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All Journal Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Ulul Albab: Jurnal Studi Islam ISLAMICA: Jurnal Studi Keislaman SALAM: Jurnal Sosial dan Budaya Syar-i Islam Futura EKSYAR: Jurnal Ekonomi Syari'ah & Bisnis Islam Al-Mustashfa Jurnal Ilmiah Ekonomi Islam Journal of Economic, Bussines and Accounting (COSTING) Jurnal Istiqro' Jurnal Hukum Ekonomi Syariah Istinbath: Jurnal Hukum dan Ekonomi Islam Journal of Humanities and Social Studies Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Al-Musthofa: Journal of Sharia Economics Justisia Ekonomika LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Al Maal: Journal of Islamic Economics and Banking Al Yasini : Jurnal Keislaman, Sosial, hukum dan Pendidikan Akademika Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam Jurnal Mu'allim El-Qist : Journal of Islamic Economics and Business (JIEB) El-kahfi : Journal of Islamic economics Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Bisnis Net : Jurnal Ekonomi dan Bisnis Asasi: Journal of Islamic Family Law Jurnal Ekonomi dan Bisnis Islam (JEBI) El-Qish: Journal of Islamic Economics Al-Manahij : Jurnal Kajian Hukum Islam Jurnal Perbankan Syariah Darussalam (JPSDa) IIJSE JUEBIR: Journal of Economics and Business Research Journal of Noesantara Islamic Studies
M. Lathoif Ghozali
Universitas Islam Negeri Sunan Ampel Surabaya
Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Blockchain Technology as A Means of Wealth Protection (Ḥifẓ al-Māl) in Digital Cryptocurrency Assets: A Maqāṣid-Oriented Analytical Framework Agus Wahyu Irawan; Muhammad Lathoif Ghozali; Sadiq Ibrahim Mijinyawa; Nurlaili Adkhi Rizfa Faiza
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies Vol. 21 No. 2: December 2025
Publisher : Fakultas Studi Islam dan Peradaban, Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/afkaruna.v21i2.26972

Abstract

The rapid expansion of blockchain technology and digital cryptocurrency assets has generated significant debate within Islamic finance, particularly regarding their compliance with the objectives of Maqāṣid al-Sharīʿah. This study critically examines the role of blockchain technology in the protection of wealth (ḥifẓ al-māl) within digital cryptocurrency assets using a maqāṣid-oriented analytical framework. Employing a qualitative normative–conceptual approach grounded in Jasser Auda’s systems theory of maqāṣid al-Sharīʿah, the study analyzes how core blockchain characteristics transparency, cryptographic security, immutability, and distributed ledger architecture contribute to wealth protection while also identifying inherent risks and limitations. The findings indicate that blockchain can support ḥifẓ al-māl by enhancing transaction accountability, safeguarding ownership, and mitigating fraud. However, such contributions are neither inherent nor unconditional, as they depend on governance structures, regulatory alignment, and ethical usage frameworks. The study further distinguishes between blockchain as a neutral technological infrastructure and cryptocurrency as a financial instrument that may generate Shariah concerns due to volatility, gharar, and speculative excess. By articulating this distinction, the research advances a more proportionate and critically grounded maqāṣid-based assessment of blockchain, contributing to contemporary discourse on Islamic digital finance and offering a conceptual foundation for future regulatory and technological development.
Economy Running the Nation, Nature Paying the Price: An Islamic Perspective on Environmental Disasters in Sumatra Al Berto, Muhammad; Ahmad, Ahmad; Ghozali, Muhammad Lathoif
Journal of Economics and Business Research (JUEBIR) Vol. 4 No. 2 (2025): December (2025)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/juebir.v4i2.13453

