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All Journal JURNAL PENDIDIKAN EKONOMI: Jurnal Ilmiah Ilmu Pendidikan, Ilmu Ekonomi dan Ilmu Sosial Jurnal Ilmiah Ekonomi Islam EKONOMIS : Journal of Economics and Business Jurnal Ekonomi & Keuangan Islam Scientific Journal of Reflection : Economic, Accounting, Management and Business JURNAL PENDIDIKAN TAMBUSAI ILTIZAM Journal of Sharia Economic Research Jurnal Ecoment Global: Kajian Bisnis dan Manajemen FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Harakat an-Nisa: Jurnal Studi Gender dan Anak Jurnal Riset Manajemen dan Akuntansi (JURIMA) Al Dzahab Jurnal Ekonomi Manajemen Akuntansi Keuangan Bisnis Digital International Journal of Economics (IJEC) International Journal of Community Service (IJCS) Jurnal Manajemen Keuangan Syariah JIPI (Jurnal IPA dan Pembelajaran IPA) El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Rahma, Sri
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Pemetaan Dan Pemodelan Minat Menabung Masyarakat Di Bank Syariah Indonesia Jambi Prasaja, Ahmad Syukron; Rahma, Sri
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12271

Abstract

Kondisi Indonesia sebagai negara dengan mayoritas pemeluk agama Islam memberikan potensi besar bagi perkembangan perbankan syariah. Setelah merger tiga bank syariah menjadi Bank Syariah Indonesia (BSI), strategi yang tepat diperlukan untuk mengoptimalkan layanan pelanggan. Namun, perbankan syariah masih tertinggal dibandingkan dengan bank konvensional. Sementara itu, keragaman geografis Indonesia menciptakan perbedaan dalam kehidupan masyarakat, menjadi peluang bagi sektor perbankan untuk memahami pasar dan memperluas jaringan aset. Penelitian ini menggunakan data primer dan sekunder. Data primer mencakup variabel minat menabung masyarakat yang dikumpulkan melalui kuesioner yang disebar ke masyarakat di wilayah Jambi yang dilayani oleh cabang BSI. Metode penelitian ini adalah kuantitatif deskriptif, yang memerlukan konsep pendukung dan teori sebagai dasar yang mengonfirmasi tujuan penelitian. Populasi penelitian mencakup penduduk kota dan kabupaten di Provinsi Jambi, dengan karakteristik wilayah yang dibedakan menjadi daratan (perkotaan), pegunungan, dan pesisir. Sampel diambil menggunakan teknik probability sampling yang memberikan kesempatan yang sama kepada individu yang memenuhi kriteria untuk menjadi responden. Hasil penelitian menyoroti beberapa faktor kunci yang memengaruhi minat menabung di BSI Jambi. Mayoritas responden yang merupakan perempuan dengan latar belakang pendidikan S1 menunjukkan minat menabung yang signifikan. Pekerjaan juga memainkan peran penting, dimana mayoritas responden yang belum bekerja menunjukkan ketidakminatan terhadap menabung, sementara karyawan memiliki minat yang lebih tinggi. Analisis terhadap jarak terhadap bank cabang menegaskan pentingnya lokasi yang strategis dalam menarik minat menabung, dengan penurunan yang signifikan dalam ketidakminatan menabung seiring pendekatan jarak terhadap bank cabang. Faktor-faktor ini, seperti jenis kelamin, pekerjaan, dan aksesibilitas terhadap bank cabang, menunjukkan pengaruh yang kuat terhadap minat menabung, memberikan landasan penting bagi BSI Jambi dalam pengembangan strategi pemasaran dan lokasi cabang untuk meningkatkan partisipasi masyarakat dalam menabung
Pengaruh Analisis Fundamental, Teknikal dan Bandarmologi terhadap Harga Saham Syariah yang Terdaftar di Jakarta Islamic Index Periode 2018-2021 Namashuda, Fajrika; Rosmanidar, Elyanti; Rahma, Sri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.920

