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All Journal Jurnal Pamator : Jurnal Ilmiah Universitas Trunojoyo Dinar: Jurnal Ekonomi dan Keuangan Islam Journal of Business Management Education (JBME) Jurnal Ilmiah Ekonomi Islam SOSIOHUMANIORA: Jurnal Ilmiah Ilmu Sosial dan Humaniora Journal of Humanities and Social Studies Jambura Economic Education Journal SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Amalee: Indonesian Journal of Community Research & Engagement TADBIR: Jurnal Manajemen Dakwah FDIK IAIN Padangsidimpuan AL-FALAH : Journal of Islamic Economics Edu Society: Jurnal Pendidikan, Ilmu Sosial dan Pengabdian Kepada Masyarakat Edukasia: Jurnal Pendidikan dan Pembelajaran Journal of Islamic Economics Lariba Jurnal Penelitian Ilmu Pendidikan Indonesia Moneter : Jurnal Keuangan dan Perbankan Jurnal Riset Akuntansi Jurnal Informatika Ekonomi Bisnis Journal of Economics and Management Scienties Jurnal Keuangan dan Perbankan Syariah Al-Insyiroh: Jurnal Studi Keislaman
Qarni, Waizul
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Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Library & Information Science Mathematics Public Health Social Sciences Other

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Empowerment of Muslim Communities Through the Use of Village Funds (Case Study of Aek Tapa Labuhanbatu Utara Village) Tanjung, Arfan; Qarni, Waizul; Silalahi, Purnama Ramdani
Al-Insyiroh: Jurnal Studi Keislaman Vol. 11 No. 1 (2025): March 2025
Publisher : LPPPM STAI Darul Hikmah Bangkalan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35309/alinsyiroh.v11i1.372

Abstract

This study aims to analyze the empowerment of the Muslim community through the use of Village Funds in Aek Tapa Village, North Labuhanbatu Regency. The research method used is a descriptive qualitative approach with  the Triple Helix  model which involves synergy between the government, the community, and academics. Primary data was obtained through interviews with village officials, while secondary data came from the 2024 APBDes realization document and related literature. Data collection techniques include literature studies, documentation, and field research. The results of the study show that the use of Village Funds in Aek Tapa Village has significantly improved the quality of life of the Muslim community. The programs implemented, such as infrastructure development, entrepreneurship training, and empowerment of Village-Owned Enterprises (BUMDes), have contributed to increasing household income and community participation in economic activities. In addition, the strengthening of Islamic values is also reflected through the construction of informal educational institutions, such as Madrasah Diniyah and TPA, as well as the implementation of religion-based social programs. However, there are several challenges, such as lack of community participation in program planning and limited capacity of village governments in managing funds optimally. To overcome this obstacle, it is necessary to increase community involvement, fund management training for village officials, and develop a better monitoring and evaluation system. Triple Helix Proven Approach effective in improving community welfare through inclusive and sustainable management of Village Funds.
Dampak Evaluasi Manajemen Dakwah Terhadap Kemakmuran Masjid Raya Gunung Tua Kec. Padang Bolak Kab. Paluta Dongoran, Rita UI Hanifah; Qarni, Waizul
Tadbir: Jurnal Manajemen Dakwah FDIK IAIN Padangsidimpuan Vol 7, No 1 (2025): TADBIR: JURNAL MANAJEMEN DAKWAH FDIK IAIN PADANGSIDIMPUAN
Publisher : FDIK IAIN Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tadbir.v7i1.16257

