Article Per Year (5 Year)
p-Index From 2021 - 2026
4.675
P-Index
This Author published in this journals
All Journal KONSELI: Jurnal Bimbingan dan Konseling (E-Journal) AL QUDS : Jurnal Studi Alquran dan Hadis Jurnal Ilmiah Universitas Batanghari Jambi Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Iqtishoduna: Jurnal Ekonomi Islam Adzkiya : Jurnal Hukum dan Ekonomi Syariah Jurnal Ilmiah Edunomika (JIE) Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah KONSEP DAN TUJUAN PADA TINJUAN BISNIS SYARIAH Budimas : Jurnal Pengabdian Masyarakat ARSY : Jurnal Aplikasi Riset kepada Masyarakat El-kahfi : Journal of Islamic economics Bima Journal : Business, Management and Accounting Journal Journal of Research in Social Science and Humanities Salam (Islamic Economics Journal) Jurnal Akuntansi, Manajemen Dan Ekonomi Islam (JAM-EKIS) Jeksyah EKOBIS SYARIAH JSE: Jurnal Sharia Economica Sharia Economic and Management Business Journal (SEMBJ) Kenduri: Jurnal Pengabdian Dan Pemberdayaan Masyarakat El-Mujtama: Jurnal Pengabdian Masyarakat Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Isnaini, Desi
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Social Sciences Other

Published : 41 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 41 Documents
Search

 1   2   3   4   5 
EDUKASI PEMAHAMAN BANK SYARIAH UNTUK MENINGKATKAN KEMAUAN MENABUNG MASYARAKAT DI DESA AIR PUTIH KABUPATEN BENGKULU TENGAH Febrima, Syafrullah; Isnaini, Desi; Nurhab, Badarrudin
ARSY : Jurnal Aplikasi Riset kepada Masyarakat Vol. 6 No. 3 (2025): ARSY : Jurnal Aplikasi Riset kepada Masyarakat
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/arsy.v6i3.1595

Abstract

Penelitian ini bertujuan untuk meningkatkan pemahaman dan kemauan masyarakat Desa Air Putih, Kabupaten Bengkulu Tengah, dalam menabung di bank syariah melalui kegiatan edukasi dan sosialisasi. Latar belakang kegiatan ini adalah rendahnya tingkat literasi keuangan dan kurangnya pengetahuan masyarakat mengenai konsep dan manfaat menabung dalam sistem perbankan syariah. Metode pelaksanaan kegiatan meliputi sosialisasi langsung kepada masyarakat, kerja sama dengan Bank Syariah Indonesia (BSI), serta pendampingan pembukaan rekening tabungan. Kegiatan ini dilakukan dalam tiga tahap: penyampaian materi edukasi, wawancara untuk evaluasi pemahaman, dan pendampingan teknis pembukaan rekening bagi warga yang berminat. Hasil kegiatan menunjukkan peningkatan pemahaman masyarakat secara signifikan: dari 40% menjadi 85% responden yang mampu menjawab dengan benar pertanyaan kuesioner setelah kegiatan edukasi. Selain itu, beberapa warga mulai membuka rekening tabungan syariah, menunjukkan adanya peningkatan kemauan untuk menabung sesuai prinsip syariah. Program ini berdampak positif dalam meningkatkan literasi keuangan syariah, mendorong kebiasaan menabung, serta membuka akses masyarakat terhadap sistem keuangan yang lebih adil dan sesuai prinsip Islam. Dengan pendekatan langsung, kolaborasi dengan lembaga keuangan, dan materi yang kontekstual, edukasi ini menjadi salah satu strategi efektif dalam mendorong inklusi keuangan syariah di pedesaan. Kata Kunci: Edukasi, Pemahaman dan Tabungan Syariah
The Influence of Sharia Financial Literacy, Lifestyle, and Social Media on the Consumptive Behavior of Sharia Economics Students at UINFAS Bengkulu Sari, Wenny Marta Puspita; Isnaini, Desi; Arisandi, Debby 
Journal of Research in Social Science and Humanities Vol 5, No 3 (2025)
Publisher : Utan Kayu Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47679/jrssh.v5i3.429

