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Students' Understanding of Government Regulations in TransactionsShopee E-Commerce yadi, Hendri; Asriani; Hanif; Moh Mukri; Sitti Aminah Baharuddin
JURNAL TAPIS Vol 21 No 2 (2025): Jurnal Tapis : Jurnal Teropong Aspirasi Politik Islam
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/tps.v22i2.28355

Abstract

The rapid development of e-commerce has transformed student consumption behavior, with Shopee becoming one of the most popular platforms due to its ease and speed of service. However, despite this convenience, many users still do not understand their rights as consumers, particularly regarding product authenticity, refund policies, and personal data privacy. This study aims to analyze students' level of understanding of government regulations regarding consumer protection in transactions on the Shopee platform. The method used was descriptive qualitative, with data collected through surveys and in-depth interviews with one hundred active Shopee student users from four universities in Bandar Lampung. The results showed that only 30% of respondents had a good understanding of consumer protection policies, while the other 70% still had little understanding. These findings indicate low legal and digital literacy among students as digital consumers, which makes them vulnerable to fraud and unfair business practices. This study concludes that improving digital and legal literacy for consumers is necessary to enable them to protect their rights independently. In addition, the government and e-commerce platforms need to strengthen regulations, public education, oversight, and collaboration in creating a fair and secure digital transaction ecosystem.
Community Responses to Climate Change: Adaptive Practices in Coastal Villages of Java Kharisma, Boby; Hanif
Mahogany Journal De Social Vol. 2 No. 4 (2025): Mahogany Journal De Social (MJDS)
Publisher : Generasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37899/mjds.v2i4.232

Abstract

Climate change poses a significant threat to Indonesia’s coastal communities as rising sea levels, coastal flooding, saltwater intrusion, and declining marine resources disrupt livelihoods and settlement security. Coastal villages in Java, characterized by dense populations and dependence on fisheries and agriculture, provide an important setting to understand local adaptive strategies. This study examines how these communities respond to climate pressures by integrating traditional knowledge, socio-cultural resilience, and institutional support. A qualitative case study design was combined with descriptive surveys involving 420 respondents in four villages. Data collection included semi-structured interviews, focus group discussions, household surveys, and field observations. Thematic analysis was used to interpret qualitative insights, while descriptive statistics illustrated major adaptation trends. Findings indicate that climate impacts are predominantly experienced through coastal flooding (72%), reduced fish catches (68%), and saltwater intrusion (61%). Common adaptation practices include mangrove planting (70%), adjusting fishing seasons (62%), and elevating houses (55%). Support from government and NGOs is visible in mangrove rehabilitation (65%) and preparedness training (58%), yet remains limited in financial assistance (40%) and access to climate information (45%). Overall, communities exhibit resilience rooted in solidarity and local wisdom, but adaptation is still hindered by economic constraints and insufficient long-term institutional support.
ANALISIS STRATEGI PENINGKATAN PEMASARAN EDC MERCHANT PADA BANK SYARIAH INDONESIA AREA BANDAR LAMPUNG Dianti, Ledi Risvi; Hanif; Syarif, Ahmad Hazas
KENDALI: Economics and Social Humanities Vol. 4 No. 2 (2025): KENDALI: Economics and Social Sciences Humanities, November 2025
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/kendali.v4i2.977

