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Pengaruh Loan To Deposit Ratio , Non-Performing Loan, dan Net Interest Margin Terhadap Profitabilitas Bank Swasta Devisa Yang Terdaftar Di Bursa Efek Indonesia Tahun 2018-2022 Riza Dian Cahyani; Bayu Kurniawan; Heri Prabowo
Profit: Jurnal Manajemen, Bisnis dan Akuntansi Vol. 3 No. 2 (2024): Mei : Profit: Jurnal Manajemen, Bisnis dan Akuntansi
Publisher : UNIVERSITAS MARITIM AMNI SEMARANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/profit.v3i2.2056

Abstract

Banking is a vital sector in the economy of a country, including Indonesia. National Private Foreign Exchange Banks play a crucial role in providing financial services related to foreign currencies. In this context, factors such as Loan to Deposit Ratio, Non-Performing Loans, and Net Interest Margin are pivotal in determining the profitability of banks. This research aims to analyze the influence of Loan to Deposit Ratio, Non-Performing Loans, and Net Interest Margin on the profitability of National Private Foreign Exchange Banks listed on the Indonesia Stock Exchange during the period 2018-2022. The study employs a quantitative approach with secondary data collection from the financial reports of National Private Foreign Exchange Banks listed on the Indonesia Stock Exchange. Data analysis technique utilizes panel data regression to examine the effects of Loan to Deposit Ratio, Non-Performing Loans, and Net Interest Margin variables on bank profitability. The research findings indicate that Non-Performing Loans and Net Interest Margin significantly affect the profitability of National Private Foreign Exchange Banks, whereas Loan to Deposit Ratio does not exert a significant influence. These variables exhibit a complex relationship in influencing the financial performance of banks. From these research findings, it is concluded that the management of Loan to Deposit Ratio needs improvement, accompanied by considerations of Non-Performing Loans and Net Interest Margin factors, to enhance the profitability of National Private Foreign Exchange Banks.
Analysis Of Taxpayer Knowledge And Awareness Of Compliance To Pay Motor Vehicle Tax Mediated By Tax Whitening Policy Vita Adi Meli Yana; Bayu Kurniawan; Rita Meiriyanti
Jurnal Manajemen Bisnis Digital Terkini Vol. 1 No. 2 (2024): April : Jurnal Manajemen Bisnis Digital Terkini (JUMBIDTER)
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jumbidter.v1i2.65

Abstract

This study aims to determine the Analysis of Knowledge and Awareness of Taxpayers on Compliance to Pay Motor Vehicle Tax Mediated by Tax Bleaching Policy (Case Study at Samsat Kota Semarang) The population used in the study was WP PKB which was recorded at SAMSAT Semarang City and the sample used was 385 SAMSAT Motor Vehicles Semarang City using purposive sampling. Data analysis in the study using Smart PLS software version 4.0. The R-Square value of the Tax Bleaching Policy variable is (0.869), this proves that the strength of the tax knowledge variable and taxpayer awareness can be explained through the Tax Bleaching Policy variable of 86.9% (moderate category). The R-Square value of the Taxpayer Compliance variable is (0.755), this shows that the strength of the tax knowledge variable and taxpayer awareness together with the Tax Bleaching Policy can be explained through the Taxpayer Compliance variable of 75.5% (moderate category).
Pengaruh Kompetensi, Kompensasi Dan Lingkungan Kerja Terhadap Produktivitas Kerja Karyawan Pada Pt Pandawa Mitra Sejahtera Di Jawa Tengah Yanuar Yulianto; Bayu Kurniawan; Noni Setyorini
Journal of Student Research Vol. 1 No. 4 (2023): Juli: Journal of Student Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jsr.v1i4.1536

