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Analysis of Effectiveness and Efficiency in MSME Management for Increasing Income in Mendalo Darat Village, Muaro Jambi Rafidah, Rafidah; M. Nazori; Rosmanidar, Elyanti; Mutia, Agustina; Usdeldi, Usdeldi; Anita, Efni; Fusfita, Nurlia; Rahma, Sri; M. Subhan; Nofriza, Eri; Alawiyah, Rabiyatul
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.608

Abstract

The problem in this study is the decline in the income level of MSME actors during the Covid-19 pandemic, one of the reasons for this is the lack of effectiveness and efficiency of financial management in their businesses, business actors feel they do not understand how to make policies in managing their business finances. The purpose of this study is to determine the effectiveness and efficiency of MSME Mendalo Darat in increasing income and to find out what obstacles are experienced by MSME Mendalo Darat actors in efforts to increase income. The type of method in this study is field/qualitative research. The income of MSME Mendalo Darat has decreased in the Covid-19 era so that e-commerce has a positive impact on the income of  MSME Mendalo Darat.
An Overview of the Palm Oil Plantation Industry and its Social Impact on Local Communities in Jambi Province, Sumatra, Indonesia Aziz, Arfan; Armaz, Eja; Rafidah, Rafidah; M. Nazori; Rosmanidar, Elyanti; Mutia, Agustina; Usdeldi, Usdeldi; Anita, Efni; Fusfita, Nurlia; Rahma, Sri; M. Subhan; Nofriza, Eri; Alawiyah, Rabiyatul
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.839

Abstract

This study aims to provide a comprehensive overview of the palm oil plantation industry and its social impacts on local communities in Jambi Province, Sumatra, Indonesia. Palm oil plantations have become an important economic sector in the region, contributing significantly to the local and national economy. However, on the other hand, the expansion of this industry has also given rise to a variety of complex social and environmental problems. This study uses a qualitative approach with in-depth interviews, field observations, and document analysis to examine the socio-economic impacts on local communities. The results show an increase in the economic welfare of local communities through job creation and infrastructure improvements. However, negative impacts such as land conflicts, environmental degradation, and changes in culture and traditional livelihoods were also found. This study underlines the need for more sustainable and equitable policies in the management of palm oil plantations to minimize negative impacts on local communities and the environment in Jambi Province.
The Role of Sharia Micro Financing in the Development of Micro Small and Medium Enterprises in Telanaipura District Wicaksono, Agung; Anita, Efni; Rahma, Sri; Nasrullah, Aditya; Nikmah, Isnadiatun; Rusmiyati, Mellyani
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.968

Abstract

Micro, Small and Medium Enterprises (MSMEs) are an important part of the economy of a country or region, including Indonesia. The development of the MSME sector provides its own meaning in efforts to increase economic growth and in efforts to reduce the poverty rate in a country. The role of sharia microfinance plays an important role in business development for MSMEs. The aim is to find out whether MSME actors have run their businesses using sharia microfinancing and what role sharia microfinance plays in business development for these MSME actors. This research is field research using qualitative methods. Data collection techniques using observation, interviews and documentation. The interview this time consisted of several MSME actors in the Telanaipura District, Jambi City. The results of this research are MSME actors in Telanaipura District who have run their businesses by carrying out sharia micro financing and the important role of sharia micro financing in business development for these MSME actors.
Influence of Halal Awareness, Islamic Branding, Celebrity Endorsers and Israel Product Boicots on E-Commerce Product Purchase Decisions (Study of Lecturers and Staff of Sulthan Thaha Saifuddin Jambi State Islamic University) Assiddiqi, M. Irfan; AA Miftah; Safitri, Yuliana; Rahma, Sri; Ramadhan, Argianov; Kharisma, Anya Suci; Sanjaya, Aldi
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.1120