Abstract

This study examines the link between rising deforestation in Aceh, West Sumatra, and North Sumatra and the ecological vulnerability that intensified hydrometeorological disasters in late 2025. The purpose of this research is to analyze deforestation trends, assess their connection to the ecological disasters that occurred, and explore these phenomena through an Islamic perspective. The study employs a qualitative method using a library research design, drawing on scientific sources, official reports, and secondary data on forest-cover loss and disaster documentation. The findings indicate a consistent increase in deforestation from 2019 to 2024, while cumulative forest loss from 2001 to 2024 has reached approximately 3.3 million hectares, significantly weakening the ecological capacity of forests to maintain hydrological balance and soil stability. The Islamic analysis reveals that excessive exploitation contradicts the principles of amanah (trust), mīzān (balance), and the prohibitions against fasād (corruption) and isrāf (excessiveness), demonstrating that environmental destruction carries moral and spiritual dimensions. This study concludes that forest management in Sumatra requires an approach grounded not only in ecological and economic considerations but also in Islamic values that emphasize stewardship, moderation, and sustainability.
DSN-MUI Fatwa No. 122 of 2018 on Hajj Fund Management: A Maqāṣid al-Sharī‘ah Review from the Perspectives of Imam al-Ghazali and Imam al-Syathibi Sifwatir Rif'ah; Muhammad Lathoif Ghozali
Al-Musthofa: Journal of Sharia Economics Vol. 8 No. 2 (2025): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v8i2.4457

Abstract

This study aims to systematically assess the conformity of th fatwa’s norms with the principles of maqāṣid al-sharī‘ah and to analyze the views of Imam al-Ghazali and Imam al-Shāṭhibī as the epistemological foundations of the concept of maṣlaḥah. The research employs a qualitative approach using a literature study method involving the fatwa text, fiqh mu‘āmalah literature, the thoughts of Imam al-Ghazali and Imam al-Shāṭhibī, books, journal articles, and studies related to hajj fund management, maqāṣid al-sharī‘ah, and Islamic public economics. Data analysis is conducted using the maqāṣid al-sharī‘ah framework. The findings indicate that DSN-MUI Fatwa No. 122/2018 on Hajj Fund Management aligns with maqāṣid al-sharī‘ah, particularly in terms of ḥifẓ al-māl, trustworthiness (amānah), and public welfare (maṣlaḥah ‘āmmah). Al-Ghazali’s perspective emphasizes the prevention of potential harm, usury (ribā), and uncertainty (gharar), while al-Shāṭhibī underscores the balance between individual and collective welfare within the framework of ḍarūriyyāt–ḥājiyyāt–taḥsīniyyāt. This study provides a maqāṣid-based understanding by linking it to the analysis of contemporary fatwas. It is expected to offer recommendations for strengthening hajj fund governance to make it more trustworthy, transparent, and oriented toward the long-term welfare of pilgrims.
Investasi Emas Digital Perspektif Shaykh Wahbah Al Zuhayli Dan Fatwa DSN-MUI Rikantasari, Shelvyna; Kholishudin; Ghozali, Muhammad Lathoif
Al-Musthofa: Journal of Sharia Economics Vol. 8 No. 2 (2025): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Tarbiyatut Tholabah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/al-musthofa.v8i2.4460

Abstract

The legal view on gold savings from the perspective of DSN-MUI and Shaykh Wahbah Zuhayli has basic similarities, namely from the nash hadith, but differs in the legal istinbat on the nas. This research aims to uncover the legal review of gold investment from the perspective of DSN-MUI and Shaykh Wahbah Zuhayli. The research uses qualitative methods and data collection uses documentation techniques to be further analyzed descriptively -critically on the arguments of both parties about gold investment. This research shows the view of MUI that it allows gold investment with istidlal that in the current context gold has changed not as a means of transaction but has been transformed as sil'ah (valuable goods). Meanwhile, according to Wahbah Zuhaili, it is the view that gold savings should not be based on the textual understanding of the hadith because gold is a usury item.
Studi Fenomenologi: Perilaku Konsumtif Game Online Pada Remaja di Kelurahan Siwalankerto Kota Surabaya Perspektif Maslahah Muafi Aulia Rachman; Muhammad Lathoif Ghozali
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.7912

