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All Journal Jurnal Tapis : Jurnal Teropong Aspirasi Politik Islam CARADDE: Jurnal Pengabdian Kepada Masyarakat International Journal of Economics, Business and Accounting Research (IJEBAR) Information Science and Library Almufi Journal of Measurement, Assessment, and Evaluation Education (AJMAEE) MES Management Journal International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) International Journal of Economics (IJEC) Kartika: Jurnal Studi Keislaman Research Horizon Khidmatuna: Jurnal Pengabdian Masyarakat Jurnal Media Akademik (JMA) kawanad International Journal of Islamic Economics (IJIE) Journal Serambi Engineering (JSE) IJIMCE : International Journal of Innovation in Mechanical Construction and Energy Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi
Hanif
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PENGARUH PERCEIVED USEFULNESS, PERCEIVED EASE OF USE DAN SELF EFFICACY TERHADAP PENGGUNAAN QRIS SEBAGAI ALAT PEMBAYARAN DIGITAL DALAM PERSPEKTIF BISNIS ISLAM Tesa Amanda; Hanif; Yulistia Devi
Jurnal Media Akademik (JMA) Vol. 3 No. 10 (2025): JURNAL MEDIA AKADEMIK Edisi Oktober
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/032hj423

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Perceived Usefulness, Perceived Ease of Use, dan Self-Efficacy terhadap penggunaan QRIS sebagai alat pembayaran digital UMKM di Bandar Lampung, dengan meninjau hasil penelitian dalam perspektif bisnis Islam. Latar belakang penelitian ini didasari oleh perkembangan teknologi keuangan digital yang semakin pesat, dimana QRIS hadir sebagai inovasi pembayaran nontunai yang diharapkan mampu mendukung efisiensi, transparansi, dan inklusi keuangan bagi UMKM. Meskipun demikian, tingkat adopsi QRIS di kalangan UMKM tidak hanya ditentukan oleh ketersediaan teknologi, tetapi juga oleh faktor psikologis dan persepsi pengguna terhadap manfaat, kemudahan, serta keyakinan diri dalam mengoperasikan sistem pembayaran digital. Penelitian ini menggunakan pendekatan kuantitatif dengan jumlah sampel 100 responden yang dipilih melalui teknik purposive sampling. Analisis data dilakukan dengan metode regresi linier berganda menggunakan aplikasi SPSS versi 25. Hasil penelitian menunjukkan bahwa variabel Perceived Usefulness (B = 0,213; Sig. = 0,015) dan Perceived Ease of Use (B = 0,234; Sig. = 0,000) berpengaruh positif dan signifikan terhadap penggunaan QRIS, sementara variabel Self-Efficacy (B = 0,069; Sig. = 0,225) berpengaruh namun tidak signifikan. Secara simultan, ketiga variabel independen berpengaruh signifikan terhadap penggunaan QRIS dengan nilai F-hitung sebesar 70,802 dan Sig. = 0,000. Nilai koefisien determinasi (Adjusted R²) sebesar 0,679 menunjukkan bahwa 67,9% variasi penggunaan QRIS dapat dijelaskan oleh ketiga variabel tersebut, sedangkan 32,1% sisanya dipengaruhi oleh faktor lain. Dari perspektif bisnis Islam, hasil penelitian ini mendukung bahwa penggunaan QRIS sejalan dengan prinsip syariah yang menekankan pada aspek keadilan, kemudahan, dan transparansi transaksi yang sesuai dengan prinsip syariah.
Strategi Optimalisasi Spray Dryer pada Pembuatan Kopi Instan dengan Response Surface Methodology Khairol Mizan Us; Mawardi, Indra; Hanif
Jurnal Serambi Engineering Vol. 10 No. 4 (2025): Oktober 2025
Publisher : Faculty of Engineering, Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Instant coffee is one of the products produced from the drying process using a spray dryer. The quality of instant coffee is usually influenced by many variables, especially the drying temperature. This study aims to evaluate the effect of the upper and lower temperatures of the spray dryer on three product quality parameters, namely yield, moisture content, and solubility, using the Response Surface Methodology (RSM) approach. Determination of optimal operating conditions needs to be done through a multi-response approach to obtain the best balance between high yield, low moisture content, and maximum solubility. The research method used the Box-Behnken Design (BBD) with 15 experimental runs. The variables varied were the upper temperature (150-220 °C), the lower temperature (50-100 °C), and the concentration of maltodextrin (0-30%). The observed responses included yield, moisture content, and solubility. The modelling results showed that the combination of upper and lower temperatures had a significant effect on product quality. The optimum conditions were obtained at an upper temperature of 164.496°C, a lower temperature of 100°C, and a maltodextrin concentration of 30%, with a yield of 91.214%, a moisture content of 0.698%, a solubility of 89.665%, and a desirability value of 0.711.
ANALISIS KEGUNAAN, KEMUDAHAN, KEPERCAYAAN, DAN FITUR TERHADAP MINAT PENGGUNAAN SEABANK PADA GENERASI Z BANDAR LAMPUNG Puput Eka Lestari; Hanif; Yulistia Devi
Jurnal Media Akademik (JMA) Vol. 3 No. 10 (2025): JURNAL MEDIA AKADEMIK Edisi Oktober
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/eat0vf30

