Article Per Year (5 Year)
p-Index From 2021 - 2026
10.829
P-Index
This Author published in this journals
All Journal Jurnal Manajemen Terapan dan Keuangan Dinar: Jurnal Ekonomi dan Keuangan Islam Jurnal Al-Ijtimaiyyah Jurnal Ilmiah Ekonomi Islam Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Tadbir : Jurnal Studi Manajemen Pendidikan SEIKO : Journal of Management & Business MALIA NISBAH: JURNAL PERBANKAN SYARIAH Jesya (Jurnal Ekonomi dan Ekonomi Syariah) JOURNAL OF APPLIED BUSINESS ADMINISTRATION Istinbath: Jurnal Hukum dan Ekonomi Islam Journal of Humanities and Social Studies Widya Balina :Jurnal Ilmu Pendidikan dan Ekonomi Bilancia : Jurnal Ilmiah Akuntansi International Journal of Economics, Business and Accounting Research (IJEBAR) SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam JURNAL MANAJEMEN PENDIDIKAN JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE) Ekonomi Bisnis Manajemen dan Akuntansi (EBMA) Quantitative Economics and Management Studies Management of Zakat and Waqf Journal (MAZAWA)) International Journal of Finance Research AL-FALAH : Journal of Islamic Economics Ilomata International Journal of Social Science JURNAL ILMIAH GLOBAL EDUCATION INVOICE : JURNAL ILMU AKUNTANSI INVENTION: Journal Research and Education Studies Journal Of Human And Education (JAHE) Jurnal Ilmiah Mahasiswa Raushan Fikr Economic Reviews Journal Edu Society: Jurnal Pendidikan, Ilmu Sosial dan Pengabdian Kepada Masyarakat Journal of Mathematics Instruction, Social Research and Opinion Islam Realitas: Journal of Islamic and Social Studies Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Journal of Islamic Economics Lariba Journal of Public Representative and Society Provision International Journal of Management, Entrepreneurship, Social Science and Humanities (IJMESH) Mandiri: Jurnal Akuntansi dan Keuangan Eduvest - Journal of Universal Studies Moneter : Jurnal Keuangan dan Perbankan Regress: Journal of Economics & Management International Journal of Emerging Issues in Islamic Studies Innovative: Journal Of Social Science Research Amkop Management Accounting Review (AMAR) Journal of Economics and Management Scienties IIJSE Majapahit Journal of Islamic Finance dan Management Jurnal Akuntansi dan Keuangan Islam (JAKIs) El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Majapahit Journal of Islamic Finance dan Management JER Journal of Islamic economics Perspectives (JIEP) Suhuf: International Journal of Islamic Studies ManBiz: Journal of Management and Business Journal of Ekonomics, Finance, and Management Studies Jurnal Pustaka Cendekia Pendidikan Ulil Albab Al-Wasathiyah: Journal of Islamic Studies
Nasution, Juliana
Unknown Affiliation
Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Neuroscience Public Health Social Sciences Other

Published : 86 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 86 Documents
Search

 5   6   7   8   9 
Peranan Program Jaminan Kesehatan Nasional (JKN) Dalam Mendorong Sustainable Development Goals (SDGs) di Indonesia Nurhalimah Sitorus; Yusrizal, Yusrizal; Nasution, Juliana
Economic Reviews Journal Vol. 3 No. 1 (2024): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v3i1.108

Abstract

The National Health Insurance has received great attention in the Sustainable Development Goals, where one of the main targets is to guarantee a healthy life and promote welfare for all people at all ages or later called Universal Health Coverage (UHC). The National Health Insurance is a social security program based on Law Number 40 of 2004 which aims to provide comprehensive health insurance coverage for every Indonesian so that Indonesians can live healthy, productive and prosperous lives. Whereas Universal Health Coverage is a health system that ensures that every citizen in the population has equitable access to quality promotive, preventive, curative and rehabilitative health services at affordable costs. In this study, in its implementation, there was an increase in the Community Health Development Index which was marked by an increase in health service efforts with cross-sector, central and regional synergy towards achieving Universal Health Coverage. The problem found in this study is that there are still many problems found regarding mothers, babies and toddlers. The nutritional status of the people who have a double burden, as well as problems regarding the quality and access to basic and referral health services which include fulfilling the conditions and facilities for basic and referral health services, fulfilling the availability of facilities and infrastructure for health service facilities both medical and non-medical, and not yet covering guarantee services national health as a whole. The purpose of this study was to find out the planning for the implementation of the National Health Insurance (JKN) program in Encouraging Sustainable Development Goals (SDGs) in Indonesia, especially in Medan City. This research is a descriptive qualitative research. The process of monitoring and evaluating the implementation of activities is carried out according to their duties and functions and in accordance with the procedures and provisions of the 1945 Constitution, Law Number 40 of 2004 concerning the National Social Security System Keywords: Role, National Health Insurance, SDGs
Pemahaman Peraturan Perpajakan, Tarif Pajak dan Kesadaran Wajib Pajak pada Pelaku Bisnis Online Shop di Kota Tebing Tinggi Pradila, Egita; Nurlaila; Nasution, Juliana
Jurnal Pustaka Cendekia Pendidikan Vol. 1 No. 2 (2023): Jurnal Pustaka Cendekia Pendidikan, Volume 1 Nomor 2, September - Desember 2023
Publisher : PT PUSTAKA CENDEKIA GROUP