Abstract

This research aims to determine the influence of Halal Awareness, Islamic Branding, Celebrity Endorser, and Boycott of Israeli Products on product purchasing decisions in e-commerce by UIN STS Jambi Lecturers and Staff. The population used in this research was UIN STS Jambi Lecturers and Staff, totaling 901 people. The sampling technique in this research was Probability Sampling technique using the Krejcie and Morgan counting technique with a total sample or respondents of 160 people. The method used in this research is a quantitative method with primary data, namely distributing questionnaires and observations. In calculating and analyzing data, researchers utilized the SemPLS 4.0 program . The results of this research show that Halal Awareness has a positive and significant effect on purchasing decisions because of the high halal awareness of respondents. Islamic Branding has a positive and significant effect on purchasing decisions because it can influence the image and credibility of the product. Celebrity Endroser has a positive and significant effect on purchasing decisions because it can increase the attractiveness of the product. Boycotting Israeli products has a negative and insignificant effect on product purchasing decisions because with a boycott of Israeli products consumers will be more careful. The hope is that producers can improve the Islamic and halal aspects of their products, as well as make maximum use of the presence of celebrity endorsers and always maintain a good image of the product.
Pemetaan Dan Pemodelan Minat Menabung Masyarakat Di Bank Syariah Indonesia Jambi Prasaja, Ahmad Syukron; Rahma, Sri
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12271

Abstract

Kondisi Indonesia sebagai negara dengan mayoritas pemeluk agama Islam memberikan potensi besar bagi perkembangan perbankan syariah. Setelah merger tiga bank syariah menjadi Bank Syariah Indonesia (BSI), strategi yang tepat diperlukan untuk mengoptimalkan layanan pelanggan. Namun, perbankan syariah masih tertinggal dibandingkan dengan bank konvensional. Sementara itu, keragaman geografis Indonesia menciptakan perbedaan dalam kehidupan masyarakat, menjadi peluang bagi sektor perbankan untuk memahami pasar dan memperluas jaringan aset. Penelitian ini menggunakan data primer dan sekunder. Data primer mencakup variabel minat menabung masyarakat yang dikumpulkan melalui kuesioner yang disebar ke masyarakat di wilayah Jambi yang dilayani oleh cabang BSI. Metode penelitian ini adalah kuantitatif deskriptif, yang memerlukan konsep pendukung dan teori sebagai dasar yang mengonfirmasi tujuan penelitian. Populasi penelitian mencakup penduduk kota dan kabupaten di Provinsi Jambi, dengan karakteristik wilayah yang dibedakan menjadi daratan (perkotaan), pegunungan, dan pesisir. Sampel diambil menggunakan teknik probability sampling yang memberikan kesempatan yang sama kepada individu yang memenuhi kriteria untuk menjadi responden. Hasil penelitian menyoroti beberapa faktor kunci yang memengaruhi minat menabung di BSI Jambi. Mayoritas responden yang merupakan perempuan dengan latar belakang pendidikan S1 menunjukkan minat menabung yang signifikan. Pekerjaan juga memainkan peran penting, dimana mayoritas responden yang belum bekerja menunjukkan ketidakminatan terhadap menabung, sementara karyawan memiliki minat yang lebih tinggi. Analisis terhadap jarak terhadap bank cabang menegaskan pentingnya lokasi yang strategis dalam menarik minat menabung, dengan penurunan yang signifikan dalam ketidakminatan menabung seiring pendekatan jarak terhadap bank cabang. Faktor-faktor ini, seperti jenis kelamin, pekerjaan, dan aksesibilitas terhadap bank cabang, menunjukkan pengaruh yang kuat terhadap minat menabung, memberikan landasan penting bagi BSI Jambi dalam pengembangan strategi pemasaran dan lokasi cabang untuk meningkatkan partisipasi masyarakat dalam menabung
Distorsi Pasar Dalam Perspektif Ekonomi Islam Rahma, Sri; Sintyasari, Novi; Anugrah, Rizki; Ariyadi, Ahmad; Muthma’Innah, Nawra Izzah
Jurnal Ekonomi Manajemen Akuntansi Keuangan Bisnis Digital Vol. 4 No. 2 (2025): JULI-DESEMBER
Publisher : Badan Penerbitan Fakultas Pertanian Universitas Ratu Samban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58222/jemakbd.v4i2.1318