Abstract

Penelitian ini bertujuan Untuk menganalisis dan membuktikan pengaruh Kompetensi, Kompensasi, dan Lingkungan Kerja terhadap produktivitas kerja karyawan. Dalam penelitian ini data dikumpulkan melalui metode pengumpulan data yaitu kuisioner terhadap 90 responden karyawan PT Pandawa Mitra Sejahtera di Jawa Tengah. Kemudian teknik analisis yang digunakan adalah analisi persamaan regresi linier berganda dengan bantuan program SPSS dan menggunakan metode non probability sampling dengan pengambilan data kuantitatif. Hasil penelitian menunjukan variabel kompetensi berpengaruh signifikan terhadap produktivitas kerja karyawan. Variabel kompensasi tidak berpengaruh signifikan terhadap produktivitas kerja karyawan. variabel Lingkungan Kerja berpengaruh signifikan terhadap produktivitas kerja karyawan.
Pengaruh Disiplin Kerja dan Budaya Kerja Organisasi yang Dimediasi Motivasi Kerja terhadap Kepuasan Kerja Karyawan di PT. Kelola Jasa Artha Semarang Yusuf Ehza Putra; Qristin Violinda; Bayu Kurniawan
Politika Progresif : Jurnal Hukum, Politik dan Humaniora Vol. 2 No. 4 (2025): Desember : Politika Progresif : Jurnal Hukum, Politik dan Humaniora
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/progres.v2i4.2663

Abstract

This study aims to analyze the influence of work discipline and organizational culture on employee job satisfaction at PT. Kelola Jasa Artha Semarang, with work motivation as a mediating variable. Work discipline and organizational culture are considered important factors influencing employee motivation and job satisfaction. This study used a quantitative approach with a survey method involving 105 respondents working at PT. Kelola Jasa Artha Semarang. Data were collected through questionnaires and analyzed using multiple linear regression and path analysis to examine the relationships between variables. The results indicate that work discipline has a positive and significant effect on work motivation, organizational culture has a positive effect on work motivation, and work motivation has a significant effect on job satisfaction. Furthermore, work motivation has been shown to mediate the influence of work discipline and organizational culture on employee job satisfaction. Therefore, improving work discipline and a supportive organizational culture can increase work motivation, which ultimately leads to increased employee job satisfaction within the company.
ANALISIS SEMANGAT KERJA KARYAWAN (STUDI PADA INDUSTRI COLD STORAGE DI KOTA JUWANA) Wahyu Ika Pramono; Rauly Sijabat; Bayu Kurniawan
Jurnal Riset dan Inovasi Manajemen Vol. 1 No. 2 (2023): Mei: Jurnal Riset dan Inovasi Manajemen
Publisher : International Forum of Researchers and Lecturers

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jrim-widyakarya.v1i2.904

Abstract

This study aims to determine the effect of Workload, Work Communication, Work Environment, on Employee Morale in the Cold Storage Industry in Juwana City. This study used a nonprobability sampling research method with a purposive sampling method. The population used in this study were all employees working in the Cold Storage Industry in Juwana City and the sample used was 110 employees. This study uses a nonprobability sampling research method with a purposive sampling method (saturated sampling). Data analysis in this study used the technique of Multiple Linear Regression Analysis with the statistical package for the social sciences (SPSS) program. The results of the analysis and discussion show that the variables Workload, Work Communication, Work Environment, have a direct effect on Employee Morale. The Variable of Work Communication partially has no positive and significant effect on Employee Morale. Variables Workload, Work Communication, work environment simultaneously have a positive and significant effect on Employee Morale in the Cold Storage Industry in Juwana City.
KONTRIBUSI DUKUNGAN KELUARGA DAN SELF-EFFICACY TERHADAP MOTIVASI BELAJAR SISWA PADA MATA PELAJARAN IPS DI SMP NEGERI 11 MALANG I Nyoman Dedi Arimawan; Bayu Kurniawan; I Nyoman Dedi Arimawan; Bayu Kurniawan; Ninik Ambarwati
Jurnal Pembelajaran, Bimbingan, dan Pengelolaan Pendidikan Vol. 4 No. 5 (2024)
Publisher : Universitas Negeri Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um065.v4.i5.2024.20

