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All Journal Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Ulul Albab: Jurnal Studi Islam ISLAMICA: Jurnal Studi Keislaman SALAM: Jurnal Sosial dan Budaya Syar-i Islam Futura EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Al-Mustashfa Jurnal Ilmiah Ekonomi Islam Journal of Economic, Bussines and Accounting (COSTING) Jurnal Istiqro' Jurnal Hukum Ekonomi Syariah Istinbath: Jurnal Hukum dan Ekonomi Islam Journal of Humanities and Social Studies Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Al-Musthofa: Journal of Sharia Economics Justisia Ekonomika LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Al Maal: Journal of Islamic Economics and Banking Akademika Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Jurnal Mu'allim El-Qist : Journal of Islamic Economics and Business (JIEB) El-kahfi : Journal of Islamic economics Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Bisnis Net : Jurnal Ekonomi dan Bisnis Asasi: Journal of Islamic Family Law El-Qish: Journal of Islamic Economics Al-Manahij : Jurnal Kajian Hukum Islam ADILLA: Jurnal Ilmiah Ekonomi Syari'ah Jurnal Perbankan Syariah Darussalam (JPSDa) Kartika: Jurnal Studi Keislaman IIJSE JUEBIR: Journal of Economics and Business Research Journal of Noesantara Islamic Studies Journal of Shariah Economics Share Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah
M. Lathoif Ghozali
Universitas Islam Negeri Sunan Ampel Surabaya
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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STUDI ANALISIS ASURANSI SYARIAH: دراسة وتحليلا في التأمين الإسلامي Ghozali, Muhammad Lathoif
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 1 (2015): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2015.5.1.1004-1019

Abstract

رغم أن العلماء قديما وحديثا قد قاموا ببحث موضوع الذرائع سدا وفتحا، إلا أن هناك حاجة ملحة في مزيد تنظبر لها من حيث أسس تأصيلها وبيان حجيتها، والعناصر المكونة لها في إطار الممفهوم الأصولي لها، وكذلك من حيث أقسامها وعلاقتها ببقية الأدلة المتفق عليها والمختلف فيها وضوابطها المنهجية والعملية، ثم صياغتها في صورة نظرية متكاملة تجعل فكرة الذرائع صالحة للتطبيق السليم على المستجدات والنوازل. وللذرائع أهمية أكبر من زاوية تطبيقها في مجال المعاملات المالية المعاصرة، حيث اصبحت الحاجة إلى الاستعانة بها في المعاملات اكثر إلحاحا، نظرا لما يزخر به عالم المعاملات المالية من مستجدات القضايا أنواعا وصورا وتعقيدا لا سيما في التأمين الذي نحن بصدد ه
Position of DSN-MUI Fatwa No.79 of 2011 Concerning Qarḍ with Customer Funds in the Perspective of Maqāṣid Sharī‘ah Jasser Auda Ghozali, Muhammad Lathoif; Musfiroh, Anita
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 12 No. 2 (2022): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2022.12.2.211-224

