MSME management theory by incorporating spiritual and social relationship dimensions as key factors for success. In conclusion, the comprehensive internalization of Islamic business ethics is crucial in maintaining and developing MSMEs. Practical recommendations are offered for MSME practitioners to integrate these values to enhance trust and competitiveness, and for future research to expand studies to other MSME sectors.
Comparison and difference in the level of jealousy among married couples in long-distance marriages Ervina, Dina; Putra, Bramana Nanditya; Yunistia, Wella; Purwandari, Elce
Psychology, Evaluation, and Technology in Educational Research Vol. 7 No. 2 (2025): Article in Press
Publisher : Research and Social Study Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33292/petier.v7i2.239

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This study aims to describe the level of jealousy among husbands in long-distance marriages, the level of jealousy among wives in long-distance marriages, and to identify whether there is a difference in the level of jealousy between husbands and wives in long-distance marriages. This is a comparative study with a sample size of 90 individuals, consisting of 45 husbands and 45 wives in long-distance marriages. The sampling technique used is purposive sampling. The study measures marital satisfaction, which includes social jealousy, sexual jealousy, family jealousy, and work-related jealousy, developed by White. The findings reveal that: the level of jealousy among husbands in long-distance marriages is generally in the moderate category, with a percentage of 52.10%, the level of jealousy among wives in long-distance marriages is generally in the low category, with a percentage of 46.47%, and there is a significant difference in the level of jealousy between husbands and wives in long-distance marriages, with an F-value of 7.474 and a probability of 0.008, which is less than 0.05.
Settlement of Rejection of Land Acquisition Activities According to Fiqh and Indonesian Law Artiyanto, Artiyanto; Purwandari, Elce; Husni, Husni
Rechtsvinding Vol. 3 No. 1 (2025)
Publisher : Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/rechtsvinding.v3i1.668

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This research aims to formulate a mechanism for resolving objections from land rights holders to land procurement activities intended for public purposes. Employing a qualitative approach and literature study, this research is guided by Maslahat Theory with a comparative approach. It relies on secondary data, including primary, secondary, and tertiary legal materials. The study reveals that objections to land procurement activities have existed since the early period of Islam, notably during the times of Prophet Muhammad SAW and al-Khulafā' ar-Rāshidun. Fiqh does not provide a standardized mechanism for resolving land rights holders' objections to land procurement, instead leaving resolution to government policy based on the broader benefits of the state and religion, ensuring land rights holders are not oppressed or harmed. Based on resolutions used by early Islamic caliphs, this research identifies three resolution methods: discussion and dialogue, tahkim (arbitration), and court proceedings. Implementing these three methods is entrusted to the government, tailored to local customs (uruf) and the evolving dynamics of land procurement regulations for public purposes. In Indonesia, objections to land procurement activities are comprehensively regulated, notably through Law No. 2 of 2012 on Land Procurement for Development in the Public Interest.
The Role and Da’wah Strategies of Islamic Religious Counselors in Enhancing the Religiosity of Women at the Al-Hidayah Taklim Assembly Hidayat, Aceng Nur; Purwandari, Elce; Putri, Depi
Ilmu Dakwah: Academic Journal for Homiletic Studies Vol 18 No 2 (2024): Ilmu Dakwah: Academic Journal for Homiletic Studies
Publisher : Faculty of Da'wah and Communication, UIN Sunan Gunung Djati, Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/idajhs.v18i2.38648

Abstract

This study aims to analyze the role and dakwah strategies of Islamic religious counselors in enhancing the religiosity of women in the Al-Hidayah Taklim Assembly. The research focuses on how religious counselors utilize various methods of da'wah to educate, guide, and strengthen the understanding and practice of Islamic teachings among women. A qualitative approach was employed in this study, with data collection techniques including in-depth interviews, observations, and documentation. The main informants in this research were religious counselors, while key and additional informants included taklim assembly participants, administrators, and local religious leaders. The findings reveal that religious counselors play a central role in motivating and guiding women to better understand and practice Islamic teachings through various da'wah methods, such as lectures, memorization, question-and-answer sessions, and personal mentoring. These regular and intensive da'wah strategies have proven to improve the religiosity of women, strengthen social bonds among the congregation, and enhance the quality of their worship. Additionally, support from families, local government, and religious leaders plays a significant role in facilitating the work of religious counselors. However, challenges such as weather conditions and psychological factors of the congregation need to be addressed to further enhance the effectiveness of da'wah. The implications of this study suggest that well-planned and continuous da'wah can have a significant impact on creating a more religious community, especially among the women of the Al-Hidayah Taklim Assembly.
Evaluation Of The Effectiveness The Use Of Capcut-Based Video Learning Media In Improving Student Understanding And Engagement In Physical Education And Sports Supriyani Sirregar, Epi; Purnama Sari, Ika; Fahruzy Nasution, Alwi; Purwandari, Elce; Muliyadi Daulay, Sehat
Journal of English Language and Education Vol 10, No 3 (2025)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jele.v10i3.991