Abstract

Motivasi sangat penting dimiliki oleh peserta didik, karena dengan adanya motivasi peserta didik akan dapat mencapai hasil belajar yang maksimal. Namun kenyataannya motivasi tidak selalu dimiliki oleh setiap peserta didik yang dapat membuat pembelajaran menjadi tidak kondusif. Belum ada sebelumnya yang pernah meneliti menggunakan dua variabel terkait kontribusi dari dukungan orang tua dan self-efficacy terhadap motivasi belajar sehingga peneliti merasa penting untuk melakukan sebuah kajian empiris. Metode penelitian yang digunakan dalam penelitian ini adalah kuantitatif dengan jenis asosiatif. Populasi dalam penelitian ini adalah siswa kelas VIII di SMP Negeri 11 Malang, dengan sampel sebanyak 74 siswa dengan menggunakan rumus slovin. Data dikumpulkan dengan menggunakan kuesioner, yang kemudian disebarkan kepada responden. Hasil penelitian menunjukan bahwa ada pengaruh positif dan signifikan antara dukungan keluarga terhadap motivasi belajar siswa, ada pengaruh signifikan antara self-efficacy terhadap motivasi belajar siswa, kemudian ada pengaruh secara simultan antara dukungan orang tua dan self-efficacy terhadap motivasi belajar siswa. Temuan ini mengindikasikan bahwa pentingnya dukungan orang tua dalam meningkatkan motivasi belajar peserta didik, selain itu juga sangat penting adanya dorongan penguatan keyakinan dalam diri individu agar dapat termotivasi dalam menyelesaikan tugas yang diberikan kepada siswa.
PROFIL KEMAMPUAN ANTARA KAPASITAS AEROBIK DAN ANAEROBIK PEMAIN SEPAK BOLA SMK 4 PEKANBARU Bayu Kurniawan; Agus Sulastio; Alimandan ,
Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan Vol 12, No 2 (2025): EDISI 2 JULI-DESEMBER 2025
Publisher : Jurnal Online Mahasiswa (JOM) Bidang Keguruan dan Ilmu Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the extent of the ability profile between aerobic and anaerobic capacitors of SMK 4 Pekanbaru soccer players. The method used in the study is in the form of numbers and analysis using statistics. The population in this study were 18 SMK 4 Pekanbaru soccer players. In this study, sample increase was carried out using purposive sampling with a sample of 11 people. The instruments in this study used Multistage Fitness Test and Rast Test Then the data were analyzed using cross- respondent techniques. The results of this study show variations between individuals. The aerobic ability of the players is on average sufficient, namely 5 players or 45.45%. Meanwhile, the average anaerobic ability is at Very Good, namely 5 players or 45.45%). These data indicate that in general the anaerobic capacity in the team tends to be superior to its aerobic capacity. Z-score analysis shows a more specific physiological profile. Of the 11 players, 5 players (45.45%) had aerobic dominance as indicated by a positive Z- score difference, while 6 players (54.54%) had anaerobic dominance with a negative Z- score difference. Overall, this study confirms that the categories emerging from the test results provide an illustration that the team's aerobic capacity still needs to be improved because only 45.45% of players were in the Good or Very Good category, while the anaerobic ability of the majority was classified as Very Good (45.45%). Keywords: ability profile, between aerobic, anaerobic
DARI SOCRATES KE CHATGPT: TRANSFORMASI ETIKA KEILMUAN DI ERA KECERDASAN BUATAN GENERATIF DAN IMPLIKASINYA BAGI MAHASISWA PENDIDIKAN TINGGI (2021–2025) Bayu Kurniawan; Yuliati Hotifah; Sofyan Setiawan
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.50092

Abstract

The emergence of generative AI, particularly ChatGPT since late 2022, has triggered structural disruption to academic ethics in higher education. This study maps the transformations in academic ethics during the generative AI era and their implications for students, employing an analytical framework integrating educational psychology and guidance and counseling. A Systematic Literature Review (SLR) was conducted following PRISMA guidelines and the PICOC framework via the Scopus database. From an initial pool of 865 articles, 28 met the inclusion criteria. Findings reveal five convergent dimensions of transformation: reconceptualization of plagiarism (AI-giarism), normalization of AI-assisted academic misconduct, erosion of epistemic ownership (digital centaur authorship), stratification of students' moral reasoning, and structural asymmetry between technology adoption and institutional governance. Analysis through the lenses of Kohlberg's moral development theory, self-regulated learning, and cognitive dissonance demonstrates that student behavior toward AI is shaped by the interplay of moral reasoning, self-regulation, and cognitive tension. Adequate institutional responses require the integration of policy, pedagogy, and psychological support through strengthened guidance and counseling services to reconstruct the epistemic culture of higher education in the AI era.
Pendampingan Diversifikasi Olahan Tahu sebagai Usaha Sampingan Ibu Rumah Tangga di Desa Banjaransari Ngawi Luluk Muasomah; Damayana, Aulya Afivah; Anisa Rose Widyandari; Bayu Kurniawan; Fatikh Ridwani; Mustaqim Mustaqim; Nafiatur Rosidah; Adib Ubaidillah; Preciiya Nanda Dyah Azzahra; Putri Ragil Is Badriyah; Rosa Desy Puspita Sari; Siti Fatimah; Syamdani Afillah Putra; Tarmiati Tarmiati
Nusantara: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 3 (2026): Agustus: NUSANTARA Jurnal Pengabdian Kepada Masyarakat
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/nusantara.v6i3.10113