Abstract

Abstract: This study will explain the DSN-MUI Fatwa No.79 of 2011 regarding the perspective of Maqāṣid Syari'ah according to Jasser Auda's approach theory. The method used in this study is qualitative with literature study by finding and collecting factual facts or information using the themes and topics that will be or are being researched. This study tries to explain that the system approach theory echoed by JasserAuda is not only rigid but also elastic. So it can be implemented in legal provisions by means of a surgical process through the application of the six-element method which is the criterion, namely cognitive elements, openness, comprehensiveness, interconnected or interrelated hierarchies, meaning, and multidimensionality. As a result, the position of Maqāṣid Sharī‘ah can be found, and of course, the provisions of the rules can be applied to people's lives with a wide range. Regarding the DSN-MUI Fatwa No. 79 of 2011 concerning Qarḍ, it is permissible to use customer funds because it fulfils the elements of the system theory applied by Jasser Auda. Indirectly, the theory of Jasser Auda's system approach is a tool or scale in dissecting the position of Maqāṣid Sharī‘ah against legal provisions that have been established or will be enforced. Keywords: Systems Theory, Jasser Auda, Qarḍ, DSN-MUI Fatwa.   Abstrak: Penelitian ini menjelaskan Fatwa DSN-MUI No.79 Tahun 2011 tentang Perspektif Maqāṣid Sharī‘ah menurut teori Jasser Auda. Metode yang digunakan dalam penelitian ini adalah kualitatif dengan model studi literatur yang mencari dan mengumpulkan fakta atau informasi faktual menggunakan tema dan topik yang akan atau sedang diteliti. Penelitian ini menjelaskan bahwa teori pendekatan sistem yang digaungkan oleh Jasser Auda bukan hanya teori kaku namun teori yang elastis juga. Sehingga dapat diimplementasikan dalam ketentuan hukum melalui proses pembedahan, melalui penerapan metode enam unsur yang menjadi kriterianya, yaitu unsur kognitif, keterbukaan, kekomprehensifan, hirarki yang saling berhubungan atau saling berkaitan, makna, dan multidimensionalitas. Alhasil, posisi Maqāṣid Sharī‘ah dapat ditemukan dan tentunya ketentuan aturannya dapat diterapkan dalam kehidupan masyarakat dengan jangkauan yang luas. Mengenai Fatwa DSN-MUI No. 79 Tahun 2011 tentang Qarḍ, boleh menggunakan dana nasabah, karena memenuhi unsur teori sistem yang diterapkan oleh Auda. Secara tidak langsung, teori pendekatan sistem Auda merupakan alat atau skala dalam membedah kedudukan Maqāṣid Sharī‘ah terhadap ketentuan hukum yang telah ditetapkan atau akan diberlakukan. Kata Kunci: Teori Sistem, Jasser Auda, Qardh, DSN-MUI Fatwa
Peran Istiḥsān Dalam Dinamisasi Pemikiran Hukum Ekonomi Syariah: Peran Istiḥsān Dalam Dinamisasi Pemikiran Hukum Ekonomi Syariah Alimatul Farida; Abu Yasid; Muhammad Lathoif Ghozali
Mu'allim Vol 5 No 2 (2023): Juli
Publisher : Fakultas Agama Islam Universitas Yudharta Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35891/muallim.v5i2.3640

Abstract

The rapid growth of generations, science and technology raises a variety of new problems that are not only solved by the source of the law of the Koran and hadith. Istiḥsān is a way of finding Islamic law which is used as a postulate infiqh Hanafi, although its existence is still being debated among fiqh scholars. This paper aims to examine the roleIstiḥsānas a method for discovering Islamic law, particularly in the field of sharia economics. The research approach uses qualitative research with the type of document or text study research, namely, a series of activities related to gathering information relevant to the topic of rolesistiḥsān, read, record and process research materials. The research findings in this paper show thatIstiḥsān is an important option in determining sharia economic law, such as buying and selling contractsSalam, al-istiṣnāʿ, muʿatāh, online shop and vending machine which can currently be solved by methodIstiḥsān,Besides that legal provisions that apply with a basic purposeIstiḥsānis eliminatingmadhorot and reach maṣlāḥa.
Cryptocurrency Sebagai Mata Uang, Komoditas, dan Instrumen Investasi Dalam Perspektif Sad Dzariah Astutik, Erni Dwi; Ghozali, Mohammad Lathoif
AL-MANHAJ: Jurnal Hukum dan Pranata Sosial Islam Vol. 4 No. 2 (2022)
Publisher : Fakultas Syariah INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almanhaj.v4i2.2004

Abstract

In recent years, technological advances have grown so rapidly, including progress in the economic field. the existence of cryptocurrencies or digital money, provides a new alternative as a transaction tool, investment instrument or as a trading commodity. On the other hand, the legitimacy of using cryptocurrencies is still a matter of debate in various circles. Researchers want to study the use of cryptocurrencies with the sadd dzariah approach. This research is a quantitative research and is a library research. The data analysis technique used is descriptive-analytical with a normative juridical approach to Islamic law. The results of the study indicate that the use of cryptocurrencies in business transactions, as an investment instrument, and illegally traded commodities, is maysir and gharar. So it should be avoided containing mafsadat rather than benefit, and has the potential to bring more harm than good/mafsadah.
IMPLEMENTATION OF SHARIA MAQASHID ON SUKUK BASED ON FATWA DSN-MUI/IX/2020 Mahmudah, Siti Nur; Ghozali, Muhammad Lathoif; Ritonga, Iskandar
Islam Futura Vol 22 No 2 (2022): Jurnal Ilmiah Islam Futura
Publisher : Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jiif.v22i2.12296

