Claim Missing Document
Check
Articles

Found 25 Documents
Search

PENGARUH NON PERFORMING LOAN (NPL) DAN NET INTEREST MARGIN (NIM) TERHADAP PROFITABILITAS PADA PT. BPR CINCIN PERMATA ANDALAS CABANG PARIAMAN Yani, Juli ANDRI; Erniwati; Safardi
Jurnal Point Equilibrium Manajemen dan Akuntansi Vol. 3 No. 1 (2021): Jurnal Point Equilibrium Manajemen dan Akuntansi
Publisher : Universitas Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59963/jpema.v3i1.74

Abstract

Tujuan penelitian adalah untuk mengetahui Pengaruh NPL dan NIM terhadap Profitabilitas pada PT. BPR Cincin Permata Andalas Cabang Pariaman. Penelitian ini dilaksanakan pada PT. BPR Cincin Permata Andalas Cab. Pariaman. Populasi dalam penelitian ini adalah keseluruhan data dalam bentuk laporan keuangan tahunan di PT. BPR Cincin Permata Andalas Cab. Pariaman mulai dari tahun 2014 sampai tahun 2018. Sampel adalah bagian tertentu yang dipilh dari populasi atau perwakilan dari populasi. Sampel dalam penelitian ini adalah data PT. BPR Cincin Permata Andalas Cab. Pariaman selama 5 tahun terakhir dengan kriteria merupakan laporan keuangan yang telah diaudit pada tahun 2014-2018. Jenis data adalah data sekunder dan di analisis secara analisis regresi linear berganda menggunakan uji f, uji t dan uji r-square. Hasil penelitian ditemukan NPL berpengaruh signifikan terhadap profitabilitas pada PT. BPR Cincin Permata Andalas Cabang Pariaman, NIM tidak berpengaruh signifikan terhadap profitabilitas pada PT. BPR Cincin Permata Andalas Cabang Pariaman dan NPL dan NIM berpengaruh secara simultan terhadap profitabilitas pada PT. BPR Cincin Permata Andalas Cabang Pariaman. Sebaiknya perusahaan harus lebih menseleksi mengenai pemberian kredit dan melihat calon nasabah lebih teliti agar dapat mengurangi kredit bermasalah dan kredit macet.
New Media Disruption Towards Mainstream Media Resistance (Study of Fajar and Tribun Timur Daily in Makassar City) Erniwati; Unde, Andi Alimuddin; Cangara, Hafied; Hidayatullah, Fauzan
KOMUNIKA: Jurnal Dakwah dan Komunikasi Vol. 17 No. 1 (2023)
Publisher : Fakultas Dakwah UIN Saizu Purwokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24090/komunika.v17i1.7542

Abstract

The phenomenon of disruption penetrates all lines of life. Technological advances influence almost all human activities and activities. Conventional media loyal to their old style will slowly lose their fans. The methodology used in this study is qualitative-descriptive, with a case study approach consisting of several cases in Fajar & Tribun Timur Makassar using a purposive sampling technique. This study's results indicate decreased newspaper readers, but print media advertising growth is still growing. Some factors affected were the decline in circulation turnover triggered by a decline in public interest in reading Beria through print media. The strategy is digitizing newspapers through e-papers, content innovation, networking, and organizational restructuring. The disruption of new media by the Fajar & Tribun Timur newspaper industry managers process opportunities and threats. Opportunities in question are 1) the Strength of human resources in providing accurate information to the public. 2) Establish collaboration with stakeholders. 3) The company's management's Strength in response to journalistic style changes. 4) Technology Development. While the threats faced are 1) The presence of new media. 2) The speed of new media in providing information compared to the mainstream media. 3) High costs and 4) Business competitors. The electronic world is full of creations and cyber-journalistic abilities that can be combined in synergy with print media. This step can only be done if the leadership of this new media is controlled by a team that has technological, management, and cyber journalistic skills that are highly competitive in information competition.
Pengembangan Ekowisata Pengamatan Burung Berbasis Masyarakat Lokal sebagai Upaya Konservasi Keanekaragaman Hayati dan Peningkatan Ekonomi di Desa Tanjung Dalam Kecamatan Ulok Kupai Erniwati; Paulina, Maria; Susatya, Agus; Hidayat, M. Fajrin
DHARMA RAFLESIA Vol 23 No 2 (2025): DESEMBER (ACCREDITED SINTA 5)
Publisher : Universitas Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33369/dr.v23i2.46049

