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All Journal Media Wisata Jurnal Manajemen dan Kewirausahaan (JMDK) E-Dimas: Jurnal Pengabdian kepada Masyarakat Jurnal Ekonomi Pembangunan STIE Muhammadiyah Palopo Jurnal Studi Manajemen dan Bisnis JPM (Jurnal Pemberdayaan Masyarakat) MBR (Management and Business Review) Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Jurnal Pengabdian Kepada Masyarakat MEMBANGUN NEGERI JABI (Jurnal Akuntansi Berkelanjutan Indonesia) Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang Jurnal Penelitian JAPI: Jurnal Akses Pengabdian Indonesia Jurnal Pengabdian Bersama Masyarakat Indonesia KISA INSTITUE : Journal of Economics, Accounting, Business, Management, Engineering and Society Jurnal Ilmiah Bisnis dan Ekonomi Asia (Jibeka) Jurnal Dinamika Manajemen
Aristanto, Eko
Universitas Merdeka Malang
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Transportation Other

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Obstacles of Micro and Small Business Access to Kredit Usaha Rakyat (KUR) Program Irany Windhyastiti; Eko Aristanto; Syarif Hidayatullah; Irany Windhyastiti; Umu Khouroh; Ike Kusdyah Rachmawati
MBR (Management and Business Review) Vol 6 No 1 (2022): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Kanjuruhan Malang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21067/mbr.v6i1.6719

Abstract

This study aims to examine the obstacles of small and micro businesses in accessing credit business programs called Kredit Usaha Rakyat (KUR). The method of collecting data and information is done by desk documents and interviews with local government officials, personal banks implementing KUR, the poor who still cannot access microfinance and micro and small businesses, along with micro and small business actors who have obtained KUR in 9 districts/cities in Indonesia. The data analysis method uses descriptive analysis and Analytic Hierarchy Process (AHP). Based on the results of the AHP, access to services and KUR performance can be improved by taking into account several factors including: prospective debtor prospects, technical service capacity, policies and resources of banking, and macro factors. For research related to the future distribution of Kredit Usaha Rakyat (KUR), it is necessary to conduct an in-depth study of the impact on the development of micro and small businesses that receive KUR and increase the economic capacity of business actors who receive KUR.
Assistance in integrity zone development for strengthening the public services quality at Sabo Technical Center Eko Aristanto; Indri Damayanti; Sunarjo Sunarjo; Zaenal Aripin
Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang Vol 7, No 2 (2022): May 2022
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/abdimas.v7i2.7615

Abstract

The development of the integrity zone (ZI) is an effort to maintain integrity as a state civil apparatus in carrying out public services for the community. This activity aims to assist and facilitate performance assessors of the integrity zone (ZI) implementation at the Sabo Technical Center. The implementation of the activity uses two methods, online by using Zoom Meetings and in-person meetings with tutors, technical assistance, and evaluation desks. Carried out effectively for six intermittent working days in September 2021, this activity is located at the Sabo Technical Center, Yogyakarta. The results of the initial evaluation of the implementation of the development of the integrity zone (ZI) on the leveraging component of strengthening public services, for each aspect that becomes the assessment indicator, includes the service standard rate of 85.33; service culture excellence rate of 88.26 and; service satisfaction assessment rate of 91.67. The impact of the implementation of this activity includes increasing implementation team understanding of various regulations that become the harborage of the development of the integrity zone (ZI); governance improvisation of integrity zone (ZI) development documents; improvise infrastructure facilities in public service rooms by meeting the minimum standards set; and presentation improvements on the website owned by the Sabo Technical Center.
Pelatihan dan Pendampingan Penyusunan Kebijakan dan Standar Pelayanan Publik pada Balai Teknik Air Minum Eko Aristanto; Indri Damayanti; Zaenal Aripin
Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang Vol 6, No 2 (2021): May 2021
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/abdimas.v6i2.5465