Abstract

Sukuk is an alternative option for government or corporate funding in the capital market for the sake of progressing the national economy. With the issuance of sukuk, the government or companies will get substantial funds. This is an attraction to help improve infrastructure development carried out by the government or companies. The approach taken in this research is a qualitative approach with library research type and is useful in collecting primary and secondary data sources in the form of documentation because it comes from several books, journals and other literature. The last step is data analysis through descriptive analysis method, namely data reduction, data display, and conclusion. The results of this study are the needs that can be met with the existence of sukuk, namely dharuriyah (mandatory needs), Hajiyyat (secondary needs), Tahsiniyyat (tertiary needs). This research was conducted with the aim of analyzing the benefits of issuing sukuk for a country from the perspective of maqashid sharia about sukuk
Determining the Minimum Age of Marriage in the Perspective of Economics and Al-Ikhtiyath Al-Fiqhy Lathoif Ghozali, Muhammad; Yudha, Ana Toni Roby Candra; Himami, Fatikul
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.5030

Abstract

The purpose of this study is to find out and provide views on the determination of the minimum age of marriage from two perspectives, namely the economic perspective and the economic perspective al Ikhtiyath al fiqhy. The method used in this study is qualitative, juridical-normative approach, as well as descriptive qualitative because the data needed and used are in the form of information leaflets that do not need to be quantified. The study found that the findings of previous research on young marriage were confirmed in this study. It found that young marriage is known to increase the risk of miscarriage, infant mortality, cervical cancer, venereal disease, and mental disorders due to social pressure to assume adult responsibilities at a young age. This is a prohibition that must be avoided and is very contrary to Islamic rules la dharara wa la dhirar. These rules are taken to realize the objectives of the maqashid al-syariah by rejecting the ones that mafsadah, by eliminating the harm or at least alleviating it. The corresponding suggestion is to encourage education as early as possible for adolescents so that they know the bad things that have the potential to arise if they force early marriage. Two things that are very important for adolescents to have but scientifically and empirically are considered immature are age and mental preparation. So, it is necessary to pay serious attention to these two things before deciding to marry their couple.
PENGELOLAAN ASURANSI HAJI PERSPEKTIF MAQASHID SYARI’AH Ansori; Ghozali, Muhammad Lathoif; Yasid, Abu
Jurnal Istiqro Vol. 10 No. 2 (2024): Juli 2024
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v10i2.3108

Abstract

Establishment of Hajj insurance is a modern solution for Muslims through the DSN-MUI Fatwa Number 39/DSN-MUI/X/2002. The aim is for pilgrims to find peace and protect themselves from disasters and risks during the pilgrimage and the families they leave behind. Hajj insurance uses Tabarru' (grants) and wakalah bil ujrah contracts and sharia insurance institutions acting as grant fund managers are entitled to receive ujrah/rewards for managing these funds in accordance with fair and reasonable principles based on Law No. 34 of 2014 concerning Hajj Financial Management, which is managed by the Hajj Financial Management Agency (BPKH). From the point of view of Maqoshid Al-Syariah, explaining logically and essential in its application so as to give birth to the benefit of the people. The purpose of this study is to analyze the theory of the formation of the DSN-MUI fatwa in establishing legal Istinbath which is related to the formation of haj insurance from the perspective of Maqoshid al-Syari'ah to achieve benefits for the wider community which are dharuriyat in nature including religion, soul, mind, lineage, wealth and honor. . This research method uses descriptive analytical research which aims to develop a theory about a problem, which is associated with certain scientific theories in finding problems rationally. Conclusion The implementation of the Maqashid Ai-Shariah theory provides a clear reference regarding legal sources in the formation of the DSNMUI fatwa regarding haj insurance, so that it can provide maslahah to the wider community. Maqasid al-Syariah's review of hajj insurance is not just theoretical ijtihad but also practical, from the point of view of fiqh law, it becomes a clear reference for legal sources in the formation of DSN MUI fatwa regarding haj insurance.
Getting To Know The Characteristics Of Waqf Institutions Through Nazhir's Performance Faujiah, Ani; Yasid, Abu; Ghazali, Muhammad Lathoif
Journal of Noesantara Islamic Studies Vol. 1 No. 4 (2024)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/jnis.v1i4.1376