Abstract

This method aims to find out about market distortion in the perspective of Islamic economics. Basically, Islamic economics requires a free market mechanism without any sign of intervention. Market distortion in the perspective of Islamic economics is understood as any form of deviation from the ideal market mechanism, resulting in imbalance and injustice in the economic transaction process. Market distortion is a form of deviation that causes imbalance and injustice in the market that must be avoided. This study aims to further explore the forms of distortion such as tadlis, gharar, maysir, ihtikar and bai'najasy and to recognize how they manifest in the transaction process in the Islamic capital market, especially the secondary market, so that the Islamic securities transaction process truly reflects Islamic economic transaction activities that have the values of brotherhood, common interests, morality, orientation to the world and the hereafter, no exploitation.
PENGARUH UKURAN PERUSAHAAN, LEVERAGE, DAN PERTUMBUHAN PERUSAHAAN TERHADAP PROFITABILITAS (Pada perusahaan Syariah Sektor Manufaktur Yang terdafar di Indeks Saham Syariah Indonesia) Sukri, Dina Ranvica; Faturahman , Faturahman; Rahma, Sri; Anita, Efni
Manajemen Keuangan Syariah Vol. 4 No. 1 (2024): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v4i1.2059

Abstract

This research was conducted with the aim of examining the influence of company size, leverage and company growth on profitability in manufacturing sector companies listed on the Indonesian Sharia Stock Index for 2018-2022. This research was tested using 3 independent variables, namely: company size, leverage and company growth, for the dependent variable, namely profitability. The population used in this research is manufacturing sector companies listed on the 2018-2022 Indonesian Sharia Stock Index. There were 70 samples in this research, and used multiple linear analysis assisted by the Eviews 12 data analysis tool in this research, namely panel data. There are results, namely that company size has a partial positive and significant effect on profitability, leverage has a positive and significant effect on profitability, while company growth has a partial negative effect on profitability. Simultaneous test results of company size, leverage and company growth have an influence on profitability.  
Strategi Kebijakan Pengembangan Industri Kecil Dan Menengah Di Era Perdagangan Bebas Irawati, Annisa; Istiqomah, Annisa; Cintya Anabela, Chelsea; Ni’matul Azizah, Amelia; Rahma, Sri
Jurnal Ecoment Global Vol. 10 No. 2 (2025): Volume 10 No.2 Edisi Agustus 2025
Publisher : Universitas Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jeg.v10i2.5767