Abstract

Penelitian ini bertujuan untuk menganalisis dampak evaluasi manajemen dakwah terhadap kemakmuran Masjid Raya Gunung Tua di Kecamatan Padang Bolak, Kabupaten Padang Lawas Utara. Evaluasi manajemen dakwah merupakan salah satu faktor penting dalam menentukan sejauh mana masjid dapat berkembang dan berfungsi secara optimal sebagai pusat kegiatan keagamaan dan sosial. Penelitian ini menggunakan pendekatan kualitatif dengan metode deskriptif, di mana data dikumpulkan melalui wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa evaluasi manajemen dakwah yang dilakukan secara terstruktur memberikan dampak positif terhadap kemakmuran masjid. Aspek yang terpengaruh antara lain peningkatan partisipasi jamaah dalam kegiatan ibadah dan sosial, pengelolaan keuangan masjid yang lebih transparan, serta keberlanjutan program-program dakwah yang efektif. Selain itu, evaluasi ini juga mampu mengidentifikasi kelemahan dalam pengelolaan dan merumuskan solusi untuk perbaikan. Dengan demikian, penelitian ini menyimpulkan bahwa evaluasi manajemen dakwah berperan penting dalam memaksimalkan peran Masjid Raya Gunung Tua, baik dalam aspek keagamaan maupun sosial, sehingga masjid dapat terus berkembang dan memberikan manfaat yang lebih besar bagi masyarakat.  
The Influence of Sharia Financial Literacy, E-Commerce, Payment Gateway, and Media Social on The Performance Of UMKM (Coffee Shops) In Medan City Amelia, Cahya; Nurbaiti, Nurbaiti; Qarni, Waizul
AL-FALAH : Journal of Islamic Economics Vol. 10 No. 1 (2025)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v10i01.12646

Abstract

Purpose: This research aims to examine the influence of Sharia financial literacy, e-commerce, payment gateways, and Media Social on the performance of UMKM (coffee shops) in Medan City. Design/Method/Approach: The research method uses a quantitative approach with multiple linear regression analysis techniques and is processed using SPSS. The research sample consists of 105 respondents, selected based on predetermined criteria: UMKM coffee shop entrepreneurs. Findings: Sharia Financial Literacy has a significant influence because it helps MSME actors manage their finances more wisely and use Sharia principles, thereby increasing efficiency and consumer trust. Payment Gateway also has a considerable impact as it facilitates fast and secure digital transactions, which are essential in today’s cashless society. Social Media is likewise substantial because it is a low-cost promotional tool with a broad reach, enabling MSMEs to build social relationships and a strong brand image. E-commerce does not significantly influence, possibly because not all MSME coffee shops in Medan have fully optimized e-commerce platforms due to limitations in technology, knowledge, or consumer preferences that still lean toward offline transactions. Originality/Values: The originality of this study lies in its integrated analysis of Sharia financial literacy, e-commerce, payment gateways, and social media in the specific context of coffee shop MSMEs in Medan City, offering a holistic view rarely explored in previous research. The findings can be implemented by promoting Sharia-based financial education, encouraging digital payment systems, and providing social media marketing training. Given the low impact of e-commerce, targeted digital transformation programs are needed to overcome local technological and knowledge barriers. These steps can help stakeholders support the sustainable growth of MSMEs in urban Muslim communities.
Peran P2WP MUI Sumatera Utara dalam Mengembangkan UMKM melalui Wakaf Produktif Ritonga, M Akmal Parlindungan; Qarni, Waizul; Syahbudi, Muhammad
Journal of Economics and Management Scienties Volume 7 No. 3, June 2025
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/jems.v7i3.132