Abstract

Penelitian ini bertujuan untuk menganalisis strategi pemasaran mesin Electronic Data Capture (EDC) pada Bank Syariah Indonesia (BSI) Area Bandar Lampung. Latar belakang penelitian didasari oleh fakta bahwa jumlah mesin EDC di tingkat nasional terus mengalami peningkatan, sementara di Provinsi Lampung justru mengalami penurunan. Kondisi ini mengindikasikan adanya pergeseran preferensi pelaku usaha ke metode pembayaran digital lain, sehingga strategi pemasaran BSI perlu ditinjau kembali. Penelitian ini menggunakan pendekatan kualitatif yang mengandalkan wawancara, observasi, serta dokumentasi, serta pendukung berupa studi kepustakaan. Penelitian ini menerapkan teknis analisis SWOT guna mengungkap aspek kekuatan, kelemahan, peluang, serta ancaman, lalu dikaitkan dengan kerangka Marketing Mix 7P. Hasil penelitian menunjukkan bahwa BSI lebih menekankan strategi pemasaran berbasis bauran pemasaran 7P dibandingkan pendekatan segmentasi, targeting, dan positioning. Kekuatan utama BSI terletak pada citra halal, layanan cepat tanggap, dan sistem pemantauan transaksi yang stabil, sementara kelemahan utamanya adalah beban Merchant Discount Rate (MDR). Peluang dapat dimanfaatkan melalui promosi variatif dan pendekatan langsung ke merchant, sedangkan tantangan berasal dari perkembangan teknologi dan kebutuhan peremajaan sistem. Penelitian ini menyarankan BSI untuk melakukan penyesuaian MDR, memperkuat inovasi layanan digital, serta mengoptimalkan promosi dan loyalitas merchant guna meningkatkan efektivitas pemasaran EDC.
THE INFLUENCE OF THE HUMAN DEVELOPMENT INDEX, POPULATION, AND PROVINCIAL MINIMUM WAGE ON THE UNEMPLOYMENT RATE BY AN ISLAMIC ECONOMIC PERSPECTIVE IN LAMPUNG PROVINCE, 2019-2023 Utomo, Salsabrina Nanda Saski; Hanif; Fitri, Ainul
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 9 No 4 (2025): IJEBAR, VOL. 09 ISSUE 04, DECEMBER 2025
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v9i4.18415

Abstract

This study aims to analyze the influence of the Human Development Index, inhabitants Size, andProvincial Minimum Wage on the Unemployment Rate in Lampung Province over a five-year period,by 2019 to 2023. This study was employed by an Islamic economic perspective. The method used isa quantitative approach, collecting secondary data by the Central Statistics Agency covering 15districts and cities in Lampung Province. The analysis was employed utilizing panel data regressionby the hand of Eviews 12 software. The outcomes drew that the human enhancement index andinhabitants have a favorable and substantial influence on the unemployment rate, whilst theprovincial minimum wage has a favorable but insubstantial influence. This study gives importantexplanations regarding the human enhancement index, inhabitants, and provincial minimum wageon the unemployment rate by an Islamic economic perspective, that encourages its followers to workand produce, even making it an obligation for those who are able. This study emphasizes the needfor effective policies to enhance the public assistance of the society in order to overcome the problemof unemployment in Lampung.
The Influence of Eco-Friendly Products, Product Quality, and Price on Purchase Decisions from an Islamic Business Perspective Chusnul Khotimah; Hanif; Is Susanto
Kartika: Jurnal Studi Keislaman Vol. 6 No. 2 (2026): Kartika: Jurnal Studi Keislaman (May)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v6i2.861

Abstract

This study aims to analyze the influence of Eco-Friendly Products, Product Quality and Price on Purchase Decisions of Garnier products in the Perspective of Islamic Business in Generation Z society in Bandar Lampung. This study was conducted by conducting a pre-survey of 33 respondents with the results still divided preferences for Garnier compared to other brands (48.5%) and not all respondents know some Garnier products that are environmentally friendly and do not feel comfortable with Garnier products (45.5%). in addition (63.6%) consider the price before buying and only (33.3%) buy granier products regularly. The study uses a quantitative approach with the nature of associative causal research. The research population is the Gen Z community in Bandar Lampung. Involving 100 sample respondents determined through the Slovin formula using criteria. Data collection using a questionnaire. Data is processed using SmartPLS 4. The results of the study found that environmentally friendly products, quality, and price had a positive and significant effect on Garnier's purchasing decisions, both partially and simultaneously, with price as the most dominant factor