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70292/jpcp.v1i2.56

Abstract

People who have minimal insight or knowledge result in a lack of knowledge in carrying out tax obligations and ending with non-compliance to carry out these obligations in making tax payments. This study aims to determine the understanding of taxpayers, tax rates and awareness of taxpayers in online shop businesses. This research method applies a qualitative descriptive method in displaying knowledge about taxation, tax rates and taxpayer awareness among online shop business people in Tebing Tinggi City. Based on the results of the first study, Taxpayers' Understanding of Government Regulation Number 23 of 2018 Concerning MSME Tax (Case Study of Taxpayers Registered at the Tebing Tinggi Pratama Tax Office) states that taxpayers' understanding of Government Regulation Number 23 of 2018 is still minimal. Second, Knowledge of all obligations regarding government policy No. 23 of 23 which emphasizes seeing tariffs but without knowing the contents of the provisions regulated to identify PP No. 23 of 2018 Taxpayers are only limited to knowing and there are changes to regulations regarding MSME tariffs. Third, the awareness of onlineshop actors is very minimal about taxes, so there is a great need for accurate and thorough re-socialization regarding the application of income tax so that onlineshop business operators can comply with and understand applicable regulations.
TEMPE BUSINESS DEVELOPMENT MODEL BASED ON PENTA HELIX REVIEWED FROM MAQASHID SYARIAH (CASE STUDY OF SEI RAMPAH VILLAGE) Alfiani, Rani; Nasution, Juliana; Syahbudi, Muhammad
istinbath Vol. 23 No. 1 (2024): June 2024
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/ijhi.v23i1.757

Abstract

This research aims to determine and describe the implementation of the pentahelix model in developing MSMEs, especially the tempe business in Sei Rampah Village, using maqashid sharia principles. Pentahelix is ​​​​a series of models that are the result of the development of the model that connects Academics, Business, Community, Government, and Media in developing innovation and the economy. This research method uses a qualitative descriptive method using the pentahelix method. The data collection techniques used in this research are observation, interviews, and literature study techniques. The research results show that the development of the tempe business in Sei Rampah Village has involved the five actors in the pentahelix model: academics, business, community, government, and media. However it is implemented, there are obstacles to its role. This research also concluded that Islamic economics is closely related to maqashid shari'ah, namely hifz al-mal. Maqashid shari'ah is the basis for the development of Islamic economics because it aims to create human welfare and happiness by balancing the circulation of wealth in a fair and balanced manner, personally and socially.
Pengaruh Brand Trust dan Brand Image terhadap Loyalitas Nasabah dalam Menggunakan Asuransi Jiwa pada Ajb Bumiputera 1912 Medan Hayani, Nur Syamsidah; Rahma, Tri Inda Fadhila; Nasution, Juliana
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 3 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i3.634

Abstract

The high growth of service companies in Indonesia encourages companies to attract the hearts of their customers in order to become loyal customers of the company's products, one of the service companies that continues to grow in Indonesia is a service company in the insurance sector. Where life insurance is now seen as important and necessary in everyday life. One alternative approach that is widely used by companies is to create brand trust and the company's brand image to gain customer loyalty. This study aims to determine the effect of brand trust and brand image partially or simultaneously on customer loyalty in using life insurance at Ajb Bumiputera 1912 Medan. The method used in this study uses a quantitative method by taking 89 respondents from selected customers as research samples through probability sampling technique with calculations using the slovin formula. The questionnaire uses hypothesis testing with SPSS version 25 software and uses linear data using multiple linear regression analysis methods. The results of this study simultaneously from the variable brand trust (X1) and brand image (X2) have a positive and significant effect on customer loyalty. And partially the variables brand trust (X1) and brand image (X2) also have a positive and significant effect on customer loyalty in using life insurance. Keywords : Brand Trust, Brand Image, Customer Loyalty, Life Insurance.
Analysis of Accountability and Transparency in Management of School Operational Assistance (BOS) on School Progress at SMP Muhammadiyah 16 Lubuk Pakam Nashuha Harahap, Vania Ananda; Nurwani, Nurwani; Nasution, Juliana
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3550