Abstract

Penelitian ini bertujuan untuk menganalisis peran P2WP MUI Sumut dalam pengembangan Usaha Mikro Kecil Menengah (UMKM), mengidentifikasi tantangan yang dihadapi, serta dampak dari program yang dijalankan ke pelaku UMKM. Penelitian ini menggunakan metode kualitatif dengan studi kasus dan kuantitatif deskriptif.. Data diperoleh melalui wawancara mendalam dengan pengurus P2WP MUI Sumut dan pelaku UMKM penerima manfaat wakaf produktif, serta melalui observasi dan dokumentasi, selain itu dilakukan analisis statistik menggunakan uji paired sample t-test untuk mengetahui perbedaan omzet UMKM sebelum dan sesudah bergabung dalam program. Hasil penelitian menunjukkan bahwa P2WP MUI Sumut menjalankan berbagai program pemberdayaan agar UMKM berkembang, seperti fasilitas gerai wakaf produktif, pelatihan dan pembinaan serta penyelenggaraan bazar. Program ini membantu UMKM dalam meningkatkan daya saing, mengurangi biaya operasional, dan memperluas akses pasar. Hasil penelitian juga menunjukkan bahwa terdapat peningkatan omzet yang signifikan setelah bergabung, serta program memberikan dampak positif terhadap pelaku UMKM.
Smart Village Desa Perlis: Improving Prima Village Services Based on Digital Applications Qarni, Waizul; Jamila, Khaidar Rahmaini; Silalahi, Purnama Ramadani; Imsar, Imsar
Amalee: Indonesian Journal of Community Research and Engagement Vol. 6 No. 1 (2025): Amalee: Indonesian Journal of Community Research and Engagement
Publisher : LP2M INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/amalee.v6i1.6440

Abstract

This community service aims to realize a smart village in Perlis Village through a digital application. This study uses a participatory and collaborative approach. The activeness of participants and all stakeholders is needed from the planning stage to the evaluation. This community service is in Perlis Village, Berandan Barat District, Langkat Regency. The techniques for collecting and analyzing community service data are: 1) Smart Village Application and 2) Training using Smart Village Application software. The result of this service is an increase in the effectiveness of village services by 66% after using the smart village application. This shows the effectiveness of the training used significantly in providing knowledge to the community regarding administrative services for correspondence at the Perlis village office, which can be carried out online. Through the Perlis Village office, the village government is an agent of change for the self-reform process in empowering agents for the community to realize Smart Governance.
Analysis of farmer welfare levels in Paluh Kemiri Village using Farmer Household Income Exchange Rate parameters Hasibuan, Martua Raya; Qarni, Waizul; Daulay, Aqwa Naser
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 2 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i2.1698