Abstract

The implementation of this activity aims to improve the management of policy documents and service standards, increase the capacity of implementing resources and increase the value of public service performance at Balai Teknik Air Minum. Methods of implementing activities include socialization and field visits, desk documents, training and assistance related to public service policies and standards. The duration of the activity is 13 (thirteen) effective working days. Achievements in the implementation of these training and mentoring activities include: i) identified various weaknesses in improving the performance of public services that have been implemented, ii) increasing understanding of leaders and implementers of public services about managing policy documents and public service standards, iii) preparation of policy documents and public service standards which refers to the PANRB Ministerial Regulation No. 15/2014 and the PANRB Minister Regulation No. 17/2017, iv) The results of the self-assessment show an increase in the performance of public services from 2.66 (53.30) category C (Enough) to 3.45 (69.13) category B- (Good with Notes). The results of the evaluation of training and assistance activities in the preparation of policy governance documents and public service standards on 5 (five) indicators reached a score of 54 in the very good category.DOI: https://doi.org/10.26905/abdimas.v6i2.5465
PKM Kopi Rakyat Kelompok Wanita Tani (KWT) “Ngudi Rahayu“ Desa Kebobang Wonosari Kabupaten Malang Irany Windhyastiti; Syarif Hidayatullah Hidayatullah; Irany Windhyastiti Windhyastiti; Eko Aristanto Aristanto; Umu Khouroh Khouroh; Ike Kusdyah Rachmawati
JAPI (Jurnal Akses Pengabdian Indonesia) Vol 4, No 2 (2019)
Publisher : Universitas Tribhuwana Tunggadewi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (396.227 KB) | DOI: 10.33366/japi.v4i2.1583

Abstract

Kelompok Wanita Tani (KWT) Ngudi Rahayu Dusun Lopawon Desa Kebobang Kabupaten Malang diprakarsai oleh Ibu Partini berdiri sejak tahun 2016. Awal pendiriannya KWT Ngudi Rahayu ini masih beranggota 12, namun seiring dengan perkembangan dan kegiatan usaha yang ada saat ini KWT Ngudi Rahayu sudah memiliki 27 orang. Desa Kebobang merupakan salah satu desa di Kabupaten Malang yang memiliki perkebunan kopi yang cukup luas namun, pengolahan proses produksi kopi yang ada masih belum dikelola dengan maksimal seperti masih dilakukan secara individu dan penggunaan teknologi tepat guna yang masih sederhana. Kelompok Wanita Tani ini awalnya dibentuk untuk pengolahan kopi yang tidak bisa dilakukan secara individu bisa dilakukan secara berkelompok. Namun Masih ada beberapa kendala yang dihadapi oleh KWT Ngudi Rahayu, yaitu Peralatan yang digunakan masih secara tradisional/manual sehingga jumlah produksi yang dihasilkan masih relatif terbatas selain itu masih belum meratanya semangat dan motivasi dalam peningkatan usaha kelompok kerja, Lamanya waktu proses produksi, kualitas hasil, belum ada kemasan serta kualitas produk menjadi permasalahan yang butuh sentuhan bantuan pada mitra. Beberapa hal ini yang menjadi keterbatasan KWT Ngudi Rahayu, untuk itu hal ini sangat membutuhkan tambahan ketrampilan dan motivasi guna menumbuhkan minat aktifitas usaha/bisnis .Melihat dari kondisi yang ada pada mitra pengabdi merasa penting untuk membantu dan mencari solusi serta penentuan prioritas program dari beberapa permasalahan yang dialami mitra. Pelaksanaan kegiatan pada Mitra KWT Ngudi Rahayu adalah Peningkatan kapasitas proses produksi dengan pengadaan alat bantu mesin semi otomatis., Perluasan pangsa pasar dengan mengadakan pembuatan Web Blog promosi serta Peningkatan minat dan motivasi berwirausaha dengan pelatihan manajemen bisnis usaha. Melalui program PKM yang sedang berjalan ini. Sesuai dengan jadwal yang disepakati dengan Mitra KWT Ngudi Rahayu , pelatihan akan dilaksanakan pada Bulan Juli dan Agustus. Kegiatan yang saat ini sedang dilakukan adalah: persiapan dalam pengadaan mesin penggoreng kopi semi otomatis, Pelatihan yang sudah selesai dilakukan adalah pelatihan pembuatan label produk , meningkatkan kapasitas dan efisiensi produksi, pendampingan dan implementasinya, serta penetapan Standard operating procedure dan pengenalan promosi produk lewat media online. Luaran kegiatan pengabdian kepada masyarakat sampai disusunya laporan kemajuan ini adalah berupa: (1) Bantuan peralatan mesin penggoreng kopi semi otomatis; (2) Pembuatan media pemasaran online dengan blog (3) publikasi media massa (4) Publikasi Ilmiah
Does capital adequacy ratio matter during the Covid-19 outbreak? Evidence on state-owned banks in Indonesia Caecilya Putri Diaz; Sari Yuniarti; Eko Aristanto; Yusaq Tomo Ardianto
Jurnal Penelitian Vol 19, No 2 (2022): December 2022
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jp.v19i2.9296

