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Analisis Penerapan GCG Dalam Perspektif Syariat Islam pada Bank Muamalat Indonesia Supardi; Selaya, Asyaadatun Nazila; Fadilah, Rahmatul; Nasution, Juliana
Al-Wasathiyah: Journal of Islamic Studies Vol. 2 No. 2 (2023): Al-Wasathiyah: Journal of Islamic Studies
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/8dn48309

Abstract

Indonesia is a country where the majority of the population is Muslim where it is very important to know the principles of GCG Islamically in the implementation of business. The application of the principles of Good Corporate Governance (GCG) in Islamic banks is very important. This is because Islamic banks as intermediary institutions are collecting funds from the public and distributing them to people who need them. Thus, efforts to maintain public trust in banking are a very important part to do. One way to maintain public trust is to apply the principles contained in Good Corporate Governance. This study aims to determine the implementation of GCG in BMI, and whether it is in accordance with Islamic law. This type of research uses descriptive qualitative research. The results of this study indicate that the application of the principles of Good Corporate Governance (GCG) at Bank Muamalat Indonesia, namely accountability, professionalism, transparency, responsibility, and fairness (equity) has been carried out properly in accordance with applicable guidelines and regulations.
Analisis Transaksi Jual Beli Ikan Terhadap Kesejahteraan Nelayan Dalam Perspetif Ekonomi Islam Munawar, Ahmad Fauzi; Rahmani, Nur Ahmadi Bi; Nasution, Juliana
Jurnal Ilmiah Global Education Vol. 6 No. 4 (2025): JURNAL ILMIAH GLOBAL EDUCATION
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v6i4.4826

Abstract

This study aims to analyze the impact of fish trading transactions on the welfare of fishermen in Medan Deras Village and examine this situation from an Islamic economic perspective. The research method used is descriptive qualitative through in-depth interviews, observation, and documentation studies of fishermen as the main actors in the transactions. The results show that the fish trading mechanism is still dominated by distributors and traders, thus placing fishermen in a weak bargaining position. Unfair pricing practices and dysfunctional Fish Marketing Places (TPI) cause fishermen to receive incomes that are not commensurate with the efforts and risks incurred. From an Islamic economic perspective, this condition does not reflect the achievement of falah and maslahah, because there are still elements of zulm (injustice), economic coercion, and the unfulfilled principles of maqashid sharia, particularly the protection of property (hifz al-mal) and peace of mind (hifz al-nafs). This study emphasizes the need for reform of the marine product marketing system, strengthening sharia institutions, and fair pricing mechanisms to improve the welfare of fishermen holistically.
PENGARUH NISBAH BAGI HASIL DAN BIAYA ADMINISTRASI TERHADAP KEPUTUSAN NASABAH DALAM MENGGUNAKAN DEPOSITO SYARIAH DI BANK SUMUT SYARIAH KCP RANTAU PARAPAT Torus, Fadillah Rahmi Khairunnisa Br; Nasution, Juliana; Inayah, Nurul
NISBAH: Jurnal Perbankan Syariah Vol. 11 No. 2 (2025): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v11i2.22802

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh nisbah bagi hasil dan biaya administrasi terhadap keputusan nasabah dalam menggunakan deposito syariah di Bank Sumut KCP Syariah Rantauprapat. Latar belakang penelitian ini adalah adanya penurunan jumlah nasabah deposito syariah sebesar 8,4% pada tahun 2023, yang mengindikasikan perlunya identifikasi faktor-faktor yang memengaruhi keputusan nasabah. Penelitian ini memakai metode kuantitatif dengan pendekatan studi kasus. Sampel penelitian berjumlah 69 responden yang merupakan nasabah Bank Sumut KCP Syariah Rantauprapat. Analisis regresi linier berganda adalah teknik analisis data yang dipakai, dengan memakai uji t untuk pengaruh parsial serta uji F untuk pengaruh simultan. Hasil penelitian menunjukkan bahwa nisbah bagi hasil tidak berpengaruh signifikan terhadap keputusan nasabah sedangkan biaya administrasi berpengaruh signifikan terhadap Keputusan. Secara simultan, kedua variabel tidak berpengaruh signifikan terhadap keputusan nasabah. Nilai R Square menunjukkan bahwa nisbah bagi hasil dan biaya administrasi hanya mampu menjelaskan 8.7% variasi keputusan nasabah, sedangkan 91.3% dijelaskan oleh faktor lain di luar model. Temuan ini mengindikasikan bahwa keputusan nasabah dalam menggunakan deposito syariah lebih dipengaruhi oleh faktor-faktor lain seperti aspek religius, literasi syariah, kepercayaan terhadap bank, kualitas layanan, atau faktor sosial-budaya. Penelitian ini merekomendasikan agar manajemen bank syariah fokus pada peningkatan literasi keuangan syariah, kualitas layanan, dan strategi pemasaran yang lebih komprehensif untuk meningkatkan daya tarik produk deposito syariah.
The Great Gap dan Kontribusi Islam Terhadap Pemikiran Ekonomi Modern Nasution, Ferdi Dermawan; Nasution, Juliana
Invention: Journal Research and Education Studies Volume 6 Nomor 3 November 2025
Publisher : CV. PUSDIKRA MITRA JAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/invention.v6i3.3197