Abstract

The development of technology and information has developed so rapidly and has progressed, be it in the business sector to the entertainment sector. With the internet, various activities can be done easily and quickly, including playing games as a means of entertainment for today's society. Online games are one of the platforms that are in great demand by the public because online games can be played using the internet network. This article aims to find out how the consumptive behavior of adolescents in buying virtual goods in online games, the research method used in this study is a qualitative method with a phenomonelogical approach by taking data sources through observation and interviews and secondary data sources through literature studies, mass media and social media. Research shows that the consumption behavior of teenagers in online games has become more wasteful, because the purchase of virtual goods is done to fulfill desires alone, not to meet their needs and aspects of benefit. This is very contrary to the concept of maslahah in Islam.
Menuju Kerangka Kerja ESG Berbasis Maqashid Syariah: Rekonstruksi Keuangan Sosial Islam di Luar Paradigma Konvensional Susila, Ahdiyat Agus; Ghozali, Muhammad Lathoif
Jurnal Ekonomi dan Bisnis Islam (JEBI) Vol. 6 No. 1 (2026): Maret
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAMMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56013/jebi.v6i1.5501

Abstract

Artikel ini bertujuan merekonstruksi kerangka kerja Environmental, Social, and Governance (ESG)berbasis Maqasid Syariah dalam konteks Keuangan Sosial Islam (Islamic Social Finance/ISF). Model ESGkonvensional dinilai masih berorientasi pada logika kapitalistik dan bersifat value-neutral, sehingga belumsepenuhnya selaras dengan dimensi teleologis syariah. Penelitian ini menggunakan pendekatan kualitatifkonseptualmelalui studi literatur kritis terhadap teori ESG, Maqasid Syariah, dan praktik keuangan sosial Islam. Hasil penelitian menunjukkan bahwa integrasi Maqasid Syariah, meliputi hifz al-din, hifz al-nafs, hifz al-‘aql, hifz al-nasl, dan hifz al-mal, dapat memperluas dimensi ESG dari sekadar manajemen risiko menjadi kerangka pembangunan berkeadilan dan berorientasi falah. Artikel ini menawarkan model ESG berbasis Maqasid yang bersifat normatif-transformatif dan memberikan implikasi teoretis bagi pengembangan Islamic Moral Economy serta kebijakan kelembagaan zakat dan wakaf berkelanjutan
Co-Authors Abu Yasid Agus Wahyu Irawan Ahmad Ahmad Al Berto, Muhammad Alfa Saniyah Ali, Mufti Faqih Alimatul Farida amanda, yudi amirul aji amin kurniawan kurniawan Ana Toni Roby Candra Yudha Angga Adigara Ansori Ardin Hisyam Maulana Fajar Arjuna Ashif Jauhar Winarto Astutik, Erni Dwi Diana Restu Cahyani Dikuraisyin , Basar Eka Rahayuningsih Faiza, Nurlaili Adkhi Rizfa Fatkur Huda Fatwa, Ah Fajaruddin Faujiah, Ani Ghina, Erfintya Gilang Rizki Aji Putra Hidayat, Bintang Kurnia Himami, Fatikul Irfan Ramis Iskandar Ritonga Izzatul Muna Kholishudin Khotib kurniawan, amin kurniawan Latifah, Sofiyatul Luluk Latifah Mahmudah, Siti Nur Mansur Mansur Moh Ah. Subhan ZA Muafi Aulia Rachman Muhammad Wahyudi Musfiroh, Anita Nada, Nabilatun Qathrunnada, Elissa Rifa Dianmurti Rikantasari, Shelvyna Rohmaningtyas, Nurwinsyah Sadiq Ibrahim Mijinyawa Santika, Ana saoki saoki, saoki Sifwatir Rif'ah Sumarkan Sundari Sundari Sundari Sundari Susila, Ahdiyat Agus Widyarta Wijaya, Muhammad yudi amirul aji amanda Zuheri, Ahmad Ardian