Abstract

This research is conducted to examine the impact of Islamic financial literacy, lifestyle, and social media on the consumer behavior of students majoring in Islamic economics at UIN Fatmawati Soekarno Bengkulu. A quantitative method is utilized in this study, with data collected through questionnaires. The population comprises 895 individuals, and a total of 90 respondents were selected using simple random sampling based on the Slovin formula. Data analysis methods include descriptive statistical analysis, classical assumption tests (normality, multicollinearity, and heteroscedasticity tests), multiple linear regression, and hypothesis testing, which consists of t-tests (partial), F-tests (simultaneous), and the coefficient of determination (R²). The analysis was performed using SPSS version 26. The findings reveal that Islamic financial literacy (X1) has a positive and significant partial effect on students' consumptive behavior Likewise, lifestyle (X2) exerts a positive and statistically significant influence in a partial test, whereas social media (X3) Students’ consumptive behavior is influenced to some extent, but not entirely.
Pendampingan Pembuatan Nomor Induk Berusaha dan Sertifikasi Halal bagi Para Pelaku Usaha UMKM di Kecamatan Singaran Pati Wardi, Alka Inka Kusuma; Isnaini, Desi; Hasanah, Uswatun
El-Mujtama: Jurnal Pengabdian Masyarakat  Vol. 4 No. 6 (2024): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmujtama.v4i6.5394

Abstract

Micro, Small, and Medium Enterprises or MSMEs are an important part of the economy of a region or country. By developing MSMEs it can provide its own meaning in increasing the value of a country's economic growth and can reduce the value of poverty in a country. The existence of Micro, Small and Medium Enterprises (MSMEs) can be the backbone of a country's economy, because their form of business can revive a declining economy. According to Law Number 20 of 2008 concerning Micro, Small and Medium Enterprises, MSMEs have a very vital role in development and economic growth, but only in developing countries such as Indonesia, but also in developed countries. The main objective of this assistance is to increase the number of MSMEs that obtain NIB and Halal Certification, strengthen consumer confidence, provide guarantees in the production process for producers, increase product competitiveness, stimulate sales turnover growth, open up global marketing opportunities, and comply with government regulations regarding legality. halal business and regulations. The implementation of this mentoring program consists of three stages, namely: pre-service, implementation of mentoring and post-mentoring evaluation. Mentoring activities involve several aspects, such as providing an understanding of the importance of NIB and Halal Certification for MSMEs, assisting in managing business legality through Business Identification Numbers (NIB) and facilitating halal certification programs, and the halal logo is part of this mentoring effort. This activity is focused on MSMEs located in Singaran Pati District, Bengkulu City. Assistance was carried out between 30 May and 30 September 2024, involving 10 business actors. Through the outreach of NIB, SIINas and halal certification. As of the end of September, 3 halal certifications had been issued by the MUI based on the results of assistance and 7 were still in the process of applying for halal certification.
Pengembangan Potensi Wisata Desa Surau Kecamatan Taba Penanjung Kabupaten Bengkulu Tengah Oktaviani, Oktaviani; Isnaini, Desi; Polindi, Miko
El-Mujtama: Jurnal Pengabdian Masyarakat  Vol. 5 No. 2 (2025): El-Mujtama: Jurnal Pengabdian Masyarakat
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmujtama.v5i2.6528

Abstract

This service was carried out in Surau Village, Taba Penanjung District, Central Bengkulu Regency, this service aims to support the development of tourism potential in Surau Village. In this service activity, researchers used the ABCD (Asset-Based Community Development) method. The focus of this activity is to create social media accounts as promotional material for village tourism. The ABCD method in this service activity is carried out in stages: a. Discovery (Asset Identification), b. Dream (building relationships and collaboration), c. Design (designing targets), d. Define (determine), e. Destiny (do). The results of the activity show an increase in community capacity in tourism management, Pokdarwis, as well as the creation of a digital-based marketing strategy to increase the tourist attraction of the village. With this development, it is hoped that Surau Village can become one of the leading tourist destinations in Central Bengkulu Regency which will ultimately support the sustainable economic growth of the local community.
PEMAHAMAN MASYARAKAT DESA SARANG BULAN KECAMATAN PENDOPO KABUPATEN EMPAT LAWANG PROVINSI SUMATERA SELATAN TERHADAP ZAKAT PERTANIAN PADI Handana, Rudi; Isnaini, Desi; Sumarni, Yenti
EKOBIS SYARIAH Vol. 8 No. 2 (2024)
Publisher : Universitas Islam Negeri Ar-Raniry Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/ekobis.v8i2.26390

