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All Journal Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Madura Dinar: Jurnal Ekonomi dan Keuangan Islam Journal of Business Management Education (JBME) Jurnal Ilmiah Ekonomi Islam SOSIOHUMANIORA: Jurnal Ilmiah Ilmu Sosial dan Humaniora Journal of Humanities and Social Studies SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Amalee: Indonesian Journal of Community Research & Engagement Ilomata International Journal of Management TADBIR: Jurnal Manajemen Dakwah FDIK IAIN Padangsidimpuan Ilomata International Journal of Management AL-FALAH : Journal of Islamic Economics Edu Society: Jurnal Pendidikan, Ilmu Sosial dan Pengabdian Kepada Masyarakat Journal of Islamic Economics Lariba Jurnal Penelitian Ilmu Pendidikan Indonesia International Journal of Management, Entrepreneurship, Social Science and Humanities (IJMESH) Moneter : Jurnal Keuangan dan Perbankan Asas wa Tandhim: Jurnal Hukum, Pendidikan, dan Sosial Keagamaan Amkop Management Accounting Review (AMAR) Jurnal Informatika Ekonomi Bisnis Journal of Economics and Management Scienties Jurnal Keuangan dan Perbankan Syariah Al-Insyiroh: Jurnal Studi Keislaman
Qarni, Waizul
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The Influence of Capital, Risk Knowledge, Digital Literacy, Sharia Financial Literacy on Entrepreneurial Interest in Uin North Sumatra Students Syafriani, Annisa; Sri Ramadhani; Qarni, Waizul
Amkop Management Accounting Review (AMAR) Vol. 5 No. 1 (2025): January - June
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i1.2676

Abstract

This study aims to determine and analyze capital, risk knowledge, digital literacy, and Islamic financial literacy, on entrepreneurial interest in UIN North Sumatra students. This research approach uses quantitative research. The data used in this study are primary data obtained from questionnaires. While the data analysis method in this study uses multiple linear regression using SPSS software version 25. The sample of this study were students from all Departments of the 2021 Class of the State Islamic University of North Sumatra (UINSU) totaling 100 respondents. The results of the study showed that the influence of the capital variable (X1) had a positive and significant effect on entrepreneurial interest (Y) in UIN North Sumatra students, with the results of the t-regression test that the probability sig value for the influence of X1 on Y was 0.000 < 0.05 and t count 5.936 < t table 1.960. The influence of the risk knowledge variable (X2) does not have a positive and insignificant effect on entrepreneurial interest (Y) in UIN North Sumatra students, with the results of the t-regression test with a probability sig value for the influence of X2 on Y of 0.315 > 0.05 and t count 1.011 < t table 1.960. The influence of the digital literacy variable (X3) has a positive and significant effect on entrepreneurial interest (Y) in UIN North Sumatra students, with the results of the t-regression test with a probability sig value for the influence of X3 on Y of 0.003 < 0.05 and t count 3.011 > t table 1.960. The influence of the Islamic financial literacy variable (X4) does not have a positive and insignificant effect on entrepreneurial interest (Y) in UIN North Sumatra students, with the results of the t-regression test with a probability sig value for the influence of X4 on Y of 0.098 > 0.05 and t count 1.670 < t table 1.960. While simultaneously the influence of capital (X1), risk knowledge (X2), digital literacy (X3), and Islamic financial literacy (X4) on entrepreneurial interest (Y) in UIN North Sumatra students has a significant effect together on the entrepreneurial interest (Y) of UIN North Sumatra students with an F count value of 13,436 > F table 3.25. while the significance value of the probability F count is 0.000 < 0.05.
Co-Authors Abdullah Hutauruk, Muhammad Zaky Afriza Ulfa Ritonga, Afriza Ulfa Ritonga Ahmad Syukri Amelia, Cahya Anggara, Rizki Bob Anggita, Nadya Dewi Aprilia, Putridary Aqwa Naser Daulay Ardilla, Ovi Azzahra, Tisya Meutia Br Sitepu, Ruli Pebrina Damanik, Farhah Nabila Daulay, Aqwar Naser Dharma, Budi Dongoran, Rita UI Hanifah EKA FADHILA Habib, Fauzan Harahap, Aisyah Harahap, Muhammad Ihksan Hasibuan, Martua Raya Hayati, Rafiqah Heri Kurniawan, Heri Imsar, Imsar Indah Purnama Sari Indriyanti, Putri Jamila, Khaidar Rahmaini juraidah, juraidah Khairani, Dwi Khairul Umam Kurniawan, Ervandy Lestari, Atikah Matondang, Muhammad Haekal Maulia, Tria Rizki Mochammad Imron Awalludin Muhammad Lathief Ilhamy Nasution muhammad Syahbudi, muhammad Muhammad Yafiz, Muhammad Nurbaiti Nurbaiti Nurul Inayah Pardede, Diah Hafni piliyang, riza saharah Prasetyo, Muhammad Habib Putri, Rimsa Desela Rahma, Tri Inda Fadhila Rahmani, Nur Ahmadi Bi Ritonga, M Akmal Parlindungan Sabila, Rika Nazwa Salsabila, Tri Utami Silalahi, Purnama Ramadani Silalahi, Purnama Ramdani Sri Ramadhani Syafira, Della Putri Syafriani, Annisa Syakir, Ahmad Tamima, Aqila Tanjung, Arfan Temuju, Mas Imam Tuti Anggraini Wahyu Syarvina Wahyudi, Arham Yuningsih, Apriliani Zuhrinal M. Nawawi