Abstract

Perkembangan teknologi digital mendorong layanan perbankan beralih ke sistem bank digital yang semakin diminati masyarakat, terutama oleh generasi Z. Minat dalam menggunakan layanan bank digital dipengaruhi oleh berbagai faktor yang membentuk perilaku mereka dalam bertransaksi. SeaBank menjadi salah satu bank digital populer yang hadir di kalangan masyarakat yang menawarkan kemudahaan dalam melakukam aktivitas perbankan. Namun, di balik banyaknya jumlah pengguna, muncul fenomena peningkatan laporan pengaduan dari nasabah, yang tercatat pada laporan tahunan dan tersebar di berbagai mediasosial serta website berita. Berdasarkan kondisi tersebut,  penelitian ini bertujuan untuk menganalisis apakah terdapat pengaruh dari persepsi kegunaan, kemudahan, kepercayaan dan fitur terhadap minat penggunaan SeaBank. Penelitian ini menggunakan jenis penelitian kuantitatif dengan responden generasi z yang berdomisili di Bandar Lampung, dengan jumlah populasi 296.828 jiwa. Sampel ditentukan menggunakan rumus Slovin yang menghasilkan 100 responden, dan teknik pengambilan dengan cara purposive sampling. ata primer dikumpulkan melalui penyebaran kuesioner, sedangkan data sekunder dari literatur dan jurnal terkait. Teknik pengumpulan data yaitu kuisoner dan dokumentasi. Analisis dilakukan dengan uji instrumen penelitian, uji asumsi klasik, regresi linear berganda dan uji hipotesis penelitian dengan bantuan software SPSS 26. Hasil penelitian menunjukkan bahwa persepsi kegunaan, kemudahan, kepercayaan, dan fitur secara parsial maupun simultan berpengaruh positif signifikan terhadap minat penggunaan SeaBank dengan nilai Adjusted R Square 0,468. Variabel kegunaan menjadi faktor paling dominan, diikuti kemudahan, kepercayaan, dan fitur. Temuan ini menegaskan pentingnya peningkatan kualitas aplikasi, keamanan, dan inovasi fitur agar tidak hanya menarik minat awal, tetapi juga mampu mempertahankan penggunaan SeaBank secara berkelanjutan.
Pelatihan JULEHA: Penyembelihan Halal yang Syar'i dan Higienis Fuadi; Falahuddin; Hafizh, Muhammad; Munardi; Arliansyah; Hanif
Kawanad : Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 1 (2025): March
Publisher : Yayasan Kawanad

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56347/kjpkm.v4i1.278

Abstract

Community service activities were conducted in Lhokseumawe City, focusing on meat traders and targeting both youth and the general public. The primary objective of this community empowerment initiative was to enhance understanding and provide assistance in halal slaughtering through training and certification for halal slaughterers (juleha) among market meat traders in Lhokseumawe. This effort aims to ensure the sustainability and development of halal slaughtering practices in the future. The training program was designed as an intensive and continuous educational activity, accompanied by experts from the PKM Unimal team and MPU-SJPH Aceh. The implementation method comprised three main stages: (1) Preparation, which included forming a field implementation team, conducting outreach to the community and meat traders, recruiting expert tutors in halal slaughtering, and coordinating with the implementation team; (2) Execution, which involved delivering material on halal slaughtering techniques, constructing appropriate slaughtering facilities, procuring necessary equipment, and carrying out the slaughtering process; and (3) Evaluation, as the final stage, where outcomes were assessed to improve future activities. The program is also designed to be sustainable through independent funding. Evaluation was conducted by comparing the conditions of participants before and after the mentoring process, using interviews and observation.
The Influence of Liquidity, Solvency and Efficiency Ratio on Conventional Banking Financial Performance For the 2019-2022 Period Meita Sekar Sari; Maureen Marsenne; Hanif; Suhendar, Suhendar
International Journal of Economics (IJEC) Vol. 2 No. 2 (2023): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v2i2.692