Abstract

Zakat adalah salah satu rukum Islam, zakat merupakan mengeluarkan Sebagian tertentu dari harta tertentu sampai nisab kepada orang yang berhak menerimanya dan merupakan kewajiban umat islam yang telah ditetapkan oleh Al-Quran, sunnah nabi dan ijma’ para ulama. Kabupaten Empat Lawang Desa Sarang Bulan memiliki persawahan yang cukup luas maka Sebagian Masyarakat penghasilannya dari hasil pertanian, akan tetapi petani belum memahami tentang zakat pertanian maka mereka masih sangat kurang dalam mengamalkan zakat pertanian. Penelitian ini bertujuan untuk mengetahui bagaimana Pemahaman Masyarakat Desa Sarang Bulan Kecamatan Pendopo Kabupaten Empat Lawang Provinsi Sumatera Selatan Terhadap Zakat Pertanian Padi. Penelitian ini mengunakan Metode kualitatif,data dalam penelitian ini diperoleh dari data primer dan data sekunder. Dalam mengumpulkan data mengunakan metode observasi, wawancara, dan dokumentasi. Hasil Penelitian ini menunjukan bahwa dalam melaksanakan kewajiban zakat, Masyarakat belum begitu memahami bahkan terkadang mereka menyamakan antara shadaka dengan zakat. Masyarakat Desa Sarang Bulan Kecamatan Pendopo Kabupaten Empat Lawang Provinsi Sumatera Selatan termasuk Masyarakat yang belum sadar akan kewajiban zakat, dilihat dari kebiasaan mereka yang ketika panen hanya memberikan kepada Masyarakat yang membutuhkan ataupun kemasjid dalam bentuk infaq atau sadakah yang disebut zakat.
Relevansi Religiusitas Dengan Perilaku Konsumsi Isnaini, Desi
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 1 (2020)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v6i1.3538

Abstract

Religiosity in every researchs admitted has related with economic behaviour. Wich related to others or personally. This research discuss about the relevance of religiosity to consumption behaviour, using library research. From this research can be concluded that religiosity will affect consumption behaviour, one of them is consumer behaviour. The more religiosity, then the consumption behaviour applied is the more advantages and the good consumption behaviour. 
Tinjauan Ekonomi Islam terhadap Sistem Bagi Hasil Pertanian Mengunakan Akad Muzara’ah (Studi Muara Lintang Kecamatan Pendopo Barat Kabupaten Empat Lawang) Ruliniati, Ruliniati; Isnaini, Desi; Pramadeka, Katra
Jurnal Ilmiah Universitas Batanghari Jambi Vol 24, No 3 (2024): Oktober
Publisher : Universitas Batanghari Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33087/jiubj.v24i3.5519

Abstract

The aim of this research is to analyze the agricultural production sharing system using a muzara'ah agreement in Muara Lintang, Pendopo Barat District, Empat Lawang Regency from an Islamic economic perspective. Testing was carried out using subjective methods and data collection using purposive testing methods. The sample determination in this research was a purposive test. The research results found that there are still disparities with sharia financial standards which cause one party to feel disadvantaged and the need for candor at the beginning of understanding.
LITERASI EKONOMI ISLAM MELALUI PROGRAM PERPUSTAKAAN PANTI ASUHAN BINA INSANI KECAMATAN KAMPUNG MELAYU KOTA BENGKULU Hadawiyah, Husnatul; Isnaini, Desi
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 6 No. 1 (2024): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Panti asuhan ialah tempat dimana anak-anak dibawah umur dan tidak mampu diserahi penghidupan yang lebih baik. Dengan dana dari donator yang berasal dari berbagai kalangan. Panti Asuhan merupakan tempat dimana anak-anak di bawah umur dan tidak mampu diserahi penghidupan yang lebih baik. Dengan dana dari para donatur dari berbagai kalangan dan kalangan. Alhasil, banyak yayasan panti asuhan yang semakin mengembangkan fasilitas, kurikulum, unit usaha, dan lain-lain. Karena banyaknya donasi yang diterima, warga Yayasan Panti Asuhan terkadang salah paham mengenai donasi. Tujuan Penelitian ini adalah Menumbuhkan Literasi Ekonomi Islam dalam Program Perpustakaan, dengan adanya literasi anak-anak dapat bisa belajar seperti membaca, menulis, berbicara berhitung. Dengan dibuatnya perpustakaan ini diharapkan semoga anak-anak tertarik dan bermotivasi lagi untuk hobi membaca dan menulis dan memfasilititasi anak-anak mulai dari membaca koleksi menarik, menggambar bermain edukatif menulis, membuat kerjinan tangan dan sebagainya. Adapun hasil dari kegiatan pengabdian ini ruangan perpustakaan lebih berwarna dari sebelumnya, bertambahnya buku-buku dan dengan kegiatan program ini semoga anak-anak panti asuhan bina insani lebih meningkat tentang pengetahuan tentang keilmuan islam melalui dari buku-buku dan poster ekonomi islam. Kata Kunci: Literasi, Perpustakaan, Panti Asuhan
ANALISIS KINERJA KEUANGAN PERUSAHAAN YANG TERGABUNG DALAM INDEKS SAHAM SYARIAH INDONESIA (ISSI) YANG MELAKULAN STOCK SPLIT TERHADAP RETURN SAHAM Permatasari, Maharani; Isnaini, Desi; Setiawan, Evan
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.12680

