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All Journal El Dinar Jurnal Ilmiah Ekonomi Islam Al Ishlah Jurnal Pendidikan Jurnal Studi Komunikasi Shirkah: Journal of Economics and Business JISIP: Jurnal Ilmu Sosial dan Pendidikan Al Iman: Jurnal Keislaman dan Kemasyarakatan Jurnal Abdi Insani ASIAN JOURNAL OF ISLAMIC MANAGEMENT (AJIM) Journal of Community Service and Empowerment CITIZEN: Jurnal Ilmiah Mulitidisiplin Indonesia EKONOMIKA SYARIAH : Journal of Economic Studies Jurnal Riset Multidisiplin Edukasi PESHUM Al Iman: Jurnal Keislaman dan Kemasyarakatan Journal of Islamic Economic and Law (JIEL) Al-Infaq : Jurnal Ekonomi Islam The Indonesian Journal of Islamic Economics Research
Rusny Istiqomah Sujono
Program Studi Ekonomi Syariah Universitas Alma Ata Yogyakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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The Influence of Fear of Missing Out (FOMO), Lifestyle and Sharia Financial Literacy on Impulse Buying Sharia Fashion Jelena Ika Setiyawati; Febrian Wahyu Wibowo; Baiq Ismiati; Rusny Istiqomah Sujono
Al Iman: Jurnal Keislaman dan Kemasyarakatan Vol. 10 No. 1 (2026): Al-Iman Jurnal Keislaman dan Kemasyarakatan
Publisher : STID Raudlatul Iman Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The needs of today's society are very diverse, especially in the sharia fashion industry. In addition to basic needs, the rapidly growing modern phenomenon is driven by psychological and social factors. The development of the sharia fashion industry has given rise to various model trends in society. This raises concerns in consumer behavior, namely impulse buying. This study aims to analyze the effect of Fear of Missing Out (FOMO), lifestyle, and sharia financial literacy on impulse buying sharia fashion. Through a quantitative approach, data were obtained from 130 respondents with the criteria of having an interest in sharia fashion using a purposive sampling technique. The analysis method used is multiple linear regression. The results of the study concluded that Fear of Missing Out (FOMO), lifestyle, and sharia financial literacy on impulse buying sharia fashion simultaneously have a significant effect on purchasing decisions. Partially, Fear of Missing Out (FOMO) and lifestyle have a positive and significant effect, while sharia financial literacy shows a significant negative effect. These findings provide implications for consumers to improve sharia financial literacy in order to control impulse buying behavior caused by FOMO and lifestyle. Kebutuhan masyarakat saat ini sangatlah beragam, khususnya dalam industri sharia fashion. Selain kebutuhan dasar, fenomena modern yang berkembang pesat yang didorong oleh faktor psikologis dan sosial. Berkembangnya industri sharia fashion ini memunculkan berbagai tren model di masyarakat. Hal ini memberikan kekhawatiran dalam perilaku konsumen, yaitu impulse buying. Penelitian ini bertujuan untuk menganalisis pengaruh Fear of Missing Out (FOMO), lifestyle, dan sharia financial literacy terhadap impulse buying sharia fashion. Melalui pendekatan kuantitatif, data diperoleh dari 130 responden dengan kriteria memiliki ketertarikan terhadap sharia fashion dengan menggunakan teknik purposive sampling. Metode analisis yang digunakan adalah regresi linear berganda. Hasil penelitian menyimpulkan bahwa Fear of Missing Out (FOMO), lifestyle, dan sharia financial literacy terhadap impulse buying sharia fashion secara simultan berpengaruh signifikan terhadap keputusan pembelian. Secara parsial, Fear of Missing Out (FOMO) dan lifestyle memiliki pengaruh positif dan signifikan, sedangkan sharia financial literacy menunjukan pengaruh negatif signifikan. Temuan ini memberikan implikasi bagi konsumen untuk meningkatkan literasi keuangan syariah guna mengontrol perilaku impulse buying yang disebabkan oleh FOMO dan lifetsyle.
The Influence of Fear of Missing Out (FOMO), Lifestyle and Sharia Financial Literacy on Impulse Buying Sharia Fashion Jelena Ika Setiyawati; Febrian Wahyu Wibowo; Baiq Ismiati; Rusny Istiqomah Sujono
Al Iman: Jurnal Keislaman dan Kemasyarakatan Vol. 10 No. 1 (2026): Al-Iman Jurnal Keislaman dan Kemasyarakatan
Publisher : STID Raudlatul Iman Sumenep