Abstract

This research aims to empirically prove the influence of liquidity, solvency and efficiency on financial performance in banking companies on the Indonesia Stock Exchange. The object of this research is a banking company for the 2019-2022 period. The sampling method uses purposive sampling, where sampling uses several criteria, so the final sample is 32 samples. The data analysis method uses multiple linear regression tests. So the results of this research are that liquidity has a negative and significant effect on financial performance. Solvency has a negative and significant effect on financial performance. Efficiency has a negative and significant effect on financial performance. Liquidity, solvency and efficiency have a significant effect on financial performance.
Steering System Design for the Marapi Electric Car Politeknik Negeri Padang Candra Mayana, Hendri; Hanif
IJIMCE : International Journal of Innovation in Mechanical Construction and Energy Vol. 1 No. 2 (2024): IJIMCE : International Journal of Innovation in Mechanical Construction and Ene
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/ijimce.v1i2.37

Abstract

This research aims to design and build a steering system for electric cars at the Padang State Polytechnic. This design is focused on meeting the minimum turning radius requirement of 6 meters in accordance with the KMHE 2023 regulations, with the aim of demonstrating compliance with expected safety and maneuverability standards. The steering system used is Rack and Pinion, which has proven to be effective in controlling the turning angle of the wheels with the turning angle of the inside front wheel being 15.74º and the outside front wheel being 13.71°. This ensures that the vehicle can make turns with optimal smoothness and stability. Ackerman Angle Analysis for a Tire Slip Angle of 7.35° confirms that this steering system design is successful in optimizing vehicle performance in various turning conditions. Overall, the design of this steering system satisfies the essential technical requirements for urban electric vehicles, increasing efficiency and effectiveness in energy use and ensuring user safety.
DEVELOPMENT OF DIGITAL MARKETING MANAGEMENT IN HOME INDUSTRY BUSINESS ACEH SOUVENIR ARTICLES IN MUARA BATU DISTRICT, ACEH UTARA DISTRICT Ichsan; Ahmad Fauzul Hakim Hasibuan; Arliansyah; Hanif; Reza Juanda
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 3 No. 1 (2023): March-June 2023
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/irpitage.v2i4.954

Abstract

The souvenir business is a business that has been running in the Muara Batu sub-district, North Aceh district for several decades. Tourist interest in merchandise and souvenirs when visiting Aceh province, especially cross-coastal areas, is a special attraction when shopping. North Aceh is an administrative area with a district administration, Muara Batu sub-district is right in the middle of the eastern route of Sumatra. Located between Banda Aceh and Medan, this district is a vital distribution and trade route in Aceh. Unfortunately this has not been supported by the use of technology in fostering digital marketing management. The solution to partner problems is to develop business management, develop human resources, provide guidance on partner product promotion, motivating employees and mastery of technology. The program monitoring and evaluation system as well as seeing the impact of implementing the program was tested using the CIPP method. The outputs in this service are: 1. Draft Scientific Publications in Community Service Journals 2. Indonesian Serambi Mass Media Articles 3. Partner Capacity Building with Digital Marketing Optimization.
ANCAMAN TRANSFORMASI DIGITAL DAN DISRUPSI DIGITAL TERHADAP KEBERLANGSUNGAN UMKM DENGAN RESILIENSI SEBAGAI VARIABEL MODERASI Rian Saputra; Hanif; Yulistia Devi
Jurnal Media Akademik (JMA) Vol. 3 No. 11 (2025): JURNAL MEDIA AKADEMIK Edisi November
Publisher : PT. Media Akademik Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62281/1awy0k11

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh ancaman transformasi digital dan disrupsi digital terhadap keberlangsungan Usaha Mikro, Kecil, dan Menengah (UMKM) dengan resiliensi sebagai variabel moderasi pada UMKM di Kota Bandar Lampung. Transformasi digital yang semakin cepat serta munculnya berbagai bentuk disrupsi teknologi membawa tantangan bagi pelaku UMKM untuk beradaptasi dalam menghadapi perubahan lingkungan bisnis yang dinamis. Oleh karena itu, resiliensi dipandang sebagai faktor penting yang dapat memperkuat kemampuan UMKM dalam menghadapi tekanan dan ketidakpastian di era digital. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei melalui penyebaran kuesioner secara online dan offline kepada pelaku UMKM di Kota Bandar Lampung. Jumlah responden dalam penelitian ini sebanyak 100 pelaku usaha yang dipilih dengan metode purposive sampling. Analisis data dilakukan menggunakan Partial Least Square (SmartPLS) untuk menguji hubungan langsung dan efek moderasi antar variabel. Hasil penelitian menunjukkan bahwa ancaman transformasi digital tidak berpengaruh signifikan terhadap keberlangsungan UMKM, sedangkan disrupsi digital berpengaruh negatif dan signifikan terhadap keberlangsungan UMKM. Selain itu, resiliensi tidak berperan signifikan sebagai variabel moderasi dalam hubungan antara ancaman digital dan keberlangsungan usaha. Temuan ini mengindikasikan bahwa meskipun UMKM memiliki kemampuan bertahan, namun tingkat resiliensi tersebut belum cukup kuat untuk menekan dampak negatif disrupsi digital. Penelitian ini memberikan implikasi bagi pelaku UMKM untuk memperkuat literasi digital, inovasi, dan ketahanan usaha (resiliensi) agar mampu beradaptasi dengan perubahan lingkungan bisnis yang cepat. Pemerintah daerah juga diharapkan dapat mendukung program pendampingan digitalisasi dan penguatan kapasitas adaptif UMKM agar keberlangsungan usaha dapat terjaga secara berkelanjutan.
Students' Understanding of Government Regulations in TransactionsShopee E-Commerce yadi, Hendri; Asriani; Hanif; Moh Mukri; Sitti Aminah Baharuddin
JURNAL TAPIS Vol 21 No 2 (2025): Jurnal Tapis : Jurnal Teropong Aspirasi Politik Islam
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/tps.v22i2.28355