Abstract

The Covid-19 epidemic has led to significant transformations in the financial performance of Indonesia's banking sector. Weak economic indicators have resulted in reduced bank capital due to inadequate working capital loans. This study aims to investigate alterations in the capital adequacy ratio (CAR) of Indonesia's state-owned banks during the Covid-19 pandemic. The dataset is derived from the quarterly financial reports of state-owned banks spanning the period 2020-2021. Our findings establish a relationship between bank lending, non-performing loans (NPLs), and CAR. Under the prevailing circumstances, a considerable decline in credit and a noteworthy upsurge in NPLs emerged starting from the third quarter of 2020, with a slight increase persisting into the third quarter of 2021. In contrast, the capital adequacy ratio exhibits a tendency towards stability, attributed to governmental reinforcement of bank capital. We also prove that bank lending has a positive impact on CAR, whereas NPLs have a negative impact on CAR. The research underscores the state-owned banks' ability to consistently and securely maintain the CAR, further emphasizing that this prudent safeguarding mechanism ensures a continuous capital enhancement in conjunction with lending growth, all the while upholding the regulatory norms of the banking industry.
Pelatihan Pengelolaan Keuangan dalam Penyiapan Administrasi Pengajuan Kredit Usaha Rakyat Pada Kelompok Tani Penderes di Desa Patemon Eko Aristanto; Zaenal Aripin; Syarif Hidayatullah
E-Dimas: Jurnal Pengabdian kepada Masyarakat Vol 14, No 1 (2023): E-DIMAS
Publisher : Universitas PGRI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26877/e-dimas.v14i1.11386