Abstract

Desa Tanjung Dalam di Kecamatan Ulok Kupai menyimpan potensi keanekaragaman hayati yang tinggi, termasuk jalur hutan alami dan keberadaan berbagai jenis burung yang berpotensi untuk pengembangan ekowisata berbasis pengamatan burung. Namun, potensi ini belum dimanfaatkan secara maksimal karena keterbatasan kemampuan masyarakat, kurangnya fasilitas pendukung, dan belum adanya model ekowisata yang tertata dengan baik. Program pengabdian ini bertujuan meningkatkan ekowisata berbasis masyarakat melalui pengembangan ekowisata pengamatan burung (birdwatching) sebagai upaya pelestarian alam sekaligus peningkatan ekonomi lokal. Pelaksanaan kegiatan mencakup pemetaan potensi ekowisata, peningkatan kapasistas masyarakat, pengembangan paket wisata dan fasilitas pendukung, serta monitoring dan evaluasi. Kegiatan pengabdian ini dilakukan dengan metode ceramah, diskusi, dan praktik penggunaan teropong binokular. Pelaksanaan pengabdian telah menghasilkan bahwa aspek keberadaan burung di Desa Tanjung Dalam mendapat skor tertinggi, yaitu 4,6 diikuti oleh ketertarikan masyarakat untuk mengembangkan ekowisata burung dengan skor 4,5 dan aspek melihat jenis burung di Desa dengan skor 4,2. Namun demikian, skor pada indikator aspek manfaat utama ekowisata burung memperoleh skor 2,6 dan mengetahui tentang ekowisata pengamatan burung relatif rendah (2,0), hal ini mengindikasikan bahwa sebagian besar masyarakat belum memiliki pengetahuan yang cukup mengenai konsep dan praktik ekowisata pengamatan burung. Secara keseluruhan, program ini diharapkan menjadi contoh pengembangan ekowisata berkelanjutan yang mampu menjaga sumber daya hayati sekaligus memperkuat ekonomi masyarakat.
A Systematic Review of Vocabulary Journals in EFL Learning: Theory, Practice, and Language Development Erniwati; Sudarkam R. Mertosono; Muhammad Arid
FOSTER: Journal of English Language Teaching Vol. 7 No. 2 (2026): FOSTER JELT
Publisher : Faculty of Education and Teacher Training of UIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/foster-jelt.v7i2.399

Abstract

Vocabulary knowledge is fundamental to second and foreign language acquisition. However, developing both vocabulary breadth and depth remains a challenge in an English as a Foreign Language (EFL) context. This study examines how vocabulary is conceptualized and taught, explores the theoretical and pedagogical foundations of vocabulary journals, and evaluates their impact on learners’ vocabulary acquisition and language development. Using a systematic literature review guided by PRISMA principles, this study synthesizes findings from selected empirical and theoretical studies. The data were analyzed thematically to identify recurring patterns, theoretical alignments, and pedagogical implications. The findings indicate that vocabulary is a multidimensional construct involving both breadth and depth of knowledge. Vocabulary journals are grounded in key theoretical frameworks, including cognitive processing theories, the involvement load hypothesis, the noticing hypothesis, dual coding theory, and self-regulated learning. The results show that vocabulary journals enhance vocabulary acquisition by promoting deeper cognitive engagement, repeated exposure, and learner autonomy. They also contribute to the development of reading, writing, speaking, and listening skills. However, variations in journal design and implementation lead to inconsistencies in outcomes, which can affect the overall effectiveness of vocabulary journals in enhancing language skills. This study emphasizes the necessity of effective design and integration of vocabulary journals and calls for further research on their long-term impact.
THE EFFECT OF ROUNDTABLE TECHNIQUE ON STUDENTS LEARNING OUTCOMES IN WRITING DESCRIPTIVE TEXT OF GRADE TEN AT SMA NEGERI 4 SIGI Nurhaliza Zahwalia; Sriati Usman; Erniwati; Budi
EXPOSURE : JURNAL PENDIDIKAN BAHASA INGGRIS Vol. 15 No. 1 (2026): EXPOSURE:JURNAL PENDIDIKAN BAHASA INGGRIS
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/p0mftn07

Abstract

This research aimed to investigate the effect of the Roundtable Technique on students’ learning outcomes in writing descriptive text of grade ten at SMA Negeri 4 Sigi. A quantitative methodology was employed, incorporating a quasi-experimental design featuring pre-test and post-test control groups.  The population comprised tenth-grade students at SMA Negeri 4 Sigi, with samples chosen via cluster random sampling.  Class X A served as the experimental group, instructed through the Roundtable Technique, whilst Class X C functioned as the control group, getting traditional instruction.  Writing evaluations were administered prior to and subsequent to the intervention.  The mean pre-test score for Class X A was 33.33, whereas Class X C achieved a score of 40.21.  Following treatment, the experimental group's mean score rose to 80.42, while the control group's score attained 59.26.  The calculated t-counted was 6.03, exceeding the t-table of 2.02, signifying a statistically significant difference.  The results indicate that the Roundtable Technique had a significant effect on students’ learning outcomes in descriptive writing.  It encouraged students to be more engaged, collaborative, and confidents in developing ideas, using vocabulary, and applying grammar. The technique is recommended to enhance students’ skills in writing descriptive texts.