Abstract

SMP Muhammadiyah 16 Lubuk Pakam is a private school that facilitates underprivileged children and also provides assistance in the form of School Operational Assistance (BOS) funds from the government. The purpose of this study was to analyze accountability and transparency in the management of school operational assistance funds for the progress of SMP Muhammadiyah 16 Lubuk Pakam. This study uses descriptive qualitative methods and data collection techniques by means of observation, interviews, and documentation. BOS Funding is based on the total number of students totaling 135 students. The results of the study show that the application of the principle of transparency at SMP Muhammadiyah 16 Lubuk Pakam is less transparent as seen from the lack of openness in planning the RKAS, the use of BOS funds, and the publication of reports on the use of BOS funds which are reported annually to parents and teachers because there is data that is private. The application of the principles of accountability and transparency at SMP Muhammadiyah 16 Lubuk Pakam can be seen in the form of accountability to all parties involved. Starting from the planning of BOS funds, the use of BOS funds that are in accordance with those determined by the central government, the accountability of BOS funds that are reported to internal and external parties, and the archiving of BOS funds documents that are archived by the BOS treasurer.
Halal Food Industry Development Strategy in Increasing Medan Community Consumption Activities Kurnia, Ahmad; Marliyah, Marliyah; Nasution, Juliana; Batubara, Maryam
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3967

Abstract

This study aims to find out how the main priority strategy for the development of the Halal Food Industry is to increase the consumption activities of the people of Medan City by presenting the internal and external conditions that have been carried out so far. Then in addition, the researcher also explained several handling urgency that needed to be implemented so that the development of the Halal Food Industry could be more focused. The method used is a qualitative method using SWOT analysis and QSPM. The number of respondents who filled out the questionnaire was 5 respondents from SMEs in Medan City and 5 respondents from experts. Based on the results of the SWOT analysis, the strategy quadrants obtained after being processed in the IFE and EFE matrices are in Quadrant I. This indicates that the strategy used is a progressive strategy. This strategy means that the Halal Food industry has strengths and opportunities. Furthermore, in the QSPM analysis, the results show that the main priority strategy that must be carried out is Utilizing Halal Product Companion Training so that the Halal Industry has the opportunity to enter the Global Market.
Factors Affecting the Sustainability of Micro Enterprises Dodol Snack Centers Bengkel Market and Its Relationship to the Islamic Economic Perspective Fauzi, Ahmad; Yusrizal, Yusrizal; Nasution, Juliana
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.4102

Abstract

It can be seen that MSMEs are one of the sectors of economic activity that survive and have sustainability. One area that has MSMEs that still survive today is North Sumatra, specifically Pasar Bengkel Village, Perbaungan District, Serdang Bedagai Regency. Pasar Bengkel Village is a favorite place for residents and travelers who like local snacks or culinary specialties. However, now the Dodol MSME culinary center will be a distant memory due to declining demand and purchasing power. Also, Dodol micro business actors in the Bengkel Village area have complained about the reduction in the sales value of their Dodol products since the operation of the Medan-Tebing Tinggi toll road. The reason is that many transport passengers and car drivers don’t have time to stop because they are crossing the toll lane. This makes consumers or buyers reluctant to stop by this Bengkel market, resulting in low turnover, resulting in dozens of stalls being closed. This research aims to determine the influence of product innovation, product sales methods, information technology, market share, ethics of honesty and transparency, and halal products on the sustainability of the micro business Dodol Snack Center Pasar Bengkel simultaneously. This research uses a quantitative research approach with multiple regression methods. The number of samples in this research was 68 MSME entrepreneurs of Pasar Bengkel Dodol Snacks. This research shows that there is a significant influence of product innovation, market share, and product halalness on the sustainability of the Pasar Bengkel Dodol Snack Center micro-enterprise.
Analisis Penerapan GCG Dalam Perspektif Syariat Islam pada Bank Muamalat Indonesia Supardi; Selaya, Asyaadatun Nazila; Fadilah, Rahmatul; Nasution, Juliana
Al-Wasathiyah: Journal of Islamic Studies Vol. 2 No. 2 (2023): Al-Wasathiyah: Journal of Islamic Studies
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/8dn48309