Abstract

Currently, Indonesia has indeed built economicfacilities and infrastructure, but in fact these buildings are fragileand porous. Once the crisis wave hit the building, everything fellapart and it took a very long time to bring it back up. In fact, other Asial countries that have the same fate as Indonesia have already emerged from the economic crisis, such as Malaysia, Thailand, South Korea and others. In this context, the Islamic economic discourse is still very relevant to be discussed more seriously, and put forward as an alternative solution to overcoming the economic crisis in Indonesia, where the majorityof the population is Muslim. In fact, recently the banking worldhas adopted the Islamic economic system without a doubt. Conventional banks, for example, which have been based on theWestern economic system, are now starting to open banks basedon other money economy systems as well as developing anIslamic economic system. It seems that a fair system which formsthe basis of Islamic economics is the main reason why this systemis increasingly in demand and developed by the (Muslim) community today. Of course, the development of an Islamic economy will face many challenges today and in the future,and will serve as a test for whether the Islamic economy is able to overcome the economic crisis in Indonesia. Muslim economists are important pioneers who have successfully transformed the Islamic economic system into the modern world. Even to be honest, Western economists have actually learned from them. They appeared when the West was still in the dark ages. This includes their economy. Moreover, the emergence of this Muslimeconomy was in the post-Greek phase and pre-Western progress. However, the thoughts of these Muslim economists experiencedperiods of disconnection from generation to generation of Muslims recently. In fact, literature that discusses Islamic economics, especially the thoughts of Muslim economists, is stillvery rare and limited in the midst of the Indonesian Muslim community. The historical aspect is no exception. This study hasa very important meaning because it will trace the historical study of economic thought in Islam which is very unfavorable because, throughout Islamic history, Muslim thinkers and leaders have developed various economic ideas in such a way thatthey are not considered. The opposition comes from Schumpeter,great gap, by saying that the source of economics is from the west.
Co-Authors Afifah, Yasmin Ahmad Fadli Alfiani, Rani Almasri, Anas Zahir Amelia, Anika Andini, Indri Andri Wibowo Anggraini, Sri Dewi Aqwa Naser Daulay Arifin Fauzi Lubis Armayani, Reni Ria Asmita, Riza Ayu Atika Atika Aulia, Mahani Faiza Azhari, Farah Indah Azizah Kurinci, Ayu Ismah Barus, Khairani Br Batubara, Maryam Br. Purba, Devia Syahfitri Budi Prianto Daulay, Khairani Andini Daulay, Wilda Efrilyati Della, Della Alvionita Deni Irawan, Deni Eka Lestari Enjeli, Enjeli Fadilah, Rahmatul Fadillatunnisa, Fadillatunnisa Fajar, Ramdanil Fakhri, Hanifah Oktaviani Fani, Meiti Fauzi Ahmad Muda Handayani, Suri Sakinah Hanin, Haya Fadiyah Harahap, Andi Hotmatua Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Harahap, Santri Fadhilah Harahap, Sri Hasibuan, Hesti Aryani Hasibuan, Mardiah Khofifah Hasibuan, Reni Ria Armayani Hasugian, Hotbin Hayani, Nur Syamsidah Heru, Muhammad Ilham Arifin Indradewa, Rhian Isnaini Harahap Kamil, Muhammad Raihan Khoirunisa, Afifah Aulia Kudadiri, Vingky Kurnia, Ahmad Larasati, Diah Larasati Lasmi, Aida Lubis, Annisa Zahra Lubis, Rasikah Firjatullah Lubis, Sofiana Zahara Lubis, Sri Nikmah Tullah Madinah, Futri Maharani, Anggun Debana Marliyah, Marliyah Marpaung, Dzakkiyah Addawiyah Masrida, Masrida Maulana, Rifki Maulida, Lisa Metuah, Marpirah Miliantari, Dea Muhammad Anwar Muhammad Arif Muhammad Lathief Ilhamy Nasution muhammad Syahbudi, muhammad Muhammad Yafiz Munawar, Ahmad Fauzi Murtadla, Abdullah Alfikri Mustapa  Khamal  Rokan Nashuha Harahap, Vania Ananda Nasution, Dini Andriani Nasution, Ferdi Dermawan Nasution, Muhammad Idris Nasution, Siska Amelia Nasution, Siti Aminah Natasya, Adelia Novia, Raisyah Arta Nurhalimah Sitorus Nurhasanah Siregar . Nurlaila Nurlaila Nurlaila Nursantri Yanti Nurul Inayah Nurul Jannah Nurwani Nurwani, Nurwani Pradila, Egita Pranata, Mhd Harry Putri, Siti Rahmayanti Qodriyah, Nurul Ni'mah Rahma, Tri Inda Fadhila Rahmadani, Aulia Rahmadhani, Nurianti Rahmani, Nur Ahmadi Bi Rahmi Syahriza, Rahmi Ramadhani, Sri Rokan, Mustafa Kamal Saparuddin Siregar Saputra, Muhammad Ilham Sari, Suci Indah Sartika Sartika Sastiani, Amanda Feby Sayuti, Gegoh Selaya, Asyaadatun Nazila Setia, Dela Sihite, Masdinar Silalahi, Khairul Amri Sinaga, Tari Nur Syafni Siregar, Dewi Tamora Siregar, Muhammad Rizky Siregar, Nabila Safutri Sitorus, Dahlia Safutri Br Sobari, Riski Sri Anjani Sri Maharani Sri Rizky, Dina Subandi Subandi Sugianto Sugianto Supardi Syamsul Bahri Tambak, Eli Ermawati Tanjung, Maysara Hapni Tanjung, Miftahul Jannah Torus, Fadillah Rahmi Khairunnisa Br Triningsih, Cindy Tuti Anggraini Wahyu Syarvina YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yusrizal Yusrizal Zakia, Maulida Ummi Zhafran, Faras Abiyyu Zuhrinal M. Nawawi