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All Journal Jurnal Studi Islam Risâlah, Jurnal Pendidikan dan Studi Islam Ihtiyath : Jurnal Manajemen Keuangan Syariah Jurnal Al-Dirayah Jurnal Psikiatri Surabaya (Surabaya Psychiatry Journal) Al-Sharf: Jurnal Ekonomi Islam Al-Mazaahib: Jurnal Perbandingan Hukum JES (Jurnal Ekonomi STIEP) International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Al-Maqashid: Journal of Economics and Islamic Business Concept: Journal of Social Humanities and Education Jurnal Riset Rumpun Ilmu Tanaman Educate : Journal of Education and Learning FIKROTUNA: Jurnal Pendidikan dan Manajemen Islam Journal of Economics and Development JIMEK
Muhammad Hafizh
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Astronomy Computer Science & IT Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences Other

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IMPLEMENTASI KONSEP AL-I`TISHAM SEBAGAI GERAKAN PENANGGULANGAN KEMISKINAN DI ERA NEW NORMAL (ANALISIS QS. ALI-`IMRAN: 103) Muhammad Hafizh; Pathurrahman; Lailatul Mu’jizat
Al-Dirayah Vol. 13 No. 1 (2024): Jurnal Al-Dirayah
Publisher : STIQ al-Lathifiyyah Palembang

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Abstract

Penelitian ini bertujuan untuk mengetahui implementasi dari konsep al-I’tisham sebagai gerakanpenanggulangan kemiskinan (analisis Q.S., Ali-Imran: 103). Fenomena kemiskinan menjadi sebuahpermasalahan yang dihadapi negara Indonesia, terutama pasca pandemi. Hal ini terjadi akibat terjadinyahambatan dalam proses sirkulasi ekonomi pada kehidupan masyarakat. Pemerintah telah mengupayakanbeberapa strategi untuk dapat mencegah kenaikan angka kemiskinan, namun tentunya perlu ada upaya yanglahir juga dari masyarakat sebagai perpanjangan tangan dari penerapan dan penyaluran beberapa kebijakandengan gerakan sukarelawan. Tujuan dari penelitian ini yakni mengetahui bagaimana konsep dari al-I’tishamdalam penanggulangan kemiskinan dengan gerakan sukarelawan. Dengan menggunakan metode groundedtheory, kajian ini akan melihat ayat-ayat yang terkait dengan tindakan sukarelawan masyarakat sertamengidentifikasi pola dan tema yang muncul dari ayat-ayat tersebut. Selanjutnya, dari hasil identifikasi tema,akan dicari pesan moral yang terkandung dalam ayat-ayat tersebut. Rancangan metode penelitian groundedresearch adalah prosedur kualitatif yang menghasilkan sebuah teori yang menjelaskan, pada tataran konsep,sebuah proses, kegiatan, perbuatan atau interaksi yang terjadi pada suatu waktu tertentu. Adapun hasil daripenelitian ini yaitu masyarakat perlu untuk mengambil peran dengan gerakan sukarelawan yang dapatmembantu meminimalisir angka kemiskinan yang ada di Indonesia.
DIASPORA ULAMA DALAM TAFSIR MARAH LABID (STUDI ANALISIS Q.S. AT-TAUBAH AYAT 122) Muhammad Hafizh; Halimatussa’diyah; Nurul Ahmadi
Al-Dirayah Vol. 11 No. 1 (2023): Jurnal Al-Dirayah
Publisher : STIQ al-Lathifiyyah Palembang

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Abstract

Penelitian ini bertujuan untuk mengetahui diaspora dalam pandangan Tafsir Marah Labid(Analisis Penafsiran Q.S. Surah At-Taubah ayat 122). Penelitian ini menggunakan pendekatankualitatif melalui metode tafsir tahlili (analisis). Hasil dan pembahasan penelitian ini menunjukkanbahwa adanya isyarat Nawawi Al-Bantani terhadap diaspora untuk pencapaian keilmuan. Penelitianini menyimpulkan bahwa Nawawi Al-Bantani yang juga sebagai Diaspora Ulama yang mengemban pendidikan di luar negeri. Diaspora dipercaya menjadi solusi alternatif dalam merespon kondisi sosio-politik negara pada masa itu. Kondisi kestabilan sosio-politik suatu daerah menjadi sebuah pra-syarat yang harus dipenuhin untuk membangun kondisi pembelajaran yang ideal. Penelitian inimerekomendasikan kepada akademisi dan riset untuk mengembangkan lebih jauh terkait penelitianini sebagai sebuah referensi, untuk mengetahui diaspora dalam pandangan Al- Qur’an.
SOCIO-ECONOMIC DETERMINATIONS THAT AFFECT THE INCOME OF TRADITIONAL FISHERMEN IN KRUENG MANE NORTH ACEH DISTRICT Muttaqien; Wardiah; Muhammad Hafizh; Frengki Putra Ramansyah; Cut Zira Maulida
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 4 No. 5 (2024): October
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v4i5.1964