Abstract

The rapid development of e-commerce has transformed student consumption behavior, with Shopee becoming one of the most popular platforms due to its ease and speed of service. However, despite this convenience, many users still do not understand their rights as consumers, particularly regarding product authenticity, refund policies, and personal data privacy. This study aims to analyze students' level of understanding of government regulations regarding consumer protection in transactions on the Shopee platform. The method used was descriptive qualitative, with data collected through surveys and in-depth interviews with one hundred active Shopee student users from four universities in Bandar Lampung. The results showed that only 30% of respondents had a good understanding of consumer protection policies, while the other 70% still had little understanding. These findings indicate low legal and digital literacy among students as digital consumers, which makes them vulnerable to fraud and unfair business practices. This study concludes that improving digital and legal literacy for consumers is necessary to enable them to protect their rights independently. In addition, the government and e-commerce platforms need to strengthen regulations, public education, oversight, and collaboration in creating a fair and secure digital transaction ecosystem.
THE INFLUENCE OF THE HUMAN DEVELOPMENT INDEX, POPULATION, AND PROVINCIAL MINIMUM WAGE ON THE UNEMPLOYMENT RATE BY AN ISLAMIC ECONOMIC PERSPECTIVE IN LAMPUNG PROVINCE, 2019-2023 Utomo, Salsabrina Nanda Saski; Hanif; Fitri, Ainul
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 9 No 4 (2025): IJEBAR, VOL. 09 ISSUE 04, DECEMBER 2025
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v9i4.18415

Abstract

This study aims to analyze the influence of the Human Development Index, inhabitants Size, andProvincial Minimum Wage on the Unemployment Rate in Lampung Province over a five-year period,by 2019 to 2023. This study was employed by an Islamic economic perspective. The method used isa quantitative approach, collecting secondary data by the Central Statistics Agency covering 15districts and cities in Lampung Province. The analysis was employed utilizing panel data regressionby the hand of Eviews 12 software. The outcomes drew that the human enhancement index andinhabitants have a favorable and substantial influence on the unemployment rate, whilst theprovincial minimum wage has a favorable but insubstantial influence. This study gives importantexplanations regarding the human enhancement index, inhabitants, and provincial minimum wageon the unemployment rate by an Islamic economic perspective, that encourages its followers to workand produce, even making it an obligation for those who are able. This study emphasizes the needfor effective policies to enhance the public assistance of the society in order to overcome the problemof unemployment in Lampung.
Co-Authors Adiana, Fari Rafi Agung Frasetya Agus Kurniawan Agus Kurniawan Aina Edi Putri Aningrum, Risma Hadisti Arif Hidayat Arliansyah Asriani Candra Mayana, Hendri Chusnul Khotimah Deny Sumantri Mangkuwinata Falahuddin Fallonne, Anitia Emalia Febrian Maulana Putra, Febrian Maulana Fitri, Ainul Fitriani, Amalia Fuadi Hasibuan, Ahmad Fauzul Hakim Hendri Yadi HENDRIYADI Heni Verawati Henny Irawati Ichsan Indra Mawardi Is Susanto Iskandar, Shantyalaila Noor Karima, Nurul Khairol Mizan Us Khairul Amri MALIK, ANAS Maureen Marsenne Meita Sekar Sari Moh. Mukri Muhammad Hafizh Muhammad Iqbal Fasa Munardi Nasirwan Nasirwan Okta Supriyaningsih Padli Raisman Akbari Puput Eka Lestari Razali, Ramadhan Reza Juanda rian saputra Rosdiana Satria, Fiqih Shahida, Nabila Nur Sir Anderson Sitti Aminah Baharuddin Suhendar Suhendar, Suhendar Syamsul Hilal Tesa Amanda Tulus Suryanto Utomo, Salsabrina Nanda Saski Yulistia Devi