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The needs of today's society are very diverse, especially in the sharia fashion industry. In addition to basic needs, the rapidly growing modern phenomenon is driven by psychological and social factors. The development of the sharia fashion industry has given rise to various model trends in society. This raises concerns in consumer behavior, namely impulse buying. This study aims to analyze the effect of Fear of Missing Out (FOMO), lifestyle, and sharia financial literacy on impulse buying sharia fashion. Through a quantitative approach, data were obtained from 130 respondents with the criteria of having an interest in sharia fashion using a purposive sampling technique. The analysis method used is multiple linear regression. The results of the study concluded that Fear of Missing Out (FOMO), lifestyle, and sharia financial literacy on impulse buying sharia fashion simultaneously have a significant effect on purchasing decisions. Partially, Fear of Missing Out (FOMO) and lifestyle have a positive and significant effect, while sharia financial literacy shows a significant negative effect. These findings provide implications for consumers to improve sharia financial literacy in order to control impulse buying behavior caused by FOMO and lifestyle. Kebutuhan masyarakat saat ini sangatlah beragam, khususnya dalam industri sharia fashion. Selain kebutuhan dasar, fenomena modern yang berkembang pesat yang didorong oleh faktor psikologis dan sosial. Berkembangnya industri sharia fashion ini memunculkan berbagai tren model di masyarakat. Hal ini memberikan kekhawatiran dalam perilaku konsumen, yaitu impulse buying. Penelitian ini bertujuan untuk menganalisis pengaruh Fear of Missing Out (FOMO), lifestyle, dan sharia financial literacy terhadap impulse buying sharia fashion. Melalui pendekatan kuantitatif, data diperoleh dari 130 responden dengan kriteria memiliki ketertarikan terhadap sharia fashion dengan menggunakan teknik purposive sampling. Metode analisis yang digunakan adalah regresi linear berganda. Hasil penelitian menyimpulkan bahwa Fear of Missing Out (FOMO), lifestyle, dan sharia financial literacy terhadap impulse buying sharia fashion secara simultan berpengaruh signifikan terhadap keputusan pembelian. Secara parsial, Fear of Missing Out (FOMO) dan lifestyle memiliki pengaruh positif dan signifikan, sedangkan sharia financial literacy menunjukan pengaruh negatif signifikan. Temuan ini memberikan implikasi bagi konsumen untuk meningkatkan literasi keuangan syariah guna mengontrol perilaku impulse buying yang disebabkan oleh FOMO dan lifetsyle.
Strengthening business capital in the Halal industry through Waqf: ANP analysis of the Waqfpreneur program Sujono, Rusny Istiqomah
Indonesian Journal of Islamic Economics Research Vol. 6 No. 2 (2024)
Publisher : Faculty of Islamic Economics and Business UIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijier.v6i2.3196

Abstract

This study examines how the Indonesian Waqf Education Foundation's Waqfpreneur program strengthens business capital in the halal industry through the waqf mechanism. The halal industry in Indonesia has experienced significant growth but still faces challenges in terms of financing and business capital. Waqf, as an Islamic financial instrument, offers a potential solution to overcome this problem. The Waqfpreneur program is an innovation in waqf management that aims to support halal industry entrepreneurs by providing business capital through a productive waqf scheme. This study employs the Analytic Network Process (ANP) method, enabling a thorough assessment of multiple factors that impact the program's success. The study's results show that the main benefit of strengthening business capital through waqf is avoiding Riba capital, while the main opportunity is expanding the Indonesian halal industry market. Next, we must consider the cost of waqf management, taking into account the full value of the waqf. In the halal industry, compliance with halal standards poses the main risk.
Co-Authors AA Sudharmawan, AA Abdullah Yahya Abi Suryono Afifah, Afina Ayu Afifah, Nada Ahmad Salim Al Haq Kamal Al-Haq Kamal Ambar Musoffi Ardiami, Kinanthi Putri Ardy Wibowo Ash Shidiqie, Jannahar Saddam Astuti - Baiq Ismiati Baiq Ismiati Defia Ifsantin Maula Dwi Ratnasari Eko Santoso Emilda, Yufa Erfiyana, Luluk Desti Fadhila, Nurma Fatkhurrozaq, Fatkhurrozaq Febrian Wahyu Wibowo Febrian Wahyu Wibowo Fitriyani, Yeni Giansyah, Arifki Heri Sudarsono Hermawan, Aris Husniyah , La'ali Ikawati, Retty Ismiati, Baiq Jelena Ika Setiyawati Khodijah, Amalia Siti Kusumawardani, Nurul Madyaning Sri Utami Meutia Layli Miftakhul Janah Miftakhul Khasanah Mu’inan Rafi Muh. Mustakim Muhammad Dimas Setiawan Muhammad Luthfi Mutaqin, Fatih Muzakki, Eki Mu’inan Rafi Ngizzah, Nailul Nik Nor Allia Nurfaedah Nurfaedah, Nurfaedah Nurpratiwi, Ela Dwi Qori Dewi Trisnawati Rahmi, Asri Noer Rahmi, Sakinatul Ratri, Nagita Setyaning Rika Wulandari Rita Puspita Sari Rizki Ramadhan Rosa Nikmatul Fajri Salsabila , Shofiyah Sembiring, Rinawati Siti Aisiyah Suciningtias Siti Nurjanah Tirsardewi, Sartika Tri Rochmadi Umam, Ahmad Syifaul Verdiana, Maishifa Avis Wahyudi, Andi Wawan Wiyandi Wibisono, Dimas Wibowo, Ardy Wibowo, Febrian Wahyu Yassari, Elma Ayulian Yulinda Kurniasari Yunadi, Ahmad Yunadi, Ahmad