Abstract

Equity-based sharia stocks that comply with Islamic principles. One of the sharia stock indices is the Jakarta Islamic Index (JII). JII is an index consisting of the 30 most liquid Islamic stocks on the IDX which was launched in 2000. To select 30 Islamic stocks to be included in the index calculation, there are additional criteria carried out by IDX, namely liquidity criteria. The liquidity indicators used are based on market capitalization and daily transaction value. Usually calculated based on the last one year period and every day there must always be transactions. This study uses a quantitative descriptive research method, namely research that emphasizes the analysis of numerical data processed by statistical models. This method is called the quantitative method because the research data uses numbers that indicate the value of the observation variable that leads to a certain time period. This research results that from the results of the t test table it is known that the fundamental analysis variables partially influence the prices of Islamic stocks listed on the Jakarta Islamic Index (JII) in 2018-2021. From the results of the t test table it is known that the technical analysis variable has a partial effect on the prices of Islamic stocks listed on the Jakarta Islamic Index (JII) for 2018-2021. From the results of the t test table it is known that the bandarmological analysis variable has a partial effect on the prices of Islamic stocks listed on the Jakarta Islamic Index (JII) for 2018-2021. From the results of the f test table it is known that the variables of fundamental analysis, technical analysis, and bandarmological analysis simultaneously influence the prices of Islamic stocks listed on the Jakarta Islamic Index (JII) for 2018-2021. Keywords: Fundamental Analysis, Technical, Bandarmology, Sharia Stocks, Sharia Market
Community Empowerment through the Creative Economy for the Realization of Sustainable Economic Self-Reliance Based on Islamic Values at the Sanggar Batik Selaras Pinang Masak, Jambi Mutia, Agustina; Hassanee, Narong; Rahma, Sri; Nofriza, Eri; Fusfita, Nurlia; Hamzah, Maulana; Hidayat, Angger; Hermanda, Azzahra Puan; arzmi, Muhammad riski
International Journal of Community Service (IJCS) Vol. 4 No. 2 (2025): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v4i2.1684

Abstract

This article aims to describe the process and outcomes of community empowerment at the Sanggar Batik Selaras Pinang Masak in Jambi through the development of a creative economy underpinned by Islamic values. This batik center represents a crucial hub for the preservation of local culture and economy, yet it faces significant challenges concerning product innovation, digital marketing, and the consistent application of Sharia business ethics. The methodology employed is Participatory Action Research (PAR), which actively involved the participation of artisans and management in every stage: planning, action, observation, and reflection. The action phase encompassed digital marketing training, a workshop on Islamic business ethics, and mentorship for the formulation of Sharia-based Standard Operating Procedures (SOP). The results demonstrate a significant increase in the understanding and proficiency of digital marketing, alongside a stronger commitment to implementing Islamic principles such as honesty (shiddiq), trustworthiness and professionalism (amanah), and justice (‘adl) in all transactions and production processes. This empowerment initiative not only enhances the potential for the center's sustainable economic self-reliance but also reinforces the cultural and spiritual identity of the artisan community.
Pengaruh Digital Promotion Dan Inovasi Produk Terhadap Pendapatan UMKM di Kecamatan Sekernan Darisfa Aulia, Tata; Ismail, Muhammad; Rahma, Sri
Jurnal Pendidikan Tambusai Vol. 10 No. 1 (2026)
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Perkembangan teknologi yang pesat mendorong meningkatnya intensitas persaingan bisnis, termasuk pada sektor Usaha Mikro, Kecil, dan Menengah (UMKM) di Kecamatan Sekernan. Penelitian ini bertujuan untuk menganalisis pengaruh digital promotion dan inovasi produk terhadap pendapatan UMKM, baik secara parsial maupun simultan. Metode penelitian ini menggunakan pendekatan kuantitatif, dengan pengumpulan data primer melalui kuesioner serta data sekunder dari dokumen resmi. Seluruh populasi yang terdiri dari 9267 UMKM dijadikan sampel menggunakan Teknik probability sampling dengan metode stratified random sampling dengan 100 responden. Analisis data dilakukan dengan bantuan software SPSS, mencakup uji validitas dan reliabilitas untuk menguji instrumen, uji asumsi klasik (normalitas, multikolinearitas, dan heteroskedastisitas) untuk memenuhi syarat regresi linier berganda, serta uji t, uji F, dan adjusted R Square untuk menguji hipotesis. Hasil penelitian menunjukkan bahwa digital promotion berpengaruh positif dan signifikan terhadap pendapatan UMKM, dan inovasi produk berpengaruh positif signifikan. Secara simultan, kedua variabel berpengaruh positif signifikan dengan nilai adjusted R Square sebesar 0,480 yang berarti 48% berpengaruh terhadap pendapatan UMKM dapat dijelaskan oleh digital promotion dan inovasi produk, sedangkan sisanya dipengaruhi oleh faktor lain di luar model. Temuan ini merekomendasikan pemanfaatan digital promotion dan inovasi produk sebagai strategi pemasaran dan teknik inovasi agar bias bertahan di pasar yang dinamis agar lebih efektif dalam meningkatkan daya saing dan meningkatkan pendapatan UMKM.
Trust and behavioral intention toward blockchain-based mudharabah smart contracts in Islamic banking Fielnanda, Refky; Novida, Irma; Rahma, Sri; Anggraini, Dessy; Alwahidin , Alwahidin
Jurnal Ekonomi & Keuangan Islam Volume 12 No. 2, July 2026
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/JEKI.vol12.iss2.art1