Abstract

Kegiatan ini bertujuan melakukan sosialisasi terkait program Kredit Usaha Rakyat (KUR) mikro sektor petanian; melakukan pelatihan pengelolaan admistrasi keuangan kegiatan usaha para penderes; dan melakukan pendampingan penyiapan administrasi berkas pengajuan program Kredit Usaha Rakyat (KUR) mikro sektor pertanian. Mitra kegiatan adalah kelompok tani penderes gula kelapa di Desa Patoman, Kecamatan Blimbingsari, Kabupaten Banyuwangi. Metode yang digunakan dalam pelatihan ini dengan melakukan diskusi, ceramah/penyuluhan dan bantuan teknis penyusunan administrasi kredit. Pelaksanaan kegiatan ini memberikan dampak terhadap peningkatan akses terhadap permodalan usaha dan perbaikan admnistrasi pengelolaan keuangan usaha dan memahami proses pemberkasan yang baik dalam rangka pengajuan kredit usaha rakyat.  Hasil evaluasi terhadap 5 (lima) indikator penilaian kegiatan pelatihan secara rata-rata sebesar 80,05 dengan kategori Sangat Baik. Rekomendasi ke depan agar pelaksanaan kegiatan ini dapat direplikasikan ke pelaku usaha  yang sejenis atau lainnya, agar dapat meningkatkan literasi keuangan, pengelolaan administrasi keuangan, akses permodalan dengan memfaatkan fasilitas kredit usaha rakyat yang telah digulirkan oleh pemerintah.
Peran Sistem Informasi Pemasaran, Kualitas Pelayanan dan Entrepreneurial marketing serta Kepuasan Terhadap Loyalitas Generasi Milenial Berkunjung ke Tempat Wisata Hidayatullah, syarif; Rachmawati, ike Kusdyah; aristanto, eko; Waris, abdul; Patalo, Ryan Gerry
Jurnal Ilmiah Bisnis dan Ekonomi Asia Vol 14 No 1 (2020): Jurnal Ilmiah Bisnis dan Ekonomi Asia
Publisher : LP2M Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32812/jibeka.v14i1.184

Abstract

The diversity of tourist attractions in the Jatim Park Group is inseparable from entrepreneurial marketing that is applied by companies with the use of mature market research and in order to support Batu City to become an International Destination City. This study illustrates the influence of marketing information systems, service quality and customer satisfaction on customer loyalty. East Java park group with 6 reservoirs is the location of the study with a total sample of 120 people, with characteristics of millennial age samples (aged between 15-34 years). The results of the research show that the marketing information system does not directly influence loyalty but the marketing information system influences loyalty through the marketing information system, as well as the results of service quality which directly or indirectly affect customer loyalty. The entrepreneurial marketing also has a direct or non-slim influence on customer loyalty through customer satisfaction. This shows the existence of tourist attractions is very necessary the existence of product innovation and differentiation as well as informing customers with an updated marketing information system and still continuing to maintain services if visitors are already in the tourist attractions. Keywords: Marketing Information Systems, Entrepreneurial marketing, Loyalty and Millennial
The Role of Tourist Satisfaction in The Relationship of Destination Image to The Loyalty of Tourists Visiting Coban Rondo Waterfall Tour Alvianna, Stella; Hermawan, Hary; Hidayatullah, Sy; Aristanto, Eko
Media Wisata Vol. 21 No. 1 (2023): Media Wisata
Publisher : Sekolah Tinggi Pariwisata AMPTA Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36276/mws.v21i1.336

Abstract

This study discusses destination image consisting of cognitive destination image (X1), unique destination image (X2) and affective destination image (X3) which are associated with visitor/tourist satisfaction (Y1) and loyalty (Y2). The type of research is explanatory research, while this research focuses on Coban Rondo tourist attractions in Malang Regency. The population of this research is all tourists/visitors at Coban Rondo tourist attractions, Malang Regency. the sample criteria used in this study were respondents at least 1 (once) time visiting CobanRondo  Waterfall with a sample size of 300 respondents. Questionnaires are distributed by visiting tourist destinations by providing a questionnaire link to visitors/tourists who are visiting CobanRondo. The collected questionnaires were then tabulated and analyzed using SPSS to determine the direct effect (multiple regression test of 2 models) and to determine the indirect effect by multiplying the direct effect of the path traversed. Results From the results of the analysis with the SPSS program and the previous discussion, it was found that the cognitive, unique and effective destination image variables directly affect tourist satisfaction and when viewed from a direct influence on loyalty also have an influence. Including the satisfaction-to-loyalty pathway also has an influential outcome. There is one path in this research that does not have an indirect effect, namely the influence between cognitive destination image and loyalty through satisfaction, which results in no indirect effect but directly this variable has an influence. While the unique and affective images directly or indirectly have influential results.
Corporate Social Responsibility, Bank Efficiency, Capital and Bank Risk: Empirical Evidence of Sharia Banks in Indonesia Haryanto, Sugeng; Aristanto, Eko; Umar Ariefudin, Muhammad; Ridloah, Siti; Bachtiar, Yanuar
Jurnal Dinamika Manajemen Vol. 16 No. 1 (2025): March
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/jdm.v16i1.16275