Abstract

Nazhir's performance in managing waqf is a form of improving the characteristics of the institution. For waqf, waqf candidates and the community in general should participate in analyzing the performance of a waqf institution which is an institution mandated by the community in receiving, managing and distributing waqf benefits. Getting to know the characteristics of waqf institutions through Nazhir's performance is one of the efforts to encourage waqf institutions to improve their performance in order to increase trust in the community. Through a qualitative approach trying to dig up several data ranging from literature reviews, observations and interviews to several waqf, Nazhir and the community on the profile of a waqf institution, it was found that the three elements are interrelated. So that each element has a contribution to the development of waqf.
TELAAH AL ‘URF TERHADAP SISTEM UPAH PENGAIRAN DI DESA GAYAM LOR BOTOLINGGO BONDOWOSO Ali, Mufti Faqih; Yasid, Abu; Ghozali, Muhammad Lathoif; Latifah, Sofiyatul
LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Vol. 19 No. 2 (2025): DESEMBER
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/lisanalhal.v19i2.174-191

Abstract

Al-‘urf, as one of the sources of Islamic law, plays a strategic role in shaping Islamic economic law, particularly in addressing contemporary socio-economic dynamics. This study examines the application of al-‘urf in the wage system for irrigation services in Gayam Lor Village, Botolinggo District, Bondowoso Regency, where no fixed wage standard is predetermined. The compensation mechanism between irrigation workers (lobenyu) and farmers is based on widely recognized local customary practices. This research employs a qualitative method with normative and descriptive-analytical approaches. The findings indicate that the practice constitutes an ijarah (service-based contract) characterized as ujrah al-mithl, since the wage amount is determined flexibly based on field conditions and is not stated during the contract session. Therefore, this ‘urf al-amali practice possesses Sharia legitimacy as long as mutual consent and fairness between both parties are ensured.
Economy Running the Nation, Nature Paying the Price: An Islamic Perspective on Environmental Disasters in Sumatra Al Berto, Muhammad; Ahmad, Ahmad; Ghozali, Muhammad Lathoif
Journal of Economics and Business Research (JUEBIR) Vol. 4 No. 2 (2025): December (2025)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/juebir.v4i2.13453

Abstract

This study examines the link between rising deforestation in Aceh, West Sumatra, and North Sumatra and the ecological vulnerability that intensified hydrometeorological disasters in late 2025. The purpose of this research is to analyze deforestation trends, assess their connection to the ecological disasters that occurred, and explore these phenomena through an Islamic perspective. The study employs a qualitative method using a library research design, drawing on scientific sources, official reports, and secondary data on forest-cover loss and disaster documentation. The findings indicate a consistent increase in deforestation from 2019 to 2024, while cumulative forest loss from 2001 to 2024 has reached approximately 3.3 million hectares, significantly weakening the ecological capacity of forests to maintain hydrological balance and soil stability. The Islamic analysis reveals that excessive exploitation contradicts the principles of amanah (trust), mīzān (balance), and the prohibitions against fasād (corruption) and isrāf (excessiveness), demonstrating that environmental destruction carries moral and spiritual dimensions. This study concludes that forest management in Sumatra requires an approach grounded not only in ecological and economic considerations but also in Islamic values that emphasize stewardship, moderation, and sustainability.
Co-Authors Abu Yasid Ahdiyat Agus Susila Ahmad Ahmad Al Berto, Muhammad Alfa Saniyah Ali, Mufti Faqih Alimatul Farida amanda, yudi amirul aji amin kurniawan kurniawan Ana Toni Roby Candra Yudha Angga Adigara Ansori Ardin Hisyam Maulana Fajar Arjuna Ashif Jauhar Winarto Astutik, Erni Dwi Diana Restu Cahyani Dikuraisyin , Basar Eka Rahayuningsih Faiza, Nurlaili Adkhi Rizfa Fathmah Hanum Fatkur Huda Fatwa, Ah Fajaruddin Faujiah, Ani Ghina, Erfintya Gilang Rizki Aji Putra Hafidhotul Amaliyah Hidayat, Bintang Kurnia Himami, Fatikul Irfan Ramis Iskandar Ritonga Ita Marianingsih Purnasari Izzatul Muna Khotib kurniawan, amin kurniawan Latifah, Sofiyatul Luluk Latifah Mahmudah, Siti Nur Mansur Mansur Moh Ah. Subhan ZA Muafi Aulia Rachman Muhammad Wahyudi Musfiroh, Anita Nada, Nabilatun Nurwinsyah Rohmaningtyas Qathrunnada, Elissa Rifa Dianmurti Rijal, Akmalur Santika, Ana saoki saoki, saoki Sifwatir Rif'ah Sifwatir Rif'ah Sumarkan Sundari Sundari Sundari Sundari TRI NADHIROTUR ROIFAH Widyarta Wijaya, Muhammad yudi amirul aji amanda Zuheri, Ahmad Ardian