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Optimalisasi ZISWAF sebagai Strategi Pendanaan Berkelanjutan di Perguruan Tinggi Keagamaan Islam (PTKI) Utami, Sari; Baharuddin, B
AL HUKMU: Journal of Islamic Law and Economics Vol. 05, No. 1 Maret 2026
Publisher : Institut Islam Mamba'ul 'Ulum Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54090/hukmu.900

Abstract

This study analyzes the urgency of establishing Islamic Religious Higher Education Institutions (PTKI) based on Zakat, Infaq, Alms, and Waqf (ZISWAF) in Indonesia. PTKI play a vital role in shaping the intellectual life of the Muslim community but face financial challenges from traditional funding sources such as government assistance and insufficient tuition fees. Indonesia has enormous potential for ZISWAF, but its utilization in the education sector has not been optimal. This study uses a qualitative approach with document analysis to identify the benefits, cost components, and factors influencing the unit cost per student at ZISWAF-based PTKI. The results indicate that ZISWAF can be a sustainable alternative funding source, improving PTKI's financial independence, educational quality, and educational access for the underprivileged.
Reimagining Islamic Philanthropy in the Digital Economy: A Comparative Analysis of Branding as Ethical Capital in Private and State-Owned Institutions Putra, Muhammad Deni; Muslim, Aziz; Afandi, Mukhamad Yazid; Sahroni, Abdullah; Husain, Muhammad Kamil; Utami, Sari
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 15 No. 1 (2026): April (on progress)
Publisher : Department of Sharia Economics Faculty of Islamic Economics and Business, Universitas Islam Syarifuddin Lumajang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v15i1.3443

Abstract

This qualitative library research examines the contrast in social media branding effectiveness between private and state-owned Islamic philanthropic institutions, an important issue in the digital era where public trust and engagement are essential. Using a systematic thematic analysis of scholarly literature published between 2014 and 2024, the study finds that private institutions consistently outperform their state-owned counterparts by leveraging organizational agility, innovative storytelling, and transparent communication. These practices are further interpreted as contemporary manifestations of core Islamic values, namely amanah (trust) and ihsan (excellence). The primary objective of this study is to identify the underlying factors contributing to this disparity and to generate actionable insights for optimizing digital outreach in Islamic philanthropy. The findings suggest that effective branding is not merely a technical advantage but also reflects a deeper institutional alignment with ethical principles, enabling private institutions to build stronger community engagement and donor loyalty. Accordingly, this study offers important implications by proposing a transformative approach through which state-owned institutions can adopt value-based digital strategies to enhance transparency, public appeal, and overall social impact, thereby strengthening the Islamic economic ecosystem in the twenty-first century.