Abstract

Risk is part of the business. This study aims to determine the effect of CSR, efficiency, and capital on financing risk in Sharia banks in Indonesia. This research was conducted at Islamic banks in Indonesia. This research was conducted from 2015 to 2023. The data used in this study are secondary data sourced from annual reports published by theFinancial Services Authority (OJK) and the official websites of each Islamic bank. The data analysis method in this study is multiple linear regression analysis with panel data. Based on the research results, CSR positively affects financing risk. Efficiency can reduce financing risk. CAR has no impact on financing risk. The research variables used are still limited, so further research can be done by examining how Islamic banks manage financing.
Peningkatan Fasilitas Bagi Tahfizh Anak Usia Dini “Kuttab Rumah Quran” Menuju Persaingan Pendidikan Anak Pra Sekolah Aristanto, Eko; Hidayatullah, Syarif; Rachmawati, Ike Kusdyah; Waris, Abdul; Khalikussabir, Khalikussabir
Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Vol 3 No 1 (2020)
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jipemas.v3i1.4763

Abstract

Tahfizh Anak Usia Dini Kuttab Rumah Quran (TAUD KRQ) is an educational institution that concentrates on educating Quran from the early age.  TAUD is a tahfidz program for the 3-6 years old children, enjoyable activities with the Quran is the approach. The expectation of this program is they would have kind of passion and good at memorizing the Quran, so that one day he would become Hamilul Quran, Insya Allah. TAUD KRQ in its implementation to create hafiz (memorizers) of the Quran ideally should have learning facilities and a balanced playing considering TAUD students are the early childhood who are still love to play. To achieve these ideal conditions, TAUD KRQ requires the cooperation from various parties.  The reforms that must be equipped to achieve goals are the improvement of indoor and outdoor learning facilities, information media and motivational instructor. By the Observation, Survey, consultation, training, discussion, and  direct practice method, the results of community service activities are as follows: 1) Issues the aspects of outdoor facilities are assisted by repairing playgrounds, building condition with colors that match as bright and colorful, 2) Issues of Indoor facilities are assisted with the provision of Learning Media like 2 pieces of magnetic blackboard, printers, puzzle games, 20 writing tables and puzzle rugs to play on the floor.  3) Issues human resources are assisted by conducting motivational training for administrators and teachers, 4) Issues of marketing are assisted by creating a Blog.
Co-Authors Abdul Waris Abdul Waris Abdul Waris Adi Suroso Alvianna, Stella Andi Nu Graha Aspan Priana Bachtiar, Yanuar Caecilya Putri Diaz Chandra Dinata Christina Sri Ratnaningsih Damayanti, Indri Hary Hermawan Heni Pujiastuti Idris Idris Ike Kusdyah Rachmawati Indri Damayanti Indri Damayanti Indri Damayanti Irany Whindyastiti Irany Windhyastiti Khalikussabir, Khalikussabir Krisnawuri Handayani Kuncoro Adi Prabowo Ngurah Made Novianha Pynatih Ngurah Made Novianha Pynatih Patalo, Ryan Gerry Prabowo, Kuncoro Adi Prihat Assih Purnamasari, Diana Ratih Setyo Rini Sari Yuniarti Singgih Adi Pratama Siti Ridloah Sugeng Haryanto Sugeng Haryanto Sukmana, Angga Sunardi Sunardi Sunarjo Sunarjo Syarif Hidayatullah Umar Ariefudin, Muhammad Umu Khouroh Vonny Novera Wasinininingsih Wasinininingsih Yanuar Bachtiar Yusaq Tomo Ardianto Zaenal Aripin Zainal Aripin