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All Journal Jurnal Bisnis dan Manajemen JAM : Jurnal Aplikasi Manajemen Jurnal Akuntansi Multiparadigma Agrokreatif Jurnal Ilmiah Pengabdian kepada Masyarakat Jurnal Mirai Management SEIKO : Journal of Management & Business International Journal of Social Science and Business Abdimas: Jurnal Pengabdian Masyarakat Universitas Merdeka Malang Enrichment : Journal of Management Jurnal Pengabdian kepada Masyarakat Nusantara Journal of Technopreneurship on Economics and Business Review (JTEBR) International Journal of Management Science and Information Technology (IJMSIT) Al-Buhuts (e-journal) Indonesian Community Journal JAMBURA: JURNAL ILMIAH MANAJEMEN DAN BISNIS International Journal of Applied Business and International Management Journal of International Conference Proceedings Accountia Journal (Accounting, Trusted, Inspiring and Authentic Journal) Jurnal Pengabdian Masyarakat Bangsa Empiris Jurnal Pengabdian Pada Masyarakat (EJPPM) Jurnal Pengabdian Sosial Jurnal Pengabdian Pada Masyarakat Eldimas
Eka Zahra Solikahan
Uiversitas Ichsan Gorontalo
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ANALISIS PENGARUH INFLASI, SUKU BUNGA DAN JUMLAH UANG BEREDAR TERHADAP NILAI TUKAR Ansar, Rizkina Fauzia; Muhajra, Natasya; Solikahan, Eka Zahra
JAMBURA: Jurnal Ilmiah Manajemen dan Bisnis Vol 7, No 2 (2024): JIMB - VOLUME 7 NOMOR 2 SEPTEMBER 2024
Publisher : Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37479/jimb.v7i2.27466

Abstract

Abstrak: Tujuan umum dari penelitian ini adalah untuk mengetahui seberapa jauh efek terhadap perubahan nilai tukar oleh tiga faktor ekonomi: inflasi, suku bunga dan jumlah uang beredar, dan juga untuk mengetahui hubungan kausalitasnya. Analisis ini menggunakan pendekatan data panel untuk mengetahui pengrauh inflasi, suku bunga dan jumlah uang beredar terhadap nilai tukar dari tahun 2013 hingga 2022. Penelitian ini adalah penelitian kualitatif dengan menggunakan data sekunder yang diperoleh dari data historis ekonomi. Sumber data dalam penelitian ini diperoleh dari situs resmi nbadan pusat statistic (BPS) Populasi dalam penelitian ini adalah inflasi, suku bunga, jumlah uang beredar dan nilai tukar. Sampel penelitian ini adalah data time series makro yang dipublikasikan oleh badan pusat statistik (BPS) diindonesia selama periode 2013-2022, data tersebut mencakup informasi mengenai inflasi, suku bunga, jumlah uang beredar dan nilai tukar periode pertahun. Hasil penelitian menunjukkan bahwa inflasi dan suku bunga berpengaruh signifikan terhadap nilai tukar, sementara jumlah uang beredar tidak berpengaruh signifikan. Hal ini menunjukkan bahwa factor-faktor ekonomi seperti inflasi dan suku bunga memiliki dampak yang signifikan terhadap nilai tukar di indonesia.
Financial Decision-Making of Female Culinary MSME Entrepreneurs in Gorontalo City: Integrating Digital Financial Literacy, Financial Capability, and Spending Behavior within Financial Behavior Theory Musafir Musafir; Eka Zahra Solikahan; Ariawan Ariawan
International Journal of Management Science and Information Technology Vol. 6 No. 1 (2026): January - June 2026
Publisher : Lembaga Komunitas Informasi Teknologi Aceh (KITA), Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/ijmsit.v6i1.6577

Abstract

The article examines the financial decision-making processes of female entrepreneurs in the culinary sector of micro, small, and medium enterprises (MSMEs) in Gorontalo City, Indonesia, drawing on financial behavior theory. It highlights the critical role of MSMEs in the national economy, particularly the dominance of women in the culinary subsector, while identifying key challenges such as limited digital financial literacy, financial capability, and uncontrolled spending behavior. Using a quantitative approach with Partial Least Squares Structural Equation Modeling (PLS-SEM) via SmartPLS 4 software, the study analyzes data from 120 purposively sampled female entrepreneurs aged 20–50 years. The findings reveal that digital financial literacy significantly influences both financial capability and spending behavior, but it does not directly affect financial decision making. In contrast, financial capability and spending behavior exert strong positive and significant effects on financial decision making, with financial capability showing the strongest impact. The model demonstrates good fit (SRMR < 0.10), and measurement validity and reliability are adequately established after removing invalid indicators. The discussion attributes the non-significant direct link between digital financial literacy and decision making to the continued reliance on traditional business experience and hybrid practices among respondents. Overall, the study contributes theoretically by reinforcing a gender-sensitive financial decision-making framework and practically by offering insights for empowerment programs focused on enhancing digital financial literacy and financial management skills among female MSME owners.
Co-Authors Abdul Latif Achmad Helmy Djawahir Achmad Helmy Djawahir Alfin Akuba Ali Mohammad Almer Hassan Ali Amel, Amelya Indah Pratiwi Amelya Indah Pratiwi Andi Mardiana Andi Subhan Ansar Sahabi Ansar, Rizkina Fauzia Ariawan, Ariawan Arif Widyatama Asniwati Zainuddin Brahmathio, Nazrul Budy Santoso Daud, Abdul Rizal Dwi Ratnasari Eman Rahim Gaffar, Gaffar Irvan A. Salihi Iskandar, Rivana Rahmatia Juriko Abdussamad Kusuma Ratnawati Mannan, Abdul Margaretha Solang Melinda Ibrahim Mochammad Sakir Mohammad, Ali Muh. Nur Akbar Muhajra, Natasya Muhammad Ardi Muhammad Fuad Alamsyah Musafir Musafir Mustafa, Muh. Sabir Nurhayati Olii Pratiwi, Amelya Indah Pratiwi, Asniwati Zainuddin REIN ADRIAN KADIR Swastiani Dunggio Syahrir Abdussamad Syam S. Kumaji Tri Handayani Widya Rahmawaty Saman Yuliana Retnowati Zainuddin, Asniwati Zohrahayati, Zohrahayati Zohrahayaty