Abstract

Indonesia is a country where the majority of the population is Muslim where it is very important to know the principles of GCG Islamically in the implementation of business. The application of the principles of Good Corporate Governance (GCG) in Islamic banks is very important. This is because Islamic banks as intermediary institutions are collecting funds from the public and distributing them to people who need them. Thus, efforts to maintain public trust in banking are a very important part to do. One way to maintain public trust is to apply the principles contained in Good Corporate Governance. This study aims to determine the implementation of GCG in BMI, and whether it is in accordance with Islamic law. This type of research uses descriptive qualitative research. The results of this study indicate that the application of the principles of Good Corporate Governance (GCG) at Bank Muamalat Indonesia, namely accountability, professionalism, transparency, responsibility, and fairness (equity) has been carried out properly in accordance with applicable guidelines and regulations.
Analisis Transaksi Jual Beli Ikan Terhadap Kesejahteraan Nelayan Dalam Perspetif Ekonomi Islam Munawar, Ahmad Fauzi; Rahmani, Nur Ahmadi Bi; Nasution, Juliana
Jurnal Ilmiah Global Education Vol. 6 No. 4 (2025): JURNAL ILMIAH GLOBAL EDUCATION
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/jige.v6i4.4826

Abstract

This study aims to analyze the impact of fish trading transactions on the welfare of fishermen in Medan Deras Village and examine this situation from an Islamic economic perspective. The research method used is descriptive qualitative through in-depth interviews, observation, and documentation studies of fishermen as the main actors in the transactions. The results show that the fish trading mechanism is still dominated by distributors and traders, thus placing fishermen in a weak bargaining position. Unfair pricing practices and dysfunctional Fish Marketing Places (TPI) cause fishermen to receive incomes that are not commensurate with the efforts and risks incurred. From an Islamic economic perspective, this condition does not reflect the achievement of falah and maslahah, because there are still elements of zulm (injustice), economic coercion, and the unfulfilled principles of maqashid sharia, particularly the protection of property (hifz al-mal) and peace of mind (hifz al-nafs). This study emphasizes the need for reform of the marine product marketing system, strengthening sharia institutions, and fair pricing mechanisms to improve the welfare of fishermen holistically.
PENGARUH NISBAH BAGI HASIL DAN BIAYA ADMINISTRASI TERHADAP KEPUTUSAN NASABAH DALAM MENGGUNAKAN DEPOSITO SYARIAH DI BANK SUMUT SYARIAH KCP RANTAU PARAPAT Torus, Fadillah Rahmi Khairunnisa Br; Nasution, Juliana; Inayah, Nurul
NISBAH: Jurnal Perbankan Syariah Vol. 11 No. 2 (2025): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/jn.v11i2.22802