Abstract

Paluh Kemiri Village, located in the Lubuk Pakam region of Indonesia, primarily relies on agriculture for its livelihood. However, residents face challenges such as limited resources, low income, and insufficient government support. The Farmer Household Income Exchange Rate (NTPRP) is a key indicator of their welfare. Research methods included observation and interviews to assess the farming community's happiness using NTPRP parameters. The minimum NTPRP value was 0.56, indicating that household expenditures exceeded income, making it difficult for farmers to meet both agricultural and non-agricultural needs. The maximum NTPRP value was 5.43, showing that some farmers could meet their needs. On average, the NTPRP was 1.31, suggesting that most farmers manage to afford their expenses. Additionally, data from BPS NTP North Sumatra in May 2025 indicated that farmers are experiencing a surplus with a value of 139.53. Public Interest Statement: Analyzing the welfare of farmers in Paluh Kemiri Village, Lubuk Pakam, is essential for understanding their economic and social conditions. This study uses the Farmer Household Income Exchange Rate (NTPRP) to identify challenges such as low income and limited resources. The findings are intended to guide the government and stakeholders in creating effective policies to improve farmers' welfare and promote sustainable agricultural development.
Culinary MSME Development Strategy Using the Strengths, Opportunities, Aspirations, and Results (SOAR) Approach Maulia, Tria Rizki; Qarni, Waizul; Syakir, Ahmad
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 2 (2025): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Based on data from the Ministry of Cooperatives and SMEs of the Republic of Indonesia, the Economic Census from the Central Statistics Agency in 2024 showed that the large contribution of MSMEs to the Indonesian economy reached 61.07% of GDP or IDR 9,300 trillion. In addition to contributing to creating jobs, MSMEs also support local economic growth. One type of culinary MSME that is promising to be developed is the food stall business. Warung Lesehan Keluarga Mas Bambang is one of the food stalls in Medan Marelan that has many variants of food menus. This study aims to determine the right business development strategy for Warung Lesehan Keluarga Mas Bambang. This study uses a qualitative descriptive research method with SOAR analysis. The results show that the strengths of Warung Lesehan Keluarga Mas Bambang are the attractive stall design with a traditional concept, having many variants of food menus that suit the people's tongue and affordable prices. The appropriate strategies to be implemented at Warung Lesehan Keluarga Mas Bambang are the SR strategy and the OR strategy. The SR strategy is to maximize internal strategies and the OR strategy is the most strategic because it is more efficient, namely utilizing existing opportunities such as raw materials, technology, and markets. Faster impact is directly boosting revenue and image. and sustainable can be combined with SR/OA for long-term optimization.
The Influence of Workplace Branding, Company Reputation, Digital Social Platforms Information Concerning Generation Z’s Job-Seeking Behavior Fadhila, Eka; Yafiz, Muhammad; Qarni, Waizul
Moneter: Jurnal Keuangan dan Perbankan Vol. 13 No. 2 (2025): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the role of employer branding, company reputation, and media social information on the job-seeking motivation of Generation Z, with a case study of FEBI students, Department of Management, State Islamic University of North Sumatra (UINSU). Generation Z is a group of potential job seekers who have digital-native characteristics and are highly selective in choosing companies based on image, reputation, and information obtained through digital platforms. Quantitative techniques are used in this research with a survey method, and data are the analysis was conducted using the Partial Least Squares Structural Equation Modeling (PLS-SEM) approach, carried out with SmartPLS software version 4.0. The results show that the three independent variables of employer branding, company reputation, and social media information have a positive and significant effect on job application interest. The R-square value of 0.970 indicates that 97% of the variation in application interest can be explained by these three variables. These findings emphasize the need for companies to build strong employer branding, maintain a consistent reputation, and utilize social media strategically to attract the attention and interest of the younger generation. This study provides theoretical contributions to the field of human resource marketing and offers practical implications for digital recruitment strategies in the era of industry 4.0.
Analisis Dampak Pencairan Pembiayaan Musyarakah Mutanaqishah pada Bank Syariah dengan Meningkatnya Perekonomian Keuangan Syariah Yuningsih, Apriliani; Syarvina, Wahyu; Qarni, Waizul
Journal of Economics and Management Scienties Volume 7 No. 4, September 2025
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/jems.v7i4.181

Abstract

Penelitian ini bertujuan untuk menganalisis dampak pencairan pembiayaan Musyarakah Mutanaqishah terhadap peningkatan perekonomian keuangan syariah di Indonesia. Musyarakah Mutanaqishah merupakan salah satu akad pembiayaan berbasis kemitraan antara bank syariah dan nasabah, yang memungkinkan perpindahan kepemilikan aset secara bertahap berdasarkan prinsip syariah. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan metode studi pustaka, yakni menganalisis berbagai sumber seperti jurnal ilmiah, buku, data resmi OJK, dan literatur terkait lainnya untuk menggambarkan fenomena secara mendalam. Hasil penelitian menunjukkan bahwa pencairan pembiayaan Musyarakah Mutanaqishah memiliki kontribusi positif terhadap pengembangan sektor riil, khususnya dalam mendukung usaha mikro, kecil, dan menengah (UMKM), memperluas akses pembiayaan syariah, serta meningkatkan kesejahteraan masyarakat melalui kepemilikan aset yang produktif. Di sisi lain, tantangan dalam implementasi Musyarakah Mutanaqishah masih perlu diatasi, seperti rendahnya pemahaman nasabah, ketidaksesuaian praktik dengan prinsip syariah, dan keterbatasan regulasi. Oleh karena itu, diperlukan upaya penguatan literasi keuangan, peningkatan kualitas sumber daya manusia, serta regulasi yang lebih konsisten untuk mengoptimalkan peran Musyarakah Mutanaqishah dalam mendorong pertumbuhan ekonomi syariah yang inklusif dan berkelanjutan.
Analisis Mekanisme Bagi Hasil dalam Kerjasama Pemilik Modal dan Penggarap Pada Pertanian Kentang dan Cabai di Desa Kutarayat Qarni, Waizul; Temuju, Mas Imam; Wahyudi, Arham; Damanik, Farhah Nabila; Aprilia, Putridary; Prasetyo, Muhammad Habib; Br Sitepu, Ruli Pebrina
EDU SOCIETY: JURNAL PENDIDIKAN, ILMU SOSIAL DAN PENGABDIAN KEPADA MASYARAKAT Vol. 5 No. 2 (2025): June-September 2025
Publisher : Association of Islamic Education Managers (Permapendis) Indonesia, North Sumatra Province