Abstract

Fishermen's income is the accumulation of fishermen's business results which do not stand alone, but are influenced by various factors. Therefore, fishermen's income includes capital, season, climate, fishing gear productivity, fishing area, fish price and number of fish caught. Fishermen's income factors include factors such as seasonal fluctuations, limited capital and human resources, access to exploitative fish trade networks, and the negative effects of fisheries modernization and the blue revolution, both of which have led to excessive depletion of marine resources. This process is still ongoing today, and fishermen are experiencing further impacts from a decline in their income levels and difficulties in obtaining their catch. The purpose of this research is to determine the income analysis method that calculates fixed costs and variable costs to income. Next, a production function analysis is carried out, where the production function describes the relationship between input and output. Based on this, it is hoped that the results of this research will be taken into consideration by the government in formulating policies related to the welfare of traditional fishermen with all their limitations. This type of research is descriptive quantitative with a research population of traditional fishermen in Krueng Mane, North Aceh. The type of data in this research uses primary data in the form of a questionnaire with a Likert scale where the research sample selection uses random sampling and then regression will be carried out using the SPSS application. The output of this research is the publication of international journals, indexed international proceedings and ISBN certified research reference books with TKT level 3, which is focused on proving the formulation of socio-economic factors that influence the income of traditional fishermen in Krueng Mane, North Aceh Regency.
THE USE OF QRIS, SHARIA FINANCIAL LITERACY, SHARIA FINANCIAL INCLUSION AND PROMOTION TO INCREASE THE INCOME OF HALAL MSME ACTORS IN LHOKSEUMAWE CITY Muhammad Hafizh; Mutia Rahmah; Noviami Trisniarti; Nabila Novianita; Safuani Marsya
International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Vol. 4 No. 5 (2024): October
Publisher : CV. Radja Publika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijebas.v4i5.2073

Abstract

This study aims to provide evidence of the relationship between the use of QRIS, Islamic financial literacy, Islamic financial inclusion and promotion on increasing the income of halal MSME actors in Lhokseumawe City. The population in this study is the community of halal MSME actors in the city of Lhokseumawe. The sampling technique used in this study is using the Slovin Formula method so that a sample of 96 Halal MSME actors is obtained. This research is a quantitative research using secondary data and primary data collected by questionnaire or questionnaire techniques. The questionnaire was analyzed using quantitative descriptive statistical analysis. with a significanty rate of 5%. Based on the results of the study, it was concluded that the research data was declared to be normally distributed, free from deviations from classical assumptions (multicollinearity, autocorrelation, heteroscedasticity). The test results stated that the independent variables (QRIS, Sharia Financial Literacy, Sharia Financial Inclusion and promotion) were able to explain the bound variable (Halal MSME Income) by 40.07%. Partially, the QRIS variable does not have a significant influence on the income of halal MSME actors, while Sharia Financial Literacy, Sharia Financial Inclusion and promotion have a partial effect on the income of Halal MSME actors. Which means that the higher the level of Sharia Financial Inclusion, the understanding of Sharia Finance in Halal MSME Actors, the more likely they are to get an increased income and become part of the main pillar of economic development policies which are very important to alleviate poverty, encourage sustainable economic growth.
Dampak Perubahan Indeks Saham Syariah Global Terhadap Indeks Saham Syariah Indonesia Ritonga, Nailan; Muhammad Hafizh
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 9 No 1 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/ihtiyath.v9i1.11571

