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All Journal International Journal of Evaluation and Research in Education (IJERE) Journal of Indonesian Tourism and Development Studies Wahana Didaktika Auladuna EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Musawa : Jurnal Studi Gender dan Islam Al Ishlah Jurnal Pendidikan Jurnal Ilmiah Universitas Batanghari Jambi JURNAL AKUNTANSI, EKONOMI dan MANAJEMEN BISNIS EKONOMIS : Journal of Economics and Business Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Management Studies and Entrepreneurship Journal (MSEJ) Buletin KKN Pendidikan Edunesia : jurnal Ilmiah Pendidikan Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) G-Couns: Jurnal Bimbingan dan Konseling Didaktika: Jurnal Kependidikan Jurnal Abdi Masyarakat Indonesia International Journal of Science and Society (IJSOC) Journal of International Conference Proceedings J-ABDIPAMAS (Jurnal Pengabdian Kepada Masyarakat) Carmin: Journal of Community Service Conference Proceedings International Conference on Education Innovation and Social Science Jurnal Pendidikan Ilmu Sosial Buletin Literasi Budaya Sekolah Jurnal Jurisprudence
Mustofa, Rochman Hadi
Universitas Muhammadiyah Surakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Physics Public Health Social Sciences Other

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Journal : Journal of International Conference Proceedings

 1 
The Effect of Perceived Risk, Benefit, and Ease of Credit on Credit-Making Decisions Among MSMEs in Sragen Regency Mustofa, Rochman Hadi; Pamungkas, Leonny Noviyana Sakti; Karima, Mutiara; Zemafi, Okindy Dheawara
Journal of International Conference Proceedings Vol 6, No 7 (2023): 2023 ICPM Bali Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i7.2744

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are essential to economic growth MSMEs are considered a new economic wheel that can encourage the regional economy to contribute to employment This study aimed to examine the effect of perceived risk, benefits, and ease of credit on taking credit decision-making in MSMEs in the Sragen Regency. Data were collected from as many as 153 respondents who are MSMEs in Sragen Regency using a Likert scale questionnaire. The sampling technique used is random cluster sampling in each sub-district in Sragen Regency. The data analysis includes assumption, multiple linear regression, and hypothesis testing (t-test and F-test). The research results show that the perception of risk, the perception of benefits, and the ease of credit significantly affect the credit-making decisions of MSME actors in the Sragen Regency. This research implies that capital providers need to pay attention to the public's view of the risks, benefits, and convenience of credit by socializing, being more responsive and informative about criticism and suggestions, and providing solutions for MSMEs with financial problems.
The Effect of Perceived Risk, Benefit, and Ease of Credit on Credit-Making Decisions Among MSMEs in Sragen Regency Mustofa, Rochman Hadi; Pamungkas, Leonny Noviyana Sakti; Karima, Mutiara; Zemafi, Okindy Dheawara
Journal of International Conference Proceedings Vol 6, No 7 (2023): 2023 ICPM Bali Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i7.2744

Abstract

Micro, Small, and Medium Enterprises (MSMEs) are essential to economic growth MSMEs are considered a new economic wheel that can encourage the regional economy to contribute to employment This study aimed to examine the effect of perceived risk, benefits, and ease of credit on taking credit decision-making in MSMEs in the Sragen Regency. Data were collected from as many as 153 respondents who are MSMEs in Sragen Regency using a Likert scale questionnaire. The sampling technique used is random cluster sampling in each sub-district in Sragen Regency. The data analysis includes assumption, multiple linear regression, and hypothesis testing (t-test and F-test). The research results show that the perception of risk, the perception of benefits, and the ease of credit significantly affect the credit-making decisions of MSME actors in the Sragen Regency. This research implies that capital providers need to pay attention to the public's view of the risks, benefits, and convenience of credit by socializing, being more responsive and informative about criticism and suggestions, and providing solutions for MSMEs with financial problems.
Co-Authors Achmad Mustofa Ady Ferdian Noor Afifah, Zainul Agnes Defiana Ahmad, Noor Lela Aida Nuzul Umi Hanifah Amanda, Bunga Amaylia Noor Alaysia ANANDA SETIAWAN Asmawan, Moh. Chairil Baswara, Satsya Yoga Buana, Dewangga Satria Cahyani, Amalia Regita Chusna, Alivia Fitri Fatayatul Dermawan, Dika Dhany Efita Sari Diaz Aziz Pramudita Dwi Atmono Dzikra, Noor Syahidah Mutiara Erlintang Alfin Nurjanah Erni Harlina Isdiati Febriyanti, Nofia Mega Gano-an, Jonathan C Gano-an, Jonathan Camana Habil Azhar Hendawan Habil Azhar Hendrawan Hardika Dwi Hermawan Henni Riyanti Ifani, Muhammad Zulfi Indira, Reisa Isnanto, Taufik Jalu Aji Prakoso Jihad, Hafsha Alia Joko Suwandi Karima, Mutiara Kartika Thoyibbah Kezia Stephanie Khresna Bayu Sangka Krismono, Abdi Kusuma, Muhammad Isnani Labib Muttaqin M. Junaidi Masithoh, Dewi MIFTAKHUL JANNAH Moh Chairil Asmawan Mohammad Chairil Asmawan Muhammad Fahmi Johan Syah Muhammad Isnani Kusuma Muhammad Rahmattullah Mutiara Karima Mutiara Karima Nadia Fauzi Asila Narmanditya, Bagus Shandy Ni'matul Istiqomah Niam, Muhammad Nita Nyudiana Novita Imroatun Solikha Nunik Nugraheni NURUL ISTIQOMAH Oktaviana, Faizah Laila Pamungkas, Leonny Noviyana Sakti Pertiwi, Herlina Yuliana Putri Izzatul Maula Putri, Febita Ayu Riswaning Ramadhan, Muhammad Tanzilal Ramadhanni, Noor Wahyu Reza Reza Rini Agustin Eka Yanti Ristiny, Ristiny Rizqi Widyaningtyas Rizzaldi, Moch Raffy Sa'ida, Naili Sabar Narimo Saputri, Fidea Shela Chandra Sarun, Anuar Sawitri, Risma Siti Aisyah Siti Rahmawati Surani Dwi Astuti Suranto Suranto Suranto Suranto Suranto Surya Jatmika Suyatmini Suyatmini Titik Ulfatun Tri Nur Wahyudi Wulandari, Septana Yetik Nur Dwi Handayani Yovi Annang Setiyawan Yustina, Laily Nur Zemafi, Okindy Dheawara