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The use of technology in education has grown rapidly, with video-based learning media becoming one of the effective tools in improving the quality and effectiveness of teaching. The CapCut application, known as a video editing platform, offers features that can be used to develop interesting and informative learning videos. This study focuses on the use of CapCut in creating video learning media for Physical Education and Sports subjects, with the aim of evaluating its effectiveness in improving student understanding and engagement. The purpose of this study was to evaluate the effectiveness of using CapCut-based video learning media in improving student understanding and engagement in Physical Education and Sports subjects. This study aims to explore how videos made with CapCut can affect the way students understand the concepts of sports and physical activity and the extent to which this media can increase student motivation and engagement in the learning process. This study uses a mixed research method, namely a combination of quantitative and qualitative. The results of the study showed that the use of CapCut-based video learning media significantly improved students' understanding of Physical Education and Sports materials. Videos developed with CapCut were able to present information visually and auditorily that clarified complex concepts. In addition, students showed increased engagement and motivation in the learning process, as reflected in class activities and their responses to video materials. Educators also reported that this media facilitated the delivery of materials and increased interaction with students. This study concludes that the use of CapCut in developing video learning media has a significant positive impact on students' understanding and engagement in Physical Education and Sports. CapCut provides a tool that allows educators to create engaging and interactive learning videos, which in turn improves the quality of learning and student motivation. Therefore, the application of this technology can be an effective solution to improve the learning process in schools. Further research is recommended to explore other aspects of the use of digital media in education and to identify best practices in its implementation
SUPPORTING AND INHIBITING FACTORS FOR TEACHERS IN DEALING WITH DELINQUENT BEHAVIOR IN STUDENTS Handayani, Nur; Saputra, Riyu; Berlian, Zainal; Mislawaty, Sri Eva; Purwandari, Elce
Al-Isyraq: Jurnal Bimbingan, Penyuluhan, dan Konseling Islam Vol 7, No 1 (2024): Maret
Publisher : PABKI (Perkumpulan Ahli Bimbingan dan Konseling Islam) Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59027/alisyraq.v7i1.511

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This research aims to determine the supporting and inhibiting factors for teachers in dealing with students' delinquent behavior. The research location is Madrasah Aliyah Nurul Akhlak Biaro Baru. The method used in this research is qualitative. The research sample consisted of 6 people consisting of 1 school principal, 1 Guidance Counseling teacher, 1 Deputy Principal for Student Affairs, and 3 students. Data collection techniques consist of observation, interviews, and documentation. Data analysis techniques include data collection, data reduction, data presentation, and the final step is drawing conclusions and verification. The results of the research stated that the supporting factors for the guidance and counseling teacher's strategy in overcoming delinquent behavior were that the principal and homeroom teacher supported the existence of counseling guidance activities, students with these activities experienced changes, little by little leaving behind the actions they experienced. Meanwhile, factors inhibiting guidance and counseling teachers from overcoming delinquent behavior include non-existent guidance and counseling rooms, inadequate guidance and counseling facilities, lack of time, and entrenched delinquent behavior.
Free Nutritious Meals (MBG) and the Enhancement of Human Development in the Perspective of Islamic Economics Khoirudin, Ahmad; Kaharudin, M. Robby; Purwandari, Elce
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.958

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The Free Nutritious Meal (Makan Bergizi Gratis/MBG) program is one of the strategic policies of the Indonesian government aimed at improving the quality of human resources through health and education interventions. This study examines MBG from the perspective of Islamic economics, focusing on its relevance to the principles of justice, welfare distribution, and social equity. The research employs a qualitative descriptive approach by analyzing government policy documents, statistical data, and relevant literature, supported by the Islamic economic framework. The findings reveal that MBG not only provides direct benefits in improving students’ nutritional intake but also contributes significantly to the Human Development Index (HDI) through increased school attendance, learning productivity, and reduced inequality in access to basic needs. In the perspective of Islamic economics, MBG reflects the values of maslahah (public benefit) and ta’awun (mutual assistance), thereby aligning with the objectives of maqasid al-shariah in preserving life (hifz al-nafs) and intellect (hifz al-‘aql). The novelty of this research lies in integrating the analysis of a national nutrition-based welfare program with the conceptual framework of Islamic economics, offering an alternative lens for evaluating social policies. This study emphasizes that MBG has the potential to serve not only as a public welfare policy but also as a realization of Islamic economic principles in fostering inclusive and sustainable human development.