Abstract

Global capital markets, including Islamic stock markets, are directly affected by the global uncertainty caused by the pandemic, high inflation, and economic turmoil in major countries. The purpose of this study is to evaluate the impact of changes in three global Islamic stock indices: Dow Jones Islamic Market Malaysia Titans 25 Index (DJIMY25), Dow Jones Islamic Market Japan Index (DJIJP), and Dow Jones Islamic Market Europe Index (DJIEU) over the period 2020-2024. The relationship between short- and long-term variables is evaluated through a quantitative approach with monthly time series data. In addition, the Vector Error Correction Model (VECM) method is also used. The results show that DJIMY25 has a significant influence on ISSI in both the short and long term, while DJIJP has a significant influence only in the short term. DJIEU, on the other hand, has no significant influence. Compared to other global indices, the influence of regional indices especially Malaysia on the ISSI is greater. This study not only provides theoretical contributions to the field of Islamic finance, but also provides practical advice for investors, regulators, and Islamic capital market players in Indonesia.
Analisis Determinasi Kinerja Keuangan BUS Dengan GCG, Ukuran Bank, Sharia Compliance Dan Manajemen Risiko Ulfa Zahara; Muhammad Hafizh
Jurnal Ekonomi STIEP Vol. 10 No. 2 (2025): Jurnal Ekonomi STIEP (JES)
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat (LPPM) IBE Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54526/jes.v10i2.509

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Good Corporate Governance (GCG), ukuran bank, sharia compliance, dan manajemen risiko terhadap kinerja keuangan Bank Umum Syariah di Indonesia pada periode 2021–2024. Kinerja keuangan diukur menggunakan Return on Assets (ROA) sebagai indikator kinerja keuangan. Data yang digunakan merupakan data sekunder dari sembilan Bank Umum Syariah yang dipilih secara purposive sampling. Metode analisis yang digunakan adalah regresi data panel dengan pendekatan Fixed Effect Model (FEM), berdasarkan hasil uji Chow, hausman, dan langrange.Hasil penelitian menunjukkan bahwa variabel GCG berpengaruh negatif dan tidak signifikan terhadap ROA, sedangkan ukuran bank berpengaruh negatif dan signifikan. Sementara itu, variabel sharia compliance memiliki pengaruh positif namun tidak signifikan, dan manajemen risiko menunjukkan pengaruh positif dan signifikan terhadap ROA. Secara simultan, model regresi dinyatakan signifikan dengan nilai F-statistic sebesar 5.697486 (p-value < 0,05), serta nilai adjusted R-squared sebesar 0,616941, yang menunjukkan bahwa sekitar 61,6% variasi dalam ROA dapat dijelaskan oleh variabel independen dalam model.Penelitian ini menyimpulkan bahwa penguatan manajemen risiko dan pengelolaan ukuran bank secara efisien merupakan kunci dalam meningkatkan kinerja keuangan Bank Umum Syariah, sementara penerapan GCG dan sharia compliance memerlukan penguatan implementasi agar memberikan dampak nyata secara finansial.
Memahami Zakat Mal, Zakat Fitrah, Dan Zakat Pertanian Dalam Pendidikan Fiqih Imam Tauhid; Shofi Dwi Gusnaini; Dhea Putri; Rodia Anisa Padillah; Muhammad Hafizh
Educate : Journal of Education and Learning Vol. 4 No. 1 (2026): Educate : Journal of Education and Learning
Publisher : CV. Doki Course and Training

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61994/educate.v4i1.1534

Abstract

Zakat merupakan salah satu instrumen penting dalam ajaran Islam yang memiliki fungsi ibadah sekaligus sosial ekonomi. Zakat juga merupakan salah satu rukun Islam yang memegang peranan penting tidak hanya dalam aspek spiritual, tetapi juga sebagai aspek sosial dan ekonomi dalam masyarakat. Zakat merupakan rukun Islam ketiga yang wajib ditunaikan bagi setiap Muslim yang memenuhi syarat. Metode penulisan menggunakan studi literatur dari sumber-sumber fiqih klasik dan kontemporer. Penelitian ini bertujuan untuk menganalisis dan mendeskripsikan pemahaman zakat mal, zakat fitrah, dan zakat pertanian dalam pendidikan fiqih, meliputi dasar hukum, ketentuan nisab, kadar zakat, serta distribusinya.
Pengaruh Digital Payment, Digital Marketing, Modal dan Literasi Keuangan terhadap Peningkatan Pendapatan Usaha Kecil di Kota Banjarmasin Pipit Angelia Widiarti; Ibnu Sutomo; Muhammad Hafizh
Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 6 No. 1 (2026): Maret: Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan (JIMEK)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jimek.v6i1.10034