Abstract

This research aims to test whether there is an influence of Return on Assets (ROA), Total Assets Turnover (TATO), Earning Per Share (EPS) and Price Earning Ratio (PER) on Stock Return with a total sample of 7 companies that carry out stock splits which are members of Indonesian sharia stock index (ISSI) in the 2019-2022 period. Research data was collected using documentatiom and library methods and analyzed using multiple linear regression. The results of the F hypothesis test research show a sig value of 0,773 > 0,05, so it can be caonclude that Return on Assets (ROA), Total Assets Turnover (TATO), Earning Per Share (EPS) and Price Earning Ratio (PER) do not have an effect together as stock returns. The t test results show a sig value of ROA 0,934, TATO 0,386, EPS 0,407 and PER 0,659 where the sig value of all variables is greater than 0,05 so it can be conclude that Return on Assets (ROA), Total Assets Turnover (TATO), Earning Per Share (EPS) and Price Earning Ratio (PER) have no partial effect on stock returns.
POTENSI DAN KENDALA PENGEMBANGAN WISATA SYARIAH PADA OBJEK WISATA PULAU KUMAYAN Utami, Dwi Subekti Puji; Isnaini, Desi; Hanif, Padlim
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i4.15525

Abstract

This research aims to find out the potential for sharia tourism development on the Kumayan Island tourist attraction and what are the obstacles to development on the Kumayan Island tourist attraction. This research uses qualitative methods based on the philosophy of postpositivism. With data collection techniques in the form of observation, interviews and documentation. The primary data in this research are managers and visitors at the Kumayan Island tourist attraction. The research results state that Kumayan Island has great potential to be developed as a sharia tourism destination, considering its unspoiled natural beauty and local wisdom of the local community. The development of the Kumayan Island tourist attraction faces several main obstacles, such as limited infrastructure, inadequate accessibility, and limited human resources trained in the tourism industry.
Co-Authors Adisel, Adisel Agus Alimuddin Alfiah, Esti Anugrah Mahesa, Khodijah Aprina, Nana Apriza, Mutiara Arifin, Rahman Arisandi, Debby  Arisandy, Yosy Asnaini Asnaini, Asnaini Atika Sari Badaruddin Nurhab, Badaruddin Elwardah, Khairiah Evan Setiawan Febrima, Syafrullah Fitriani , Wina Fransiska, Linda Fransiska, Linda Hadawiyah, Husnatul Handana, Rudi Hanif, Padlim Hardi, Namang Juki Junaidi, Anwar Liza, Citra Lupita Maemunah Maemunah Maharani Mardiansyah, Hamzah Mawardi Lubis Miko Polindi, Miko Muslih, Cipta Isratul Muttaqin, Faisal Novianty, Lita Patricia Nurhab, Badarrudin Nurhab, Muhammad Irpan Oktarina, Amimah Oktarinah, Amimah Oktaviani oktaviani Pahrudin Permatasari, Maharani Pramadeka, Katra Putri, Sindi Purnama Rahmatin , Rahmatin Riang, Ade Ruliniati, Ruliniati Sari, Wenny Marta Puspita Sejati, Sugeng Sri Lestari Sumarni, Yenti Ulfa, Fadillah Uswatun Hasanah Utami, Dwi Subekti Puji Vindra, Dhef Wardi, Alka Inka Kusuma WULANDARI, SILVI Yulita, Yesi Yunisyah, Nur Yusmita, Yusmita Zahra, Naurah