Abstract

The Community Empowerment Practice (PPM) Group 1 of the Indonesian Institute of Indonesian Students Association (IAI) Ngawi in Banjaransari Village, Padas District, Ngawi Regency aims to increase the economic productivity of housewives through the utilization of local commodities, including tofu. The community service partners faced challenges such as a lack of variety in tofu processing methods and limited knowledge regarding home-based side business management. The method used was participatory action research (PAR), which included outreach, training on innovative tofu products (Tahu Fantasi, Dimsum Tahu, and Tahu Walik), and product packaging education. The results of this activity showed an 85% increase in the partners' skills in processing tofu into higher-value products, as well as increased motivation to start side businesses to support family economic stability. Thus, empowerment activities centered on innovative processed tofu products are expected to serve as an alternative means to increase income, strengthen economic self-reliance, and support sustainable family economic stability.
Co-Authors Abd. Rasyid Syamsuri Adib Ubaidillah Agus Sulastio Alfin Damayanti Alimandan , Alvina Kusumaningrum Anisa Rose Widyandari Anistia Dewi Muflikhah Antik Kristyaningsih Aprillia Suryani Pujiastuti Ardi Kurniawan Assegaf, Syaipul Bayu Kurniawan Chadiyan Faturachman Damayana, Aulya Afivah David Abdul Kholiq Enik Oktafiana Erni Ernanda Ersa Fadilla Darmawati Putri Fadjar Darmaputra Farah Chalida Hanoum Fatikh Ridwani Fithri Widyannita Yarisma Fitri Dwi Jayanti Fitria Dita Kurniasari Gultom, Henry Casandra Heri Prabowo Hidayati, Armawati I Nyoman Dedi Arimawan I Nyoman Dedi Arimawan Ika Indisari Ika Menarianti, Ika Inayatur Rosidah Indriasari, Ika Jarmadi Setiawan Khusnul Khotimah Lestari, Utami Puji Lifiya Kholifatunnisa Luluk Muasomah Mara Qonitatillah Melysa Ika Erfiana Miftakhul Huda Mudiansyah, Puja Mukharomah Mukharomah Mustaqim Mustaqim Mutiara Tresna Parasetya Nafiatur Rosidah Ninik Ambarwati Novia Dewi Nuriyadi, Anggia Nurlita Nazma Prameswari Nurul Ratnawati, Nurul Oky Agustina Preciiya Nanda Dyah Azzahra Prianka Ratri Nastiti Putri Ragil Is Badriyah Putri Rahma Dhani Qristin violinda Rahmawati, Ira Setiawati S.E.M.S.i Rahmawati, Sofiana Tri Ratih Hesty Utami Ratih Hesty Utami Puspitasari Revan Danu Aji Rita Meiriyanti Riza Dian Cahyani Rosa Desy Puspita Sari Roza Yulida Rr Hawik Ervina Indiworo Setyorini, Noni Shofif Sobaruddin Akbar Shonda Paulina Martines Siska Widayanti SITI FATIMAH Siti Nur Mahmudah Sofyan Setiawan Sugiyanto Sugiyanto Sutrisno Sutrisno Syamdani Afillah Putra Tarmiati Tarmiati Vita Adi Meli Yana Wahyu Ika Pramono Yanuar Yulianto Yuanita Rizky Mamluati Yuliati Holifah Yunita Ayu Maulidiyah Yusuf Ehza Putra