Abstract

This study aims to analyze the influence of digital payment, digital marketing, capital, and financial literacy on increasing small business income in Banjarmasin City. The research approach used was quantitative correlation with a sample of 45 small businesses in the culinary sector determined through purposive sampling techniques. Data were collected through a Likert scale questionnaire and analyzed using multiple linear regression with the help of SPSS software version 26. The results of the study show that partially or simultaneously, the variables of digital payment, digital marketing, capital, and financial literacy have a positive and significant effect on increasing small business income. Among the variables studied, digital marketing proved to be the most dominant factor in driving increased revenue. These findings confirm that the use of digital technology, effective capital management, and improving financial literacy are important aspects in supporting the sustainability and growth of small businesses, especially in the culinary sector. This research provides practical implications for small business actors to further optimize digital marketing strategies, strengthen financial management, and utilize digital payment services as an effort to increase competitiveness and business revenue.
GEN Z'S DIGITAL LIFE: SOCIAL MEDIA ACCOUNTS AS A MEANS OF OPEN AND HIDDEN EXPRESSION Nizike Maiza Farin Ananta Purba; Zahra Putri Arifin; Muhammad Hafizh
International Journal of Social Science, Educational, Economics, Agriculture Research and Technology (IJSET) Vol. 5 No. 1 (2025): DECEMBER
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijset.v5i1.1543

Abstract

Generation Z grew up in a digital era that has made social media a primary platform for self-expression and identity formation. This study aims to describe Gen Z's overt and covert social media expression patterns and the factors that influence them. The method used was descriptive quantitative, with an online questionnaire conducted with 66 Gen Z respondents aged 15–25. The research results show that primary accounts are used to maintain social image, while alternate or anonymous accounts provide a more free and authentic space for personal expression. The dominant factors driving the use of secondary accounts are the need for privacy and the comfort of being authentic. This phenomenon illustrates that Gen Z has a flexible and dynamic digital identity that adapts to the audience's context. This research emphasizes the importance of digital literacy and self-identity awareness so that social media can be used healthily and responsibly.
Co-Authors ABDUL HAMID Adristi Hanun Naziliah Aldo Aditya Suprijadi Ananda Shafira Dwiyanti Arya Fadlilah Pradana As'ad Naufal Avianita Dewi Kusumawardhani Baehaqi Clarisa Christina Gabriella Cut Zira Maulida Defni Cecilia Derryl Rasad Texaga Dhea Putri Fanny Gunawan Firani Putri Firda Fauziah Hidayat Frengki Putra Ramansyah Gading Yudha Pratama Halimatussa’diyah Haryanto, Lorenta In Hubah Asyiroh Ibnu Sutomo Imam Tauhid Januar Januar Jidan Akbar Juliana Junjungan Nimasratu Rahmatsani Lailatul Mu’jizat Manika Putri Kunigara Mohd Zaidi Daud Mudzakir Ali Mudzakkir Ali Mufidah Hayati Muhammad Hafizh Muhammad Rifqo Hafidzudin Farid Muttaqien Nabila novianita Nabila Rosalina Putri Nadya Wulandari Alshanti Nanda Amalia Ramadhanti Nizike Maiza Farin Ananta Purba Noviami Trisniarti Nur Wahyu Ningsih Nurul Ahmadi Pathurrahman Pipit Angelia Widiarti Putri Nardiaton Putu Laksmi Febriyani Rafid Rabbani Rizkiawan Rangkuti, Muhammad Yusuf Razita Aulia Azkia Resa Marlina Revantoro Artha Dwiprawira Ritonga, Nailan Rodia Anisa Padillah Safuani Marsya Salma Fadila Sarah Dina Sharikhul Hanif Shofi Dwi Gusnaini Sri Dewi Lestari Tamara Aulia Fakhrinnisa Tania Amelya Tomas Marcelino Adistika Martin Ulfa Zahara Wardiah Widia Astuti Zahra Putri Arifin