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56832/edu.v5i2.1652

Abstract

Tujuan dari penelitian ini adalah untuk menentukan sistem pembagian keuntungan di Desa Kutarayat, Kecamatan Naman Teran, Kabupaten Karo, dan juga untuk menemukan faktor-faktor yang mendorong penduduk Desa Kutarayat untuk membagi hasil pertanian. Penelitian ini termasuk dalam kategori penelitian kualitatif, dan data yang digunakan terdiri dari dua kategori: data primer dan sekunder. Dalam penelitian ini, dokumentasi, wawancara langsung, dan observasi digunakan untuk mengumpulkan data. Hasil penelitian menunjukkan bahwa di Desa Kutarayat, Kecamatan Naman Teran, Kabupaten Karo, ada sistem pembagian keuntungan 50% untuk petani kecil dan 50% untuk pemilik modal. Namun, perlu diingat bahwa sistem pembagian keuntungan saat ini sangat bergantung pada kesepakatan, yaitu apa yang akan diterapkan oleh kedua belah pihak. Untuk memastikan bahwa petani dapat melaksanakan pekerjaan mereka sesuai dengan instruksi dan kesepakatan, pemilik modal wajib memberikan kompensasi yang adil kepada petani yang telah bekerja sama dengan mereka, sesuai dengan hasil kerja petani.
Co-Authors Abdullah Hutauruk, Muhammad Zaky Ahmad Syukri Amelia, Anggi Amelia, Cahya Andri Soemitra Anggara, Rizki Bob Anggini, Rizki Anggita, Nadya Dewi Aprilia, Putridary Aqwa Naser Daulay Ardilla, Ovi Azzahra, Tisya Meutia Baehaqi Br Sitepu, Ruli Pebrina Damanik, Farhah Nabila Daulay, Aqwar Naser Dharma, Budi Dongoran, Rita UI Hanifah EKA FADHILA Habib, Fauzan Hamni Lubis, Namira Harahap, Muhammad Ihksan Hasibuan, Martua Raya Hayati, Rafiqah Heri Kurniawan, Heri Imsar, Imsar Indradewa, Rhian Indriyanti, Putri Jamila, Khaidar Rahmaini juraidah, juraidah Khairani, Dwi Khairul Umam Kurniawan, Ervandy Lestari, Atikah Marliyah Matondang, Muhammad Haekal Maulia, Tria Rizki Mochammad Imron Awalludin Muhammad Lathief Ilhamy Nasution muhammad Syahbudi, muhammad Muhammad Yafiz, Muhammad Nurul Inayah Pardede, Diah Hafni piliyang, riza saharah Prasetyo, Muhammad Habib Putri, Rimsa Desela Ritonga, M Akmal Parlindungan Sabila, Rika Nazwa Silalahi, Purnama Ramadani Silalahi, Purnama Ramdani Syafira, Della Putri Syakir, Ahmad Tamima, Aqila Tanjung, Arfan Temuju, Mas Imam Tri Inda Fadhila Rahma Tuti Anggraini Wahyu Syarvina Wahyudi, Arham Yuningsih, Apriliani