Abstract

Tujuan: Artikel ini bertujuan untuk mengkaji dan merumuskan langkah-langkah strategis yang efektif guna mengembangkan sektor Industri Kecil dan Menengah (IKM) di Indonesia, khususnya dalam menghadapi persaingan dan peluang di era perdagangan bebas. Desain/Metode/Pendekatan: Penelitian ini dilakukan dengan pendekatan kualitatif, melalui peninjauan mendalam terhadap berbagai literatur terkait kebijakan, teori-teori perdagangan internasional, serta model-model pengembangan IKM. Analisis komprehensif kemudian diterapkan pada data sekunder yang bersumber dari laporan pemerintah, publikasi ilmiah, dan statistik relevan mengenai IKM dan perdagangan bebas. Temuan: Hasil studi menunjukkan bahwa IKM menghadapi tekanan persaingan yang kuat di tengah perdagangan bebas, disebabkan oleh keterbatasan dalam kapasitas produksi, akses pasar, inovasi, dan sumber daya manusia. Namun, ada potensi besar bagi IKM untuk meningkatkan daya saingnya dengan berfokus pada spesialisasi produk, pemanfaatan teknologi digital, penguatan kolaborasi, dan peningkatan kualitas SDM. Kebijakan yang efektif seyogyanya berpusat pada peningkatan akses modal, standarisasi produk, pengembangan pusat inkubasi bisnis, dan promosi produk IKM ke pasar global. Orisinilitas/Nilai: Artikel ini memberikan kontribusi unik dengan menggabungkan perspektif kebijakan dan ekonomi untuk merancang strategi komprehensif bagi pengembangan IKM di tengah dinamika perdagangan bebas. Nilai utama penelitian ini terletak pada identifikasi kesenjangan kebijakan dan penyajian rekomendasi strategis yang dapat diterapkan. Implikasi Praktis/Kebijakan: Rekomendasi kebijakan dari penelitian ini dapat menjadi pedoman bagi para pembuat kebijakan untuk merancang program-program yang lebih terfokus guna memperkuat daya saing IKM, seperti pelatihan ekspor, insentif pajak untuk inovasi, dan pembentukan pusat informasi perdagangan bagi IKM. Penerapan strategi ini diharapkan dapat mendorong pertumbuhan ekonomi yang inklusif dan berkelanjutan melalui pemberdayaan IKM.
Biochar from Kapuk Randu (Ceiba pentandra) Seeds for Adsorption of Remazol Blue Dye in Wastewater Napitupulu*, Mery; Walanda, Daud Karel; Nakazawa, Koyomi; Poba, Detris; Tiwow, Vanny M A; Nurmayanti, Yuli; Rahma, Sri
Jurnal IPA & Pembelajaran IPA Vol 9, No 3 (2025): SEPTEMBER 2025
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/jipi.v9i3.47600

Abstract

The use of synthetic dyes such as remazol by textile companies can harm the environment because they are toxic, long-lasting, and hard to break down. This study aims to find out how well biochar made from randu kapuk seeds can absorb colors in water by determining the best weight, contact time, and pH level. The study's findings indicate that the moisture content of biochar made from randu kapuk seeds at temperatures of 400C, 450C, and 500C is 5.7%, 5.1%, and 4.3%, respectively. The ash concentration at temperatures of 400, 450, and 500 was 7.7%, 6.8%, and 6.3%, respectively. The best amount of biochar tested was 100 mg, which could absorb 25 mg of remazol Blue, giving it an adsorption capacity of 1.65 mg/g. The best time for biochar made from kapuk seeds to absorb remazol Blue was 30 minutes, with an absorption ability of 1.59 mg/g. The optimal pH for the adsorption of remazol Blue was 4, with a capacity of 5.39 mg/g. The results showed that biochar made from kapuk seeds was excellent at soaking up substances and followed certain patterns that suggest it works through a single layer of chemical bonding. This study highlights how effective biochar made from kapuk seeds is as a safe and eco-friendly material for cleaning dye-polluted water, which helps promote sustainable water management in line with SDG 6: clean water and sanitation
GREEN COMPETITIVE ADVANTAGE: THE INFLUENCE OF ENVIRONMENTAL AWARENESS AND HUMAN RESOURCES ON SMES Rafidah, Rafidah; Samad, Khairunnisa Abd.; Adawiyah, Rabiyatul; Rahma, Sri; Alwi, Ahmad Afwan
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 7 No 2 (2024): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v7i2.9444

Abstract

This study aimed to thoroughly examine the influence of Environmental Awareness and Green Intellectual Capital (GIC), on Green Competitive Advantage, with Green Human Resource Management (GHRM) serving as the mediating or intervening variable. The investigation is particularly important, specifically considering the fact that business actors are currently paying more attention to the adoption and implementation of green business. This adoption is typically in a bid to address the issue of global warming as well as its impact on nature and the increasing consumer decision to make purchases with consideration for environmentally friendly products. In order to achieve the objective, analyzed using Structural Equation Model-Partial Least Square (SEM-PLS). The results showed that Environmental Awareness significantly influenced the increase of knowledge about the green environment, and this, in turn, impacted the management of competent human resource. Furthermore, intellectual capital (IC) was found to have no direct influence on Competitive Advantage of a business, and Green Human Resource Management acted as an effective mediator of the relationship between Environmental Consciousness affects Competitive Advantage.