Abstract

Purpose – This study examines how perceived usefulness, perceived ease of use, and Sharia compliance shape trust in blockchain-based mudharabah smart contracts and how trust drives the behavioral intention to adopt them.Methodology – An online survey of 300 purposively selected Islamic bank customers in Indonesia, screened for familiarity with digital financial services and blockchain, was analyzed using partial least squares structural equation modelling (PLS-SEM), drawing on the technology acceptance model and the Sharia compliance perspective.Findings – Perceived usefulness (β = 0.707) and Sharia compliance (β = 0.234) significantly increased trust, whereas perceived ease of use did not (β = 0.041; p = 0.069). Trust strongly predicted behavioral intention (β = 0.889) and mediated the effects of perceived usefulness (β = 0.629) and Sharia compliance (β = 0.208), but not perceived ease of use. The model explains 91.9% of the variance in trust and 79.1% in the behavioral intention.Implications – Adoption depends more on demonstrable functional benefits and visible Sharia governance than on interface simplicity; therefore, Islamic banks and fintech developers should prioritize transparency and auditable Sharia assurance mechanisms in smart contract design.Originality – Prior Islamic fintech research has treated technology acceptance and Sharia compliance as separate explanations for adoption. This study jointly models them as antecedents of trust in a decentralized contract setting, where automation removes the human intermediary that conventionally guarantees Sharia conformity — a configuration not previously tested on Islamic banking customers.
Co-Authors -, Habriyanto AA Miftah Abda Abda Agung Wicaksono Agustina Mutia Ahmad Syukron Prasaja Al Hawari, Rifqy Habibi Alawiyah, Rabiyatul Alwahidin , Alwahidin Alwi, Ahmad Afwan Andesti, Olga Andira, Pipi Dwi Andriana, Nirhamni Anggraini, Dessy Anita, Efni Annisa Istiqomah, Annisa Ariyadi, Ahmad Armaz, Eja arzmi, Muhammad riski Assiddiqi, M. Irfan As’ad Cintya Anabela, Chelsea Darisfa Aulia, Tata Daud Karel Walanda Dedek Kusnadi Delvianti, Sintia Eja Armaz Hardi Elyanti Rosmanidar Faturahman Ferdiansyah Ferdiansyah Fitria, Savira Fusfita, Nurlia Gustina, Chairunnisa Habriyanto Habriyanto Hassanee, Narong Hermanda, Azzahra Puan Hidayat, Angger Ipada, Naziroh Nurul Irawati, Annisa Kharisma, Anya Suci Kunnuzi M. Nazori M. Subhan Mega Fatimah Rosana Moh. Ismail Mubyarto, Novi Muhammad Husen, Muhammad Muhammad Maulana Hamzah Munsarida Muthma’Innah, Nawra Izzah Nakazawa, Koyomi Namashuda, Fajrika Napitupulu*, Mery Nasrullah, Aditya Nikmah, Isnadiatun Ni’matul Azizah, Amelia Nofriza, Eri Novida, Irma Permata, Tika Agu Poba, Detris Putri, Ema Santika Rabiyatul Adawiyah Rafidah Rafidah Rafidah Rahman, Sakinah Ramadhan, Argianov Ramadhani, Febi Refky Fielnanda Rizki Anugrah, Rizki Rusmiyati, Mellyani Safitri, Yuliana Salsabila, Ilmi Aurelin Samad, Khairunnisa Abd. Sanjaya, Aldi Shatrialdi, Gusti Sintyasari, Novi Sugeng Santoso Sukri, Dina Ranvica Titin Agustin Nengsih Tiwow, Vanny M A Usdeldi, Usdeldi Yonie Septiya Ningsih, Rika Yuli Nurmayanti Yuniar, Vita