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh nisbah bagi hasil dan biaya administrasi terhadap keputusan nasabah dalam menggunakan deposito syariah di Bank Sumut KCP Syariah Rantauprapat. Latar belakang penelitian ini adalah adanya penurunan jumlah nasabah deposito syariah sebesar 8,4% pada tahun 2023, yang mengindikasikan perlunya identifikasi faktor-faktor yang memengaruhi keputusan nasabah. Penelitian ini memakai metode kuantitatif dengan pendekatan studi kasus. Sampel penelitian berjumlah 69 responden yang merupakan nasabah Bank Sumut KCP Syariah Rantauprapat. Analisis regresi linier berganda adalah teknik analisis data yang dipakai, dengan memakai uji t untuk pengaruh parsial serta uji F untuk pengaruh simultan. Hasil penelitian menunjukkan bahwa nisbah bagi hasil tidak berpengaruh signifikan terhadap keputusan nasabah sedangkan biaya administrasi berpengaruh signifikan terhadap Keputusan. Secara simultan, kedua variabel tidak berpengaruh signifikan terhadap keputusan nasabah. Nilai R Square menunjukkan bahwa nisbah bagi hasil dan biaya administrasi hanya mampu menjelaskan 8.7% variasi keputusan nasabah, sedangkan 91.3% dijelaskan oleh faktor lain di luar model. Temuan ini mengindikasikan bahwa keputusan nasabah dalam menggunakan deposito syariah lebih dipengaruhi oleh faktor-faktor lain seperti aspek religius, literasi syariah, kepercayaan terhadap bank, kualitas layanan, atau faktor sosial-budaya. Penelitian ini merekomendasikan agar manajemen bank syariah fokus pada peningkatan literasi keuangan syariah, kualitas layanan, dan strategi pemasaran yang lebih komprehensif untuk meningkatkan daya tarik produk deposito syariah.
Co-Authors Afifa, Adinda Afifah, Yasmin Ahmad Fadli Alfiani, Rani Almasri, Anas Zahir Amelia, Anika Andini, Indri Andri Wibowo Anggraini, Sri Dewi Aqwa Naser Daulay Arifin Fauzi Lubis Armayani, Reni Ria Asmita, Riza Ayu Atika Atika Aulia, Mahani Faiza Azhari, Farah Indah Azizah Kurinci, Ayu Ismah Barus, Khairani Br Batubara, Maryam Br. Purba, Devia Syahfitri Budi Prianto Daulay, Khairani Andini Daulay, Wilda Efrilyati Della, Della Alvionita Eka Lestari Enjeli, Enjeli Fadilah, Rahmatul Fadillatunnisa, Fadillatunnisa Fajar, Ramdanil Fakhri, Hanifah Oktaviani Fani, Meiti Fauzi Ahmad Muda Handayani, Suri Sakinah Hanin, Haya Fadiyah Harahap, Andi Hotmatua Harahap, Muhammad Ikhsan Harahap, Rahmat Daim Harahap, Santri Fadhilah Harahap, Sri Hasibuan, Hesti Aryani Hasibuan, Mardiah Khofifah Hasibuan, Reni Ria Armayani Hasugian, Hotbin Hayani, Nur Syamsidah Heru, Muhammad Ilham Arifin Indradewa, Rhian Isnaini Harahap Kamil, Muhammad Raihan Khoirunisa, Afifah Aulia Kudadiri, Vingky Kurnia, Ahmad Larasati, Diah Larasati Lasmi, Aida Lubis, Annisa Zahra Lubis, Rasikah Firjatullah Lubis, Sofiana Zahara Lubis, Sri Nikmah Tullah M. Yogi Riyantama Isjoni Madinah, Futri Maharani, Anggun Debana Maidalena Maidalena, Maidalena Marliyah, Marliyah Marpaung, Dzakkiyah Addawiyah Masrida, Masrida Maulana, Rifki Maulida, Lisa Metuah, Marpirah Miliantari, Dea Muhammad Anwar Muhammad Arif Muhammad Lathief Ilhamy Nasution muhammad Syahbudi, muhammad Muhammad Yafiz Munawar, Ahmad Fauzi Murtadla, Abdullah Alfikri Mustapa  Khamal  Rokan Muzanni Tarigan, Farhan Khairi Nashuha Harahap, Vania Ananda Nasution, Dini Andriani Nasution, Ferdi Dermawan Nasution, Muhammad Idris Nasution, Siska Amelia Nasution, Siti Aminah Natasya, Adelia Novia, Raisyah Arta Nurhalimah Sitorus Nurhasanah Siregar . Nurlaila Nursantri Yanti Nurul Inayah Nurul Jannah Nurwani Nurwani, Nurwani Pradila, Egita Pranata, Mhd Harry Putri, Siti Rahmayanti Qodriyah, Nurul Ni'mah Rabiatul Adawiyah Rahma, Tri Inda Fadhila Rahmadani, Aulia Rahmadhani, Nurianti Rahmani, Nur Ahmadi Bi Rahmi Syahriza, Rahmi Ramadhani, Sri Rokan, Mustafa Kamal Saparuddin Siregar Saputra, Muhammad Ilham Sari, Suci Indah Sartika Sartika Sastiani, Amanda Feby Sayuti, Gegoh Selaya, Asyaadatun Nazila Setia, Dela Sihite, Masdinar Silalahi, Khairul Amri Sinaga, Tari Nur Syafni Siregar, Dewi Tamora Siregar, Muhammad Rizky Siregar, Nabila Safutri Sitorus, Dahlia Safutri Br Sobari, Riski Sri Anjani Sri Maharani Sri Rizky, Dina Subandi Subandi Sugianto Sugianto Supardi Syamsul Bahri Tambak, Eli Ermawati Tanjung, Maysara Hapni Tanjung, Miftahul Jannah Torus, Fadillah Rahmi Khairunnisa Br Triningsih, Cindy Tuti Anggraini Wahyu Syarvina YENNI SAMRI JULIATI NASUTION, YENNI SAMRI JULIATI Yusrizal Yusrizal Zakia, Maulida Ummi Zhafran, Faras Abiyyu Zuhrinal M. Nawawi